Guaranty Federal Bancshares Inc GFED Cash Flow

Guaranty federal bancshares inc (GFED)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
9,399	9,415	9,484	10,867	8,096	7,331	5,365	3,148	5,084	5,157	6,258	6,083	5,746	5,594	5,505	5,382	5,663	5,716	6,068	6,010	5,810	5,782	5,373	5,359	5,588	5,239	5,348	3,285	2,061	1,943	1,769	3,701	4,147	3,835	0	0	0
Items not requiring (providing) cash:
Deferred income taxes
-14	224	-146	905	767	624	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation and amortization
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred income taxes
-	-	-	-	-	-	-	-	-	-	0	0	-153	-	249	263	297	320	-157	335	636	657	987	562	637	983	1,041	1,328	373	160	932	875	991	949	0	0	0
Depreciation
-	-	-	-	-	-	0	0	1,256	-	1,021	908	871	845	855	869	904	918	868	824	786	755	768	789	819	822	828	830	765	747	754	710	711	717	0	0	0
Provision for Loan Losses
0	-	-	-	-	1,225	1,175	1,425	1,500	1,750	1,925	1,675	1,475	1,375	1,200	1,200	825	600	650	900	1,225	1,275	1,675	1,425	1,350	1,550	1,200	3,600	5,450	5,950	6,150	4,450	3,350	3,350	0	0	0
Gain on sale of Small Business Administration loans
-	1,029	969	931	909	830	922	887	787	746	543	400	358	297	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of mortgage loans held for sale and investment securities
2,488	2,312	2,229	2,069	2,035	2,022	2,026	2,062	2,041	2,067	2,108	2,051	1,908	1,901	1,806	1,702	1,773	1,758	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on loans and investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-2,076	-2,337	-2,174	-2,053	0	0	0	-	-	-	-
Gain on loans and investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Gain on loans and investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Loss (gain) on sale of foreclosed assets
74	164	-50	-397	-363	-315	-178	330	227	249	234	172	189	112	0	0	0	-	-	-	-	-131	-124	-112	-127	-163	-225	-1,241	-1,259	-1,356	-1,517	-480	-594	-520	0	0	0
Gain on sale of premises, equipment and other assets
-	6	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of deferred income, premiums and discounts, net
-499	-349	-341	-309	-431	-481	-565	-779	-769	-840	-924	-782	-813	-665	-615	-589	-548	-704	-817	-910	-916	-825	-641	-594	-531	-555	-558	-503	-683	-548	-634	-550	-529	-529	0	0	0
Amortization of intangible assets
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock award plan expense
503	615	761	591	562	517	411	556	452	466	410	355	423	373	340	301	221	285	258	248	256	242	258	257	239	254	252	260	262	253	230	214	203	186	0	0	0
Accretion of purchase accounting adjustments
-1,413	-1,629	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Origination of loans held for sale
83,433	80,689	43,366	74,482	74,849	72,116	70,866	74,095	69,947	70,835	69,458	66,200	64,773	63,974	61,908	57,666	56,627	56,515	53,370	47,433	41,742	34,694	28,203	32,387	40,383	49,231	67,473	76,430	79,481	80,713	79,988	73,111	64,407	58,776	0	0	0
Proceeds from sale of loans held for sale
86,639	81,641	45,533	76,438	74,860	74,551	74,483	76,235	73,398	73,118	71,504	68,183	65,816	65,402	61,282	58,866	58,069	57,398	54,628	48,326	42,049	35,085	31,186	34,418	43,320	53,871	72,433	79,796	82,516	83,457	79,400	74,223	63,721	59,104	0	0	0
Release of ESOP shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-161	-147	-136	-126	0	0	0
Increase in cash surrender value of bank owned life insurance
539	500	460	455	456	457	459	461	463	467	474	480	486	492	460	427	395	362	365	368	372	373	374	376	378	386	393	399	403	386	366	344	322	321	0	0	0
Changes in:
Prepaid FDIC deposit insurance premiums
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,438	-1,571	-1,681	-576	-650	-700	-808	-829	-888	0	0	0
Prepaid FDIC deposit insurance premiums
