HomeTrust Bancshares, Inc. HTBI Cash Flow

Hometrust bancshares, inc. (HTBI)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11
Operating Activities:
Net Income (Loss) Attributable to Parent
27,201	29,310	28,160	27,146	26,340	29,165	10,458	8,235	5,794	-59	13,590	11,847	10,383	13,250	12,716	11,456	10,712	8,733	8,333	8,025	7,000	8,444	9,271	10,342	11,827	11,836	11,228	9,053	7,419	6,820	5,395	4,527	0	0	0
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses
6,000	6,100	5,700	5,700	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	150	-1,750	-3,550	-4,250	-6,300	-6,000	-3,700	-2,700	1,100	4,300	8,300	11,800	15,600	0	0	0
Depreciation
5,334	4,663	4,531	4,243	4,014	4,004	3,909	3,810	3,917	4,021	3,784	3,816	3,738	3,690	3,857	4,035	4,107	4,170	4,062	3,776	3,401	2,932	2,573	2,369	2,324	2,288	2,278	2,287	2,293	2,320	2,303	2,276	0	0	0
Deferred income tax expense
0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Deferred income tax expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,502	1,607	366	-144	-706	-537	0	0	0
Net amortization and accretion
-5,455	-6,208	-7,036	-6,828	-7,457	-6,994	-6,260	-5,950	-5,558	-5,720	-5,665	-6,658	-5,910	-5,340	-4,724	-3,986	-4,934	-4,974	-5,757	-4,806	-3,760	-2,844	-1,634	-1,272	-782	-557	-415	-210	-157	62	-5	-187	0	0	0
Loss (gain) on sale and impairment of REO
0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale and impairment of REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	-	0	0	0
Gain (Loss) on Sale of Mortgage Loans
9,709	9,678	6,847	6,218	5,399	5,007	5,242	4,276	3,638	3,113	2,996	2,674	2,555	2,312	1,570	1,643	1,506	1,579	1,676	1,651	1,559	3,471	2,646	1,603	7,924	4,890	4,059	3,751	-3,653	-3,766	-3,315	-2,900	0	0	0
Origination of loans held for sale
294,941	267,866	225,514	190,870	162,961	155,061	154,465	143,755	133,892	124,846	127,774	134,258	136,492	127,494	108,310	91,963	86,366	84,170	80,138	74,353	65,094	150,646	117,369	73,501	461,667	309,363	264,031	227,117	-227,441	-234,271	-230,389	-196,708	0	0	0
Proceeds from sales of loans held for sale
261,475	234,432	191,397	174,973	151,304	155,349	158,106	143,350	135,787	124,352	131,809	137,108	137,256	129,888	105,060	93,697	87,560	82,147	80,434	72,667	66,922	69,788	72,637	87,895	117,334	154,644	206,660	230,885	233,867	244,516	222,416	193,391	0	0	0
Increase in deferred loan costs, net
1,396	1,585	964	768	331	381	213	-181	229	623	972	1,317	1,015	562	507	349	747	848	590	1,363	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in deferred loan fees, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-402	-513	-1,206	-706	-823	-853	0	0	0
Decrease in accrued interest receivable and other assets
1,279	2,689	3,481	4,835	2,375	1,244	1,816	1,246	3,292	265	1,860	2,727	1,771	5,057	481	-8,295	-9,044	-7,422	-6,588	1,343	1,836	2,926	2,137	781	-5,002	-7,154	-3,619	-4,240	-201	-876	9,296	3,523	0	0	0
Core deposit intangible amortization
1,567	1,721	1,875	2,029	2,183	2,337	2,491	2,645	2,800	2,955	2,892	2,823	2,745	2,658	2,783	2,907	3,034	3,166	2,908	2,547	1,811	1,000	550	166	0	0	0	-	-	-	-	-	-	-	-
Gain (Loss) on Disposition of Property Plant Equipment
-	-	-	-	-	-	-	164	164	164	164	385	385	395	395	10	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	1,503	0	0	0
Bank Owned Life Insurance Income
2,253	2,253	2,264	2,103	2,075	2,093	2,091	2,117	2,128	2,103	2,088	2,088	1,755	1,744	1,696	1,643	1,734	1,794	1,693	1,651	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
ESOP compensation expense
1,328	1,371	1,376	1,422	1,449	1,441	1,436	1,367	1,333	1,311	1,252	1,186	1,107	1,027	997	983	947	915	861	827	821	819	828	844	852	840	801	749	0	0	0	-	-	-	-
Restricted stock and stock option expense
0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in other liabilities
0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Restricted stock and stock option expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Increase in other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,658	1,935	-1,320	279	-1,116	-873	0	0	0
