| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Sep'17 | Jun'17 |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||
Total revenue | ||||||||||
121,170 | 133,836 | 153,415 | 138,695 | 103,700 | 109,731 | 113,912 | 105,704 | 85,326 | 88,316 | 82,420 |
Costs and expenses | ||||||||||
Cost of revenue (exclusive of depreciation and amortization shown separately below) | ||||||||||
71,775 | 69,358 | 64,957 | 56,228 | 58,037 | 55,170 | 35,374 | 33,765 | 36,130 | 22,036 | 23,193 |
Compensation and benefits | ||||||||||
22,434 | 22,161 | 21,799 | 20,459 | 19,633 | 16,106 | 14,326 | 15,585 | 16,343 | 14,880 | 13,167 |
Sales and marketing | ||||||||||
789 | 753 | 946 | 1,187 | 1,203 | 940 | 975 | 1,038 | 828 | 328 | 339 |
Property, office and technology | ||||||||||
4,022 | 4,156 | 4,017 | 4,512 | 4,414 | 3,548 | 3,792 | 3,137 | 2,722 | 2,752 | 2,754 |
Depreciation and amortization | ||||||||||
2,445 | 2,187 | 1,955 | 1,695 | 1,467 | 1,249 | 1,192 | 1,067 | 970 | 923 | 909 |
General and administrative | ||||||||||
6,711 | 4,566 | 6,673 | 7,519 | 5,700 | 2,428 | 3,132 | 4,074 | 4,173 | 4,225 | 4,226 |
Financial guarantee | ||||||||||
18,408 | - | - | - | 1,222 | - | - | - | - | - | - |
Related party | ||||||||||
477 | 617 | 670 | 589 | 536 | 535 | 864 | 230 | 583 | 3,080 | 493 |
Total costs and expenses | ||||||||||
127,061 | 123,275 | 101,017 | 92,189 | 92,212 | 81,583 | 59,655 | 58,896 | 61,749 | 48,224 | 45,081 |
Operating profit (loss) | ||||||||||
-5,891 | 10,561 | 52,398 | 46,506 | 11,488 | 28,148 | 54,257 | 46,808 | 23,577 | 40,092 | 37,339 |
Other income (expense), net | ||||||||||
Interest and dividend income | ||||||||||
1,309 | 2,698 | 894 | 869 | 1,596 | 1,397 | 1,912 | 1,482 | 1,320 | 1,627 | 1,594 |
Interest expense | ||||||||||
5,620 | 5,660 | 5,634 | 6,323 | 6,243 | 6,193 | 6,013 | 5,787 | 5,591 | 2,189 | 110 |
Other gains (losses), net | ||||||||||
-1,612 | -5,892 | -2,050 | -6,325 | -35 | 61 | -1,069 | -93 | -702 | -1,368 | -230 |
Total other income (expense), net | ||||||||||
-5,923 | -8,854 | -6,790 | -11,779 | -4,682 | -4,735 | -5,170 | -4,398 | -4,973 | -1,930 | 1,254 |
Income (loss) before income tax expense (benefit) | ||||||||||
-11,814 | 1,707 | 45,608 | 34,727 | 6,806 | 23,413 | 49,087 | 42,410 | 18,604 | 38,162 | 38,593 |
Income tax expense (benefit) | ||||||||||
-900 | -3,525 | 1,500 | -4,500 | -600 | 540 | 3,400 | 1,594 | 0 | 0 | 0 |
Net income (loss) | ||||||||||
-10,919 | 5,304 | 44,075 | 39,193 | 7,401 | 22,848 | 45,712 | 40,816 | 18,604 | 38,162 | 38,593 |
Less: Net income (loss) attributable to noncontrolling interests | ||||||||||
-7,585 | 3,265 | 29,349 | 26,877 | 4,502 | 16,143 | 33,711 | 35,266 | - | - | - |
Net income (loss) attributable to GreenSky, Inc. | ||||||||||
-3,334 | 2,039 | 14,726 | 12,316 | 2,899 | 6,705 | 12,001 | 5,550 | - | - | - |
Earnings per share of Class A common stock | ||||||||||
Basic (in dollars per share) | ||||||||||
-0.05 | 0.03 | 0.24 | 0.20 | 0.05 | 0.12 | 0.21 | 0.10 | - | - | - |
Diluted (in dollars per share) | ||||||||||
-0.05 | 0.02 | 0.23 | 0.19 | 0.05 | 0.11 | 0.20 | 0.09 | - | - | - |
Transaction fees | ||||||||||
Total revenue | ||||||||||
89,884 | 100,710 | 112,782 | 108,365 | 84,048 | 90,997 | 96,770 | 90,197 | 70,940 | - | - |
Servicing and other | ||||||||||
Total revenue | ||||||||||
31,286 | 33,126 | 40,633 | 30,330 | 19,652 | 18,734 | 17,142 | 15,507 | 14,386 | - | - |