German American Bancorp, Inc. GABC Cash Flow

German american bancorp, inc. (GABC)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income (Loss) Attributable to Parent
12,472	15,820	13,064	15,271	15,067	10,980	12,639	11,097	11,813	11,621	9,660	9,839	9,556	10,065	10,185	9,788	5,146	7,712	7,721	7,325	7,306	7,644	7,708	6,687	6,305	6,589	6,483	6,532	5,809	6,194	6,292	5,967	5,602	5,573	5,167	4,864	4,645
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Net Amortization on Securities
-1,121	-1,017	-1,061	-916	-868	-852	-905	-2,697	904	-952	-922	-861	-808	-881	-910	-1,061	-823	-679	-644	-660	-565	-515	-534	-497	-479	-537	-607	-792	-939	-1,148	-1,161	-1,141	-1,117	-1,018	-603	-459	-429
Depreciation and Amortization
2,341	2,266	2,291	2,063	2,010	1,958	1,625	1,402	1,199	1,191	1,179	1,190	1,127	949	1,139	1,179	1,048	1,010	1,047	1,086	1,121	1,199	1,189	1,206	1,216	1,153	1,084	1,125	1,099	1,104	1,085	1,243	1,256	1,237	1,217	1,359	1,326
Loans Originated for Sale
54,906	55,285	64,913	45,085	33,043	30,049	36,796	35,249	29,822	27,240	37,974	32,738	24,566	42,948	42,185	30,803	22,256	26,391	34,952	43,704	32,640	26,157	27,581	20,608	22,414	26,374	32,924	48,457	51,090	56,223	48,057	32,297	45,416	72,572	28,905	18,641	23,620
Proceeds from Sales of Loans Held-for-Sale
58,459	57,954	61,918	40,381	29,622	35,615	38,092	33,118	30,592	29,677	40,353	30,671	33,615	41,542	35,335	35,205	25,225	22,616	39,990	40,222	33,260	27,912	29,401	22,040	22,255	26,809	43,943	55,191	43,299	59,609	38,448	36,931	54,996	61,706	25,856	15,785	33,017
Financing Receivable, Credit Loss, Expense (Reversal)
5,150	-	-	-	675	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for Loan Losses
-	-	-	-	-	0	500	1,220	350	650	250	350	500	0	0	350	850	0	-500	250	250	-400	0	200	350	600	-400	-200	350	691	640	391	690	2,900	1,300	1,300	1,300
Gain (Loss) on Sales of Loans, Net
1,863	973	1,649	1,030	981	583	866	905	650	682	952	959	687	752	1,004	883	720	595	831	784	749	417	613	386	476	469	613	809	754	904	941	676	713	730	863	379	409
Gain on Securities, net
590	264	313	516	155	272	90	74	270	21	575	0	0	-	-	-	-	0	0	262	463	442	567	244	228	921	428	467	613	975	598	76	18	1,979	0	0	1,045
Loss on Disposition and Donation of Premises and Equipment
-27	-111	0	0	0	0	0	35	1	3	-871	-2	0	-	-	-	-	0	-360	-29	0	-65	-28	1	-1	0	0	0	70	0	-1	1	1	-11	-4	-8	-5
Gain on Disposition of Land
0	0	90	0	262	-44	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on Sales of Other Real Estate and Repossessed Assets
-	-	-	-	-	28	0	0	13	9	1	7	0	-40	96	1	-2	-10	-16	-29	-8	12	90	-42	-2	-33	-5	-111	-142	-11	302	-36	-34	26	-294	111	-8
Increase in Cash Surrender Value of Company Owned Life Insurance
373	373	375	328	331	357	263	269	252	281	330	498	261	299	267	267	235	235	30	213	211	234	218	202	211	246	231	214	264	248	209	263	240	267	236	251	353
Equity Based Compensation
270	360	306	310	311	520	172	384	279	305	304	342	295	611	268	267	261	226	228	275	234	145	162	162	158	82	77	85	85	165	155	140	168	170	158	154	153
Change in Assets and Liabilities:
Interest Receivable and Other Assets
6,438	1,696	-14,812	15,401	-683	-4,525	5,238	-2,908	-16	2,543	1,789	-1,406	1,602	-1,008	931	-4,274	-1,462	2,106	1,194	-1,227	-2,245	5,411	588	4,726	-606	-3,217	730	-1,807	-1,722	283	1,352	-1,950	-3,118	-952	1,949	-594	-5,423
Interest Payable and Other Liabilities
8,271	-1,093	3,997	705	879	-3,309	3,057	-1,312	1,402	-2,766	3,407	-4,608	3,857	-1,636	1,396	-1,900	-407	-916	894	-339	-967	7,703	1,694	-559	1,079	-2,682	1,926	-1,625	-23	1,346	-1,721	1,476	-803	2,203	-128	-591	-1,620