Net cash provided by (used in) operating activities
-18,202	-5,583	-9,268	7,662	15,684	26,186	32,047	31,342	30,980	23,598	25,284	15,115	15,021	19,622	14,379	28,921	24,580	7,228	16,689	2,214	3,289	21,770	14,922	23,760	27,499	24,980	38,561	23,931	20,392	27,181	17,570	19,870	0	0	0
Investing Activities:
Purchase of securities available for sale
78,530	75,355	84,050	34,675	31,675	15,750	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	49,992	69,991	67,900	66,000	78,974	102,021	141,627	135,830	102,249	175,746	128,678	81,565	79,271	-37,272	-29,810	6,000	-6,000	-6,000	-12,540	-12,539	0	0	0
Proceeds from Sale of Debt Securities, Available-for-sale
-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturities of securities available for sale
-	0	39,115	-	-	12,560	10,210	20,675	23,180	29,030	26,255	27,145	72,221	92,571	100,346	100,836	71,715	46,015	38,400	41,340	0	0	0	-	-	-	-	6,100	6,300	10,191	16,470	37,332	0	0	0
Net purchases of commercial paper
-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net purchases of commercial paper
28,787	7,807	9,271	5,824	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of certificates of deposit in other banks
26,690	20,061	20,047	18,154	19,648	11,291	13,248	17,201	23,774	29,899	35,424	41,988	54,287	59,714	55,939	49,638	48,095	61,739	85,422	101,904	88,457	127,085	85,722	45,132	156,168	103,024	93,817	79,927	-49,479	-68,417	-55,725	-35,816	0	0	0
Maturities of certificates of deposit in other banks
25,355	24,369	28,314	33,086	47,657	59,704	65,318	82,538	78,202	79,947	78,651	71,476	74,658	87,501	98,894	98,755	93,924	80,380	64,905	55,055	43,560	28,225	22,149	17,969	50,819	29,717	42,676	51,320	25,767	53,458	48,411	46,652	0	0	0
Principal repayments of mortgage-backed securities
15,385	29,049	30,971	31,627	31,503	19,198	19,053	20,471	21,744	21,780	23,092	23,919	24,176	24,401	23,494	24,165	17,706	20,380	20,975	19,447	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net redemptions (purchases) of other investments
0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Principal repayments of mortgage-backed securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	8,144	6,101	4,207	3,965	3,274	3,067	0	0	0
Net redemptions (purchases) of other investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0
Net purchases (redemptions)of other investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Net increase in loans
141,199	143,490	163,380	173,754	207,499	213,322	193,307	168,602	161,596	198,892	250,547	255,853	206,731	207,545	139,257	147,586	179,678	103,864	137,855	106,588	61,344	1,080	-18,867	-30,011	-139,030	-64,158	-64,309	-54,445	69,728	78,578	72,263	53,296	0	0	0
Purchase of BOLI
173	123	137	137	70	86	83	76	179	232	267	273	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from redemption of BOLI
477	484	484	14	14	7	153	146	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of premises and equipment
3,377	2,209	1,428	2,124	1,848	2,654	3,976	3,458	3,229	2,297	2,754	2,821	1,572	2,023	1,009	801	1,325	1,406	2,160	4,937	5,625	7,057	5,496	1,688	3,874	923	1,159	1,581	-1,792	-1,470	-2,967	-3,218	0	0	0
Purchase of operating lease equipment
20,201	16,622	18,184	16,578	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital improvements to REO
-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of premises and equipment
-	-	-	-	-	-	-	923	923	923	923	395	395	464	464	69	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital improvements to REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	564	542	0	0	0	-	-	-	-
Proceeds from sale of REO
-	0	1,166	-	-	2,303	3,383	3,883	2,731	4,259	3,653	3,277	3,796	2,451	2,600	2,822	3,037	4,707	8,558	9,741	10,942	9,935	11,152	10,592	0	0	0	-	-	-	-	-	-	-	-
Loans originated to finance the sale of REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	253	651	1,173	2,020	-294	1,452	0	0	0
Acquisition of United Financial of North Carolina, Inc.
