HUNTINGTON BANCSHARES INC/MD HBAN Income Statement

Huntington bancshares inc/md (HBAN)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Sep'09	Jun'09
Interest and fee income:
Loans and leases
3,449	3,541	3,584	3,543	3,450	3,305	3,152	3,028	2,918	2,838	2,761	2,620	2,390	2,178	1,968	1,836	1,802	1,760	1,734	1,708	1,692	1,674	1,656	1,641	1,625	1,629	1,640	1,646	1,670	1,675	1,683	1,700	1,703	1,727	1,761	1,787	1,823	1,865	1,882	1,914	0	0	0
Available-for-sale securities
Tax-exempt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Taxable
295	295	292	286	285	279	278	279	282	283	286	275	242	211	188	183	193	202	199	189	180	171	158	150	146	148	155	165	175	184	190	192	199	207	219	232	237	239	244	243	0	0	0
Tax-exempt
79	83	89	93	96	97	91	86	81	77	75	70	64	59	52	49	45	42	39	36	32	28	24	19	15	12	10	10	9	8	8	8	9	9	10	10	11	11	10	8	0	0	0
Held-to-maturity securities—taxable
223	218	216	214	211	211	214	211	202	193	170	154	146	138	131	117	103	87	82	84	86	88	86	76	63	50	41	34	29	24	19	19	15	11	6	0	0	-	0	-	-	-	-
Other securities—taxable
12	16	19	22	25	25	25	24	21	20	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Income, Securities, Operating, Other, Tax Exempt
-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
48	48	46	43	38	32	27	25	23	22	33	32	33	34	21	19	24	24	22	21	14	13	13	13	16	19	22	33	31	37	33	22	20	13	19	26	28	28	26	26	0	0	0
Total interest income
4,106	4,201	4,246	4,201	4,105	3,949	3,787	3,653	3,527	3,433	3,353	3,175	2,894	2,632	2,361	2,206	2,170	2,115	2,077	2,040	2,006	1,976	1,938	1,900	1,867	1,860	1,869	1,890	1,915	1,930	1,936	1,943	1,948	1,970	2,013	2,056	2,100	2,145	2,170	2,199	0	0	0
Interest expense:
Deposits
545	585	581	539	476	391	312	250	205	180	157	133	113	102	93	87	85	82	80	80	82	86	93	100	108	116	124	138	150	162	177	201	228	260	301	340	386	439	508	580	0	0	0
Short-term borrowings
52	54	52	48	43	48	50	47	38	25	19	14	10	5	3	2	2	2	2	2	2	2	2	1	0	0	0	1	1	2	2	2	3	3	3	3	3	3	0	0	0	-	-
Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	-	-	-	-	-0	-	0	0	0	1	0	1	1	1	0	0	0	1	0	0	0	0	0	0	0	0	0	1	2	3	0	0	0	-	-
Long-term debt
328	349	347	345	345	321	300	275	242	226	209	192	174	156	133	113	95	79	67	58	52	48	47	44	39	38	34	36	45	54	64	70	74	76	77	78	79	81	0	0	0	-	-
Other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Total interest expense
925	988	980	932	864	760	662	572	485	431	386	340	298	263	230	204	183	164	150	142	138	139	144	147	149	156	161	177	198	219	244	276	306	341	383	424	471	526	604	693	0	0	0
Interest Income (Expense), Net
3,181	3,213	3,266	3,269	3,241	3,189	3,125	3,081	3,042	3,002	2,967	2,835	2,595	2,369	2,131	2,001	1,986	1,951	1,927	1,897	1,867	1,837	1,794	1,753	1,717	1,704	1,708	1,713	1,717	1,710	1,691	1,667	1,642	1,629	1,629	1,632	1,629	1,618	1,566	1,506	0	0	0
Provision for Loan and Lease Losses
661	287	268	239	236	235	240	230	199	201	211	231	231	191	152	111	106	100	65	67	76	80	102	89	85	90	105	130	142	147	153	159	159	174	215	291	448	634	1,022	1,317	0	0	0
Net interest income after provision for credit losses
2,520	2,926	2,998	3,030	3,005	2,954	2,885	2,851	2,843	2,801	2,756	2,603	2,364	2,178	1,979	1,890	1,879	1,851	1,861	1,829	1,790	1,756	1,691	1,663	1,632	1,614	1,602	1,582	1,574	1,563	1,538	1,507	1,482	1,455	1,413	1,341	1,180	984	543	189	0	0	0
Service charges on deposit accounts
372	372	371	366	365	364	361	359	356	353	353	349	336	324	305	293	288	280	274	268	271	273	276	280	275	271	269	264	262	262	257	254	249	243	235	236	252	267	292	301	0	0	0
Card and payment processing income
248	246	241	234	227	224	219	216	212	206	202	192	179	169	157	150	146	143	137	128	114	105	97	94	94	92	198	196	193	191	79	90	101	111	122	117	113	110	109	105	0	0	0