Net Cash from Operating Activities
23,941	19,441	32,909	-2,464	15,343	19,873	13,737	14,982	13,739	11,057	15,325	5,851	22,642	9,115	4,292	17,307	11,199	2,114	13,393	5,801	9,959	12,179	11,059	4,108	9,122	8,373	18,799	13,871	631	11,643	-5,398	15,962	19,790	269	2,530	4,558	19,259
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from Maturity of Other Short-term Investments
-	-	-	-	-	-	-	-	-	-	-	-	-	744	1,000	-752	1,000	100	0	0	0	-	-	-	-	-	-	-	-	0	996	1,245	995	748	1,593	1,992	1,890
Proceeds from Maturities of Securities Available-for-Sale
31,698	36,535	32,154	27,857	18,123	19,788	21,445	14,551	22,930	18,192	20,971	19,638	21,154	29,122	27,370	26,066	20,743	19,676	20,184	32,031	18,811	15,843	21,477	23,100	18,315	21,610	32,829	38,197	43,537	42,289	39,591	30,696	30,677	27,653	33,378	17,910	20,331
Proceeds from Sales of Securities Available-for-Sale
10,989	7,302	53,025	10,459	11,815	68,094	5,404	10,220	7,295	1,116	48,343	0	0	23,651	36,112	42,364	62,975	0	0	9,191	9,808	7,453	45,474	6,983	254	42,392	19,231	25,972	74,749	0	40,949	9,247	42,148	-	-	-	-
Purchase of Securities Available-for-Sale
47,292	50,630	44,932	43,487	30,591	38,892	32,789	31,187	37,736	27,042	72,819	24,590	32,351	58,599	75,489	67,662	23,706	34,231	20,757	50,055	11,899	77,493	26,963	21,508	25,776	40,133	50,438	61,111	119,536	67,308	46,770	99,005	98,980	28,851	126,516	24,203	116,977
Redemption of Federal Reserve Bank Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	694
Proceeds from Maturities of Securities Held-to-Maturity
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	95	0	0	0	89	0	0	0	84	0	0	0	78	0	0	0	344	100	654	0	161
Purchase of Federal Home Loan Bank Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	1,350	1,268	45	922	160	-1	0	92	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Loans
0	1,394	136	0	521	1,209	0	0	0	5,336	152	0	59	-225	1,120	225	4,263	8,043	0	1,852	0	-	-	-	-	0	32	0	712	0	0	0	0	-	-	-	-
Proceeds from Sales of Loans
-	-	-	-	-	0	0	0	6,000	1,106	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans Made to Customers, net of Payments Received
-69,603	20,907	-14,497	8,473	-18,808	1,944	18,261	50,403	16,519	51,360	54,679	49,479	-6,182	-10,603	41,963	45,815	29,023	43,299	40,927	24,613	-832	9,151	21,763	45,913	-18,240	22,158	40,144	53,578	-13,158	42,944	29,805	52,136	-26,265	13,279	8,996	13,095	-38,868
Proceeds from Sales of Other Real Estate
0	0	10	73	286	608	0	28	26	523	722	38	152	358	202	152	717	187	183	649	151	214	795	592	444	602	1,020	151	308	72	3,581	128	118	770	820	2,109	532
Property and Equipment Expenditures
1,166	3,755	2,447	1,543	1,629	2,494	3,830	4,072	4,790	3,906	3,975	869	2,433	2,379	1,351	1,045	459	728	387	216	283	561	749	1,347	396	1,363	690	913	693	526	1,983	570	538	1,588	18	1,296	1,063
Proceeds from Sales of Property and Equipment
-	-	-	-	-	0	0	39	1	4	2	0	0	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	88	0	0	0	1	0	0	0	12
Proceeds from Sale of Land
85	739	300	0	722	393	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Life Insurance
1,082	197	0	0	1,019	514	251	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payments to Acquire Businesses, Net of Cash Acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	223	0	0	793	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash Acquired from Acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	55,780
Net Cash from Investing Activities
