First Savings Financial Group, Inc. FSFG Cash Flow

First savings financial group, inc. (FSFG)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
-1,102	3,603	5,664	4,963	3,264	3,104	2,944	3,677	2,222	3,493	2,339	2,443	2,194	2,337	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,227	1,635	1,243	1,828	2,196	1,527	1,200	1,370	1,456	1,536	1,028	1,369	1,141	1,170	1,016	1,141	1,272	964	910	837	1,123	970	1,084
Adjustments to reconcile net income to net cash used in operating activities:
Provision for loan losses
1,705	505	471	337	340	315	254	266	371	462	299	321	375	306	209	303	125	0	232	208	212	207	342	300	303	301	296	560	550	452	635	308	270	319	531	435	287	352
Depreciation and amortization
352	409	463	361	376	484	378	361	334	300	293	289	289	293	358	366	370	367	371	360	364	357	361	380	358	346	380	317	278	266	256	237	235	268	225	243	223	212
Amortization of premiums and accretion of discounts on securities, net
-153	-116	-107	-130	-114	-126	-117	156	-128	-146	-186	-147	-168	-201	-103	-185	-133	-132	-122	-169	-207	-181	-177	-162	-98	-206	-131	-128	-187	-169	-128	-38	-99	-119	-25	68	33	50
Decrease in trading account securities
-	-	-	-	-	-	0	-5,749	-890	-536	1,356	-569	-2,750	-117	453	-329	1,621	-1,534	274	3,541	549	-639	65	155	945	944	933	-1,574	420	-131	1,431	2,131	0	0	-	-	-	-
Amortization and accretion of fair value adjustments on loans, net
264	211	224	122	189	129	206	125	115	71	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans originated for sale
556,670	554,450	466,852	272,019	121,300	79,437	27,788	24,133	14,152	48,992	22,610	21,480	12,719	32,929	5,518	8,105	7,284	6,665	9,802	2,742	2,390	2,046	2,941	2,121	1,228	2,168	4,267	5,274	2,794	4,100	4,856	1,776	1,550	1,905	1,118	425	1,848	6,448
Proceeds on sales of loans
515,586	550,122	477,969	234,923	114,970	76,830	21,772	22,692	22,420	49,096	23,493	15,250	14,176	22,719	6,086	8,265	3,583	10,863	3,951	2,842	2,120	2,411	2,878	2,130	1,310	2,545	4,197	5,894	2,596	4,502	4,388	1,846	1,720	1,687	2,465	583	3,282	6,899
Net realized and unrealized gain on loans held for sale
12,862	12,385	11,745	10,246	4,492	3,270	2,236	1,649	1,541	1,654	1,651	1,042	1,036	1,005	319	499	97	230	604	86	49	85	96	72	42	77	96	235	72	107	83	41	39	34	25	124	33	106
Net realized and unrealized gain on other real estate owned
13	0	19	34	-2	27	3	-4	36	180	2	26	29	113	39	6	50	-46	-28	41	-3	-9	-137	68	-36	32	53	-30	68	-49	44	-63	-33	13	-	-	-	-
Unrealized loss on derivative contract
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-5	-3	-2	-6	7	-1	0	-6	-13	-12	-8	-29	-31	-12	45
Net realized and unrealized loss on foreclosed real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-175	-8
Net gain on sales of available for sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	122	0	1	0	0	0	1	12	18	0	0	36	0	0	68
Gain on life insurance
-	-	-	-	-	-	-	-	-	-	-	0	0	189	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in cash surrender value of life insurance
194	162	165	157	147	111	105	112	106	107	115	105	104	109	110	111	112	115	115	119	117	128	132	133	134	97	98	98	113	78	68	72	72	77	-	-	-	-
Net loss on equity securities
-29	2	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (gain) loss on sale of premises and equipment
-5	-4	15	7	8	1	5	5	8	7	8	7	16	7	2,030	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in cash surrender value of life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	69	80
Deferred income taxes
144	271	691	-463	331	-52	-648	9	78	796	543	832	128	333	445	-2,677	-101	-98	248	-37	-78	-169	268	75	-63	-130	502	726	-95	-620	143	-47	-132	196	278	95	-29	221
Stock compensation expense
71	68	62	64	61	59	56	55	52	54	51	49	51	25	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ESOP and stock compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	628	128	172	212	596	201	199	196	531	193	188	187	495	170	167	164	163	160	160	162	195
Increase in accrued interest receivable
-417	533	-343	782	-206	521	-226	639	-446	595	-110	381	-219	540	-249	273	-151	278	-169	314	-196	195	-233	238	-216	331	-317	238	-172	230	-292	422	-336	350	-378	196	-50	38
Increase (decrease) in accrued interest payable
15	-163	-448	58	329	253	315	112	-14	46	18	50	14	6	8	-13	14	0	7	0	5	-1	12	-19	5	-7	-2	-22	-12	-16	-34	-28	-37	-86	-14	-6	4	-12
Change in other assets and liabilities, net
2,668	-2,103	331	-2,137	-620	1,798	-3,478	-3,298	877	2,814	-1,936	141	-545	1,159	34	1,450	-1,473	990	-109	-255	99	-8	-658	420	-555	0	-1,663	1,074	-1,164	-48	-332	-430	-949	307	-190	-427	-195	543
