| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Sep'12 | Sep'11 |
|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||
Interest income | ||||||||
76,200 | 75,935 | 62,227 | 48,202 | 37,404 | 23,178 | 15,468 | 11,848 | 11,739 |
Interest income, investments | ||||||||
- | - | - | 1,822 | 1,493 | 3,772 | 1,897 | 11,848 | 11,739 |
Rental income | ||||||||
25,884 | 24,606 | 19,831 | 11,933 | 9,107 | 3,175 | - | - | - |
Net Investment Revenue, net of provision for credit losses | ||||||||
- | - | - | - | - | - | - | 1,996 | 2,297 |
Gain on sale of receivables and investments | ||||||||
24,423 | 32,928 | 20,956 | 17,425 | 9,224 | 13,250 | 5,597 | - | - |
Gain on securitization of receivables | ||||||||
- | - | - | - | - | - | - | 3,912 | 4,025 |
Fee income | ||||||||
15,074 | 5,927 | 2,973 | 1,816 | 1,451 | 1,900 | 1,483 | 11,380 | 877 |
Other Investment Revenue | ||||||||
- | - | - | - | - | - | - | 15,292 | 4,902 |
Total revenue | ||||||||
141,581 | 139,396 | 105,987 | 81,198 | 58,679 | 45,275 | 24,445 | 17,288 | 7,199 |
Expenses | ||||||||
Interest Expense | ||||||||
64,241 | 76,874 | 65,472 | 45,241 | 26,385 | 16,655 | 9,815 | 9,852 | 9,442 |
Net Investment Revenue | ||||||||
- | - | - | - | - | - | - | 1,996 | 2,297 |
Provision for loss on receivables | ||||||||
8,027 | 0 | 0 | - | - | - | 11,000 | - | - |
Total Revenue, net of investment interest expense and provision | ||||||||
- | - | - | - | - | - | 3,630 | - | - |
Compensation and benefits | ||||||||
28,777 | 25,651 | 19,708 | 18,877 | 16,788 | 10,518 | 12,312 | 7,697 | 4,028 |
General and administrative | ||||||||
14,693 | 15,091 | 11,176 | 8,293 | 7,256 | 5,850 | 3,844 | 3,901 | 2,506 |
Depreciation and amortization of intangibles | ||||||||
- | - | - | - | - | - | - | 440 | 431 |
Acquisition costs | ||||||||
- | - | - | - | - | 2,456 | - | - | - |
Total expenses | ||||||||
115,738 | 117,616 | 96,356 | 72,411 | 50,429 | 35,479 | - | - | - |
Income before equity method investments | ||||||||
25,843 | 21,780 | 9,631 | 8,787 | 8,250 | 9,796 | - | - | - |
Other, net | ||||||||
- | - | - | - | - | - | 359 | - | - |
Income (loss) from equity method investments | ||||||||
64,200 | 22,200 | 22,300 | 6,110 | -98 | - | - | -1,284 | -5,047 |
Other interest expense | ||||||||
- | - | - | - | - | - | - | 287 | 295 |
Other income | ||||||||
- | - | - | - | - | - | - | 52 | 61 |
Unrealized gain on derivative instruments | ||||||||
- | - | - | - | - | - | - | 73 | 35 |
Other Expenses, net | ||||||||
- | - | - | - | - | - | 16,515 | 13,484 | 12,211 |
Income (loss) before income taxes | ||||||||
90,017 | 43,942 | 31,920 | 14,897 | 8,152 | 9,796 | -12,885 | 3,804 | -5,012 |
Income tax (expense) benefit | ||||||||
8,097 | 2,144 | 885 | 141 | 118 | 26 | -251 | - | - |
Net income (loss) | ||||||||
81,920 | 41,798 | 31,035 | 14,756 | 8,034 | 9,770 | -12,634 | 3,804 | -5,012 |
Net income (loss) attributable to non-controlling interest holders | ||||||||
356 | 221 | 179 | 104 | 76 | 163 | -2,175 | 0 | 0 |
Net income (loss) attributable to controlling stockholders | ||||||||
81,600 | 41,600 | 30,900 | 14,652 | 7,958 | 9,607 | -10,459 | 0 | 0 |
Basic earnings (loss) per common share (in usd per share) | ||||||||
1.25 | 0.75 | 0.57 | 0.32 | 0.21 | 0.43 | -0.68 | 0.00 | 0.00 |
Diluted earnings (loss) per common share (in usd per share) | ||||||||
1.24 | 0.75 | 0.57 | 0.32 | 0.21 | 0.43 | -0.68 | 0.00 | 0.00 |
Weighted average common shares outstanding — basic (in shares) | ||||||||
63,916 | 52,780 | 50,361 | 40,290 | 30,761 | 20,656 | 15,716 | 0 | 0 |
Weighted average common shares outstanding — diluted (in shares) | ||||||||
64,771 | 52,780 | 50,361 | 40,290 | 30,761 | 20,656 | 15,716 | 0 | 0 |