Home Federal Bancorp, Inc. of Louisiana HFBL Cash Flow

Home federal bancorp, inc. of louisiana (HFBL)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income
3,973	4,185	4,772	4,743	4,759	4,592	3,778	3,568	3,426	3,256	3,658	3,652	3,598	3,520	3,438	3,377	3,250	3,319	3,473	3,355	3,249	3,044	2,854	2,744	2,631	2,669	2,904	3,130	3,269	3,180	2,980	2,843	0	0	0	-	-	-	-
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities
Bad Debt Recovery
19	17	14	13	2	21	22	25	27	11	12	14	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amount of Federal Home Loan Bank stock certificate.
0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Realized Gain on Sale of Securities
-	-	-	-	-	-	-	94	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on Sale of Loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,636	1,922	2,217	2,467	2,673	2,580	2,598	2,442	2,353	2,177	1,856	1,809	1,795	0	0	0
Net Income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Net Amortization and Accretion on Securities
-100	-103	-113	-109	-114	-126	-138	-165	-138	-114	-86	-36	-34	-27	-17	-18	-46	-69	-70	-67	-33	-19	-35	-50	-74	-83	-47	-37	10	54	102	87	-71	-66	-80	16	0	0	0
(Gain) Loss on Sale of Real Estate
0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on Sale of Loans
2,235	1,936	1,730	1,555	1,518	1,498	1,554	1,767	2,169	2,425	2,582	2,775	2,674	2,723	2,565	2,492	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
The cash inflow from the sale of land.
-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on Sale of Securities
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of Deferred Loan Fees
148	167	182	188	194	187	180	162	141	118	83	77	70	65	72	72	73	77	84	140	153	159	156	98	85	104	171	217	107	132	308	286	360	373	116	101	0	0	0
Depreciation of Premises and Equipment
660	618	576	536	488	490	496	503	509	512	501	505	502	492	475	441	419	401	398	384	358	337	318	303	289	265	241	222	198	199	202	205	218	209	197	186	0	0	0
Gain on Sale of Real Estate and Fixed Assets
-	-	-	-	-	-	-	-	-	-	-	164	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on Sale of Securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10	0	0	0	-	-	-	-	216	323	323	254	362	345	345	376	402	0	0	0
ESOP Expense
374	376	369	368	364	359	346	329	320	317	310	298	282	267	262	258	252	241	230	225	221	217	212	205	202	202	202	200	191	180	169	159	155	151	126	101	0	0	0
Stock Option Expense
133	136	136	135	139	136	136	136	155	169	208	247	251	261	241	212	199	187	178	178	174	169	165	162	163	164	165	166	166	152	113	74	36	11	12	17	0	0	0
Noncash expense that accounts for the value of the stock awarded to participants in the Company's equity compensation plan.
0	0	0	-	0	0	0	-	28	45	96	147	198	231	231	232	233	235	237	235	229	222	214	210	210	210	211	210	209	192	140	90	39	6	7	19	0	0	0
Deferred Income Tax
89	-49	-5	-30	-3	-137	546	499	372	469	-358	-393	-365	-342	-236	-151	-128	-119	-132	-64	-52	9	32	-14	-12	-210	-164	-127	460	547	433	372	-255	-181	-154	-140	0	0	0
Amount of valuation adjustment of real estate owned (REO) for the period.
0	0	0	75	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Valuation Adjustment Real Estate Owned
-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for Loan Losses
1,591	1,375	525	600	650	900	1,000	1,050	995	800	900	900	845	780	506	271	271	271	325	300	260	200	142	168	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Provision for Loan Losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-807	-809	-881	-856	-584	-404	-367	-353	0	0	0
Principal Payments on Mortgage-Backed Securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Purchases of Securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Increase in Cash Surrender Value on Bank Owned Life Insurance
140	141	140	140	140	139	139	140	140	142	144	145	147	151	154	157	160	160	162	163	165	168	170	173	176	177	181	186	188	194	198	205	184	134	82	26	0	0	0
The noncash expense that represents the cost of share awards distributed to employees as compensation.
