Hmn financial inc (HMNF)
CashFlow / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Cash flows from operating activities:
Net income

7,793

8,236

4,404

6,350

2,956

7,379

26,670

5,321

-11,555

-28,978

-10,796

Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses

-1,216

-649

-523

-645

-164

-6,998

-7,881

2,544

17,278

33,381

26,699

Depreciation

1,129

1,078

949

850

706

576

880

1,091

1,267

1,593

1,837

Amortization of premiums (discounts), net

3

16

-3

47

-3

18

80

98

297

571

465

Amortization of deferred loan fees

91

260

240

1,011

964

340

249

528

465

319

972

Amortization of core deposit intangible

900

700

700

700

600

500

600

-

-

-

-

Amortization of purchased loan fair value adjustments

41

70

85

529

657

0

0

-

-

-

-

Amortization of mortgage servicing rights

780

551

555

601

555

517

592

732

561

482

556

Capitalized mortgage servicing rights

1,097

682

675

706

547

316

568

979

-

-

-

Deferred income tax expense

-496

-1,084

-2,105

-3,128

-1,722

-4,566

14,464

0

0

-

-

Reclassification of certain income tax effects from accumulated other comprehensive loss

0

0

158

0

0

-

-

-

-

-

-

Securities losses (gains), net

46

-36

0

-10

-

-

-

-

-

-

-

Securities losses (gains), net

-

-

-

-

6

0

0

-

-

-

-

Loss (gain) on sale of premises

24

11

-8

0

0

-

-

-

-

-

-

Capitalized mortgage servicing rights

-

-

-

-

-

-

-

-

-461

-

-

Capitalized mortgage servicing rights

-

-

-

-

-

-

-

-

-

-753

-1,143

Deferred income tax expense

-

-

-

-

-

-

-

-

-

12,043

-2,516

Securities gains, net

-

-

-

-

-

-

-

-

-

-

5

Loss on sales of real estate

0

-80

-72

-596

-218

1,194

830

-181

-2,681

-1,165

-3,731

Gain on sales of loans

2,941

2,095

2,138

2,618

1,964

1,828

2,102

3,574

1,656

1,987

2,273

Proceeds from sale of loans held for sale

124,858

88,649

90,127

99,121

78,278

56,040

84,718

131,494

64,890

90,797

122,491

Disbursements on loans held for sale

115,861

76,489

78,751

79,783

69,941

41,557

69,347

118,661

58,588

85,384

119,475

Amortization of restricted stock awards

187

134

147

177

447

240

202

233

297

370

-

Amortization of unearned Employee Stock Ownership Plan shares

193

194

193

194

193

194

193

194

-

-

-

Amortization of restricted stock awards

-

-

-

-

-

-

-

-

-

-

-373

Amortization of unearned ESOP shares

-

-

-

-

-

-

-

-

-193

-193

-194

Cancellation of vested restricted stock awards

-

-

-

-

-

-

119

0

0

-

-

Earned Employee Stock Ownership Plan shares priced above original cost

-230

-206

-147

-80

57

-53

21

162

-

-

-

Earned employee stock ownership shares priced above (below) original cost

-

-

-

-

-

-

-

-

-81

-51

-

Earned ESOP shares priced below original cost

-

-

-

-

-

-

-

-

-

-

-56

Stock compensation expense

1

17

41

79

0

1

4

7

29

63

27

Gain on sale of branch office

-

-

-

-

-

-

-

552

0

0

-

Decrease in accrued interest receivable

-105

12

-282

265

346

-240

-65

-431

-862

-713

-1,544

Decrease in accrued interest payable

74

200

-91

-9

137

-53

-101

-533

-312

-1,016

-4,199

Decrease in other assets

-693

1,343

-417

323

239

444

-842

-696

-1,342

-3,084

2,041

Increase (decrease) in other liabilities

-199

-1,024

-62

999

302

-265

364

-1,776

380

-774

912

Other, net

-28

-2

-67

-270

-52

-515

-64

-580

-381

-362

-95

Net cash provided by operating activities

15,201

17,809

17,043

25,513

10,820

17,344

18,992

16,837

17,340

25,555

15,448

Cash flows from investing activities:
Proceeds from sales of securities available for sale

