Hdfc bank ltd (HDB)
Income statement / Yearly
Mar'18Mar'17Mar'16Mar'15Mar'14Mar'13Mar'12Mar'11Mar'10
Interest and dividend revenue:
Loans

10,251

8,522

7,106

6,231

5,445

4,984

4,132

3,451

2,633

Trading securities

62

77

85

82

98

106

79

67

98

Available for sale securities

2,429

2,384

2,053

1,510

1,291

1,220

1,112

914

740

Other

211

203

194

213

201

180

128

107

56

Total interest and dividend revenue

12,954

11,188

9,440

8,037

7,036

6,490

5,453

4,540

3,529

Interest expense:
Deposits

5,017

4,750

4,283

3,648

3,126

2,991

2,491

1,801

1,554

Short-term borrowings

399

336

245

111

301

254

240

120

31

Long-term debt

1,033

675

495

480

399

358

235

184

134

Other

4

1

3

6

0

4

2

1

8

Total interest expense

6,455

5,763

5,027

4,246

3,827

3,609

2,970

2,107

1,729

Net interest revenue

6,499

5,424

4,413

3,790

3,209

2,881

2,483

2,433

1,800

Provision for credit losses

912

585

325

272

290

232

154

216

404

Net interest revenue after provision for credit losses

5,586

4,839

4,088

3,517

2,919

2,648

2,329

2,217

1,395

Non-interest revenue, net:
Fees and commissions

1,844

1,451

1,264

1,146

1,005

990

881

869

677

Trading securities gain/(loss), net

-1

7

22

11

-5

1

-3

-13

2

Realized gain/(loss) on sales of available for sale securities, net

166

148

85

82

29

40

-25

8

101

Other than temporary impairment losses on available for sale securities

2

0

0

0

11

28

25

4

9

Foreign exchange transactions

95

174

-153

150

150

178

148

275

113

Derivatives gain/(loss), net

103

-88

227

-118

2

4

54

-87

64

Other, net

14

9

15

9

10

7

3

2

4

Total non-interest revenue, net

2,221

1,701

1,461

1,281

1,180

1,195

1,033

1,051

954

Total revenue, net

7,807

6,540

5,549

4,798

4,099

3,843

3,363

3,268

2,350

Non-interest expense:
Salaries and staff benefits

1,516

1,435

1,297

1,073

959

989

899

850

704

Premises and equipment

457

432

363

329

312

319

286

278

245

Depreciation and amortization

148

136

112

110

116

122

109

115

92

Administrative and other

1,429

1,144

975

809

657

683

570

547

396

Amortization of intangible assets

0

0

0

3

25

42

45

57

83

Total non-interest expense

3,551

3,148

2,748

2,326

2,070

2,156

1,912

1,849

1,522

Income before income tax

4,255

3,392

2,801

2,471

2,029

1,687

1,450

1,419

828

Income tax expense

1,509

1,221

1,019

875

705

547

468

487

274

Net income before noncontrolling interest

2,746

2,170

1,781

1,596

1,324

1,139

982

932

553

Less: Net income attributable to shareholders of noncontrolling interest

4

3

2

4

2

5

4

7

7

Net income attributable to HDFC Bank Limited

2,741

2,167

1,779

1,592

1,322

1,133

978

924

546

Per share information:
Earnings per equity share-basic

1.06

0.85

0.71

0.66

0.55

0.48

0.42

0.40

1.25

Earnings per equity share-diluted

1.05

0.84

0.70

0.65

0.54

0.47

0.41

0.39

1.24

Per ADS information (where 1 ADS represents 3 shares):
Earnings per ADS-basic

3.18

2.55

2.13

1.98

1.65

-

-

-

3.76

Earnings per ADS-diluted

3.15

2.52

2.10

1.95

1.62

-

-

-

3.71

Dividends declared per equity share

0.20

0.17

0.14

0.13

-

-

-

-

-