64,999	-31,913	59,657	-15,114	18,032	31,207	-27,780	-19,432	-22,793	-65,076	-61,587	-55,262	-7,355	4,468	-54,176	-45,917	23,936	-66,742	-41,749	-35,787	17,349	-68,021	16,544	-38,185	11,165	5,353	-35,729	-47,837	10,977	-66,417	14,119	-110,395	1,030	7,613	-98,620	-14,167	228
CASH FLOWS FROM FINANCING ACTIVITIES
Change in Deposits
48,658	-1,032	-68,682	63,891	-7,184	7,692	39,435	-41,345	-16,894	59,526	61,302	36,912	-23,003	20,195	52,363	36,847	8,826	22,545	41,073	-37,630	20,642	15,294	22,099	-25,388	-44,369	34,525	29,134	-17,996	18,982	21,903	15,806	-1,601	48,671	2,466	32,576	36,372	95,002
Change in Short-term Borrowings
-134,214	41,614	-16,195	-23,552	-83,904	-43,891	-2,750	80,343	9,297	16,300	-1,503	22,134	-40,985	-20,974	5,699	4,575	-29,463	38,237	-31,014	56,233	-27,212	20,963	2,524	45,213	19,240	-49,258	-4,113	82,645	-47,274	1,425	7,934	37,954	-15,798	1,430	10,090	8,494	-52,696
Advances in Long-term Debt
0	-786	25,000	40,000	25,000	-10,000	0	0	35,000	0	25,000	25,000	25,000	0	0	0	0	-	-	-	-	0	-1,179	20,000	1,500	-3,000	20,000	0	30,000	20,000	0	0	0	-	-	-	-
Repayments of Long-term Debt
7,568	8,037	29,036	28,034	64	-29,967	25,033	31	45,058	3,030	25,030	25,028	776	27	4,787	5,026	15,070	4,024	20,024	20,023	64	23,022	18,843	-305	1,557	-1,436	10	19,260	31,545	1,510	10,009	10,008	42	1,504	6	4	5,035
Issuance (Retirement) of Common Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-3	0	59	-7	0	0	25	25	7	4	9	0	2	20	11	4	-	-	-	-
Issuance (Repurchase) of Common Stock
4,495	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends Paid
5,065	4,531	4,532	4,248	4,245	3,744	3,445	3,445	3,440	2,980	2,982	2,980	2,900	2,746	2,747	2,746	2,391	2,256	2,255	2,253	2,246	2,114	2,114	2,114	2,108	1,975	1,900	1,899	1,896	1,769	1,768	1,768	1,763	1,763	1,763	1,763	1,758
Net Cash from Financing Activities
-102,684	27,222	-93,439	48,057	-70,397	-20,114	8,345	35,522	-21,095	69,816	56,787	56,009	-42,664	-3,551	50,528	33,704	-38,098	54,499	38,227	21,386	-8,887	11,121	2,450	38,041	-27,269	-18,265	43,106	43,499	-31,733	40,073	11,917	24,588	31,072	666	40,872	43,111	35,513
Net Change in Cash and Cash Equivalents
-13,744	14,750	-873	30,479	-37,022	30,966	-5,698	31,072	-30,149	15,797	10,525	6,598	-27,377	10,032	644	5,094	-2,963	-10,129	9,871	-8,600	18,421	-44,721	30,053	3,964	-6,982	-4,539	26,176	9,533	-20,125	-14,701	20,638	-69,845	51,892	8,548	-55,218	33,502	55,000
Cash Paid During the Period for
Interest
7,701	8,315	7,559	7,423	7,468	5,807	4,791	4,000	3,641	3,029	2,910	2,552	2,361	2,147	2,300	2,165	1,736	1,536	1,614	1,444	1,552	1,421	1,670	1,392	1,588	1,557	1,747	1,741	2,608	2,110	3,103	2,691	3,617	3,260	4,399	4,173	4,745
Income Taxes
-45	938	2,514	4,525	0	-	-	-	-	1,801	3,422	7,239	0	2,190	1,931	3,630	1,503	2,864	3,243	2,976	0	4,075	5,423	1,769	0	1,536	2,123	6,605	4	2,506	4,550	1,934	0	1,537	1,175	3,571	410
Supplemental Non Cash Disclosures
Loans Transferred to Other Real Estate
200	0	0	23	685	311	60	0	27	0	0	1,112	118	510	45	1	9	242	6	671	127	37	291	799	187	175	50	83	543	118	639	1,442	781	83	1,801	885	723
Right of Use Asset Obtained in Exchange for Lease Liabilities
0	0	0	0	9,034	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities Transferred to Accounts Receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	3,323	-	-	-	0	-	-	-	-	-	-	-	-
Reclassification of Loan to Secured Borrowing
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,006	-	-	-	0	-	-	-	-
Accounts Receivable Transferred to Securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	45,803	86,334	0	0	-43,167	-	-	-	-