HOPFED BANCORP INC HFBC Income Statement

Hopfed bancorp inc (HFBC)

Income statement / TTM

Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest and dividend income:
Loans
32,462	31,709	30,707	29,803	28,908	28,167	27,562	26,871	26,049	25,778	25,580	25,385	25,475	25,300	25,177	25,716	25,988	26,025	26,321	26,013	26,186	26,741	27,374	28,172	28,909	29,828	30,856	31,785	32,812	33,493	34,650	36,328	0	0	0
Investment in taxable securities available for sale
4,036	4,080	4,163	4,317	4,439	4,478	4,448	4,423	4,466	4,595	4,740	4,878	4,948	6,149	6,466	6,791	7,217	6,548	6,671	6,750	6,820	6,873	0	0	0	-	0	0	0	-	0	0	0	0	0
Securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Nontaxable securities available for sale
779	797	828	872	944	1,014	1,085	1,178	1,238	1,308	1,403	1,475	1,551	1,651	1,759	1,875	1,990	2,081	2,132	2,162	2,178	2,219	2,247	2,276	2,276	2,266	2,225	2,184	2,227	2,263	0	0	0	-	-
Interest-bearing deposits
198	145	100	97	102	96	70	62	53	46	49	42	34	22	16	19	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest-earning deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	22	24	26	25	23	19	0	0	0	-	-
Interest-earning deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Total interest and dividend income
37,475	36,731	35,798	35,089	34,393	33,755	33,165	32,534	31,806	31,727	31,772	31,780	32,008	33,122	33,420	34,402	35,217	34,680	35,149	34,950	35,210	35,857	36,779	37,980	39,386	40,840	42,392	43,846	45,212	46,240	48,199	50,405	0	0	0
Interest expense:
Deposits
7,169	6,276	5,570	5,082	4,887	4,810	4,664	4,502	4,312	4,240	4,426	4,628	4,866	5,031	5,041	5,149	5,392	5,603	5,823	6,091	6,539	7,114	7,896	8,914	9,733	10,571	11,307	12,210	13,186	14,207	15,492	16,450	0	0	0
FHLB borrowings
690	623	533	412	308	248	180	124	122	163	217	255	293	289	579	938	1,300	1,665	1,737	1,752	1,770	1,780	1,789	2,361	2,480	2,609	2,766	2,374	2,436	2,557	2,764	2,965	0	0	0
Repurchase agreements
884	736	630	572	520	469	439	448	468	508	544	535	514	491	520	618	745	874	959	976	961	954	959	950	957	963	962	964	952	909	881	847	0	0	0
Subordinated debentures
564	539	511	484	454	436	425	412	398	388	473	560	649	739	739	727	737	737	736	746	735	733	729	730	729	734	744	745	744	742	744	739	0	0	0
Total interest expense
9,307	8,174	7,244	6,550	6,169	5,963	5,708	5,486	5,300	5,299	5,660	5,978	6,322	6,550	6,879	7,432	8,174	8,879	9,255	9,565	10,005	10,581	11,373	12,955	13,899	14,877	15,779	16,293	17,318	18,415	19,881	21,001	0	0	0
Net interest income
28,168	28,557	28,554	28,539	28,224	27,792	27,457	27,048	26,506	26,428	26,112	25,802	25,686	26,572	26,541	26,970	27,043	25,801	25,894	25,385	25,205	25,276	25,406	25,025	25,487	25,963	26,613	27,553	27,894	27,825	28,318	29,404	0	0	0
Provision for loan losses
280	288	260	257	254	477	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	-	-	-	-	-	-	-	-	1,469	1,489	1,294	-	-740	-1,907	-2,438	-2,273	-377	941	1,608	1,604	1,708	1,788	1,782	2,275	2,251	2,220	2,272	5,921	6,777	7,160	0	0	0
Net interest income after provision for loan losses
27,888	28,269	28,294	28,282	27,970	27,315	26,973	26,380	25,432	25,187	24,643	24,313	24,392	25,521	27,281	28,877	29,481	28,074	26,271	24,444	23,597	23,672	23,698	23,237	23,705	23,688	24,362	25,333	25,622	21,904	21,541	22,244	0	0	0
Non-interest income:
Service charges
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Other-than-temporary impairment losses on debt securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	155	0	0	0	-	-
Portion of losses recognized in other comprehensive income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Net impairment losses recognized in earnings (note 2)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Net impairment losses recognized in earnings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Service charges