0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Share Awards Expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	126	92	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Bad Debt Recovery
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	53	44	33	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Changes in Assets and Liabilities:
Loans Held-for-Sale - Originations and Purchases
92,871	82,707	70,054	60,120	59,231	58,783	64,183	74,961	91,178	99,428	106,458	112,883	109,707	110,281	103,715	99,012	96,367	97,565	95,578	91,633	104,081	95,139	92,174	89,490	67,769	76,383	88,197	102,735	115,926	124,694	128,226	124,473	113,685	96,321	100,195	109,753	0	0	0
Loans Held-for-Sale - Sale and Principal Repayments
90,086	74,708	64,640	59,829	60,839	59,291	69,240	83,757	93,836	110,075	115,777	113,946	113,787	108,947	102,249	103,787	101,732	102,997	98,196	89,084	102,646	92,622	88,747	85,214	67,069	81,375	93,845	113,101	126,731	131,514	130,677	122,322	104,542	91,029	100,221	118,297	0	0	0
Accrued Interest Receivable
-217	-54	-91	26	114	-9	72	52	64	160	110	71	136	54	63	97	26	18	-37	-38	36	116	208	191	124	23	-75	-53	-10	26	123	25	20	156	200	241	0	0	0
Other Operating Assets
184	258	233	-130	130	131	34	-44	-235	-367	-221	101	64	191	109	-57	-74	78	311	424	312	90	137	51	219	188	-205	-188	-328	-230	2	-5	71	117	-88	142	0	0	0
Other Operating Liabilities
91	26	-150	-133	99	10	-235	-19	-65	-79	-62	87	-26	248	568	229	234	87	227	130	331	426	379	363	286	-142	-280	-244	-414	-138	131	57	37	940	-367	-367	0	0	0
Net Cash Provided by Operating Activities
1,681	-3,460	-63	4,858	6,674	5,614	9,617	13,104	6,344	13,786	11,976	3,375	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	11,466	11,919	7,884	3,287	-1,552	-8,710	-4,287	-107	7,928	0	0	0
CASH FLOWS FROM INVESTING ACTIVITIES
Net Cash Provided by Operating Activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,713	7,312	4,596	-716	628	-190	-1,543	-2,398	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loan Originations and Purchases, Net of Principal Collections
-2,249	3,181	-3,065	7,977	10,665	7,431	7,895	6,676	6,644	19,836	34,552	22,866	27,740	29,568	19,181	22,706	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash inflow associated with collection of deferred loan fees.
130	121	94	99	96	144	120	228	226	193	209	110	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
The cash outflow associated with the acquisition of buildings and equipment.
900	1,341	2,263	2,611	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Sale of Fixed Assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Acquisition of Premises and Equipment
-	-	-	-	-	-	-	-	473	544	430	671	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan Originations and Purchases, Net of Principal Collections
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-46,913	-48,270	-41,549	-33,684	-22,591	-27,145	-32,466	-38,259	-43,348	-45,642	-47,658	-43,851	0	0	0	-	-	-	-
Loan Originations and Purchases, Net of Principal Collections
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Deferred Loan Fees Collected
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-26	-29	-37	-94	-118	-131	-129	-82	-100	-102	55	15	-346	-388	-515	-511	-136	-111	0	0	0
Acquisition of Premises and Equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,620	2,469	2,178	1,777	2,117	2,714	2,718	3,813	2,634	2,554	2,910	2,095	1,910	1,294	760	318	1,140	0	0	0	-	-	-	-
Proceeds from Sale of Real Estate
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Activity in Available-for-Sale Securities:
The cash inflow from the maturity (principal due), prepayment and call (request of early payment) of a loan financed by home mortgage payments classified as available-for-sale securities.
12,313	10,842	10,064	8,476	7,057	7,055	7,302	8,165	8,491	9,865	11,296	12,564	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of Securities
21,250	27,224	19,720	18,496	18,496	15,292	11,468	7,717	0	0	0	-	-	-	-	-	-	-	-	9,843	19,709	24,203	24,203	23,158	13,292	8,798	19,423	31,515	31,515	31,516	31,726	48,096	48,096	81,060	74,192	36,932	0	0	0
Sale of Securities
-	-	0	-	-	-	0	3,555	3,555	3,555	3,555	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Activity in Held-to-Maturity Securities:
Acquisition of Premises and Equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Proceeds from Sales of Securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	34,669	38,129	36,838	34,606	43,403	43,859	43,859	35,190	10,752	0	0	0
Principal Payments on Mortgage-Backed Securities
3,363	3,077	2,656	2,530	4,172	4,367	3,841	3,437	2,762	2,529	2,454	1,654	1,109	591	-3,255	0	3,368	5,799	11,978	11,263	9,710	9,049	8,983	9,844	12,225	14,491	15,359	15,478	15,426	15,274	15,730	15,266	12,950	12,858	13,947	14,229	0	0	0
Redemption Proceeds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	745	910	1,079	698	462	444	616	488	982	835	494	601	377	645	645	538	268	0	284	558	0	0	0
Principal Payments on Mortgage-Backed Securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-563	0	0	0	-	-	-	-
Purchase of Securities
-	-	-	-	-	-	-	-	-	-	-	27,684	28,514	23,638	11,335	848	10	38	183	943	1,592	1,560	1,415	787	175	461	623	685	677	637	544	349	0	0	0	-	-	-	-
