Hamilton bancorp, inc. (HBK)
CashFlow / TTM
Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11
Cash flows from operating activities
Interest received

19,806

19,377

19,087

18,587

17,837

17,645

17,410

16,415

15,767

14,715

12,663

11,704

10,805

9,870

9,914

9,788

10,045

10,285

10,610

11,008

11,215

11,875

12,162

12,491

12,597

12,528

13,172

13,314

0

0

0

Fees and commissions received

633

610

607

583

538

536

520

522

484

465

437

817

840

834

825

417

422

626

595

547

543

298

350

359

376

362

265

250

0

0

0

Interest paid

5,224

5,006

4,647

4,427

4,236

4,066

4,329

4,004

3,636

3,172

2,393

2,029

1,785

1,609

1,608

1,661

1,705

1,742

1,804

1,926

2,112

2,347

2,600

2,854

3,105

3,366

3,648

3,985

0

0

0

Cash paid to suppliers and employees

12,889

13,221

12,958

13,059

10,753

12,323

11,187

11,216

10,980

9,584

9,135

9,259

9,271

7,847

8,593

8,216

6,411

8,933

9,092

8,986

10,740

7,257

7,174

7,018

7,174

7,188

6,526

6,536

0

0

0

Cash paid for unsettled security

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Origination of loans held for sale

0

0

453

-

-

297

1,342

2,017

1,880

2,145

3,549

3,969

5,722

5,039

3,462

3,305

1,822

2,572

2,406

2,162

3,013

3,376

3,573

3,758

3,682

2,659

2,175

1,567

0

0

0

Proceeds from sale of loans held for sale

0

0

462

-

-

1,745

1,354

2,300

2,060

730

3,848

4,336

5,872

5,309

4,044

2,759

1,599

2,381

2,180

2,387

3,041

3,425

3,073

3,603

3,719

2,671

2,184

1,573

0

0

0

Income taxes payable (refundable)

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in deferred tax asset

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

514

981

0

0

0

Net cash provided by operating activities

2,317

1,776

2,087

1,673

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,756

1,179

2,757

2,066

0

0

0

Cash flows from investing activities
Proceeds from maturing and called securities available for sale, including principal pay downs

14,796

14,218

15,330

15,124

16,548

17,961

25,121

28,963

31,889

30,692

24,038

21,322

18,849

19,564

21,529

23,994

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Acquisition, net of cash acquired

-

-

-

-

-

-

-

10,508

11,006

11,006

23,730

12,723

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities of certificates of deposit in other banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

248

0

0

0

-

-

-

-

Proceeds from sale of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11,776

17,053

14,934

9,645

13,224

9,165

15,716

15,767

16,237

19,223

10,304

19,736

17,481

0

0

0

Purchase of investment securities available for sale

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturing and called certificates of deposit

-

-

-

-

-

-

-

1,724

1,724

1,249

1,249

514

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturing and called securities available for sale, including principal pay downs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

107,649

71,294

47,041

0

0

0

Purchase of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

23,242

28,173

30,874

29,228

27,649

51,462

65,400

81,959

88,036

0

0

0

-

-

-

-

Redemption of Federal Home Loan Bank stock

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Purchase (redemption) of Federal Home Loan Bank stock

-

-

-

-

-

-

-

405

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-101

-21

-22

-12

-1

0

0

0

Loans made, net of principal repayments

-22,149

-46,049

-26,419

-2,256

8,240

41,743

24,087

10,461

-4,267

-4,720

-219

8,018

15,458

22,357

23,756

15,847

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Loans made, net of principal repayments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,607

6,217

11,266

7,209

4,595

0

0

0

Purchase of premises and equipment

339

433

664

719

526

523

319

273

218

147

104

75

91

50

118

145

159

183

142

93

96

141

245

301

0

0

0

-

-

-

-

Proceeds from sale of premises and equipment

-

-

-

-

-

-

-

442

429

35

-1

463

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate

-

-

-

-

-

-

-

60

0

0

0

11

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used by investing activities

-

-

-

-

-

-

-

-

-

-

13,060

12,699

3,420

-6,883

-2,333

-3,698

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Purchase of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Net cash provided (used) by investing activities

33,802

13,500

-3,110

-25,676

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,681

5,367

21,902

11,255

0

0

0

Cash flows from financing activities
Net increase (decrease) in Deposits

-8,220

-5,343

-7,454

-7,295

-15,162

-27,616

-12,601

-10,529

9,801

29,329

39,225

38,312

11,786

-2,467

-15,704

-16,501

-13,281

-14,370

-18,788

-21,286

-27,564

-84,697

-19,694

-20,850

-17,063

43,559

-14,666

-17,477

0

0

0

Advances by borrowers for taxes and insurance

-48

-78

-135

94

-4

-40

-226

788

588

755

2,098

460

257

164

-86

-50

0

17

-139

-99

0

0

0

-

-

-

-

-

-

-

-

Proceeds from borrowings

24,000

39,000

28,450

40,000

51,578

36,578

23,128

11,578

-2,000

-2,000

-2,000

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments of borrowings

35,520

38,022

4,474

15,027

14,508

9,506

15,054

5,501

4,000

4,000

2,000

2,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest rate swap on FHLB borrowings

-183

-593

-524

-300

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Issuance of restricted stock

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest rate swap on FHLB borrowings

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in Advances by borrowers for taxes and insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

68

0

0

0

Repurchase of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

37,260

36,710

15,019

3,673

-9,815

-13,078

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Advances by borrowers for taxes and insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net cash (used) provided by financing activities

