Great southern bancorp, inc. (GSBC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

70,868

73,612

73,008

75,792

71,255

67,109

62,027

51,174

53,512

51,564

51,152

50,710

47,067

45,342

45,198

45,173

44,642

46,502

46,919

47,313

46,364

43,529

40,135

36,983

34,153

33,729

37,505

36,171

49,603

48,706

48,288

47,639

31,873

30,269

0

0

0

Proceeds from sales of loans held for sale

151,357

131,014

101,596

77,168

83,186

92,422

106,713

132,669

137,618

138,659

142,381

142,336

148,012

156,835

150,500

148,546

157,251

158,730

181,619

189,012

169,562

156,632

133,234

138,130

187,552

215,744

268,812

278,298

259,642

269,817

253,740

222,082

198,963

191,476

0

0

0

Originations of loans held for sale

-110,694

-135,937

-60,730

-85,879

-51,378

-83,806

34,957

-19,013

-117,574

-126,215

-136,381

-150,052

-157,527

-156,036

-148,553

-140,199

-145,294

-155,680

-159,988

-194,434

-183,147

-160,074

-150,127

-121,996

-155,229

-198,910

-244,680

-273,702

-270,565

-264,179

-265,856

-239,648

-208,934

-195,081

0

0

0

Items not requiring (providing) cash:
Depreciation

9,777

9,557

9,352

9,180

9,156

9,118

9,061

9,057

8,994

9,120

9,301

9,436

10,832

9,816

9,793

10,881

9,495

10,465

10,425

9,123

8,964

8,747

8,475

8,321

8,171

8,036

7,884

7,735

7,517

7,159

6,624

6,042

5,489

5,099

0

0

0

Amortization

1,928

2,068

2,020

2,054

2,089

2,291

2,504

2,631

2,757

2,731

2,936

3,179

3,421

3,656

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

4,361

0

0

0

Amortization of other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

0

Compensation expense for stock option grants

994

922

865

823

780

737

691

648

604

564

547

524

504

483

335

351

367

382

551

555

560

565

519

495

469

443

448

442

434

435

446

461

478

486

0

0

0

Provision for loan losses

8,071

6,150

7,450

6,800

7,150

7,150

7,150

8,800

8,800

9,100

9,530

9,080

9,430

9,281

8,117

7,320

6,320

5,519

4,355

3,597

3,760

4,151

6,912

8,644

10,852

17,386

22,359

28,082

42,011

43,863

46,282

46,382

37,213

35,336

0

0

0

Net gains on loan sales

2,949

2,607

1,995

1,390

1,574

1,788

2,245

2,547

2,740

3,150

3,222

3,720

3,981

3,941

3,872

3,734

3,780

3,888

0

0

0

-

-

701

4,035

4,915

6,091

6,316

5,784

5,505

4,822

7,379

3,767

3,524

0

0

0

Net realized gains on sales of available-for-sale securities

-72

-62

10

12

12

2

0

0

0

-

-

-

-

2,873

0

0

0

-

-

-

-

-2,139

-965

-754

-282

-243

-440

-837

-1,992

-1,986

0

0

0

-

-

-

-

Net (gains) losses on sale of premises and equipment

113

77

339

266

147

193

-8

59

327

297

182

137

-8

-249

-152

-76

-692

-465

-497

-572

7

18

-96

-84

-37

-60

95

70

57

264

209

229

223

202

0

0

0

Net losses on sale/write-down of other real estate owned and repossessions

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Losses on sale/write-down of other real estate owned and repossessions

-

-

-

-

-

-

-

-

182

-449

662

-180

376

489

-400

-576

-1,130

-1,132

942

1,717

2,742

2,996

0

0

0

-

-

-

-

4,968

13,701

13,899

12,433

13,712

0

0

0

Gain realized on sale of business units

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accretion of deferred income, premiums, discounts and other

