Guaranty federal bancshares inc (GFED)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest Income
Loans

40,483

41,233

42,043

44,387

43,810

40,886

37,382

31,661

28,586

27,454

26,173

24,974

23,859

23,314

23,008

23,001

23,362

23,564

23,814

23,704

23,291

23,254

23,319

23,448

23,824

23,885

24,294

24,813

25,191

25,666

26,059

26,617

27,110

27,423

27,345

27,590

0

0

0

Investment securities

3,078

2,791

2,539

2,328

2,140

1,992

1,896

1,804

1,765

1,791

1,811

1,841

1,913

1,895

1,873

1,762

1,588

1,483

1,425

1,459

1,522

1,627

1,699

1,768

1,819

1,794

1,803

1,771

1,776

1,755

1,767

2,057

2,323

2,636

3,040

3,249

0

0

0

Other

1,366

1,201

926

590

434

367

336

297

273

194

179

176

183

179

167

160

156

141

132

127

127

131

145

150

151

175

185

194

192

183

0

0

0

-

-

-

-

-

-

Other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Interest and Dividend Income, Operating, Total

44,928

45,226

45,509

47,306

46,385

43,245

39,615

33,763

30,625

29,440

28,163

26,992

25,955

25,389

25,050

24,924

25,107

25,189

25,372

25,290

24,941

25,014

25,163

25,366

25,796

25,855

26,283

26,779

27,159

27,605

28,033

28,916

29,711

30,375

30,747

31,246

0

0

0

Interest Expense
Deposits

10,879

10,991

10,341

9,286

8,206

7,023

6,457

5,525

4,552

3,751

2,830

2,497

2,321

2,283

2,306

2,358

2,413

2,423

2,408

2,379

2,317

2,329

2,402

2,536

2,705

2,859

3,090

3,379

3,694

4,076

4,465

4,856

5,321

5,778

6,854

7,930

0

0

0

FHLB advances

1,119

1,202

1,473

1,672

1,789

1,766

1,655

1,593

1,637

1,703

1,619

1,548

1,412

1,313

1,265

1,214

1,198

1,196

1,200

1,204

1,205

1,202

1,203

1,212

1,222

1,295

1,375

1,452

1,528

1,543

1,543

1,724

1,947

2,164

2,544

2,763

0

0

0

Subordinated debentures

874

970

1,061

1,159

1,139

1,017

892

770

648

631

617

604

591

579

565

554

545

538

535

533

532

533

533

534

535

537

540

545

550

556

556

549

543

610

729

852

0

0

0

Other

425

370

302

194

0

-

0

0

-

-

0

0

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-666

-536

-410

-315

1,155

1,145

0

0

0

Interest Expense, Total

13,299

13,535

13,177

12,366

11,324

9,927

9,068

7,892

6,838

6,086

5,067

4,650

4,325

4,177

4,137

4,128

4,213

4,279

4,332

4,372

4,320

4,329

4,405

4,549

4,770

5,097

5,511

5,985

6,436

6,858

7,271

7,966

8,774

9,610

11,284

12,692

0

0

0

Net Interest Income

31,629

31,691

32,332

34,939

35,061

33,318

30,547

25,870

23,787

23,354

23,096

22,342

21,630

21,212

20,912

20,796

20,893

20,909

21,040

20,918

20,621

20,685

20,758

20,817

21,025

20,758

20,771

20,794

20,723

20,747

20,761

20,949

20,936

20,764

19,462

18,553

0

0

0

Provision for Loan Losses

0

-

0

0

-

1,225

1,175

1,425

1,500

1,750

1,925

1,675

1,475

1,375

1,200

1,200

825

600

650

900

1,225

1,275

1,675

1,425

1,350

1,550

1,200

3,600

5,450

5,950

6,150

4,450

3,350

3,350

3,650

3,700

0

0

0

Net Interest Income After Provision for Loan Losses

30,929

31,491

31,832

34,339

34,061

32,093

29,372

24,445

22,287

21,604

21,171

20,667

20,155

19,837

19,712

19,596

20,068

20,309

20,390

20,018

19,396

19,410

19,083

19,392

19,675

19,208

19,571

17,194

15,273

14,797

14,611

16,499

17,586

17,414

15,812

14,853

0

0

0

Noninterest Income
Service charges

1,713

1,706

1,922

1,956

2,089

2,004

1,665

1,500

1,239

1,189

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain (loss) on sale of investment securities

148

89

79

47

-41

-8

-35

-23

49

46

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,149

1,163

1,199

1,214

1,231

1,229

1,232

1,264

1,289

1,274

1,247

1,196

1,156

1,149

1,126

1,119

1,094

1,141

1,231

1,315

1,424

1,493

0

0

0

Other fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Gain on sale of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

191

143

231

187

176

178

37

34

9

25

134

219

249

266

219

168

1,445

1,497

1,539

1,505

239

170

0

0

0

Gain on sale of mortgage loans held for sale

2,339

2,222

2,149

2,022

2,077

2,030

2,062

2,085

1,992

2,021

1,998

1,908

1,767

1,708

1,680

1,517

0

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of Small Business Administration loans

-

1,029

969

931

909

830

922

887

787

746

543

400

358

297

238

497

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Commercial loan referral income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

1,827

2,071

1,954

1,884

1,788

1,652

1,429

1,345

1,372

1,361

0

0

0

Gain on sale of state low-income housing tax credits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