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,475	0	0	0	-	-	-	-	-	-	-	-
Acquisition of Bank of Commerce, net of cash received
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0
Net cash used in investing activities
-45,996	4,687	-198,351	-150,489	-175,192	-190,323	-146,998	-134,017	-127,074	-91,956	-131,744	-106,756	-26,326	-58,048	-17,543	-11,109	-307,696	-270,240	-171,074	-189,777	53,799	48,321	-20,504	-15,100	-706	9,301	-20,727	29,423	46,602	70,876	81,266	93,801	0	0	0
Financing Activities:
Net increase in deposits
246,392	299,700	291,150	131,004	128,071	149,861	102,734	147,802	95,565	41,809	26,548	-34,479	-27,454	-43,822	-26,422	-69,430	-81,574	-108,334	-168,024	-133,517	-98,302	-73,077	-55,465	-38,166	-43,578	-26,908	-5,929	-311,425	-84,905	-95,666	-144,836	201,590	0	0	0
Net increase (decrease) in other borrowings
0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Common stock repurchased
30,539	25,211	31,714	30,638	23,321	15,646	3,724	0	0	0	0	-	-	-	-	27,734	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid
4,366	4,287	4,210	3,176	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from stock conversion
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	208,204	0	0	0	-	-	-	-
Loan to ESOP for purchase of shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Common stock repurchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Exercised stock options
1,710	1,528	957	1,173	1,102	1,202	1,049	651	1,167	3,125	3,080	3,068	2,454	0	26	32	32	32	-74	259	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase (decrease) in other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-88,451	-106,229	-67,002	-125,124	0	0	0
Common stock repurchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Decrease in capital lease obligations
-	-	-	-	-	-	-	23	22	22	22	21	21	21	21	21	21	21	19	19	19	36	27	18	27	3	6	8	-8	-7	-7	-7	0	0	0
Net cash provided by financing activities
67,948	18,508	265,944	143,124	158,423	136,778	94,748	86,436	95,216	121,874	124,868	126,030	42,401	25,991	13,497	-81,376	137,588	88,625	172,392	257,893	54,203	77,808	-55,113	-88,543	-75,156	-66,959	-42,633	-152,442	19,502	-4,278	-14,221	76,459	0	0	0
Net Increase in Cash and Cash Equivalents
3,750	17,612	58,325	297	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Increase in Cash and Cash Equivalents
-	-	-	-	-	-	-	-	-	0	18,408	-	31,096	-12,435	10,333	-63,564	-145,528	-174,387	18,007	70,330	111,291	147,899	-60,695	-79,883	-48,363	-32,678	-24,799	-99,088	86,496	93,779	84,615	190,130	0	0	0
Supplemental Disclosures:
Cash paid during the period for:
Interest
35,798	35,234	32,390	28,997	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest
-	-	-	-	-	-	-	-	-	-	9,230	-	7,913	7,341	7,152	6,468	6,146	5,603	5,111	4,964	4,813	4,663	5,194	5,271	5,554	5,957	6,502	7,414	8,702	9,005	10,327	11,981	0	0	0
Income taxes
2,394	2,572	1,554	1,549	865	898	867	887	657	479	303	383	281	498	428	428	350	182	202	222	259	177	257	150	0	0	0	-	-	-	-	97	0	0	0
Noncash transactions:
Unrealized gain in value of securities available for sale, net of income taxes
1,314	1,774	2,849	2,331	921	-694	-2,267	-1,871	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unrealized loss in value of securities available for sale, net of income taxes
-	-	-	-	-	-	-	-	-	-	-	-	0	0	210	-	99	-391	1,535	625	1,884	1,374	307	274	-229	-566	-394	-210	87	127	182	189	0	0	0
Transfer of loans to REO
15,075	15,557	15,579	15,607	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans held for sale to total loans
0	0	0	-	0	0	0	-	0	0	0	-	0	0	77	-	8,814	9,093	9,058	9,139	-1,995	-2,039	-1,306	0	0	0	0	-	-	-	-	-	-	-	-
Transfers of loans to real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0
Transfer of one-to-four family loans to held for sale
236,486	244,639	262,597	5,794	9,761	75	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Right-of-Use Asset Obtained in Exchange for Finance Lease Liability
0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability
0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Assets acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Liabilities assumed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Net assets acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-