-

-

-

20

10,951

0

0

-

-

-

2,141

Principal collected on securities available for sale

2,867

1,914

953

1,245

1,694

-

-

-

-

-

-

Proceeds collected on maturities of securities available for sale

25,400

310

20,100

136,145

175,070

125,000

21,000

108,000

156,900

115,000

78,350

Proceeds collected on maturities of securities available for sale

-

-

-

-

-

2,148

4,933

9,770

12,466

19,820

22,213

Purchases of securities available for sale

54,427

4,888

20,035

104,968

-

-

-

-

-

-

-

Purchase of Federal Home Loan Bank stock

1,040

322

3,999

-

-

-

-

-

-

-

-

Purchases of securities available for sale

-

-

-

-

144,069

157,004

49,090

78,072

144,051

128,059

88,446

Purchase of Federal Home Loan Bank Stock

-

-

-

1,879

2,152

0

178

0

17

-

-

Redemption of Federal Home Loan Bank stock

1,053

272

3,952

1,800

2,238

7

3,457

159

2,538

-

-

Purchase of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

0

Redemption of Federal Home Loan Bank Stock

-

-

-

-

-

-

-

-

-

-

0

Proceeds from sales of real estate owned

0

367

309

2,369

1,127

4,816

5,786

7,503

5,440

14,532

10,749

Net increase in loans receivable

14,765

11,483

43,194

89,570

80,447

-13,455

-63,814

-89,591

-76,114

-82,591

-

Gain on acquisition

-

-

-

-

289

0

0

-

-

-

-

Acquisition payment (net of cash acquired)

-

-

-

-6,080

-4,816

0

-

-

-

-

-

Proceeds from sale of premises

195

0

8

0

0

-

-

-

-

-

-

Payment on sale of branch office

-

-

-

-

-

-

-

36,981

-

-

-

Payment on sale of branch office

-

-

-

-

-

-

-

-

0

0

-

Net decrease in loans receivable

-

-

-

-

-

-

-

-

-

-

-56,329

Purchases of premises and equipment

2,232

2,497

1,011

1,607

803

847

425

295

201

292

558

Net cash used by investing activities

-42,949

-16,327

-42,917

-50,365

-31,864

-12,425

49,297

99,675

109,189

104,135

80,778

Cash flows from financing activities:
Increase in deposits

50,518

-12,249

42,794

14,468

15,375

-57,182

38,953

-100,591

-27,285

-113,218

-85,162

Warrants purchased

0

6,453

0

0

-

-

-

-

-

-

-

Redemption of preferred stock

-

-

-

-

10,000

16,000

0

0

-

-

-

Stock awards withheld for tax withholding

45

0

54

0

0

-

-

-

-

-

-

Excess tax benefit from options exercised

0

64

0

0

-

-

-

-

-

-

-

Dividends paid to preferred stockholders

-

-

-

-

225

5,964

0

0

-

1,300

1,163

Proceeds from borrowings

26,001

6,801

99,200

45,000

65,000

0

12,000

1

10,002

87,000

1,099,000

Repayment of borrowings

26,001

6,801

106,200

47,000

56,000

0

82,000

1

62,502

97,000

1,109,000

Increase in customer escrows

965

301

137

163

-

-

-

-

-

-

-

Increase in customer escrows

-

-

-

-

42

175

-216

-101

115

-609

788

Net cash provided by financing activities

51,438

-18,337

35,877

12,631

14,192

-78,971

-31,263

-100,692

-79,670

-125,127

-95,537

Decrease in cash and cash equivalents

-

-

-

-

-

-74,052

-

-

-

-

-

Decrease in cash and cash equivalents

23,690

-16,855

10,003

-12,221

-6,852

-

37,026

15,820

46,859

4,563

689

Supplemental cash flow disclosures:
Cash paid for interest

3,265

2,034

1,887

1,599

1,358

-

-

-

-

-

-

Cash paid for interest

-

-

-

-

-

1,264

3,390

7,672

11,447

18,275

28,067

Cash paid for income taxes

2,911

4,264

1,879

436

191

0

205

60

0

39

33

Supplemental noncash flow disclosures:
Loans transferred to loans held for sale

6,253

11,642

9,211

15,002

8,125

13,243

12,183

8,196

5,509

3,195

1,234

Loans held for sale transferred to loans

0

0

164

0

0

-

-

-

-

-

-

Transfer of loans to real estate

166

74

253

591

110

142

1,563

2,225

-

-

-

Right to use assets and lease obligations

4,505

0

0

-

-

-

-

-

-

-

-

Transfer of loans to real estate

-

-

-

-

-

-

-

-

8,732

16,167

18,342

Assets transferred to assets held for sale

-

-

-

-

-

-

-

-

1,583

0

0

Deposits transferred to deposits held for sale

-

-

-

-

-

-

-

-

36,048

0

0

Core Deposits [Member]
Amortization of core deposit intangible

99

99

99

92

-

-

-

-

-

-

-