-2,956

-3,899

-2,001

-2,215

-1,201

-2,918

1,577

312

-2,007

-1,947

-1,866

1,024

1,626

4,423

6,681

7,549

11,381

10,595

14,380

16,560

17,635

22,692

24,015

26,456

26,169

29,510

30,407

30,078

31,357

18,004

0

0

0

-

-

-

-

Loss on sale of foreclosed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

Loss on derivative interest rate products

-486

-104

-197

-91

-37

25

86

89

58

28

0

0

0

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

0

-

-

-

-

Deferred income taxes

-10,262

1,074

1,635

2,672

2,192

-4,450

6,831

7,062

4,555

9,423

-4,237

-5,068

-4,177

-3,621

-383

-1,197

-5,832

-4,670

-9,247

-12,098

-4,763

-6,260

416

-4,109

-3,445

-8,839

-3,877

-1,586

6,787

13,252

-3,035

7,886

-5,254

-9,304

0

0

0

Changes in
Interest receivable

-902

-82

-1,527

-318

-202

-1,110

-462

-1,409

-1,112

-463

-531

1,019

303

-535

776

-121

432

289

173

379

194

1,227

756

1,690

1,919

1,347

2,251

1,607

2,068

2,765

1,664

1,011

432

373

0

0

0

Prepaid expenses and other assets

940

-1,336

10,909

11,117

-8,594

3,002

-10,923

-9,870

3,887

-5,227

2,100

-3,960

4,992

12,655

5,896

14,590

15,220

3,982

12,613

13,284

6,104

8,430

-19,586

-3,857

-5,572

-7,529

-26,275

-34,891

9,051

31,413

80,403

51,255

6,537

-6,712

0

0

0

Accrued expenses and other liabilities

-841

2,725

2,282

2,866

4,077

280

2,365

2,506

2,963

1,821

-99

5,746

-880

-2,720

-3,261

-9,866

-5,791

3,354

2,598

9,920

7,386

502

2,569

-1,782

2,754

4,260

2,409

-2,112

-2,222

-3,124

-308

2,776

1,405

-18

0

0

0

Income taxes refundable/payable

13,439

2,599

4,776

6,705

7,139

11,520

-4,961

-12,092

-13,271

-15,278

1,623

5,265

8,523

7,484

1,386

-299

96

-4,609

0

0

0

-

-

-

-4,613

-5,109

4,758

3,963

9,857

11,413

11,590

2,362

-1,327

2,474

0

0

0

Net cash provided by operating activities

74,348

86,419

84,996

82,949

94,040

94,195

84,315

91,358

79,732

62,817

66,142

57,347

65,992

80,639

72,847

78,290

84,544

71,429

98,433

81,269

57,451

67,433

34,119

83,277

106,755

93,921

102,733

74,978

114,216

146,916

176,399

148,317

100,083

101,432

0

0

0

CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans

-86,638

-81,320

-196,216

-166,757

-67,724

-147,945

172,063

133,049

27,368

136,596

60,543

63,281

-37,242

-145,101

-119,811

-171,745

-162,282

-190,154

-236,080

-318,427

-342,076

-340,135

-257,973

-153,046

-65,027

-33,180

-16,074

-65,408

-6,699

-1,425

-53,921

-62,091

-162,410

-173,026

0

0

0

Purchase of loans

-110,815

-97,162

-127,875

-124,977

-100,798

-128,038

127,658

26,960

-104,983

-133,018

-212,125

-194,723

-176,635

-145,600

-158,683

-142,116

-101,159

-117,634

-124,308

-106,100

-108,009

-101,832

0

0

0

-

-

-

-

-23,457

0

0

0

-

-

-

-

Cash received from purchase of additional business units

-

-

-

-

-

-

-

-

-

-

-

-

-

44,363

0

0

0

-

-

-

-

189,437

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Cash received from FDIC loss sharing reimbursements