-19,659

-3,905

16,855

18,017

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,544

43,514

-14,858

-17,545

0

0

0

Net increase (decrease) in cash and cash equivalents

16,461

11,371

15,833

-5,985

-8,228

-35,090

-44,610

-38,094

0

0

0

-

-

-

-

-

-6,070

-7,701

-2,242

-895

-35,526

-64,912

-13,673

-1,280

27,983

50,061

9,801

-4,223

0

0

0

Net decrease in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total cash consideration paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Less cash acquired

-

-

-

-

-

-

-

15,196

14,698

14,698

16,166

1,468

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Acquisition, net of cash acquired

-

-

-

-

-

-

-

10,508

11,006

11,006

23,730

12,723

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Reconciliation of net income (loss) to net cash provided by operating activities
Net income (loss)

-3,505

-5,308

-5,561

-6,048

-2,100

-113

-201

-928

164

-21

-546

-92

-350

-145

-4

-314

0

0

0

-

-

-

0

-

-

-

-4

131

0

0

0

Adjustments to reconcile net income (loss) to net cash provided by operating activities
Amortization of premiums on certificates of deposit

0

0

0

0

0

3

7

12

18

21

18

12

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of premiums on securities

-579

-657

-742

-822

-908

-989

-945

-840

-676

-489

-406

-387

-431

-891

-670

-462

-168

518

553

661

687

1,263

1,485

1,512

1,250

1,946

1,125

770

0

0

0

Loss on sale of foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Write-down of foreclosed real estate

-

-

0

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss (gain) on sale of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

271

310

264

98

171

243

274

274

230

0

0

0

-

-

-

-

Loan discount accretion

-268

-419

-300

-225

-691

-690

-880

-841

-138

-55

21

-9

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Amortization of premiums on loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15

21

23

23

23

23

23

23

23

0

0

0

Deposit premium amortization

-299

-341

-373

-417

-471

-533

-620

-597

-507

-399

-207

-104

0

0

0

-

-

-

-

-10

-16

-26

-37

-47

-61

-77

-95

-121

0

0

0

Borrowing premium amortization

-195

-282

-351

-425

-498

-555

-586

-551

-446

-342

-195

-83

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible asset amortization

126

126

126

126

126

126

126

121

113

106

81

62

45

30

31

33

34

36

38

41

43

45

48

51

0

0

0

-

-

-

-

Premises and equipment depreciation and amortization

332

333

330

325

325

321

331

334

330

328

300

278

261

247

250

252

255

266

286

310

334

349

354

353

0

0

0

-

-

-

-

Gain on sale of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-407

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of property and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Stock based compensation

491

481

471

460

463

457

450

444

434

434

434

434

434

433

422

420

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible asset amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Premises and equipment depreciation and amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Provision for credit losses

1,332

1,597

1,475

1,575

2,980

3,415

3,345

3,395

1,290

580

650

440

15

-180

-130

170

720

1,025

1,869

1,873

2,835

2,990

1,975

1,729

2,723

2,358

2,678

2,718

0

0

0

Decrease (increase) in:
Accrued interest receivable

-64

22

52

158

31

176

30

361

483

295

614

112

231

180

12

46

3

87

67

71

71

49

20

74

156

289

90

163

0

0

0

Loans held for sale

-

-

-

-

-

-

-

-259

-155

1,446

-260

-321

-99

224

1,052

581

255

-224

-252

196

0

0

0

-

-

-

-

-

-

-

-

Cash surrender value of life insurance

458

466

474

484

490

493

495

485

450

412

374

349

350

715

536

357

0

0

0

-

-

-

-

-

0

0

0

-

-

-

-

Cash surrender value of life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

0

0

Income taxes refundable and deferred income taxes

-

-7,729

-7,886

-8,041

-2,027

188

105

2,213

1,448

1,357

1,921

-217

-15

-405

-239

-228

-712

-197

232

342

0

0

0

-

-

-

-

-

-

-

-

Other assets

320

636

572

1,074

-566

-232

-348

-2,565

-2,302

-2,437

-2,643

-377

-339

-783

-594

-180

-270

-71

-60

-161

-420

177

27

-199

0

0

0

-

-

-

-

Increase (decrease) in:
Other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Accrued interest payable

-14

-91

4

2

-0

112

-110

15

7

7

128

3

3

3

-0

-0

0

-0

-1

-0

-1

-1

-2

-5

-5

-5

-4

-2

0

0

0

Income taxes payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-278

-134

-472

282

-100

0

0

0

Deferred loan origination fees

-70

-26

-64

-69

87

15

31

-3

-50

-49

-66

-36

-35

-30

30

16

44

52

32

24

-26

-23

-60

-4

-19

-199

-104

-106

0

0

0

Other liabilities

-487

-918

-625

-217

453

-1,011

37

-1,642

-1,703

-732

-1,135

68

-63

580

-54

-206

1,582

-132

1,797

-83

-1,938

165

-1,803

395

-363

-22

264

-178

0

0

0

Net cash provided by operating activities

2,317

1,776

2,087

1,673

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,756

1,179

2,757

2,066

0

0

0

Net cash provided by operating activities

-

-

2,087

-

-

-

2,706

543

335

-671

-68

1,395

535

1,287

1,685

347

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Net cash (used) provided by operating activities

-

-

2,087

-

-

-

2,706

543

335

-671

-68

1,395

535

1,287

1,685

347

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Noncash investing activity
Real estate acquired through foreclosure

152

136

6

23

126

143

143

126

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

427

0

0

0

-

-

0

0