-	-	-	-	-	-	-	-	2,915	-	2,835	2,866	2,888	2,925	3,033	3,162	3,290	3,354	3,436	3,506	3,595	3,670	3,705	3,719	3,755	3,840	3,859	3,916	3,895	3,813	3,781	3,797	0	0	0
Merchant card
1,270	1,279	1,260	1,243	1,228	1,222	1,227	1,236	1,235	1,224	1,201	1,179	1,151	1,130	1,117	1,096	1,086	1,075	1,056	1,036	1,019	983	949	916	869	842	817	799	782	768	751	736	0	0	0
Mortgage origination revenue
1,364	1,434	1,520	1,517	1,306	1,321	1,314	1,394	1,551	1,585	1,528	1,458	1,366	1,175	1,077	1,048	838	719	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of investments
-	-	0	0	-	-	0	0	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage origination revenue
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	979	1,056	851	720	629	0	0	0	-
Gain on sale of securities
-	-	-	-	0	-	-	-	0	-	0	-	-	691	582	773	931	578	592	499	1,047	1,661	1,670	2,413	2,254	1,671	2,218	2,521	2,220	2,897	0	0	0	-	-
Income from bank owned life insurance
350	304	300	320	319	483	480	489	494	343	348	352	348	335	333	290	283	307	330	353	374	354	411	403	395	399	305	309	306	316	334	339	0	0	0
Income from financial services
712	677	616	566	534	536	578	575	621	614	601	656	659	685	902	884	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Financial services commission
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	1,251	1,217	1,141	1,071	981	973	934	894	984	998	0	0	0
Gain on sale of real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Other operating income
588	632	679	646	771	1,075	1,078	1,081	1,072	769	746	715	681	661	697	750	794	827	791	805	789	808	849	824	838	860	864	833	898	940	964	1,058	0	0	0
Total non-interest income
7,709	7,817	7,869	8,006	7,478	8,030	8,162	8,077	8,211	7,935	7,820	7,811	7,709	7,602	7,621	8,078	8,155	7,840	8,228	7,604	8,487	9,372	9,266	10,394	10,205	9,639	9,882	10,266	9,745	10,193	10,849	10,024	0	0	0
Non-interest expenses:
Salaries and benefits
15,991	16,064	16,284	16,069	15,930	16,049	15,886	15,724	15,648	15,400	15,308	15,511	15,614	15,810	16,002	15,923	15,611	15,222	14,804	14,658	14,680	14,733	14,761	14,473	14,320	13,979	13,794	13,656	13,447	13,266	13,173	13,071	0	0	0
Occupancy
2,964	3,012	3,014	2,945	2,927	2,920	2,995	3,089	3,161	3,173	3,197	3,175	3,126	3,077	2,997	2,990	3,046	3,217	3,368	3,465	3,539	3,475	3,522	3,519	3,521	3,531	3,431	3,423	3,336	3,269	3,247	3,147	0	0	0
Data processing
3,206	3,168	3,135	3,123	2,904	2,884	2,872	2,821	2,979	2,942	2,885	2,865	2,862	2,827	2,810	2,816	2,851	2,887	2,941	2,863	2,773	2,695	2,580	2,538	2,519	2,494	2,451	2,494	2,583	2,645	2,761	2,815	0	0	0
State deposit tax
745	699	657	668	708	770	847	926	973	990	1,003	1,006	0	-	0	0	-	-	0	0	-	581	0	0	0	-	636	626	621	627	638	647	0	0	0
Other state taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Intangible amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	-	48	64	81	97	113	130	145	162	179	194	211	227	242	259	275	291	308	341	0	0	0
Professional services
1,577	1,711	2,549	2,469	2,434	2,316	1,617	1,576	1,417	1,404	1,337	1,349	1,512	1,506	1,483	1,500	1,373	1,331	1,363	1,459	1,667	1,773	1,719	1,661	1,610	1,605	1,707	1,565	1,445	1,372	1,321	1,373	0	0	0
Advertising
1,144	1,204	1,340	1,251	1,281	1,354	1,323	1,459	1,462	1,401	1,386	1,347	1,316	1,302	1,301	1,332	1,333	1,341	1,326	1,250	1,217	1,236	1,338	1,370	1,386	1,357	1,256	1,256	1,260	1,235	1,193	1,140	0	0	0
Loss on sale of loan note
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Foreclosure, net
98	72	-45	-90	-105	9	293	0	0	-	0	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Postage and communications
