GLEN BURNIE BANCORP GLBZ Cash Flow

Glen burnie bancorp (GLBZ)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net income
268	539	606	319	135	411	439	478	255	-153	410	338	316	395	115	308	283	446	8	518	380	480	526	435	473	650	795	640	529	609	670	656	730	756	770	758	709
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment
162	175	207	232	318	241	249	260	319	132	275	251	267	289	312	320	270	219	412	285	223	92	332	244	144	-50	577	278	383	143	465	653	455	321	392	233	364
Provision for loan losses
-80	-180	-139	31	173	255	246	-5	360	93	78	-30	195	635	116	0	117	410	985	150	150	745	125	112	38	-	-	-	-	-	-	-	-	288	150	0	225
Deferred income taxes, net
-	-	-	-	-	-	-	-	-	-	-	-	-42	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on life insurance
-	-	-	-	-	0	0	101	207	-	-	-	-	2	1	0	1	370	-144	648	199	849	160	203	1	71	126	122	2	43	62	33	23	69	91	73	188
Impairment losses on investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0	0	70	22
Increase in cash surrender value of bank owned life insurance
39	41	41	41	40	42	1,065	-977	42	48	51	51	49	53	54	54	53	54	56	54	55	56	56	56	55	59	59	58	58	-	-	-	60	299	61	59	60
Increase in ground rents
-	-	-	-	-	-	5	0	3	-	0	2	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in ground rents
-	-	-	0	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease (increase) in accrued interest receivable
8	-	-17	-117	-89	-	91	-40	49	-	48	-23	-19	-	-9	-11	-1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease (increase) in other assets
-166	-49	-495	277	61	2,548	-2,242	932	-700	-410	-225	-119	-611	495	7	-65	-24	737	397	91	-116	-6	59	7	-116	-25	-247	-371	6	65	-69	338	-88	-82	-284	3	-269
Net decrease in accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	32	102	-371	-	421	361	-469	-112	173	63	-556	116	167	160	-342	-108	447	175	-543	35	-5	471	-498	-99	72	97	-269
Proceeds from call/sales of other investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	3,767	-	8,150	7,936	6,368	-	2,637	1,066	2,263	-	11,718	1,572	282	-	5,335	1,293	2,544	-	6,527	1,889	1,299
Net increase in accrued expenses and other liabilities
-613	182	-161	593	-416	366	56	124	-175	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash (used in) by operating activities
-144	835	988	974	195	65	2,066	841	1,164	1,005	921	795	951	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	692	-	1,556	1,023	1,072
Net cash provided by operating activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,009	172	587	1,269	223	59	511	875	760	373	628	1,896	1,284	303	-	-	-	-	-	-	-	-
Cash flows from investing activities:
Maturities and principal paydowns of available for sale mortgage-backed securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,820	1,796	3,732	4,772	4,871	-2,052	4,068	11,672	5,075	-872	3,236	2,789	9,054
Purchases of available for sale mortgage-backed securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,880	4,258	2,049	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of other available for sale investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	2,777	5,373	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in loans, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	494	-2,287	-5,603	-	-922	2,846	7,902	-	8,127	2,115	2,438	-	2,679	10,790	5,829	6,320	-3,304	827	1,010
Sale of FHLB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	85	-	-	-	-	-	-	-	-
Purchases of investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,221	23,699	18,211	-	12,837	14,873	1,244	-	5,260	6,940	8,910	-	1,743	11,881	8,855	-	10,303	8,639	12,773
Redemptions and maturities of investment securities available for sale
3,878	25,262	-17,803	2,310	22,815	3,501	2,491	2,894	2,663	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemptions and maturities of investment securities available for sale
-	-	-	-	-	-	-	-	-	-	3,404	4,430	4,779	-	5,309	4,702	3,513	-	8,385	4,199	2,879	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of investment securities available for sale
