Home federal bancorp, inc. of louisiana (HFBL)
Income statement / Yearly
Jun'19Jun'18Jun'17Jun'16Jun'15Jun'14Jun'13Jun'12Jun'11
INTEREST INCOME
Loans, Including Fees

18,058

17,106

15,763

14,628

13,762

12,161

11,513

10,181

7,647

Investment Securities

62

47

34

11

7

5

21

95

153

Mortgage-Backed Securities

1,398

1,129

1,059

763

989

994

1,608

2,433

2,474

Other Interest-Earning Assets

328

141

36

56

14

13

12

13

23

Total Interest Income

19,846

18,423

16,892

15,458

14,772

13,173

13,154

12,722

10,297

INTEREST EXPENSE
Deposits

4,380

3,046

2,356

2,329

2,234

2,158

2,244

2,461

2,279

Other Borrowings

9

4

14

18

3

14

9

0

-

Federal Home Loan Bank Borrowings

143

445

433

263

244

164

326

589

907

Total Interest Expense

4,532

3,495

2,803

2,610

2,481

2,336

2,579

3,050

3,186

Net Interest Income

15,314

14,928

14,089

12,848

12,291

10,837

10,575

9,672

7,111

Provision for Loan Losses

600

1,050

900

271

300

-

-

-

-

PROVISION FOR LOAN LOSSES

-

-

-

-

-

168

558

856

353

Net Interest Income after Provision for Loan Losses

14,714

13,878

13,189

12,577

11,991

10,669

10,017

8,816

6,758

NON-INTEREST INCOME
Gain on Sale of Loans

1,555

1,767

2,775

2,492

2,278

1,636

2,673

2,353

1,795

Gain on Sale of Real Estate

-

-

-

-

-

129

0

-

-

(Loss) Gain on Sale of Real Estate and Fixed Assets

-345

-1

-

-

-

-

-

-

-

(Loss) Gain on Sale of Real Estate and Fixed Assets

-

-

164

0

-

-

-

-

-

Realized Gain on Sale of Securities

0

94

0

-

-

-

-

-

-

Gain on Sale of Securities

-

-

-

-

10

35

216

362

402

Increase in Cash Surrender Value on Bank Owned Life Insurance

140

140

145

157

163

173

186

205

26

Amount of income earned from service charges on deposit accounts.

975

883

759

-

-

-

-

-

-

Service Charges on Deposit Accounts

-

-

-

559

456

333

-

-

-

Other Income

60

105

50

46

54

34

349

404

407

Total Non-Interest Income

2,385

2,988

3,893

3,254

2,961

2,340

3,424

3,324

2,630

NON-INTEREST EXPENSE
Compensation and Benefits

6,443

6,500

7,154

6,814

6,261

5,619

5,519

5,086

4,068

Occupancy and Equipment

1,359

1,345

1,252

1,091

1,050

861

798

780

550

Data Processing

533

662

611

562

527

476

418

345

233

Audit and Examination Fees

242

254

245

246

216

200

206

266

223

Franchise and Bank Shares Tax

392

392

383

349

265

348

308

318

248

Non-direct response advertising costs

362

185

423

236

249

272

241

282

256

Legal Fees

544

557

495

412

330

367

475

387

165

Loan and Collection

290

269

327

281

332

132

124

145

133

Deposit Insurance Premium

88

125

142

207

164

152

128

113

117

Other Expense

820

757

640

612

542

506

466

448

519

Total Non-Interest Expense

11,073

11,046

11,672

10,810

9,936

8,933

8,683

8,170

6,512

Income Before Income Taxes

6,026

5,820

5,410

5,021

5,016

4,076

4,758

3,970

2,876

PROVISION FOR INCOME TAX EXPENSE

1,283

2,252

1,758

1,644

1,661

1,332

1,628

1,127

938

Net Income

4,743

3,568

3,652

3,377

3,355

2,744

3,130

2,843

1,938

EARNINGS PER COMMON SHARE:
Basic (in dollars per share)

2.68

1.98

2.01

1.80

1.70

1.33

1.34

1.02

0.67

Diluted (in dollars per share)

2.50

1.87

1.91

1.74

1.65

1.29

1.31

1.01

0.67