Glen burnie bancorp (GLBZ)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net income

1,732

1,599

1,471

1,304

1,463

1,583

1,019

990

850

911

1,459

1,164

1,134

1,101

1,152

1,045

1,255

1,352

1,386

1,904

1,821

1,914

2,084

2,353

2,558

2,614

2,573

2,448

2,464

2,665

2,812

2,912

3,014

2,993

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment

776

932

998

1,040

1,068

1,069

960

986

977

925

1,082

1,119

1,188

1,191

1,121

1,221

1,186

1,139

1,012

932

891

812

669

914

948

1,187

1,381

1,269

1,644

1,716

1,894

1,821

1,401

1,310

0

0

0

Provision for loan losses

-368

-115

320

705

669

856

694

526

501

336

878

916

946

868

643

1,512

1,662

1,695

2,030

1,170

1,132

1,020

0

0

0

-

-

-

-

-

-

-

-

663

0

0

0

Deferred income taxes, net

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on life insurance

-

-

-

-

-

308

0

0

0

-

-

-

-

4

372

227

875

1,073

1,552

1,856

1,411

1,213

435

401

320

321

293

229

140

161

187

216

256

421

0

0

0

Impairment losses on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

91

0

0

0

Increase in cash surrender value of bank owned life insurance

162

163

164

1,188

170

172

178

-836

192

199

204

207

210

214

215

217

217

219

221

221

223

223

226

229

231

234

0

0

0

-

-

-

479

479

0

0

0

Increase in ground rents

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in ground rents

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease (increase) in accrued interest receivable

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease (increase) in other assets

-433

-206

2,391

644

1,299

538

-2,420

-403

-1,454

-1,365

-460

-228

-174

413

655

1,045

1,201

1,109

365

27

-56

-56

-75

-381

-759

-637

-546

-368

340

246

98

-116

-451

-632

0

0

0

Net decrease in accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

0

0

0

-

200

-47

-345

-432

-203

-209

-112

101

-123

156

171

-29

114

-337

-41

3

-131

-54

-428

-199

0

0

0

Proceeds from call/sales of other investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

Net increase in accrued expenses and other liabilities

1

198

382

599

130

371

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) by operating activities

2,653

2,992

2,222

3,300

3,167

4,136

5,076

3,931

3,885

3,672

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,037

2,251

2,138

2,062

1,668

2,205

2,519

2,636

3,657

4,181

4,111

0

0

0

-

-

-

-

-

-

-

-

Cash flows from investing activities:
Maturities and principal paydowns of available for sale mortgage-backed securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12,120

15,171

11,322

11,658

18,558

18,762

19,942

19,110

10,227

14,206

0

0

0

Purchases of available for sale mortgage-backed securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of other available for sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

25,618

19,635

9,672

4,853

0

0

0

Sale of FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

Purchases of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

Redemptions and maturities of investment securities available for sale

13,647

32,584

10,823

31,117

31,701

11,549

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemptions and maturities of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of investment securities available for sale

20,739

20,962

9,641

3,255

1,932

5,440

11,398

14,607

17,956

13,826

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net sales (purchase) of Federal Home Loan Bank stock

-238

-1,041

-822

-192

234

1,273

845

3

2

2

0

0

0

-

-

-2

-2

-124

-125

-125

-125

-125

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

Net decrease (increase) in loans

-22,140

-14,021

-10,625

3,064

25,387

29,117

25,086

19,230

6,197

6,785

12,052

15,961

13,374

4,045

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Sales of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Purchase of life insurance contracts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Proceeds from sale of real estate acquired through foreclosure

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,153

917

1,040

437

273

660

625

771

887

0

0

0

-

-

-

-

Purchases of premises and equipment

571

336

320

285

237

209

178

147

135

205

286

329

388

328

4

-92

-0

90

324

485

438

442

494

413

284

262

213

208

239

182

221

308

426

411

0

0

0

Net cash provided by investing activities

14,715

26,348

34,427

26,167

5,373

-23,028

-22,854

-18,535

-7,302

-1,714

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Net cash (used) provided by investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17,267

9,308

1,517

5,344

-10,421

-12,843

-14,319

-14,366

-10,154

-1,284

-2,598

0

0

0

-

-

-

-

-

-

-

-

Cash flows from financing activities:
Net increase in deposits

0

-

-

-

0

-

-

-

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Decrease) increase in time deposits, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) in deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

(Decrease) increase in short term borrowings

-5,000

-30,000

0

0

0

-

-

-

-

20,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in long term borrowings

-

-

-

-

-

-

-

-

-

20,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Decrease) increase in short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-219

2,814

-156

-4,019

0

0

0

Cash dividends paid

1,129

1,128

1,127

1,125

1,125

1,122

1,121

1,118

1,118

1,117

1,116

1,116

1,113

1,112

941

1,026

1,025

1,023

1,189

1,102

1,100

1,100

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Common stock dividends reinvested

132

137

140

142

145

147

149

150

151

151

149

144

142

157

147

154

158

144

156

154

153

154

0

0

0

-

-

-

-

186

110

111

115

118

0

0

0

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-10,180

-8,383

-4,564

-10,175

2,567

8,700

14,127

22,380

15,069

1,844

-9,188

0

0

0

-

-

-

-

-

-

-

-

Net cash used financing activities

-15,832

-32,004

-32,568

-27,611

-533

22,241

21,771

5,348

-5,385

25

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Net in cash and cash equivalents

1,536

-2,664

4,081

1,856

8,007

3,349

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings

1,884

1,979

2,094

2,191

2,161

2,051

1,704

1,656

1,817

1,870

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes (refunded)

0

-

-

-

-

851

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes paid

-

160

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease (increase) in unrealized depreciation on available for sale securities

-2,054

-2,040

5,441

4,479

3,600

1,072

-1,860

-1,089

-1,945

-418

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (increase) decrease in unrealized appreciation on swaps

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-3,165

-3,288

-1,749

119

10,124

3,177

-908

-2,769

-6,186

-1,938

2,326

10,650

8,572

4,741

-7,675

-4,450

509

2,393

8,674

-4,462

-2,908

-994

953

0

0

0