Net Cash Used In Operating Activities
-55,303	-10,705	5,775	-40,801	-5,524	-4,175	-1,696	9,060	10,092	509	3,516	-3,262	7,231	-9,714	-	-	-	-	-	-	-	-	-	1,359	2,204	1,172	3,605	3,610	2,731	1,976	960	-482	2,952	898	3,860	2,218	3,348	1,581
CASH FLOWS FROM INVESTING ACTIVITIES
Net Cash Provided By (Used In) Operating Activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,850	-1,781	6,437	-	-1,509	1,565	2,984	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment in interest-bearing time deposits
0	-490	-245	-150	-200	-490	-490	0	0	-490	-10	-200	-245	0	-	-	-	-	-865	0	0	-735	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales and maturities of interest-bearing time deposits
0	245	100	493	245	0	748	0	3,741	245	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturities of interest-bearing time deposits
-	-	-	-	-	-	-	-	-	-	-	0	745	245	-	-245	0	245	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment in interest-bearing time deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of securities available for sale
22,850	4,556	2,871	3,281	9,766	8,530	5,538	28,321	12,049	4,112	5,583	10,140	5,060	11,222	4,726	649	6,677	3,607	4,573	7,412	5,952	5,732	5,956	8,676	10,699	16,434	5,069	6,532	4,336	35,014	7,222	33,691	11,991	23,873	9,313	13,280	5,607	20,770
Proceeds from sales of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	505	0	303	0	0	0	801	1,747	518	0	0	3,181	0	0	3,914
Proceeds from maturities of securities available for sale
2,945	1,205	-	95	3,120	385	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturities of securities available for sale
-	-	-	-	-	-	-	-	925	355	835	1,000	1,270	560	1,330	0	830	4,565	2,810	2,300	1,485	4,632	3,427	4,000	990	1,243	90	1,833	2,825	7,475	3,580	0	1,500	7,618	10,055	11,697	3,537	619
Proceeds from maturities of securities held to maturity
109	30	78	30	102	30	77	30	95	25	69	25	89	25	233	25	1,098	25	299	25	317	25	289	25	290	94	199	275	273	20	260	86	274	0	-	-	-	-
Principal collected on securities
1,652	2,101	-	3,102	4,435	7,919	-	4,415	3,475	3,652	-	3,991	2,895	6,161	4,484	3,583	3,451	3,376	4,571	5,506	5,359	3,378	4,061	3,316	3,104	3,738	4,695	5,252	4,947	5,016	5,213	5,969	6,057	4,886	3,043	2,309	2,760	3,996
Net increase in loans
27,009	41,629	14,367	35,122	28,928	30,430	11,752	12,066	31,411	30,569	22,939	17,313	14,987	16,344	16,235	15,997	18,439	2,050	9,872	2,995	4,426	7,226	11,070	-4,407	9,952	11,160	4,604	10,791	1,908	4,367	-7,544	12,284	-1,849	1,841	3,689	12,108	2,159	-3,416
Purchase of Federal Reserve Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	945	0	0	0	0	100	0	0	0	0	500	0	500	-	-	-	-
Proceeds from redemption of Federal Reserve Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Federal Home Loan Bank stock
2,469	1,109	-574	2,784	0	575	-	-	-	2,562	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment in cash surrender value of life insurance
0	4,481	-	-	6,000	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	5,000	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	2,562	0	-	0	0	0	-	-	-	-	72	0	0	461	842	0	0	175	-	-	-	-	-	-	-	-	-	-	-	-
Investment in cash surrender value of life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-4,000	-	0	0	0	-	-	-	-
Proceeds from life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-851	815	0	461	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment in historic tax credit entity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	417	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from redemption of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	121
Proceeds from sale of other real estate owned
68	0	0	55	74	49	0	0	122	484	22	96	90	0	-	-	-	-	132	182	391	104	-	-	-	-	-	-	-	-	308	56	24	80	249	487	180	284
Proceeds from sale of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	196	317	0	-	-	-	-	-	-	-	-	-	-	-	-
Investment in real estate development and construction
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	152	64	14	495	1,172	1,046	426	861	73	3,178	-	-	-	-
Purchase of premises and equipment
1,243	4,102	970	534	448	7,544	676	275	543	100	37	187	82	120	130	22	170	31	125	146	194	10	43	-17	27	289	3,748	421	204	372	535	67	37	217	416	243	327	576
Proceeds from sales of premises and equipment