Trust and investment management services
181	178	173	172	171	171	170	166	161	156	163	153	139	123	109	105	109	116	118	121	121	115	108	111	115	123	84	83	82	82	119	119	119	119	120	117	115	112	108	107	0	0	0
Brokerage and insurance income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Mortgage banking income
204	167	132	109	103	108	118	121	125	131	135	141	141	128	122	100	107	112	81	87	78	84	108	107	111	126	95	116	120	121	153	121	107	83	112	151	173	175	144	122	0	0	0
Brokerage income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	59	59	60	-	64	66	67	68	65	64	68	69	72	71	71	72	73	77	79	80	78	74	72	68	0	0	0	-	-
Capital markets fees
134	123	127	117	109	108	110	106	97	90	72	64	60	60	54	52	53	54	53	51	48	43	42	44	46	45	46	44	46	48	44	44	39	36	0	0	0	-	-	-	-	-	-
Insurance income
90	88	85	84	82	82	82	81	82	81	95	93	87	84	79	79	81	81	63	63	64	65	67	67	67	69	70	71	71	71	71	71	70	69	71	73	75	76	0	0	0	-	-
Bank Owned Life Insurance Income
66	66	65	66	68	67	69	66	64	67	66	64	62	58	53	51	52	52	53	56	56	57	55	54	56	56	56	57	55	56	56	57	61	62	64	62	59	61	58	58	0	0	0
Gain (Loss) on Sales of Loans, Net
50	55	55	58	60	55	56	54	51	56	63	57	54	47	32	30	33	33	28	30	22	21	22	19	19	18	31	33	34	58	40	52	51	31	0	0	0	-	-	-	-	-	-
Net (losses) gains on sales of securities
-24	-24	-4	-4	0	-	0	0	-	0	4	5	2	2	2	3	3	3	2	0	0	17	18	18	19	2	1	5	5	6	3	-0	0	3	7	9	11	13	28	37	0	0	0
Impairment losses recognized in earnings on available-for-sale securities (a)
-	-	-	-	-	-	-	-	-	4	5	5	2	2	-0	2	2	2	2	0	0	0	0	0	1	1	1	1	1	1	3	4	4	7	7	8	11	13	30	47	0	0	0
Automobile operating lease income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	48	50	0	0	0
Noninterest Income, Other Operating Income
175	183	183	181	162	163	153	155	165	171	195	186	172	157	171	172	175	167	124	119	117	126	132	138	131	138	144	132	134	137	166	170	174	157	138	140	135	140	132	157	0	0	0
Total noninterest income
1,496	1,454	1,411	1,364	1,326	1,321	1,332	1,320	1,309	1,307	1,301	1,274	1,220	1,150	1,087	1,038	1,049	1,039	999	994	962	979	995	1,002	1,004	1,012	1,068	1,075	1,077	1,106	1,041	1,038	1,040	992	1,015	1,024	1,037	1,041	1,033	1,032	0	0	0
Personnel costs
1,655	1,654	1,627	1,609	1,577	1,559	1,533	1,522	1,518	1,524	1,510	1,538	1,445	1,349	1,278	1,159	1,142	1,122	1,096	1,085	1,064	1,048	1,035	988	992	1,001	1,006	1,024	1,003	988	962	941	917	892	876	858	834	798	758	722	0	0	0
Outside data processing and other services
350	346	340	322	302	294	282	293	299	313	330	342	330	305	279	246	242	231	221	215	211	212	209	206	201	199	197	198	196	190	196	196	191	189	177	166	163	161	156	158	0	0	0
Equipment
164	163	169	166	164	164	152	159	164	171	194	190	179	165	136	127	127	125	125	124	121	119	116	114	110	106	104	102	102	102	102	98	95	92	88	88	87	85	84	84	0	0	0
Net occupancy
157	159	188	188	185	184	150	167	185	212	225	211	189	153	136	124	122	122	120	125	125	128	128	129	128	125	122	114	112	111	108	108	109	109	113	113	111	107	102	99	0	0	0
Professional services
53	54	55	57	64	60	57	62	63	69	113	110	106	105	54	51	49	50	64	66	62	59	44	42	42	40	51	56	62	65	58	60	65	68	83	83	88	86	74	70	0	0	0
Amortization of intangibles
47	49	50	51	52	53	54	55	56	56	55	50	40	30	20	15	21	28	29	35	35	39	44	44	44	41	42	43	45	46	48	50	51	53	55	56	58	60	62	64	0	0	0
Marketing
39	37	45	46	49	53	52	50	53	60	31	63	67	63	93	59	52	52	48	48	51	50	56	56	52	51	50	58	61	64	57	59	62	65	54	52	50	56	69	56	0	0	0
Deposit and other insurance expense
35	34	33	43	53	63	73	74	76	78	74	70	62	54	49	46	46	45	45	45	48	49	47	46	45	50	56	60	63	68	70	72	80	77	78	84	86	97	102	127	0	0	0
