| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Sep'17 | Jun'17 |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||
Total revenue | ||||||||||
547,116 | 529,646 | 505,541 | 466,038 | 433,047 | 414,673 | 393,258 | 361,766 | 0 | 0 | 0 |
Costs and expenses | ||||||||||
Cost of revenue (exclusive of depreciation and amortization shown separately below) | ||||||||||
262,318 | 248,580 | 234,392 | 204,809 | 182,346 | 160,439 | 127,305 | 115,124 | 0 | 0 | 0 |
Compensation and benefits | ||||||||||
86,853 | 84,052 | 77,997 | 70,524 | 65,650 | 62,360 | 61,134 | 59,975 | 0 | 0 | 0 |
Sales and marketing | ||||||||||
3,675 | 4,089 | 4,276 | 4,305 | 4,156 | 3,781 | 3,169 | 2,533 | 0 | 0 | 0 |
Property, office and technology | ||||||||||
16,707 | 17,099 | 16,491 | 16,266 | 14,891 | 13,199 | 12,403 | 11,365 | 0 | 0 | 0 |
Depreciation and amortization | ||||||||||
8,282 | 7,304 | 6,366 | 5,603 | 4,975 | 4,478 | 4,152 | 3,869 | 0 | 0 | 0 |
General and administrative | ||||||||||
25,469 | 24,458 | 22,320 | 18,779 | 15,334 | 13,807 | 15,604 | 16,698 | 0 | 0 | 0 |
Financial guarantee | ||||||||||
0 | - | - | - | 0 | - | - | - | - | - | - |
Related party | ||||||||||
2,353 | 2,412 | 2,330 | 2,524 | 2,165 | 2,212 | 4,757 | 4,386 | 0 | 0 | 0 |
Total costs and expenses | ||||||||||
443,542 | 408,693 | 367,001 | 325,639 | 292,346 | 261,883 | 228,524 | 213,950 | 0 | 0 | 0 |
Operating profit (loss) | ||||||||||
103,574 | 120,953 | 138,540 | 140,399 | 140,701 | 152,790 | 164,734 | 147,816 | 0 | 0 | 0 |
Other income (expense), net | ||||||||||
Interest and dividend income | ||||||||||
5,770 | 6,057 | 4,756 | 5,774 | 6,387 | 6,111 | 6,341 | 6,023 | 0 | 0 | 0 |
Interest expense | ||||||||||
23,237 | 23,860 | 24,393 | 24,772 | 24,236 | 23,584 | 19,580 | 13,677 | 0 | 0 | 0 |
Other gains (losses), net | ||||||||||
-15,879 | -14,302 | -8,349 | -7,368 | -1,136 | -1,803 | -3,232 | -2,393 | 0 | 0 | 0 |
Total other income (expense), net | ||||||||||
-33,346 | -32,105 | -27,986 | -26,366 | -18,985 | -19,276 | -16,471 | -10,047 | 0 | 0 | 0 |
Income (loss) before income tax expense (benefit) | ||||||||||
70,228 | 88,848 | 110,554 | 114,033 | 121,716 | 133,514 | 148,263 | 137,769 | 0 | 0 | 0 |
Income tax expense (benefit) | ||||||||||
-7,425 | -7,125 | -3,060 | -1,160 | 4,934 | 5,534 | 4,994 | 1,594 | 0 | 0 | 0 |
Net income (loss) | ||||||||||
77,653 | 95,973 | 113,517 | 115,154 | 116,777 | 127,980 | 143,294 | 136,175 | 0 | 0 | 0 |
Less: Net income (loss) attributable to noncontrolling interests | ||||||||||
51,906 | 63,993 | 76,871 | 81,233 | 89,622 | 0 | 0 | 0 | - | - | - |
Net income (loss) attributable to GreenSky, Inc. | ||||||||||
25,747 | 31,980 | 36,646 | 33,921 | 27,155 | 0 | 0 | 0 | - | - | - |
Earnings per share of Class A common stock | ||||||||||
Basic (in dollars per share) | ||||||||||
-0.05 | 0.03 | 0.24 | 0.20 | 0.05 | 0.12 | 0.21 | 0.10 | - | - | - |
Diluted (in dollars per share) | ||||||||||
-0.05 | 0.02 | 0.23 | 0.19 | 0.05 | 0.11 | 0.20 | 0.09 | - | - | - |
Transaction fees | ||||||||||
Total revenue | ||||||||||
411,741 | 405,905 | 396,192 | 380,180 | 362,012 | 348,904 | 0 | 0 | 0 | - | - |
Servicing and other | ||||||||||
Total revenue | ||||||||||
135,375 | 123,741 | 109,349 | 85,858 | 71,035 | 65,769 | 0 | 0 | 0 | - | - |