0

-

-

-

-

-

-

-

-

Net loss on foreclosed assets

-223

-235

-135

-460

-424

-360

-212

294

188

182

110

29

50

1

-179

-166

-164

-164

-142

-154

-208

-213

-209

-204

-218

-275

-361

-1,367

-1,362

-1,391

-1,499

-548

-767

-800

-539

-511

0

0

0

Other income

2,325

2,291

2,266

2,279

2,187

2,055

1,892

1,658

1,560

1,541

1,515

1,549

1,537

1,535

1,564

1,575

1,537

1,499

1,425

1,364

1,365

1,351

1,352

1,343

1,315

1,292

1,259

1,230

1,209

1,192

1,169

1,157

1,141

1,118

1,124

1,147

0

0

0

Noninterest Income, Total

7,639

7,104

7,252

6,776

6,797

6,551

6,294

6,403

5,816

5,727

5,433

5,178

4,990

4,870

4,509

4,303

4,636

4,478

4,375

4,132

3,483

3,350

3,286

3,295

5,117

5,319

5,572

5,072

3,428

3,255

4,279

4,899

4,574

4,485

3,630

3,677

0

0

0

Noninterest Expense
Salaries and employee benefits

16,098

16,107

15,812

15,555

15,704

14,918

14,358

13,523

12,356

12,040

11,580

11,222

10,993

10,686

10,331

10,120

9,903

9,805

9,564

9,299

9,043

8,895

8,891

8,930

8,971

9,058

9,216

9,296

9,305

9,247

9,120

9,048

8,956

8,886

8,829

8,688

0

0

0

Occupancy

4,600

4,582

4,539

4,503

4,434

4,071

3,561

3,041

2,488

2,204

2,047

1,920

1,868

1,827

1,836

1,846

1,876

1,904

1,840

1,787

1,743

1,697

1,706

1,722

1,753

1,752

1,730

1,708

1,664

1,629

1,630

1,608

1,625

1,660

1,674

1,699

0

0

0

FDIC deposit insurance premiums

-

297

398

460

458

437

366

327

270

245

164

218

286

350

482

471

457

447

433

412

418

448

478

535

556

562

566

545

615

688

738

848

872

942

1,053

1,139

0

0

0

Prepayment penalty on repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Prepayment penalty on repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Data processing

1,903

1,694

1,558

1,519

1,563

1,477

1,352

1,292

1,060

987

969

924

903

889

849

823

813

790

770

752

716

685

675

659

679

687

669

646

603

566

548

528

522

529

519

504

0

0

0

Advertising

472

499

540

568

553

534

528

528

525

525

525

525

525

525

525

525

525

525

500

475

450

425

425

425

425

425

393

362

331

300

300

300

300

300

300

300

0

0

0

Impairment on investment tax credits

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Merger costs

-

-

-

290

-

3,671

3,722

3,571

379

151

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of core deposit intangible

477

477

452

552

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other expense

3,670

3,804

4,292

4,121

4,139

3,938

3,323

3,222

2,992

2,862

2,929

2,858

2,833

2,821

2,638

2,610

2,601

2,672

2,558

2,519

2,448

2,713

2,041

2,325

2,574

2,775

4,068

4,179

4,099

3,808

3,589

3,375

3,448

3,510

3,404

3,443

0

0

0

Noninterest Expense, Total

27,453

27,498

27,717

27,429

30,826

29,458

27,968

26,314

20,659

19,603

18,363

17,669

17,410

17,100

16,663

16,398

16,640

16,609

16,132

15,710

14,820

14,864

14,217

14,598

16,469

16,771

18,155

18,248

16,619

16,240

17,459

17,240

17,256

17,361

15,782

15,776

0

0

0

Income Before Income Taxes

11,115

11,098

11,367

13,686

10,032

9,186

7,699

4,535

7,445

7,728

8,241

8,176

7,735

7,606

7,558

7,502

8,064

8,178

8,632

8,440

8,059

7,895

8,151

8,089

8,323

7,755

6,987

4,018

2,082

1,812

1,432

4,158

4,904

4,538

3,661

2,754

0

0

0

Provision for Income Taxes

1,716

1,683

1,883

2,818

1,936

1,854

2,333

1,386

2,360

2,570

1,982

2,093

1,988

2,012

2,052

2,120

2,400

2,461

2,564

2,430

2,248

2,112

2,778

2,729

2,735

2,516

1,639

733

20

-131

-336

456

757

703

610

427

0

0

0

Net Income Available to Common Shareholders

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,782

5,373

5,359

5,588

5,239

5,348

3,285

2,061

1,943

1,769

3,701

4,147

3,835

3,050

2,327

0

0

0

Preferred Stock Dividends and Discount Accretion

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

357

555

754

842

794

794

794

993

1,076

1,159

1,242

1,125

1,125

1,125

1,125

0

0

0

Net Income Available to Common Shareholders

-

-

9,484

10,867

-

7,331

5,365

3,148

5,084

5,157

6,258

6,083

5,746

5,594

5,505

5,382

5,663

5,716

6,068

6,010

5,699

5,425

4,818

4,604

4,746

4,445

4,553

2,490

1,067

867

609

2,459

3,021

2,710

1,924

1,201

0

0

0

Basic Income Per Common Share (in dollars per share)

0.49

0.53

0.58

0.55

0.48

0.54

0.89

-0.08

0.31

0.10

0.39

0.36

0.33

0.35

0.35

0.29

0.29

0.33

0.33

0.35

0.31

0.41

0.32

0.29

0.33

0.43

0.42

0.50

0.28

0.48

-0.34

-0.02

0.20

0.38

0.35

0.19

0.09

0.09

0.08

Diluted Income Per Common Share (in dollars per share)

0.49

0.53

0.57

0.54

0.47

0.54

0.88

-0.08

0.30

0.09

0.39

0.36

0.32

0.35

0.35

0.28

0.29

0.33

0.32

0.35

0.30

0.41

0.31

0.28

0.33

0.43

0.41

0.49

0.25

0.46

-0.34

-0.02

0.20

0.38

0.35

0.19

0.09

0.09

0.08