GUARANTY BANCSHARES, INC. GNTY Income Statement

Guaranty bancshares, inc. (GNTY)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16
Interest income
Loans, including fees
91,253	90,980	89,614	87,497	83,158	77,170	71,276	65,883	62,855	61,014	59,823	58,631	57,066	55,565	0	0	0
Securities
Taxable
5,611	5,916	6,147	6,256	6,327	6,317	6,267	6,286	6,089	5,811	5,129	4,622	4,614	5,170	0	0	0
Nontaxable
3,846	3,830	3,829	3,840	3,815	3,770	3,730	3,683	3,671	3,679	3,684	3,688	3,638	3,231	0	0	0
Federal funds sold and interest-bearing deposits
1,796	1,835	1,842	1,661	1,427	1,201	0	0	0	-	-	-	-	-	-	-	-
Federal funds sold and interest-bearing deposits
1,796	1,835	1,842	1,661	1,427	1,201	1,155	1,066	1,069	1,278	1,174	1,131	1,057	742	0	0	0
Total interest income
102,506	102,561	101,432	99,254	94,727	88,458	82,428	76,918	73,684	71,782	69,810	68,072	66,375	64,708	0	0	0
Interest expense
Deposits
20,359	21,611	21,674	21,040	19,340	16,941	14,791	12,851	11,474	10,604	10,020	9,619	9,268	9,050	0	0	0
FHLB advances and federal funds purchased
1,024	1,389	1,810	2,105	2,098	1,865	0	0	0	-	-	-	-	-	-	-	-
FHLB advances and federal funds purchased
1,024	1,389	1,810	2,105	2,098	1,865	1,359	923	607	472	367	319	365	350	0	0	0
Subordinated debentures
622	648	666	683	689	687	681	672	684	724	785	838	867	882	0	0	0
Other borrowed money
69	43	50	48	49	49	49	51	158	352	471	563	597	586	0	0	0
Total interest expense
22,074	23,691	24,200	23,876	22,176	19,542	16,880	14,497	12,923	12,152	11,643	11,339	11,097	10,868	0	0	0
Net interest income
80,432	78,870	77,232	75,378	72,551	68,916	65,548	62,421	60,761	59,630	58,167	56,733	55,278	53,840	0	0	0
Provision for credit losses
2,075	1,250	1,750	2,150	2,225	2,250	2,350	2,650	2,800	2,850	2,650	2,690	3,840	3,640	0	0	0
Net interest income after provision for credit losses
78,357	77,620	75,482	73,228	70,326	66,666	63,198	59,771	57,961	56,780	55,517	54,043	51,438	50,200	0	0	0
Noninterest income
Service charges
3,797	3,715	3,632	3,575	3,538	3,600	0	0	0	-	-	-	-	-	-	-	-
Service charges
3,797	3,715	3,632	3,575	3,538	3,600	3,647	0	0	-	0	-	-	-	-	-	-
Net realized (loss) gain on securities transactions
-	-	-	0	-	-	0	0	-	-	0	-	-	-	-	-	-
Service charges
-	-	-	-	-	-	-	-	-	-	-	3,634	3,584	-	0	0	0
Net realized (loss) gain on securities transactions
-	-	-	-	-	-	-	-	-	-	-	0	-	-	0	0	0
Net realized gain on sale of loans
3,562	2,850	2,507	2,234	2,229	2,308	2,362	2,314	2,108	1,981	1,977	1,874	1,921	1,718	0	0	0
Other income
11,024	10,419	10,344	9,606	9,483	9,445	8,849	8,986	8,630	8,385	8,206	8,017	7,857	7,686	0	0	0
Total noninterest income
18,361	16,962	16,461	15,394	15,200	15,303	14,909	15,062	14,662	14,279	13,914	13,614	13,407	13,016	0	0	0
Noninterest expense
Employee compensation and benefits
36,387	35,907	34,974	34,234	33,330	32,122	30,645	29,218	27,869	27,078	26,710	26,351	26,148	25,611	0	0	0
Occupancy expenses
9,860	9,834	9,658	9,427	8,996	8,398	7,924	7,645	7,505	7,400	7,226	7,008	6,871	6,870	0	0	0
Other expenses
17,215	16,784	16,211	16,774	16,784	16,254	15,926	14,771	14,097	13,904	14,221	14,112	13,929	13,899	0	0	0
Total noninterest expense
63,462	62,525	60,843	60,435	59,110	56,774	54,495	51,634	49,471	48,382	48,157	47,471	46,948	46,380	0	0	0
Income before income taxes
33,256	32,057	31,100	28,187	26,416	25,195	23,612	23,199	23,152	22,677	21,274	20,186	17,897	16,836	0	0	0
Income tax provision
6,036	5,778	5,678	5,204	4,842	4,599	6,720	7,259	7,870	8,238	6,069	5,750	4,937	4,715	0	0	0
Net earnings
27,220	26,279	25,422	22,983	21,574	20,596	16,892	15,940	15,282	14,439	15,205	14,436	12,960	12,121	0	0	0
Basic earnings per share (in USD per share)
0.55	0.64	0.65	0.52	0.45	0.55	0.43	0.41	0.39	0.24	0.37	0.40	0.40	0.40	0.38	0.27	0.30
Diluted earnings per share (in USD per share)
0.55	0.63	0.65	0.52	0.45	0.55	0.42	0.41	0.39	0.24	0.37	0.39	0.40	0.40	0.38	0.27	0.30