Automobile operating lease expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	40	42	0	0	0
OREO and foreclosure expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	-	-	0	0	0	-	-24	-32	-32	-39	-66	-80	0	0	0
Telecommunications
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Printing and supplies
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Goodwill impairment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Gains on early extinguishment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0	-	-	-	-	-	0	0	-	-	-	-	-	0	0
Other noninterest expense
220	225	224	233	221	217	216	216	226	231	224	214	201	184	176	209	203	201	209	167	159	174	162	158	156	141	165	165	174	199	217	212	202	189	194	193	197	179	112	95	0	0	0
Noninterest Expense
2,720	2,721	2,731	2,715	2,667	2,647	2,569	2,598	2,640	2,714	2,762	2,794	2,623	2,408	2,225	2,040	2,008	1,976	1,960	1,914	1,881	1,882	1,845	1,788	1,775	1,758	1,782	1,817	1,815	1,835	1,795	1,776	1,760	1,728	1,732	1,721	1,706	1,673	1,640	1,552	0	0	0
Income before income taxes
1,296	1,659	1,678	1,679	1,664	1,628	1,648	1,573	1,512	1,394	1,296	1,082	960	920	841	888	920	914	900	909	871	852	842	877	861	868	888	840	836	833	784	770	763	718	696	644	511	352	-62	-331	0	0	0
Income Tax Expense (Benefit)
195	248	250	245	239	235	158	186	208	208	302	236	212	208	189	212	221	221	222	229	222	220	215	226	224	227	247	211	205	202	179	190	189	172	157	148	112	39	-86	-128	0	0	0
Net income
1,101	1,411	1,428	1,434	1,425	1,393	1,490	1,387	1,304	1,186	994	846	748	712	651	676	698	693	678	680	649	632	626	650	637	641	640	629	631	631	604	579	573	546	538	496	399	312	23	-202	0	0	0
Dividends on preferred shares
73	74	74	74	77	70	70	71	69	76	75	75	76	65	54	43	32	32	31	31	31	31	31	31	31	31	31	31	31	31	31	31	31	30	106	128	150	172	117	145	0	0	0
Net income applicable to common shares
1,028	1,337	1,354	1,360	1,348	1,323	1,420	1,316	1,235	1,110	918	771	672	647	596	632	666	661	646	648	617	600	595	618	605	609	608	597	599	599	572	548	542	515	431	367	248	140	-94	-348	0	0	0
Average common shares—basic (in shares)
1,017	1,028	1,034	1,044	1,046	1,054	1,084	1,103	1,084	1,077	1,086	1,088	1,086	1,085	938	798	795	796	800	806	809	811	816	821	829	830	830	834	841	847	857	862	864	2,589	863	0	0	1,474	0	716	716	0	0
Average common shares—diluted (in shares)
1,034	1,047	1,051	1,060	1,065	1,072	1,103	1,122	1,125	1,221	1,106	1,108	1,108	1,104	952	810	808	810	814	820	823	825	829	834	842	842	841	843	848	853	863	867	869	2,601	867	0	0	1,479	0	719	718	0	0
Per common share:
Net income—basic (in usd per share)
0.03	0.30	0.34	0.33	0.32	0.30	0.33	0.30	0.29	0.38	0.24	0.23	0.17	0.20	0.12	0.19	0.21	0.22	0.18	0.23	0.19	0.19	0.18	0.19	0.17	0.18	0.21	0.17	0.17	0.17	0.19	0.17	0.17	0.14	0.16	0.16	0.14	0.05	0.10	0.03	0.01	-0.33	-0.40
Net income—diluted (in usd per share)
0.03	0.28	0.34	0.33	0.32	0.29	0.33	0.30	0.28	0.37	0.23	0.23	0.17	0.20	0.11	0.19	0.20	0.21	0.18	0.23	0.19	0.18	0.18	0.19	0.17	0.18	0.20	0.17	0.17	0.16	0.19	0.17	0.17	0.13	0.16	0.16	0.14	0.05	0.10	0.03	0.01	-0.33	-0.40
Cash dividends declared (in usd per share)
-	-	-	-	-	-	-	-	-	-	0.08	0.08	0.08	-	0.07	0.07	0.07	0.07	0.06	0.06	0.06	0.10	0.00	0.05	0.05	0.05	0.05	0.05	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Impairment losses on available-for-sale securities:
Total OTTI losses
-	-	-	-	-	-	-	-	-	4	6	6	2	6	3	6	6	3	3	0	0	0	0	0	1	1	-0	0	1	1	14	20	19	8	39	5	-1	17	28	144	0	0	0
Noncredit-related portion of loss recognized in other comprehensive income
-	-	-	-	-	-	-	-	-	0	0	0	0	4	4	4	4	1	0	0	0	0	0	0	0	0	-1	-1	0	0	11	15	15	1	32	-2	-12	3	-1	97	0	0	0