| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | ||
|---|---|---|---|---|---|---|
Interest income | ||||||
Loans, including fees | ||||||
90,980 | 77,170 | 61,014 | 55,565 | 47,845 | ||
Securities | ||||||
Taxable | ||||||
5,916 | 6,317 | 5,811 | 5,170 | 6,317 | ||
Nontaxable | ||||||
3,830 | 3,770 | 3,679 | 3,231 | 1,529 | ||
Federal funds sold and interest-bearing deposits | ||||||
1,835 | 1,201 | 1,278 | - | - | ||
Federal funds sold and interest-bearing deposits | ||||||
1,835 | 1,201 | 1,278 | 742 | 391 | ||
Total interest income | ||||||
102,561 | 88,458 | 71,782 | 64,708 | 56,082 | ||
Interest expense | ||||||
Deposits | ||||||
21,611 | 16,941 | 10,604 | 9,050 | 6,524 | ||
FHLB advances and federal funds purchased | ||||||
1,389 | 1,865 | 472 | - | - | ||
FHLB advances and federal funds purchased | ||||||
1,389 | 1,865 | 472 | 350 | 699 | ||
Subordinated debentures | ||||||
648 | 687 | 724 | 882 | 603 | ||
Other borrowed money | ||||||
43 | 49 | 352 | 586 | 497 | ||
Total interest expense | ||||||
23,691 | 19,542 | 12,152 | 10,868 | 8,323 | ||
Net interest income | ||||||
78,870 | 68,916 | 59,630 | 53,840 | 47,759 | ||
Provision for credit losses | ||||||
1,250 | 2,250 | 2,850 | 3,640 | 2,175 | ||
Net interest income after provision for credit losses | ||||||
77,620 | 66,666 | 56,780 | 50,200 | 45,584 | ||
Noninterest income | ||||||
Service charges | ||||||
3,715 | 3,600 | 3,746 | - | - | ||
Service charges | ||||||
3,715 | 3,600 | 3,746 | 3,530 | - | ||
Net realized (loss) gain on securities transactions | ||||||
-22 | -50 | 167 | 82 | - | ||
Service charges | ||||||
- | - | - | - | 3,493 | ||
Net realized (loss) gain on securities transactions | ||||||
- | - | - | - | 77 | ||
Net realized gain on sale of loans | ||||||
2,850 | 2,308 | 1,981 | 1,718 | 1,053 | ||
Other income | ||||||
10,419 | 9,445 | 8,385 | 7,686 | 6,860 | ||
Total noninterest income | ||||||
16,962 | 15,303 | 14,279 | 13,016 | 11,483 | ||
Noninterest expense | ||||||
Employee compensation and benefits | ||||||
35,907 | 32,122 | 27,078 | 25,611 | 22,469 | ||
Occupancy expenses | ||||||
9,834 | 8,398 | 7,400 | 6,870 | 6,468 | ||
Other expenses | ||||||
16,784 | 16,254 | 13,904 | 13,899 | 13,657 | ||
Total noninterest expense | ||||||
62,525 | 56,774 | 48,382 | 46,380 | 42,594 | ||
Income before income taxes | ||||||
32,057 | 25,195 | 22,677 | 16,836 | 14,473 | ||
Income tax provision | ||||||
5,778 | 4,599 | 8,238 | 4,715 | 4,362 | ||
Net earnings | ||||||
26,279 | 20,596 | 14,439 | 12,121 | 10,111 | ||
Basic earnings per share (in USD per share) | ||||||
2.26 | 1.78 | 1.41 | 1.35 | 1.15 | ||
Diluted earnings per share (in USD per share) | ||||||
2.25 | 1.77 | 1.40 | 1.35 | 1.15 | ||