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Accrued interest receivable
-239	120	71	532	1,247	941	1,239	935	594	502	355	180	161	-39	138	-204	-58	-43	1	246	165	177	-152	-164	-262	-202	-246	-173	-87	-83	-173	5	-156	-530	0	0	0
Prepaid expenses and other assets
90	1,520	2,329	2,419	-4,757	-6,056	-7,256	-6,700	-1,384	-1,097	-300	-312	-327	-563	-608	-589	-846	-1,005	-962	-866	-818	-1,006	-863	-899	-884	-691	-879	-832	-884	-887	-946	-912	3	4	0	0	0
Accounts payable and accrued expenses
847	1,188	1,670	852	-1,319	-1,620	-1,087	-1,103	600	883	-254	434	-114	-75	480	-93	-168	-69	-82	-111	-234	-185	87	85	84	368	-14	99	249	-103	-335	-849	-147	-349	0	0	0
Income taxes receivable/payable
-593	-218	-1,136	-1,038	-399	-620	735	1,436	961	494	129	-501	-545	-341	-498	-220	-199	208	-585	-342	-48	-183	387	-199	-479	-406	-587	790	431	397	0	0	0	-	-	-	0
Net cash provided by (used in) operating activities
13,049	8,326	10,906	9,586	8,860	12,324	13,078	10,465	10,949	10,281	0	0	0	-	-	-	8,360	7,839	8,909	8,890	8,962	9,499	12,300	11,223	12,211	13,824	13,799	12,018	12,394	12,257	7,886	9,403	6,931	7,753	0	0	0
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans
-30,494	-49,550	-27,554	-12,049	-12,010	14,645	27,703	32,736	80,666	119,195	131,799	124,569	99,192	51,498	13,516	4,474	-4,153	4,870	36,498	51,178	49,752	23,700	10,611	-3,066	-3,385	1,304	-1,320	-8,392	-2,359	-6,478	-13,259	-15,941	-23,235	-14,093	0	0	0
Principal payments on available-for-sale securities
10,182	7,564	6,103	15,112	13,430	13,358	13,698	4,134	6,254	6,649	7,653	8,630	9,025	8,884	8,645	9,394	9,742	10,445	10,735	10,423	10,240	9,698	8,891	8,472	9,071	10,582	6,355	8,099	8,168	8,123	15,579	15,704	15,064	15,633	0	0	0
Principal payments on held-to-maturity securities
11	11	12	13	4	4	5	6	9	11	11	12	14	15	16	17	17	17	18	18	17	18	18	19	61	101	105	109	72	37	37	37	37	42	0	0	0
Proceeds from maturities of available-for-sale securities
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturities of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	535	0	0	0	-	-	-	-	3,151	4,401	4,401	2,250	10,250	27,162	27,162	27,162	19,162	1,000	14,625	17,275	26,775	0	0	0
Purchase of premises and equipment
959	981	1,742	1,725	1,917	3,436	4,632	4,667	4,955	3,684	1,870	1,808	1,393	1,175	1,077	995	755	856	842	782	661	471	426	379	411	422	482	569	543	609	880	829	840	816	0	0	0
Purchase of available-for-sale securities
-	-	-	-	-	-	0	0	0	-	-	-	-	82,423	88,233	100,185	81,216	55,150	50,691	34,568	41,769	40,823	31,125	35,001	39,115	53,316	77,967	78,142	77,135	80,356	94,238	92,483	85,153	73,537	0	0	0
Proceeds from sale of available-for-sale securities
-	-	-	-	-	-	0	0	0	-	-	-	-	76,480	75,600	70,735	53,776	33,059	45,137	40,896	43,364	41,759	27,854	32,020	32,147	31,225	31,508	31,629	29,744	31,688	61,111	58,241	54,750	46,274	0	0	0
Purchase of available-for-sale securities
0	-	-	-	0	-	-	-	-	15,975	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of available-for-sale securities
0	-	-	-	0	-	-	-	-	20,869	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturities of interest bearing deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,587	0	0	0	-	-	-	-
Purchase of bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,500	0	0	0	-	-	-	-
Redemption of FHLB stock
-29	-1,629	-1,885	-1,633	-942	789	905	213	-325	-13	370	658	1,642	1,773	753	1,081	19	-319	0	0	0	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-
Proceeds from maturities of interest bearing deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Purchase of tax credit investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	950	0	0	0
Purchase of tax credit investments
