Home bancorp, inc. (HBCP)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Interest Income
Loans, including fees

94,414

94,303

69,168

63,731

54,466

50,273

40,535

42,797

34,604

28,556

22,321

Investment securities:
Taxable interest

5,886

5,948

3,894

3,002

3,031

3,146

2,557

-

-

-

-

Tax-exempt interest

507

708

637

675

712

740

502

-

-

-

-

Investment securities

-

-

-

-

-

-

-

3,169

3,686

4,969

6,569

Other investments and deposits

1,401

1,353

699

276

199

162

124

154

144

132

1,005

Total interest income

102,208

102,312

74,398

67,684

58,409

54,322

43,720

46,122

38,435

33,658

29,896

Interest Expense
Deposits

15,050

9,076

5,161

3,701

3,072

2,742

3,043

4,227

4,626

5,316

5,529

Other borrowings

213

46

0

-

-

-

-

-

-

-

-

Securities sold under repurchase agreements

-

-

-

-

39

72

-

-

-

-

-

Short-term Federal Home Loan Bank advances

0

40

99

188

51

125

46

39

47

7

37

Long-term Federal Home Loan Bank advances

949

1,144

1,289

1,379

702

343

412

646

543

557

769

Total interest expense

16,212

10,306

6,549

5,268

3,865

3,283

3,502

4,913

5,217

5,881

6,336

Net interest income

85,996

92,006

67,849

62,416

54,544

51,039

40,217

41,208

33,218

27,777

23,559

Provision for loan losses

3,014

3,943

2,317

3,200

2,070

-

-

-

-

-

-

Provision for loan losses

-

-

-

-

-

2,364

3,652

2,411

1,460

864

864

Net interest income after provision for loan losses

82,982

88,063

65,532

59,216

52,473

48,674

36,564

38,797

31,757

26,913

22,694

Noninterest Income
Service fees and charges

-

-

-

-

3,937

3,746

2,729

2,493

2,379

2,013

1,849

Bank card fees

-

-

-

-

2,413

2,178

1,730

1,795

1,737

1,418

1,089

Gain on sale of loans, net

1,074

872

1,196

1,770

1,527

1,212

1,553

1,963

910

716

610

Income from bank-owned life insurance

2,069

656

494

483

503

458

464

515

578

631

292

Other-than-temporary impairment of securities

-

-

-

-

-

-

-

-

-

1,229

1,888

Gain on sale of securities, net

-

-

-

-

7

1

428

221

-170

58

-

Gain (loss) on sale of assets, net

-335

-52

-162

595

-491

-

-

-

-

-

-

Accretion of FDIC loss sharing receivable

-

-

-

-

-

-

-

580

851

738

-

Settlement of litigation

-

-

-

-

-

-

-

-

525

-

-

Other income

1,151

1,107

1,202

1,645

870

577

763

190

188

144

128

Total noninterest income

14,415

13,447

9,962

11,157

8,769

8,174

7,669

7,760

6,999

4,492

2,082

Noninterest Expense
Compensation and benefits

38,415

36,796

28,162

27,634

25,035

24,386

20,329

19,687

17,821

14,505

10,827

Occupancy

7,118

6,658

5,065

5,255

4,875

4,670

3,524

3,276

3,041

2,217

1,296

Marketing and advertising

1,576

1,309

1,188

1,063

486

919

766

743

980

826

633

Data processing and communication

6,611

7,646

4,329

4,967

4,044

4,430

2,441

2,801

3,141

2,141

1,402

Professional services

856

1,119

1,590

983

1,755

1,159

1,060

890

1,378

1,084

896

Forms, printing and supplies

683

973

594

623

596

662

429

477

542

512

378

Franchise and shares tax

1,444

1,030

948

821

650

574

710

613

675

400

609

Regulatory fees

830

1,559

1,264

1,317

1,122

1,066

889

854

857

620

596

Foreclosed assets and ORE, net

556

397

-298

140

443

996

522

1,051

-

-

-

Amortization of acquisition intangible

1,583

1,845

763

801

-

-

-

-

-

-

-

Foreclosed assets, net

-

-

-

-

-

-

-

-

471

241

-18

Other expenses

3,933

3,893

2,572

3,193

3,011

2,905

2,527

2,367

2,090

1,822

1,167

Total noninterest expense

63,605

63,225

46,177

46,797

42,022

41,771

33,204

32,763

31,002

24,373

17,788

Income before income tax expense

33,792

38,285

29,317

23,576

19,220

15,077

11,030

13,794

7,755

-

-

Income before income tax expense

-

-

-

-

-

-

-

-

-

7,032

6,988

Income tax expense

5,860

6,695

12,493

7,568

6,670

5,206

3,736

4,604

2,635

2,343

2,309

Net Income

27,932

31,590

16,824

16,008

12,549

9,871

7,293

9,189

5,119

4,688

4,679

Earnings per share:
Basic (in usd per share)

3.08

3.48

2.36

2.34

1.87

1.51

1.11

1.33

0.72

0.62

0.58

Diluted (in usd per share)

3.05

3.40

2.28

2.25

1.79

1.42

1.06

1.28

0.71

0.62

0.58

Cash dividends declared per common share (in usd per share)

0.84

0.71

0.55

0.41

0.30

0.07

-

-

-

-

-

Service fees and charges
Fees and charges

5,940

6,370

4,229

4,061

-

-

-

-

-

-

-

Bank card fees
Fees and charges

4,516

4,494

3,003

2,603

-

-

-

-

-

-

-