Guaranty federal bancshares inc (GFED)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

-

-

-

-

-

-

-

-

-

-

-

3,531

3,768

-

3,494

4,014

8,405

3,561

4,074

3,437

3,411

3,604

3,499

4,449

3,297

3,453

8,150

3,264

2,637

-

-

-

-

-

2,955

3,066

-

Cash and due from banks

6,117

5,114

3,974

4,169

4,540

5,818

5,222

5,275

3,871

4,094

3,456

-

-

3,769

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,360

6,850

2,560

7,205

7,200

-

-

2,968

Interest-bearing demand deposits in other financial institutions

78,226

87,557

250

250

250

28,302

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21,926

20,590

40,057

-

31,791

23,511

28,503

19,373

43,987

27,104

11,176

Interest-bearing deposits in other financial institutions

-

-

82,446

48,856

38,508

-

25,989

25,081

36,162

33,312

7,264

7,216

4,734

5,318

7,454

5,784

9,216

15,213

5,344

17,979

40,645

8,889

7,622

16,381

45,945

8,850

-

-

-

38,303

-

-

0

5,587

5,587

5,587

12,785

Cash and cash equivalents

84,343

92,671

86,421

53,025

43,049

34,121

31,211

30,357

40,033

37,406

10,721

10,747

8,502

9,088

10,948

9,798

17,621

18,774

9,418

21,417

44,056

12,493

11,122

20,831

49,242

12,303

30,077

23,855

42,694

41,663

38,641

26,071

35,708

26,574

46,943

30,171

14,145

Interest-bearing time deposits at other financial institutions

3,534

250

-

-

-

250

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale securities

140,009

118,245

106,353

95,031

98,793

86,266

85,605

89,316

81,943

81,478

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale securities

-

-

-

-

-

-

-

-

-

-

83,205

85,006

91,145

92,399

96,573

104,866

103,724

97,292

92,300

83,408

87,255

86,467

96,715

100,414

99,231

97,692

105,870

109,260

107,435

101,980

98,377

102,855

96,418

81,064

82,513

100,264

96,844

Held-to-maturity securities

-

-

-

-

-

-

12

14

15

16

18

20

24

27

30

33

38

43

47

51

56

60

65

69

74

79

84

89

136

181

189

198

208

218

227

236

260

Stock in Federal Home Loan Bank, at cost

3,212

3,757

3,157

3,157

3,241

5,387

5,043

4,791

4,183

4,597

4,137

4,577

4,509

4,611

3,767

3,919

2,867

2,837

3,013

2,837

2,847

3,156

3,108

2,878

2,836

2,885

2,909

3,147

3,133

3,805

3,805

3,805

3,846

3,846

3,846

4,959

5,025

Mortgage loans held for sale

1,980

2,786

-

-

-

1,516

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held for sale

-

-

-

-

-

-

961

1,771

781

1,921

2,516

1,903

2,240

2,183

2,564

1,977

1,517

1,902

323

1,618

-

1,214

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,417

-

69

1,221

550

623

1,108

1,296

1,314

2,843

4,366

2,715

2,395

3,702

1,989

2,174

2,685

Loans receivable, net of allowance for loan losses of March 31, 2020 - $8,049,264 and December 31, 2019 - $7,607,587, respectively

721,062

720,732

744,022

751,190

760,545

778,298

780,316

772,517

637,957

629,605

616,884

608,159

585,249

538,273

525,862

518,948

490,064

491,001

502,530

504,632

494,728

486,586

466,530

454,151

446,214

464,379

458,486

459,646

451,892

465,531

461,900

472,430

460,559

478,960

483,676

497,545

501,980

Accrued interest receivable

3,533

3,511

3,475

3,528

3,773

3,390

3,403

2,996

2,525

2,449

2,164

2,060

1,931

1,947

1,808

-

-

1,986

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,331

1,357

-

1,368

1,751

1,565

1,704

1,383

1,474

1,352

1,462

1,500

1,603

1,621

1,674

1,707

1,770

1,634

1,752

1,835

1,721

2,058

Investments and interest-bearing deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

548

412

-

302

333

262

325

285

365

310

389

321

400

304

380

361

406

379

386

406

450

611

Investments and interest-bearing deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

412

-

302

333

262

325

285

365

310

389

321

400

304

380

361

406

379

386

406

450

611

Prepaid expenses and other assets

8,665

8,862

9,054

10,749

10,289

6,261

7,518

4,825

5,076

3,846

4,283

3,487

3,261

2,961

3,217

3,576

3,540

3,525

3,825

4,166

4,386

4,530

4,788

5,033

5,205

5,536

5,652

5,933

6,090

6,228

6,532

6,765

6,974

7,116

7,478

7,569

6,161

Goodwill

1,434

1,434

1,434

1,434

1,434

1,434

2,615

2,615

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible

2,384

2,503

2,623

2,742

2,861

2,980

3,205

3,300

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Prepaid FDIC deposit insurance premiums