Net Cash Used In Investing Activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-13,435	1,566	-7,887	-28,002	-58,756	-58,397	-47,678	-36,215	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Provided by (Used in) Investing Activities
7,878	-16,958	-5,616	-17,491	-20,180	-13,009	-10,659	-761	-1,497	-15,763	-35,176	-36,983	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-21,519	-22,799	-25,667	-28,589	-33,278	-36,845	-63,878	-64,959	-54,790	0	0	0
CASH FLOWS FROM FINANCING ACTIVITIES
Net Increase in Deposits
23,956	27,958	34,270	27,904	34,949	31,217	37,279	31,250	20,750	31,571	34,177	41,223	35,791	21,754	6,049	1,584	15,847	36,136	41,264	13,943	45,560	27,425	19,486	60,373	26,178	29,181	39,367	-9,514	17,616	22,697	26,783	67,820	43,374	40,483	37,487	35,894	0	0	0
Proceeds from Advances from Federal Home Loan Bank
-	-	-	-	-	-	-	183,476	303,376	326,076	362,301	776,501	1,290,100	1,171,800	1,091,300	703,700	70,500	330,100	504,050	809,800	1,013,800	833,200	737,850	605,850	575,200	548,600	544,000	335,750	166,400	106,000	48,500	39,000	0	0	0	-	-	-	-
Repayments of Advances from Federal Home Loan Bank
292	288	5,286	10,282	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Other Borrowings
2,250	1,650	1,900	900	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	300	300	800	1,800	1,500	0	0	0	-	-	-	-	-	-	-	-
Repayments of Advances from Federal Home Loan Bank
-	-	-	-	-	-	-	-	-	357,340	369,762	775,259	1,274,654	1,145,051	1,075,349	694,446	81,744	352,841	521,288	784,286	992,784	802,627	709,794	614,615	587,491	560,386	554,731	337,557	165,953	101,368	45,194	42,422	34,648	21,870	10,037	9,616	0	0	0
Repayments of Other Borrowings
450	900	900	750	900	800	800	500	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Decrease in Advances from Borrowers for Taxes and Insurance
196	226	233	141	-56	14	-50	27	77	-40	10	-19	-40	54	155	139	76	36	130	150	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Increase in Advances from Borrowers for Taxes and Insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6	24	85	21	19	-3	31	21	0	0	0	-	-	-	-
Dividends Paid
1,124	1,101	1,079	1,051	1,021	987	955	924	871	818	762	705	689	676	668	660	650	640	626	613	597	579	566	551	557	575	601	632	670	701	716	727	0	0	0	-	-	-	-
Company Stock Purchased
4,129	3,415	4,032	2,447	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Decrease in Mortgage-Escrow Funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Dividends Paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Company Stock Purchased
-	-	-	-	-	-	-	-	-	1,537	1,117	645	1,228	2,082	3,301	3,353	3,356	3,688	2,466	2,923	2,496	1,373	2,608	2,325	2,304	5,843	8,560	10,276	11,467	8,997	4,770	2,581	0	0	0	-	-	-	-
Acquisition of Treasury Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Company Stock Purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	18,040	0	0	0
Proceeds from Stock Options Exercised
81	177	239	325	171	60	130	53	191	213	35	61	61	41	74	85	189	242	213	180	188	137	-49	179	67	192	572	583	593	464	266	76	0	0	0	-	-	-	-
Net Cash Provided by (Used In) Financing Activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	898	10,872	21,277	36,251	63,850	56,317	43,740	48,561	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Provided by Financing Activities
20,640	24,440	25,479	14,874	16,478	8,825	6,835	-8,381	-7,366	-2,225	24,482	40,757	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-21,125	7,038	16,999	23,807	60,094	45,819	38,018	48,751	47,624	0	0	0
NET DECREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
30,199	4,022	19,800	2,241	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NET DECREASE IN CASH AND CASH EQUIVALENTS
-	-	-	-	-	-	-	-	-	-4,202	1,282	7,149	3,413	-10,715	-16,515	-16,410	-4,824	19,750	17,986	7,533	5,722	-2,270	-5,481	9,948	-375	1,406	3,440	-31,178	-3,842	-784	-1,495	25,264	264	-30,147	-16,315	762	0	0	0
SUPPLEMENTARY CASH FLOW INFORMATION
Interest Paid on Deposits and Borrowed Funds
3,983	4,068	3,792	3,584	3,681	3,274	3,373	3,485	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Paid on Deposits and Borrowed Funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,433	2,605	2,552	2,615	2,707	2,836	2,984	3,087	0	0	0	-	-	-	-
Interest Paid on Deposits and Borrowed Funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,572	2,612	2,642	2,649	2,553	2,459	3,261	2,803	2,912	2,341	1,342	1,494	1,778	1,811	1,793	1,840	1,214	1,488	1,224	1,070	1,358	1,091	0	0	0
Income Taxes Paid
978	1,079	1,436	1,286	1,408	1,262	1,575	1,576	1,828	2,132	2,114	2,114	2,061	1,980	1,762	1,762	1,718	1,664	1,584	1,584	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Market Value Adjustment for Gain (Loss) on Debt Securities Available-for-Sale
1,206	1,670	1,171	1,349	-2,117	-1,359	-826	-790	-675	-1,244	-830	-660	464	540	202	-24	177	221	-274	-109	154	235	37	194	-2,826	-2,533	-1,683	-2,012	1,193	679	-607	-81	0	0	0	-	-	-	-
Market Value Adjustment for Gain (Loss) on Securities Available-for-Sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Acquisition of Treasury Stock with Stock Issuance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-