Green bancorp, inc. (GNBC)
Income statement / TTM
Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Sep'13Jun'13
INTEREST INCOME:
Loans, including fees

172,760

165,697

159,694

154,266

150,865

149,213

148,448

149,422

150,646

135,350

119,891

104,205

87,926

84,070

79,804

75,121

69,828

67,108

0

0

0

Securities

18,015

18,075

17,269

15,294

11,999

8,651

5,711

4,209

4,137

3,957

3,807

3,604

3,511

3,656

3,842

3,993

3,877

3,702

0

0

0

Other investments

1,242

1,103

959

847

790

768

776

761

696

608

516

453

445

416

384

352

321

317

0

0

0

Deposits in financial institutions and fed funds sold

2,474

2,255

1,927

1,843

1,695

1,610

1,437

1,152

735

466

361

292

233

191

170

139

167

228

0

0

0

Federal funds sold

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

Total interest income

194,491

187,130

179,849

172,250

165,348

160,241

156,371

155,544

156,215

140,382

124,576

108,554

92,115

88,333

84,200

79,605

74,193

71,355

0

0

0

INTEREST EXPENSE:
Transaction and savings deposits

11,468

10,577

9,784

9,298

8,460

7,495

6,577

5,749

5,029

4,188

3,571

3,103

2,757

2,718

2,644

2,539

2,563

2,682

0

0

0

Certificates and other time deposits

18,471

16,842

15,916

15,452

15,201

14,950

14,866

14,022

12,761

10,621

8,526

7,237

6,285

6,258

6,411

6,747

7,238

7,589

0

0

0

Subordinated debentures and subordinated notes

4,373

4,312

4,254

4,216

3,607

2,794

1,986

1,182

0

0

0

-

-

-

-

-

-

-

-

-

-

Other borrowed funds

5,837

4,297

3,249

2,237

1,669

1,195

899

963

1,021

928

695

379

189

123

128

142

204

330

0

0

0

Total interest expense

40,149

36,028

33,203

31,203

28,937

26,434

24,328

21,916

19,764

16,444

13,256

10,946

9,231

9,099

9,183

9,428

10,005

10,601

0

0

0

NET INTEREST INCOME

154,342

151,102

146,646

141,047

136,411

133,807

132,043

133,628

136,451

123,938

111,320

97,608

82,884

79,234

75,017

70,177

64,188

60,754

0

0

0

PROVISION FOR LOAN LOSSES

16,285

18,265

17,878

14,360

19,455

45,355

54,845

64,700

67,700

42,554

32,359

17,864

6,614

3,780

2,975

2,693

1,442

1,568

0

0

0

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

138,057

132,837

128,768

126,687

116,956

88,452

77,198

68,928

68,751

81,384

78,961

79,744

76,270

75,454

72,042

67,484

62,746

59,186

0

0

0

NONINTEREST INCOME:
Customer service fees

10,120

9,611

9,232

9,103

8,585

7,743

6,991

6,129

5,652

4,996

4,466

3,925

3,443

3,270

2,987

2,655

2,329

2,085

0

0

0

Loan fees

3,475

3,404

3,514

3,515

3,561

3,496

3,109

2,974

2,871

2,745

2,697

2,369

2,205

1,947

1,738

1,917

1,729

1,634

0

0

0

Gain on sale of available-for-sale securities, net

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on held-for-sale loans, net

-1,098

-2,392

-2,170

-2,308

-2,655

-1,361

-1,583

-1,404

101

214

371

405

0

0

0

-

-

-

-

-

-

Gain on sale of guaranteed portion of loans, net

4,406

5,003

4,769

5,755

4,486

4,152

4,132

3,343

3,935

3,875

3,977

3,484

3,107

3,249

3,082

2,867

2,513

1,998

0

0

0

Other

3,075

2,601

2,868

2,485

2,813

3,129

2,887

3,154

2,973

2,482

1,974

1,232

920

785

624

589

460

505

0

0

0

Total noninterest income

20,044

17,961

18,175

18,512

16,752

17,453

15,536

14,196

16,304

15,084

14,257

12,187

10,048

9,511

8,534

8,056

7,031

6,222

0

0

0

NONINTEREST EXPENSE:
Salaries and employee benefits

55,966

54,724

53,737

52,542

49,350

48,788

47,596

47,169

47,278

43,915

41,332

38,110

35,088

34,657

32,928

31,102

28,840

27,223

0

0

0

Occupancy

8,477

8,489

8,274

8,194

8,185

8,299

8,286

8,319

9,002

8,140

7,667

7,097

5,939

5,745

5,355

5,028

4,632

4,672

0

0

0

Professional and regulatory fees

8,033

9,005

8,732

8,868

9,048

8,897

9,433

8,958

8,400

8,208

9,378

8,923

8,672

8,172

6,334

5,647

4,797

4,160

0

0

0

Data processing

3,905

3,906

3,872

3,808

3,850

3,847

3,797

3,859

4,097

3,786

3,424

3,098

6,010

5,803

5,609

5,353

1,527

1,483

0

0

0

Software license and maintenance

2,787

2,519

2,254

2,027

1,962

2,078

2,168

2,155

2,322

2,094

1,958

1,844

1,524

1,522

1,471

1,424

1,264

1,146

0

0

0

Marketing

1,046

846

752

775

748

877

1,015

1,114

1,213

1,090

941

791

555

586

630

654

801

741

0

0

0

Loan related

1,733

1,417

1,251

1,804

2,636

3,652

4,152

3,795

2,959

1,857

1,319

1,185

777

693

515

523

532

563

0

0

0

Merger costs

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Real estate acquired by foreclosure, net

-

205

424

-

-

3,002

3,160

3,168

3,138

1,372

1,373

1,086

704

450

130

286

-236

-330

0

0

0

Other

7,305

7,236

6,017

5,377

4,794

5,346

6,243

5,961

6,608

5,544

4,517

4,044

3,317

3,146

2,620

2,416

2,133

2,163

0

0

0

Total noninterest expense

92,412

88,347

85,313

84,099

81,470

84,786

85,850

84,498

85,017

76,006

71,909

66,178

62,586

60,774

55,592

52,433

44,290

41,821

0

0

0

INCOME BEFORE INCOME TAXES

65,689

62,451

61,630

61,100

52,238

21,119

6,884

-1,374

38

20,462

21,309

25,753

23,732

24,191

24,984

23,107

25,487

23,587

0

0

0

PROVISION FOR INCOME TAXES

21,690

22,642

25,344

26,964

18,177

7,451

2,483

-402

981

8,340

8,680

10,314

8,819

8,824

9,081

8,365

9,231

8,528

0

0

0

NET INCOME

43,999

39,809

36,286

34,136

34,061

13,668

4,401

-972

-943

12,122

12,629

15,439

14,913

15,367

15,903

14,742

16,256

15,059

0

0

0

EARNINGS PER SHARE:
Basic (in dollars per share)

0.42

0.44

0.25

0.07

0.31

0.35

0.19

0.07

-0.25

0.10

0.05

0.04

0.16

0.16

0.18

0.06

0.20

0.22

0.17

0.17

0.16

Diluted (in dollars per share)

0.41

0.44

0.25

0.07

0.31

0.35

0.19

0.07

-0.25

0.10

0.05

0.04

0.15

0.16

0.18

0.05

0.20

0.22

0.17

0.17

0.16