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,305

1,438

1,571

1,681

1,882

2,089

2,271

2,489

2,977

Prepaid FDIC deposit insurance premiums

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,882

-

2,271

2,489

2,977

Foreclosed assets held for sale

869

991

1,490

1,399

1,179

1,126

1,133

1,546

350

282

588

1,302

1,414

2,682

2,246

2,503

2,351

2,391

2,694

3,215

3,160

3,165

3,556

3,644

3,900

3,821

3,875

3,896

3,913

4,529

5,842

8,116

9,426

10,012

9,321

9,305

10,539

Premises and equipment, net

18,798

19,164

19,560

19,735

19,778

20,095

22,158

22,306

11,948

10,607

11,713

11,717

11,042

10,871

10,864

10,817

10,520

10,540

10,641

10,691

10,668

10,602

10,668

10,733

10,793

10,886

11,010

11,144

11,201

11,286

11,356

11,405

11,423

11,423

11,230

11,287

11,324

Operating lease right-of-use asset

8,909

9,052

9,194

9,334

9,473

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Bank owned life insurance

24,849

24,698

24,543

20,422

20,309

20,198

20,083

19,966

19,852

19,740

19,623

19,505

19,388

19,272

19,149

19,025

18,902

18,779

14,689

14,597

14,507

14,417

14,324

14,228

14,135

14,043

13,949

13,852

13,756

13,657

13,556

13,452

13,352

10,770

10,689

10,608

10,449

Deferred and receivable income taxes

4,043

3,359

-

3,525

3,641

3,809

3,112

4,193

2,357

2,506

3,483

3,231

3,403

3,661

2,571

2,559

3,154

3,758

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

324

290

323

320

897

615

372

504

521

832

968

910

1,109

42

-

512

-

-

-

Income taxes receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

420

-

-

-

0

Deferred income taxes

-

-

3,800

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,269

3,627

3,199

3,412

3,586

4,090

4,859

5,278

5,135

5,238

4,203

4,319

4,266

4,890

4,402

4,486

4,659

4,934

4,817

Assets, Total

1,027,632

1,012,024

1,016,329

977,443

981,468

965,137

966,380

960,519

807,025

794,459

759,338

751,719

732,113

687,979

679,605

679,908

656,072

652,835

644,748

652,638

668,438

628,459

617,101

619,753

639,080

619,888

640,503

640,196

649,971

660,432

653,583

656,608

649,033

648,505

672,676

689,306

682,668

LIABILITIES
Deposits

849,535

821,406

839,988

802,477

806,831

749,618

760,729

764,771

632,998

607,364

584,088

567,013

551,407

505,362

515,764

514,414

519,063

517,385

505,162

519,547

525,821

479,818

471,250

481,152

491,400

487,318

510,723

511,889

503,644

500,014

493,377

496,355

484,218

484,583

492,663

485,066

480,694

Federal Home Loan Bank advances

50,000

65,000

50,000

50,000

52,100

105,300

96,700

90,400

80,600

94,300

82,800

93,800

92,100

95,700

74,600

78,400

52,100

52,100

56,500

52,100

52,350

60,350

59,150

53,400

52,350

55,350

-

-

-

68,050

-

-

-

-

-

-

-

Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

52,950

52,950

52,950

-

68,050

68,050

68,050

68,050

68,050

93,050

93,050

Securities sold under agreements to repurchase

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,000

10,000

10,000

10,000

10,000

10,000

10,000

10,000

25,000

25,000

25,000

25,000

25,000

25,000

39,750

39,750

39,750

Subordinated debentures

15,465

15,465

15,465

21,716

21,738

21,760

21,782

21,804

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

15,465

Note payable to bank

11,200

11,200

11,200

5,000

5,000

5,000

5,000

5,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Advances from borrowers for taxes and insurance