0	118	23	0	0	51	31	20	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Used In Investing Activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-13,211	-19,822	2,523	-	-1,798	-3,020	-6,926	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Used In Investing Activities
-45,617	-52,668	-11,478	-24,374	-37,140	-39,135	9,879	-31,144	3,845	-33,072	-23,801	-18,473	-15,266	-20,695	-	-	-	-	-	-	-	-	-	3,790	-16,129	-27,744	-9,740	-10,462	1,449	-31,487	91,101	-40,774	-2,397	-17,025	3,172	-11,186	-1,616	-8,996
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits
51,708	51,214	-53,761	63,375	-7,303	20,961	-23,642	75,967	-8,427	6,067	-4,518	42,655	6,299	45,479	5,365	6,680	33,512	613	4,342	-7,982	21,190	-17,447	7,999	1,305	32,368	13,796	-6,657	-10,872	3,382	-2,361	-25,306	-6,707	40,085	-18,005	10,317	8,318	-5,033	7,863
Net decrease in federal funds purchased
0	4,000	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in repurchase agreements
-	-	-	-	-	-	1	1	1	1	1	0	1	1	1	1	1	0	1	1	1	1	1	1	0	1	1	2	2	1	2	2	2	-15,080	-104	-105	-104	-105
Increase (decrease) in Federal Home Loan Bank line of credit
-9,566	-2,978	-1,711	8,317	-11,081	17,019	0	-14,223	14,223	-18,065	18,065	-13,050	8,054	-16,637	16,368	5,265	-9,135	-5,732	10,241	3,072	-3,309	-4,685	4,799	-5,995	-6,821	8,217	-2,011	11,286	73	0	-4,963	5,000	-3,706	3,669	-6,255	966	-1,302	-331
Proceeds from Federal Home Loan Bank advances
120,000	120,000	65,000	150,000	80,000	15,000	15,000	30,000	85,000	94,500	0	15,000	0	0	-	-	-	-	60,000	35,000	90,000	115,000	100,000	95,000	103,500	73,500	75,000	10,000	30,000	15,000	0	65,000	0	35,000	23,000	50,000	30,000	25,000
Repayment of Federal Home Loan Bank advances
80,000	100,000	30,000	130,000	15,000	15,000	15,000	70,000	105,000	44,500	0	15,000	0	0	-	-	-	-	60,000	25,000	107,000	88,000	105,000	95,000	113,500	68,500	60,006	10,019	33,019	18	40,019	25,056	35,000	0	33,019	50,018	28,019	24,044
Proceeds from other long-term debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	38	530	1,186	1,114	2,132	0	0	0	-	-	-	-
Repayment of other long-term debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,491	46	48	47	46	46	45	43	43	41	43	34	27	0	0	0	-	-	-	-	-	-	-	-
Net increase in advance payments by borrowers for taxes and insurance
716	-637	547	85	419	-363	410	-172	197	-429	220	-26	347	-343	273	-128	214	-228	242	-106	148	-149	213	-119	132	-185	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from exercise of stock options
48	100	0	71	185	152	0	173	67	122	0	0	36	26	0	0	0	169	-119	0	119	159	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Taxes paid on stock award shares for employees
0	53	0	0	0	32	0	0	0	46	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease in advance payments by borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	101	-173	216	91	112	-127	-	-	-	-
Net decrease in advance payments by borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	104
Treasury shares purchased with cash
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	412	504	1,506	851	294	103	0	228	571	80	0	92	-1	61	0	665
Dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	19	43	42	43	43	43	42	43	43	43	42	43	43	43	43	43	43	115	-	-	-	-
Dividends paid on common stock
403	378	376	375	376	345	344	685	-1	315	314	314	313	288	287	287	285	251	261	263	262	209	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Distributions to noncontrolling interests
-307	0	-	-1,636	-83	-12	-	-5	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Provided By Financing Activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11,485	17,120	-5,519	-	4,501	680	4,584	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends paid on common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	239	248	187	-	232	53	877	-	-	-	-	-	-	-	-
Dividends paid on common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Net Cash Provided By Financing Activities
82,196	63,268	-17,970	89,838	46,762	37,380	-3,911	21,056	-13,938	37,335	13,454	29,265	14,424	28,238	-	-	-	-	-	-	-	-	-	-5,635	13,839	25,714	5,835	463	1,629	12,415	-68,552	38,207	1,450	5,250	11,235	9,030	-4,335	7,614
Net Decrease in Cash and Cash Equivalents
-18,724	-105	-	-	4,098	-5,930	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Increase (Decrease) in Cash and Cash Equivalents
-	-	-	-	-	-	-	-	-1	4,772	-	7,530	6,389	-2,171	4,266	1,124	-4,483	3,441	3,603	1,194	-775	642	945	-486	-86	-858	-300	-6,389	5,809	-17,096	23,509	-3,049	2,005	-10,877	18,267	62	-2,603	199