Hometrust bancshares, inc. (HTBI)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11
Operating Activities:
Net Income (Loss) Attributable to Parent

1,193

9,191

8,804

8,013

3,302

8,041

7,790

7,207

6,127

-10,666

5,567

4,766

274

2,983

3,824

3,302

3,141

2,449

2,564

2,558

1,162

2,049

2,256

1,533

2,606

2,876

3,327

3,018

2,615

2,268

1,152

1,384

2,016

843

284

Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses

5,400

400

0

200

5,500

0

0

-

-

-

-

-

-

-

-

-

-

-

-

400

0

0

-250

-1,500

-1,800

-700

-2,300

-1,200

500

300

1,500

2,000

4,500

3,800

5,300

Depreciation

1,573

1,341

1,223

1,197

902

1,209

935

968

892

1,114

836

1,075

996

877

868

997

948

1,044

1,046

1,069

1,011

936

760

694

542

577

556

649

506

567

565

655

533

550

538

Deferred income tax expense

226

2,253

2,198

-

-527

2,150

1,710

-

2,623

19,419

2,361

-

-283

831

2,266

-

915

778

1,571

-

162

1,011

668

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income tax expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,686

1,189

169

458

-209

-52

-341

-104

-40

Net amortization and accretion

-1,284

-1,286

-1,705

-1,180

-2,037

-2,114

-1,497

-1,809

-1,574

-1,380

-1,187

-1,417

-1,736

-1,325

-2,180

-669

-1,166

-709

-1,442

-1,617

-1,206

-1,492

-491

-571

-290

-282

-129

-81

-65

-140

76

-28

154

-207

-106

Loss (gain) on sale and impairment of REO

15

-122

19

-

-246

-75

-179

-

-194

-104

146

-

181

-340

-129

-

-172

-159

21

-

33

199

36

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale and impairment of REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-271

-

315

288

327

-

710

1,599

386

Gain (Loss) on Sale of Mortgage Loans

1,503

3,775

2,299

2,132

1,472

944

1,670

1,313

1,080

1,179

704

675

555

1,062

382

556

312

320

455

419

385

417

430

327

2,297

-408

-613

6,648

-737

-1,239

-921

-756

-850

-788

-506

Origination of loans held for sale

70,418

78,638

77,778

68,107

43,343

36,286

43,134

40,198

35,443

35,690

32,424

30,335

26,397

38,618

38,908

32,569

17,399

19,434

22,561

26,972

15,203

15,402

16,776

17,713

100,755

-17,875

-27,092

405,879

-51,549

-63,207

-64,006

-48,679

-58,379

-59,325

-30,325

Proceeds from sales of loans held for sale

62,055

76,335

62,122

60,963

35,012

33,300

45,698

37,294

39,057

36,057

30,942

29,731

27,622

43,514

36,241

29,879

20,254

18,686

24,878

23,742

14,841

16,973

17,111

17,997

17,707

19,822

32,369

47,436

55,017

71,838

56,594

50,418

65,666

49,738

27,569

Increase in deferred loan costs, net

-65

832

250

379

124

211

54

-58

174

43

-340

352

568

392

5

50

115

337

-153

448

216

79

620

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in deferred loan fees, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-53

-111

-77

-161

-164

-804

423

-278

-194

Decrease in accrued interest receivable and other assets

-99

1,089

-419

708

1,311

1,881

935

-1,752

180

2,453

365

294

-2,847

4,048

1,232

-662

439

-528

-7,544

-1,411

2,061

306

387

-918

3,151

-483

-969

-6,701

999

3,052

-1,590

-2,662

324

13,224

-7,363

Core deposit intangible amortization

334

373

411

449

488

527

565

603

642

681

719

758

797

618

650

680

710

743

774

807

842

485

413

71

31

35

29

-

-

-

-

-

-

-

-

Gain (Loss) on Disposition of Property Plant Equipment

-

-

-

-

-

-

-

0

0

0

164

0

0

0

385

0

10

0

0

-

-

-

-

-

-

-

-

-

-

-

-

275

1,225

0

3

Bank Owned Life Insurance Income

518

509

697

529

518

520

536

501

536

518

562

512

511

503

562

179

500

455

509

270

560

354

467

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation expense

310

348

338

332

353

353

384

359

345

348

315

325

323

289

249

246

243

259

235

210

211

205

201

204

209

214

217

212

197

175

165

-

-

-

-

Restricted stock and stock option expense

458

440

443

-

409

372

384

-

569

841

1,173

-

452

2,053

739

-

597

849

788

-

661

754

673

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in other liabilities

-7,662

-2,579

-2,274

-

6,052

-5,661

-1,953

-

1,972

-2,364

460

-

2,972

400

-4,320

-

3,614

-3,526

-3,031

-

-5,925

6,072

-5,566

-

-

-

-

-

-

-

-

-

-

-

-

Restricted stock and stock option expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