-

-

-

-

-

-

-

-

-

16,246

16,543

11,820

1,346

247

158

5,781

2,314

2,599

3,235

3,973

7,767

8,377

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

Cash paid for sale of business units

-

-

-

-

-

-

-

-

-

-

-

-

-

-17,821

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of additional business units

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

0

0

0

Purchase of premises and equipment

-11,583

-11,789

-8,876

-8,663

-2,662

-9,317

4,975

1,349

-9,986

-7,404

-7,203

-7,754

-8,218

-10,878

-12,079

-13,865

-19,271

-16,697

-19,195

-19,439

-18,148

-17,954

-15,690

-15,275

-12,709

-13,853

-15,024

-18,565

-20,052

-27,825

-29,541

-25,846

-26,407

-19,425

0

0

0

Proceeds from sale of premises and equipment

221

204

204

2,418

2,400

2,328

2,340

114

509

565

621

882

312

1,178

756

749

2,775

1,883

2,210

1,910

159

203

441

511

441

1,518

2,515

2,778

2,882

1,728

1,046

1,021

929

1,007

0

0

0

Proceeds from sale of other real estate owned and repossessions

14,316

15,244

17,169

16,107

18,362

20,426

26,976

26,540

28,730

33,640

31,227

31,522

32,158

28,362

25,532

25,182

25,742

23,497

21,933

20,455

18,677

21,706

30,588

41,931

46,084

48,900

48,488

46,096

50,907

51,225

50,038

39,067

26,491

21,774

0

0

0

Capitalized costs on other real estate owned

-

-

-

-

-

-

-

-

-

-117

0

0

0

-

-

-

-

-20

-124

-179

-200

-199

-261

-323

-388

-457

-526

-589

-485

-510

-303

-164

-204

-267

0

0

0

Proceeds from maturities, calls and repayments of held-to-maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Capitalized costs on other real estate owned

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from termination of interest rate derivative

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of available-for-sale securities

25,638

53,695

28,057

28,559

28,559

502

0

0

0

-

-

-

-

55,000

0

0

0

-

-

-

-

220,169

0

0

0

-

-

-

-

78,094

0

0

0

-

-

-

-

Proceeds from maturities and calls of available-for-sale securities

37,084

34,769

36,738

31,573

29,239

25,734

29,541

32,440

33,439

36,754

42,390

60,216

59,592

60,827

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturing securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from called securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

Principal reductions on mortgage-backed securities

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

Purchase of available-for-sale securities

-254,135

-207,634

13,096

-5,509

-24,755

-93,378

32,825

2,837

-5,711

-3,852

-26,243

-47,046

-47,046

-71,904

0

0

0

-

-

-

-

-40,661

-45,236

-29,427

-42,380

-97,000

-161,961

-167,393

-179,216

-155,339

-173,606

-173,624

-146,617

-224,614

0

0

0

Redemption of Federal Home Loan Bank stock and change in other interest-earning assets