1,709	11,321	6,386	1,323	1,932	0	0	0	5,440	5,958	3,209	3,349	1,310	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net sales (purchase) of Federal Home Loan Bank stock
-238	213	0	-213	-1,041	432	630	213	-2	4	-212	212	-2	-	-	0	-3	0	0	0	-125	-0	0	0	-125	-	-	-	-	-	-	-	-	-	-	-	1
Net decrease (increase) in loans
-7,711	911	-7,336	-8,004	408	4,307	6,353	14,319	4,138	276	497	1,286	4,726	5,543	4,406	-1,301	-4,603	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	-	-	-	-
Sales of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Purchase of life insurance contracts
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	240
Proceeds from sale of real estate acquired through foreclosure
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	236	0	687	230	0	123	84	66	387	88	230	182	-	-	-	-
Purchases of premises and equipment
282	87	112	90	47	71	77	42	19	40	46	30	89	121	89	89	29	-202	-8	181	120	31	153	134	124	83	72	5	102	34	67	36	45	73	154	154	30
Net cash provided by investing activities
9,836	-8,040	3,805	9,114	21,469	39	-4,455	-11,680	-6,932	213	-136	-447	-1,344	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-6,932	-	2,873	-4,743	-3,701
Net cash (used) provided by investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,121	4,435	424	13,529	-9,080	-3,356	4,251	-2,237	-11,502	-4,832	4,204	1,975	-2,632	-6,146	-	-	-	-	-	-	-	-
Cash flows from financing activities:
Net increase in deposits
341	-	-	-	9,163	-	-	-	1,932	-	-1,385	-5,097	7,341	-	312	7,006	2,078	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Decrease) increase in time deposits, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-3,937	-6,766	1,785	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (decrease) in deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-8,296	2,032	7,694	-	4,362	8,164	13,120	-	-6,055	-5,061	1,852	-	2,383	834	9,019	-	2,966	1,074	11,217
(Decrease) increase in short term borrowings
-5,000	5,000	0	-5,000	-30,000	-	-	-	-	10,000	-5,000	-5,000	20,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in long term borrowings
-	-	-	-	-	-	-	-	-	10,000	0	-10,000	20,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Decrease) increase in short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-3,000	3,000	-255	35	34	29	-4,118
Cash dividends paid
283	282	283	281	282	281	281	281	279	280	278	281	278	279	278	278	277	108	363	277	275	274	276	275	275	-	-	-	-	-	-	-	-	-	-	-	-
Dividends paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	270	-	271	271	271
Common stock dividends reinvested
31	33	34	34	36	36	36	37	38	38	37	38	38	36	32	36	53	26	39	40	39	38	37	39	40	-	-	-	-	75	38	37	36	-0	39	41	39
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2	3,639	-5,197	-8,620	1,795	7,458	-10,808	4,123	7,928	12,885	-2,555	-3,188	-5,297	1,852	-	-	-	-	-	-	-	-
Net cash used financing activities
-4,911	924	4,840	-16,685	-21,083	360	9,797	10,393	1,691	-110	-6,626	-340	7,101	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	8,530	-	2,768	873	6,867
Net in cash and cash equivalents
4,781	-6,281	9,633	-6,597	581	464	7,408	-446	-4,077	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings
456	481	450	497	551	596	547	467	441	249	499	628	494	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income taxes (refunded)
31	-	-	-	-	342	-64	-10	583	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income taxes paid
-	40	0	84	36	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease (increase) in unrealized depreciation on available for sale securities
918	-4,172	301	899	932	3,309	-661	20	-1,596	377	110	-836	-69	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (increase) decrease in unrealized appreciation on swaps
696	-	134	399	221	-	-118	-148	-398	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase (decrease) in cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	8	6,708	-6,054	-3,827	-115	8,247	-4,185	6,178	-7,062	4,161	-6,046	2,761	-2,814	8,426	2,277	683	-6,645	-3,991	5,502	5,643	-4,761	2,290	-7,634	7,197	-2,847	4,238