668

-

-

-

-

-

-

-

-

Increase in other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2,499

3,589

928

-360

-2,222

334

2,527

-1,755

-1,979

Net cash provided by (used in) operating activities

-9,687

2,095

-9,064

-1,546

2,932

-1,590

7,866

6,476

13,434

4,271

7,161

6,114

6,052

5,957

-3,008

6,020

10,653

714

11,534

1,679

-6,699

10,175

-2,941

2,754

11,782

3,327

5,897

6,493

9,263

16,908

-8,733

2,954

16,052

7,297

-6,433

Investing Activities:
Purchase of securities available for sale

19,100

7,055

49,375

3,000

15,925

15,750

0

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

0

2,091

13,000

34,901

19,999

0

11,100

47,875

43,046

39,606

5,303

14,294

116,543

-7,462

-41,810

12,000

0

0

-6,000

0

0

-6,540

-5,999

Proceeds from Sale of Debt Securities, Available-for-sale

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities of securities available for sale

-

22,960

1,900

-

-

10,350

1,215

995

0

8,000

11,680

3,500

5,850

5,225

12,570

48,576

26,200

13,000

13,060

19,455

500

5,385

16,000

-

-

-

-

0

0

100

6,000

200

3,891

6,379

26,862

Net purchases of commercial paper

-

-

-

-

-

-

-

-

-

-

-49,278

-

10,434

41,204

9,724

-

-4,022

-28,928

13,224

-

28,296

-128,249

0

-

-

-

-

-

-

-

-

-

-

-

-

Net purchases of commercial paper

26,762

-1,972

11,159

-7,162

5,782

-508

7,712

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of certificates of deposit in other banks

15,584

3,486

5,130

2,490

8,955

3,472

3,237

3,984

598

5,429

7,190

10,557

6,723

10,954

13,754

22,856

12,150

7,179

7,453

21,313

25,794

30,862

23,935

7,866

64,422

-10,501

-16,655

118,902

11,278

-19,708

-30,545

-10,504

-7,660

-7,016

-10,636

Maturities of certificates of deposit in other banks

5,668

5,975

7,018

6,694

4,682

9,920

11,790

21,265

16,729

15,534

29,010

16,929

18,474

14,238

21,835

20,111

31,317

25,631

21,696

15,280

17,773

10,156

11,846

3,785

2,438

4,080

7,666

36,635

-18,664

17,039

16,310

11,082

9,027

11,992

14,551

Principal repayments of mortgage-backed securities

3,812

3,342

3,748

4,483

17,476

5,264

4,404

4,359

5,171

5,119

5,822

5,632

5,207

6,431

6,649

5,889

5,432

5,524

7,320

-570

8,106

6,119

5,792

-

-

-

-

-

-

-

-

-

-

-

-

Net redemptions (purchases) of other investments

-4,303

9,002

-522

-

-6,264

-862

-2,065

-

2,094

-226

704

-

-314

-832

-2,023

-

-1,277

-133

-42

-

-174

-6,210

-8,270

-

-

-

-

-

-

-

-

-

-

-

-

Principal repayments of mortgage-backed securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,909

2,782

1,046

1,407

866

888

804

716

659

Net redemptions (purchases) of other investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

679

3,253

-

-95

1,077

950

Net purchases (redemptions)of other investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

212

-

-

-

-

-

-

-

-

Net increase in loans

20,385

22,193

56,538

42,083

22,676

42,083

66,912

75,828

28,499

22,068

42,207

68,822

65,795

73,723

47,513

19,700

66,609

5,435

55,842

51,792

-9,205

39,426

24,575

6,548

-69,469

19,479

13,431

-102,471

5,403

19,328

23,295

21,702

14,253

13,013

4,328

Purchase of BOLI

46

40

25

62

-4

54

25

-5

12

51

18

98

65

86

24

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from redemption of BOLI

0

0

477

0

7

0

7

0

0

146

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises and equipment

1,544

394

383

1,056

376

-387

1,079

780

1,182

935

561

551

250

1,392

628

-698

701

378

420

-174

782

1,132

3,197

514

2,214

-429

-611

2,700

-737

-193

-189

-673

-415

-1,690

-440

Purchase of operating lease equipment

5,478

3,963

1,606

9,154

1,899

5,525

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Capital improvements to REO

-

-

-

-

-

-

-

-

0

0

18

-

11

0

0

-

-

-

-

-

38

13

42

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of premises and equipment

-

-

-

-

-

-

-

0

0

0

923

0

0

0

395

0

69

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Capital improvements to REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-96

922

-164

-98

-118

-

-

-

-

Proceeds from sale of REO

-

1,009

412

-

-

278

293

1,595

137

1,358

793

443

1,665

752

417

962

320

901

639

1,177

1,990

4,752

1,822

2,378

983

5,969

1,262

-

-

-

-

-

-

-

-

Loans originated to finance the sale of REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

94

0

-540

699

492

522

307

-1,615

2,238

Acquisition of United Financial of North Carolina, Inc.