-4,263

-1,035

-5,665

-7,097

5,045

-1,256

5,836

6,156

-3,938

1,852

-1,007

9,361

8,064

2,269

-831

-9,598

-6,238

1,590

569

-4,551

767

-7,071

-2,158

2,320

757

273

211

703

2,460

2,578

4,733

3,727

2,537

2,462

0

0

0

Net cash used in investing activities

-211,277

-295,149

-356,603

-421,702

-432,564

-381,323

-204,962

-95,091

-19,971

81,379

-95,011

-44,373

-138,574

-198,730

-171,619

-194,812

-140,296

-196,195

-202,320

-182,768

-53,897

35,870

43,735

70,060

177,939

124,690

220,349

184,488

253,870

241,411

205,340

191,200

-77,007

-147,853

0

0

0

CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in certificates of deposit

122,919

129,748

294,972

368,857

477,090

242,955

90,901

-1,611

-166,129

-114,714

-74,307

84,804

143,281

162,763

107,014

2,517

53,433

191,224

172,922

153,972

61,753

-116,139

-134,594

-146,289

-176,909

-208,702

-305,938

-482,244

-525,986

-421,977

-308,189

-181,869

-131,707

-144,072

0

0

0

Net increase in checking and savings deposits

99,950

105,400

44,574

-16,261

-22,050

-53,956

-32,302

26,133

39,775

34,796

110,968

104,118

77,054

36,126

-1,668

-24,472

-53,802

87,113

3,282

-158,681

-183,678

-160,144

-105,295

-124,349

-119,052

-134,562

-90,730

105,167

213,153

156,867

204,376

215,802

254,170

231,875

0

0

0

Proceeds from Federal Home Loan Bank advances

-

-

-

-

-

2,621,500

2,895,000

2,875,000

2,025,000

1,420,500

889,000

0

0

1,793,000

3,025,000

4,986,000

6,229,500

6,509,500

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of Federal Home Loan Bank advances

-

-

-

-

-

-2,749,000

1,673,000

30,000

-1,922,416

-1,324,435

-746,453

-31,470

-72

-2,025,070

-3,158,068

-5,148,067

-6,290,565

-6,517,564

-7,017,563

-7,200,563

-6,335,049

-4,083,315

-2,451,135

-278,220

-1,255

-1,081

-389

-20,428

-20,528

-52,993

-83,741

-63,775

-63,807

-32,293

0

0

0

Increase (Decrease) in Short-Term Borrowings, Net

-15,041

14,346

180,141

170,365

29,363

200,843

-40,055

-200,454

-34,269

-188,888

-138,505

-225,721

-205,630

168,546

142,680

305,670

131,869

-93,967

-23,559

58,567

89,551

74,768

36,625

-38,658

-62,979

-44,307

0

0

0

-

-

-

-

-

-

-

-

Repayments of reverse repurchase borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

0

Advances from borrowers for taxes and insurance

1,331

2,392

1,547

2,593

809

-227

33

79

624

676

-328

-498

62

-38

1,146

1,111

210

-248

263

239

-943

580

1,302

1,996

2,787

1,567

0

0

0

-

-

-

-

-

-

-

-

Dividends paid

-25,077

-29,052

-2,888

-3,477

2,701

-15,819

7,917

593

-13,202

-12,894

-12,584

-12,276

-12,250

-12,232

-12,485

-12,605

-12,449

-12,290

-11,862

-11,563

-11,547

-11,257

-10,974

-10,691

-10,402

-7,964

-10,403

-10,381

-10,360

-12,991

-10,720

-11,317

-11,890

-12,237

0

0

0

Purchase of the Company's common stock

6,450

-849

-54

-54

-54

-903

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock options exercised

3,349

4,158

2,931

2,999

2,749

2,224

2,878

2,637

2,769

3,247

3,181

3,398

3,003

2,110

1,549

2,672

3,046

3,362

4,047

3,061

2,558

2,438

1,301

1,271

1,245

1,242

1,197

2,318

2,233

2,269

2,212

685

648

311

0

0

0

Net cash provided by financing activities

171,333

226,143

253,663

239,640

324,632

247,617

72,796

71,713

-67,848

-181,712

30,972

-4,173

78,920

198,677

120,697

50,998

-586

105,302

115,145

147,501

-123,867

-112,581

-196,282

-403,421

-367,585

-394,827

-468,452

-410,956

-347,223

-364,435

-241,855

-70,142

-24,963

-3,301

0

0

0

INCREASES IN CASH AND CASH EQUIVALENTS

34,404

17,413

-17,944

-99,113

-13,892

-39,511

-47,851

67,980

-8,087

-37,516

2,103

8,801

6,338

80,586

21,925

-65,524

-56,338

-19,464

11,258

46,002

-120,313

-9,278

-118,428

-150,084

-82,891

-176,216

-145,370

-251,490

20,863

23,892

139,884

269,375

-1,887

-49,722

0

0

0