397

268

698

525

421

289

730

560

281

180

515

374

277

192

534

391

244

190

490

385

246

143

444

345

240

149

482

369

251

152

468

372

253

156

443

357

134

Accrued expenses and other liabilities

7,499

4,153

4,834

3,652

2,318

1,868

2,032

2,021

1,326

1,962

1,562

1,528

1,172

1,077

1,953

1,022

990

1,074

1,171

982

973

963

1,204

1,047

1,120

998

954

790

872

481

813

528

537

496

1,163

1,361

655

Operating lease liabilities

8,971

9,105

9,236

9,364

9,490

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes payable

-

-

348

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest payable

799

793

832

967

949

821

791

711

519

295

253

213

192

207

203

198

190

196

195

195

240

242

241

239

235

250

262

270

347

399

417

433

464

518

602

648

878

Liabilities, Total

943,868

927,392

932,604

893,705

898,850

884,659

887,766

885,270

731,190

719,568

684,684

678,396

660,614

618,005

608,520

609,891

588,054

586,412

578,984

588,675

605,096

566,982

557,755

561,649

570,811

569,532

590,839

591,735

598,531

609,563

603,592

606,204

593,989

594,271

618,138

635,699

630,627

COMMITMENTS AND CONTINGENCIES

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

STOCKHOLDERS' EQUITY
Series A preferred stock, $0.01 par value; authorized 2,000,000 shares; none issued and outstanding

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12,000

11,983

11,935

11,886

11,837

11,789

11,740

11,692

16,494

16,425

16,357

16,288

16,150

Common stock, $0.10 par value; authorized 10,000,000 shares; issued March 31, 2020 and December 31, 2019 - 6,919,503 shares

691

691

691

691

691

690

689

689

688

687

687

687

687

687

687

687

687

685

685

684

684

682

682

679

678

678

678

678

678

678

678

678

677

677

677

677

677

Common stock warrants; December 31, 2012 - 459,459 shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,377

1,377

1,377

1,377

1,377

1,377

1,377

1,377

1,377

Additional paid-in capital

51,272

51,908

51,782

51,575

51,379

51,382

51,266

51,043

50,844

50,856

50,705

50,569

50,518

50,552

50,472

50,365

50,243

50,441

50,348

50,272

50,264

50,366

50,796

50,672

50,646

57,655

57,619

57,587

58,168

58,267

58,243

58,218

58,180

58,333

58,347

58,352

58,505

Unearned ESOP shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

33

90

147

204

261

318

432

Retained earnings, substantially restricted

74,310

72,860

71,195

69,214

67,367

65,829

64,025

60,625

61,502

60,679

60,759

59,484

58,334

57,347

56,268

55,081

54,180

53,258

52,178

50,978

49,660

48,549

46,984

45,840

44,824

43,769

42,594

41,447

40,078

39,324

38,040

38,956

39,010

38,456

37,430

36,496

35,746

Accumulated other comprehensive loss

-2,416

-431

-700

-676

-71

-452

-391

-142

-233

-206

-372

-292

-908

-1,309

588

787

-174

-683

-175

-699

43

-448

-983

-916

-1,698

-2,506

-1,939

-1,914

504

800

1,313

940

800

791

2,232

2,356

1,843

Stockholders' Equity before Treasury Stock

123,858

125,030

122,968

120,805

119,366

117,449

115,589

112,215

112,801

112,017

111,780

110,448

108,631

107,277

108,016

106,922

104,935

103,701

103,036

101,235

100,652

99,150

97,479

96,275

106,451

111,580

110,888

109,685

112,644

112,237

111,360

111,773

116,393

115,858

116,161

115,230

113,868

Treasury stock, at cost; March 31, 2020 and December 31, 2019 - 2,554,608 and 2,582,041 shares, respectively

40,095

40,398

39,243

37,066

36,748

36,971

36,975

36,966

36,966

37,125

37,125

37,125

37,133

37,303

36,931

36,906

36,917

37,279

37,273

37,273

37,310

37,673

38,134

38,171

38,182

61,225

61,224

61,224

61,204

61,369

61,369

61,369

61,349

61,623

61,623

61,623

61,827

Stockholders' Equity Attributable to Parent, Ending Balance

83,763

84,631

83,725

83,738

82,617

80,478

78,614

75,248

75,834

74,891

74,654

73,323

71,498

69,974

71,085

70,016

68,018

66,422

65,763

63,962

63,341

61,476

59,345

58,103

68,268

50,355

49,663

48,461

51,440

50,868

49,991

50,403

55,044

54,234

54,538

53,606

52,040

Liabilities and Equity, Total

1,027,632

1,012,024

1,016,329

977,443

981,468

965,137

966,380

960,519

807,025

794,459

759,338

751,719

732,113

687,979

679,605

679,908

656,072

652,835

644,748

652,638

668,438

628,459

617,101

619,753

639,080

619,888

640,503

640,196

649,971

660,432

653,583

656,608

649,033

648,505

672,676

689,306

682,668

Residential Mortgage [Member]
Mortgage loans held for sale

-

-

944

1,914

2,847

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

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