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-2,950

0

1,475

-

-

-

-

-

-

-

-

Acquisition of Bank of Commerce, net of cash received

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

7,759

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

762

5,061

-

3,678

5,453

193

Net cash used in investing activities

-80,368

161,999

-111,183

-16,444

-29,685

-41,039

-63,321

-41,147

-44,816

2,286

-50,340

-34,204

-9,698

-37,502

-25,352

46,226

-41,420

3,003

-18,918

-250,361

-3,964

102,169

-37,621

-6,785

-9,442

33,344

-32,217

7,609

565

3,316

17,933

24,788

24,839

13,706

30,468

Financing Activities:
Net increase in deposits

-2,982

63,575

166,937

18,862

50,326

55,025

6,791

15,929

72,116

7,898

51,859

-36,308

18,360

-7,363

-9,168

-29,283

1,992

10,037

-52,176

-41,427

-24,768

-49,653

-17,669

-6,212

457

-32,041

-370

-11,624

17,127

-11,062

-305,866

214,896

6,366

-60,232

40,560

Net increase (decrease) in other borrowings

-100,000

250,000

-5,000

-

8,000

-13,000

-40,000

-

60,000

-5,200

16,700

-

-18,531

-23,500

-45,500

-

-28,000

-3,000

-1,000

-

0

-138,000

-46,828

-

-

-

-

-

-

-

-

-

-

-

-

Common stock repurchased

13,003

5,419

4,800

7,317

7,675

11,922

3,724

0

0

0

0

-

-

-

-

3,540

7,403

9,420

7,371

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

1,180

1,194

1,034

958

1,101

1,117

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from stock conversion

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

208,204

-

-

-

-

Loan to ESOP for purchase of shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-10,580

-

-

-

-

Common stock repurchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

859

2,538

-

-

-

-

-

-

-

-

-

-

-

-

Exercised stock options

578

769

194

169

396

198

410

98

496

45

12

614

2,454

0

0

0

0

26

6

0

0

-80

339

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2,507

-

-7,167

-10,127

-8,040

-63,117

-24,945

29,100

-66,162

Common stock repurchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-3,594

-

-

-

-

-

-

-

-

Decrease in capital lease obligations

-

-

-

-

-

-

-

6

5

6

6

5

5

6

5

5

5

6

5

5

5

4

5

5

22

-5

-4

14

-2

-2

-2

-2

-1

-2

-2

Net cash provided by financing activities

83,198

-192,269

166,297

10,722

33,758

55,167

43,477

26,021

12,113

13,137

35,165

34,801

38,771

16,131

36,327

-48,828

22,361

3,637

-58,546

170,136

-26,602

87,404

26,955

-33,554

-2,997

-45,517

-6,475

-20,167

5,200

-21,191

-116,284

151,777

-18,580

-31,134

-25,604

Net Increase in Cash and Cash Equivalents

-6,857

-28,175

46,050

-7,268

7,005

12,538

-11,978

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Increase in Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-

19,694

-8,014

-

35,125

-15,414

7,967

3,418

-8,406

7,354

-65,930

-78,546

-37,265

199,748

-13,607

-37,585

-657

-8,846

-32,795

-6,065

15,028

-967

-107,084

179,519

22,311

-10,131

-1,569

Supplemental Disclosures:
Cash paid during the period for:
Interest

7,937

9,760

9,011

9,090

7,373

6,916

5,618

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

3,379

-

2,462

1,625

2,129

1,697

1,890

1,436

1,445

1,375

1,347

944

1,298

1,224

1,197

1,475

1,375

1,507

1,600

2,020

2,287

2,795

1,903

3,342

3,941

Income taxes

0

1,295

5

1,094

178

277

0

410

211

246

20

180

33

70

100

78

250

0

100

0

82

20

120

37

0

100

13

-

-

-

-

0

1

2

94

Noncash transactions:
Unrealized gain in value of securities available for sale, net of income taxes

304

-208

227

991

764

867

-291

-419

-851

-706

105

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized loss in value of securities available for sale, net of income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-7

-1,950

-387

-

1,293

-1,116

876

-954

803

810

-34

305

293

-257

-67

-198

-44

-85

117

99

-4

-30

124

Transfer of loans to REO

0

0

46

15,029

482

22

74

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of loans held for sale to total loans

87,226

6,122

3,614

-

0

0

5,794

-

566

339

252

-

593

1,025

305

-

479

1,139

228

6,968

758

1,104

309

-4,166

714

1,837

1,615

-

-

-

-

-

-

-

-

Transfers of loans to real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,306

2,708

-

6,325

2,488

2,410

Transfer of one-to-four family loans to held for sale

0

-16,350

256,803

-3,967

8,153

1,608

0

0

-1,533

1,533

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-Use Asset Obtained in Exchange for Finance Lease Liability

0

0

2,052

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-Use Asset Obtained in Exchange for Operating Lease Liability

0

0

5,296

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Assets acquired

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

103,905

-

-

-

-

-

-

-

-

Liabilities assumed

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

94,352

-

-

-

-

-

-

-

-

Net assets acquired

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

9,553

-

-

-

-

-

-

-

-