Greene county bancorp inc (GCBC)
CashFlow / Yearly
Jun'19Jun'18Jun'17Jun'16Jun'15Jun'14Jun'13Jun'12Jun'11
Cash flows from operating activities:
Net income

17,484

14,408

11,187

8,963

7,189

6,528

6,371

5,830

-

Adjustments to reconcile net income to net cash provided by operating activities:
Net Income

-

-

-

-

-

-

-

-

5,291

Depreciation

638

635

637

629

545

617

737

835

737

Deferred income tax benefit

-967

56

-259

-714

488

18

324

560

-140

Net amortization of premiums and discounts

-303

-602

-825

-716

-1,145

-1,815

-1,569

-1,122

-1,031

Net amortization of deferred loan costs and fees

-495

-508

-457

-393

-369

-340

-282

-263

-231

Provision for loan losses

1,659

1,530

1,911

1,673

1,556

1,500

1,746

1,784

-

Net loss (gain) on equity securities

36

0

-

-

-

-

-

-

-

Provision for loan losses

-

-

-

-

-

-

-

-

1,628

Stock based compensation

-

-

-

-

-

-

-

19

223

Other than temporary impairment of available-for-sale security

-

-

-

-

-

-

-

25

-

Other than temporary impairment of available-for-sale security

-

-

-

-

-

-

-

-

2

Net gain on sale of available-for-sale securities

-

-

-

-

-

-

10

11

233

Net (gain) loss on sale of foreclosed real estate

-35

42

-73

-177

-136

-57

7

-36

0

Excess tax benefit from share based compensation

-

-

51

6

16

27

0

5

-3

Net increase in accrued income taxes

109

1,774

-1,559

597

1,703

-682

-1,306

-1,021

152

Net increase in accrued interest receivable

796

1,024

422

584

316

47

-25

-28

-15

Net increase in prepaid and other assets

43

382

-158

-202

819

88

-1,096

-194

-417

Net increase in accrued expenses and other liabilities

2,744

2,607

-

-

-

-

-

-

-

Net increase in other liabilities

-

-

1,091

1,535

818

1,354

-492

690

773

Net cash provided by operating activities

-

-

-

-

12,798

11,385

10,335

-

-

Net cash provided by operating activities

21,625

20,672

14,048

13,581

-

-

-

10,349

10,124

Cash flows from investing activities:
Securities available for sale: [Abstract]
Proceeds from maturities

105,479

63,540

69,041

47,939

6,672

2,515

-

-

-

Proceeds from maturities

-

-

-

-

-

-

8,740

13,045

9,911

Proceeds from sale of securities

-

-

-

-

-

-

10

770

7,729

Purchases of securities

108,958

97,725

68,194

65,364

41,682

7,341

10,387

32,524

30,309

The cash inflow associated with prepayments, scheduled principal payments on MBS securities and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.

2,793

3,617

6,724

3,996

5,241

5,862

17,415

20,879

11,175

Securities held to maturity: [Abstract]
Proceeds from maturities

25,785

18,444

17,308

13,376

30,993

29,069

23,755

13,151

21,813

Purchases of securities

82,365

85,568

47,105

58,003

26,840

31,610

73,902

47,510

74,522

The cash inflow associated with prepayments, scheduled principal payments on MBS securities and calls (requests for early payments) of debt securities designated as held-to-maturity.

26,650

15,852

10,145

8,179

8,363

7,363

19,229

11,556

5,525

Net redemption of Federal Home Loan Bank Stock

214

-586

-621

258

933

173

-356

-172

50

Purchase of long term certificate of deposit

735

735

425

1,225

980

0

250

-

-

The cash inflow associated with the maturity of long-term certificates of deposit.

245

495

490

245

-

-

-

-

-

Proceeds from maturity of long term certificate of deposit

-

-

-

-

-

-

-

-

1,000

Net increase in loans receivable

83,495

82,563

104,505

81,718

47,466

42,388

35,178

28,405

7,766

Proceeds from sale of foreclosed real estate

65

1,003

212

684

844

-

-

-

-

Proceeds from sale of foreclosed real estate

-

-

-

-

-

431

446

800

0

Purchases of premises and equipment

589

324

76

290

753

575

187

327

1,340

Net cash used by investing activities

-

-

-

-

-66,541

-36,847

-49,953

-

-

Net cash used by investing activities

-115,339

-163,378

-115,764

-132,439

-

-

-

-48,393

-56,834

Cash flows from financing activities
Net increase in short-term advances

8,000

-6,900

-19,200

3,200

19,750

-7,450

-3,400

-300

5,200

Proceeds from long-term FHLB advances

950

0

4,850

1,500

4,300

10,500

4,000

-

-

Repayment of long-term FHLB advances

5,500

4,500

2,500

0

-

-

7,000

5,000

-

Net decrease in long-term FHLB advances

-

-

-

-

-

-

-

-

5,000

Payment of cash dividends

2,037

1,526

1,920

1,854

1,798

1,335

2,128

1,297

1,647

Proceeds from issuance of stock options

0

160

169

-

-

-

-

-

312

Proceeds from issuance of stock options

-

-

-

193

61

172

124

372

-

Excess tax benefit from share based compensation

-

-

51

6

16

27

0

5

3

Net increase in deposits

95,335

165,699

120,648

116,170

33,143

31,135

46,502

42,040

48,165

Net cash provided by financing activities

96,748

152,933

102,098

119,215

-

-

-

35,820

47,033

Net increase in cash and cash equivalents

3,034

10,227

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

55,472

33,049

38,098

-

-

Net increase in cash and cash equivalents

-

-

-

357

1,729

7,587

-

-

-

Net increase in cash and cash equivalents

-

-

382

-

-

-

-1,520

-2,224

323

Non-cash investing activities:
Foreclosed loans transferred to foreclosed real estate

34

273

714

384

1,354

665

475

653

-

Securities transferred from available-for-sale to held-to-maturity

-

-

-

-

-

-11,735

0

-

-

Cash paid during period for:
Interest

6,286

4,018

3,059

2,571

-

-

-

-

-

Foreclosed loans transferred to foreclosed real estate

-

-

-

-

-

-

-

-

443

Interest

-

-

-

-

2,304

2,376

2,845

3,598

4,522

Income taxes

4,400

2,325

5,559

2,795

127

3,201

3,654

3,141

2,721