| Dec'17 | Dec'16 | Dec'15 | ||||
|---|---|---|---|---|---|---|
Net interest income | ||||||
28,176 | 29,813 | 32,531 | ||||
interest income | ||||||
40,995 | 42,414 | 47,189 | ||||
interest expense | ||||||
12,819 | 12,601 | 14,658 | ||||
Net fee income | ||||||
12,811 | 12,777 | 14,705 | ||||
fee income | ||||||
15,853 | 15,669 | 18,016 | ||||
fee expense | ||||||
3,042 | 2,892 | 3,311 | ||||
Net income/(expense) from financial instruments held for trading or managed on a fair value basis | ||||||
7,719 | 9,452 | 8,723 | ||||
trading income excluding net interest income | ||||||
6,098 | 8,066 | 6,948 | ||||
net interest income on trading activities | ||||||
1,621 | 1,386 | 1,775 | ||||
Net income/(expense) from financial instruments designated at fair value | ||||||
3,698 | -2,666 | 1,532 | ||||
Changes in fair value of long-term debt and related derivatives | ||||||
672 | -3,975 | 863 | ||||
net income from other financial instruments designated at fair value | ||||||
3,026 | 1,309 | 669 | ||||
Gains less losses from financial investments | ||||||
1,150 | 1,385 | 2,068 | ||||
Dividend income | ||||||
106 | 95 | 123 | ||||
Net insurance premium income | ||||||
9,779 | 9,951 | 10,355 | ||||
Other operating income/(expense) | ||||||
337 | -971 | 1,055 | ||||
Total operating income | ||||||
63,776 | 59,836 | 71,092 | ||||
Net insurance claims and benefits paid and movement in liabilities to policyholders | ||||||
12,331 | 11,870 | 11,292 | ||||
Net operating income before change in expected credit losses and other credit impairment charges | ||||||
51,445 | 47,966 | 59,800 | ||||
Loan impairment charges and other credit risk provisions | ||||||
1,769 | 3,400 | 3,721 | ||||
Net operating income | ||||||
49,676 | 44,566 | 56,079 | ||||
Employee compensation and benefits | ||||||
17,315 | 18,089 | 19,900 | ||||
General and administrative expenses | ||||||
15,707 | 16,473 | 17,662 | ||||
Depreciation and impairment of property, plant and equipment | ||||||
1,166 | 1,229 | 1,269 | ||||
Amortisation and impairment of intangible assets and goodwill | ||||||
696 | 777 | 937 | ||||
Goodwill impairment of Global Private Banking Europe | ||||||
0 | 3,240 | 0 | ||||
Total operating expenses | ||||||
34,884 | 39,808 | 39,768 | ||||
Operating profit | ||||||
14,792 | 4,758 | 16,311 | ||||
Share of profit in associates and joint ventures | ||||||
2,375 | 2,354 | 2,556 | ||||
Profit before tax | ||||||
17,167 | 7,112 | 18,867 | ||||
Tax expense | ||||||
5,288 | 3,666 | 3,771 | ||||
Profit for the period | ||||||
11,879 | 3,446 | 15,096 | ||||
Attributable to: | ||||||
ordinary shareholders of the parent company | ||||||
9,683 | 1,299 | 12,572 | ||||
preference shareholders of the parent company | ||||||
90 | 90 | 90 | ||||
other equity holders | ||||||
1,025 | 1,090 | 860 | ||||
non-controlling interests | ||||||
1,081 | 967 | 1,574 | ||||
Profit for the period | ||||||
11,879 | 3,446 | 15,096 | ||||
Basic earnings per ordinary share (in dollars per share) | ||||||
0.48 | 0.07 | 0.65 | ||||
Diluted earnings per ordinary share (in dollars per share) | ||||||
0.48 | 0.07 | 0.64 | ||||