-	3,168	0	0	0	-	-	-	-	1,415	0	0	48	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of foreclosed assets held for sale
-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Capitalized costs on foreclosed assets held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	102	0	0	0
Proceeds from sale of foreclosed assets held for sale
1,347	1,343	612	637	395	292	0	0	0	-	-	-	-	2,922	652	818	833	797	850	342	489	657	8	11	-189	436	2,734	3,971	5,220	5,227	4,364	5,454	5,686	5,627	0	0	0
Net cash provided by (used in) investing activities
-6,193	24,354	16,450	18,024	13,828	-3,816	-18,342	-20,194	-47,695	-80,800	0	0	0	-	-	-	-16,932	-20,236	-31,195	-34,807	-35,930	-9,983	-1,189	12,878	8,936	-84	-6,925	3,033	-3,956	-6,838	3,643	20,824	34,266	41,416	0	0	0
CASH FLOWS FROM FINANCING ACTIVITIES
Cash dividends paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in demand deposits, NOW accounts and savings accounts
87,241	97,367	-5,207	10,274	-11,675	-40,855	76,788	21,250	28,359	58,424	37,260	29,736	37,717	-8,163	18,799	3,992	3,112	43,000	36,541	39,332	32,893	-4,908	-27,185	-16,626	5,201	13,745	39,170	32,056	28,529	20,824	5,030	25,959	19,283	24,675	0	0	0
Net increase (decrease) in certificates of deposit
-44,537	-25,548	84,569	27,606	24,506	22,077	-61,252	15,331	53,231	43,576	31,063	22,862	-5,374	-3,859	-8,198	-9,125	-9,870	-5,433	-2,629	-937	1,526	-2,591	-12,287	-14,110	-17,444	-26,441	-21,823	-16,523	-9,103	-5,393	-4,316	-14,671	-24,871	-20,785	0	0	0
Proceeds from FHLB advances
90,770	115,815	233,101	347,986	478,766	609,971	898,735	948,650	860,550	761,600	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of FHLB advances
92,870	156,115	279,801	388,386	509,266	600,971	886,835	954,050	872,050	763,000	375,199	240,849	250,399	179,499	155,300	90,050	250	8,250	3,850	8,250	8,000	3,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from issuance of notes payable
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of notes payable
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Issuance of Common Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	15,814	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Advances from borrowers for taxes and insurance
-24	-21	-32	-35	140	109	215	185	4	-12	-19	-16	32	1	44	6	-1	46	46	39	5	-5	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Advances from borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Redemption of preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12,000	0	0	0	-	0	0	0	-	806	869	850	850	0	0	0
Repayments of FHLB and Federal Reserve advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Advances from borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	-	-	-	-
Stock options exercised
-	90	-48	155	194	166	302	78	39	15	0	0	7	85	128	161	153	187	144	237	307	210	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid
2,384	2,313	2,278	2,231	2,181	2,132	2,040	1,948	1,857	1,767	1,679	1,592	1,504	1,415	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury stock purchased
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	106	105	105	105	25	25	25	13	53	0	0	0
Net cash provided by financing activities
34,439	25,868	27,853	-4,942	-19,674	-11,793	25,754	29,338	68,277	98,837	0	0	0	-	-	-	-17,863	18,677	20,582	26,503	21,783	674	-30,066	-27,126	-14,600	-43,099	-15,438	-17,268	-1,451	9,669	-19,831	-34,328	-46,179	-36,741	0	0	0
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
41,294	58,550	55,209	22,668	3,015	-3,285	20,490	19,609	31,531	28,318	-227	948	-9,119	-9,685	1,530	-11,618	-26,435	6,280	-1,704	586	-5,185	190	-18,954	-3,024	6,547	-29,360	-8,564	-2,216	6,986	15,089	-8,301	-4,099	-4,980	12,428	0	0	0
Supplemental Cash Flows Information