-	-	-	-	-	-	-	-	-	-	-	-	-	-	582	560	566	577	563	572	571	567	545	542	560	562	572	566	542	549	565	572	0	0	0
Supplies
-	-	-	-	-	-	-	-	-	-	-	-	-	-	532	581	628	627	566	569	504	495	463	368	380	355	385	417	414	399	389	392	0	0	0
Deposit insurance and examination fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	565	612	644	724	741	696	692	727	815	1,097	1,352	1,539	1,689	1,715	1,848	2,021	2,363	2,325	0	0	0
Loss on sale of assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-13	-13	-13	-13	-145	0	0	0	-	-
Loss (gain) on real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-307	-218	-128	-140	28	-94	-154	-266	-348	-850	-1,341	-1,703	0	0	0	-	-
Foreclosure, net
-	-	-	-	-	-	-	-	-	-	-	1,292	1,158	-	0	0	0	-	-	516	456	402	219	160	153	123	150	147	249	276	252	323	0	0	0
Gain on sale of fixed assets
0	-	0	0	-	-	-	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Merger
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
3,250	3,410	3,489	3,645	3,666	3,592	3,694	3,667	3,806	4,170	5,438	5,036	4,455	3,677	1,855	1,899	1,824	1,767	1,938	1,667	1,619	1,640	1,607	1,668	1,816	1,743	1,516	1,359	969	895	871	970	0	0	0
Total non-interest expense
29,554	29,350	30,432	30,088	29,747	29,896	29,301	29,486	29,862	29,856	29,833	30,033	30,658	30,445	34,839	34,849	34,062	33,916	29,590	29,011	28,688	28,638	28,314	28,301	28,616	28,441	28,190	28,346	28,343	28,693	28,868	28,328	0	0	0
Net income before income tax expense
6,043	6,736	5,731	6,200	5,701	5,449	5,834	4,971	3,781	3,266	2,630	2,091	1,443	2,678	4,478	5,130	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income before income tax expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	4,650	5,330	5,294	4,886	6,054	7,253	7,024	3,404	3,522	3,940	0	0	0
Income tax expense
877	1,067	1,858	2,164	2,209	2,148	1,249	804	451	362	176	112	-115	274	-224	376	374	-201	173	-282	264	644	859	1,000	968	817	761	1,407	1,533	484	1,163	1,138	0	0	0
Net income
5,166	5,669	3,873	4,036	3,492	3,301	4,585	4,167	3,330	2,904	2,454	1,979	1,558	2,404	715	2,158	3,200	2,199	4,308	2,891	3,132	3,762	0	0	0	-	-	-	-	-	-	-	-	-	-
Net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,293	5,846	5,491	2,920	2,359	2,802	0	0	0
Less: Dividend on preferred shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,007	921	924	922	920	920	917	0	0	0
Accretion dividend on preferred shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	222	111	112	112	111	111	111	0	0	0
Net income available for common shareholders
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,840	4,261	4,810	4,457	1,889	1,328	1,774	0	0	0
Earnings per share:
Basic
0.10	0.25	0.20	0.28	0.18	-0.02	0.22	0.18	0.15	0.18	0.16	0.05	0.08	0.12	0.08	-0.02	0.20	-0.15	0.27	0.13	0.05	0.14	0.07	0.16	0.13	0.09	0.11	0.12	0.06	0.28	0.18	0.07	-0.28	0.20	0.45
Diluted
0.10	0.25	0.20	0.28	0.18	-0.02	0.22	0.18	0.15	0.18	0.16	0.05	0.08	0.12	0.08	-0.02	0.20	-0.15	0.27	0.13	0.05	0.14	0.07	0.16	0.13	0.09	0.11	0.12	0.06	0.28	0.18	0.07	-0.28	0.20	0.45
Dividend per share
-	-	0.07	0.07	0.05	-	0.05	0.05	0.04	-	0.04	0.04	0.04	-	0.04	0.04	0.04	-	0.04	0.04	0.04	-	0.04	0.02	0.02	-	0.02	0.02	0.02	-	0.02	0.08	0.08	0.08	0.12
Weighted average shares outstanding - basic
6,277	-	-	-	6,188	-	-	-	6,218	-	6,212	-	6,297	5,971	6,359	6,425	6,732	7,165	7,265	7,376	7,416	7,473	7,483	7,488	7,488	7,488	7,487	7,485	7,484	7,427	7,481	7,467	7,465	7,416	4,016
Weighted average shares outstanding - diluted
6,277	-	-	-	6,188	-	-	-	6,218	-	6,212	-	6,297	5,971	6,359	6,425	6,732	7,165	7,265	7,376	7,416	7,473	7,483	7,488	7,488	7,488	7,487	7,485	7,484	7,427	7,481	7,467	7,465	7,416	4,018