Hometrust bancshares, inc. (HTBI)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Mar'11
Interest and Dividend Income
Loans

29,781

32,119

32,266

31,861

30,770

30,544

28,728

27,337

26,355

26,140

25,250

24,971

24,747

19,871

20,480

20,029

19,440

19,333

19,635

19,920

19,575

19,823

18,557

14,825

13,557

14,371

14,082

14,000

14,208

14,980

15,216

15,940

16,164

16,649

16,903

17,107

Securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

1,243

862

880

-

986

1,038

1,199

1,051

919

884

805

481

376

424

297

67

81

80

96

94

123

73

123

226

Commercial paper and interest-bearing deposits in other banks

1,794

1,912

2,253

2,172

2,283

1,966

1,857

1,969

1,498

1,303

1,169

874

868

939

1,044

995

1,010

851

830

901

781

626

439

443

439

455

452

418

377

392

391

325

336

507

163

201

Securities available for sale

912

1,093

896

861

850

876

856

877

916

904

971

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other investments

550

772

832

971

811

1,014

839

830

626

631

626

448

433

391

387

413

361

344

345

324

261

226

64

32

20

15

12

-

-

-

-

-

-

-

-

-

FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17

29

25

-

25

19

18

20

Total interest and dividend income

33,037

35,896

36,247

35,865

34,714

34,400

32,280

31,013

29,395

28,978

28,016

27,291

27,291

22,063

22,791

22,375

21,797

21,566

22,009

22,196

21,536

21,559

19,865

15,781

14,392

15,265

14,843

14,497

14,683

15,481

15,728

16,388

16,648

17,248

17,207

17,554

Interest Expense
Deposits

5,971

6,321

5,853

4,996

4,404

3,607

2,750

2,249

1,622

1,541

1,346

1,233

1,215

1,041

1,099

1,109

1,090

1,141

1,191

1,181

1,220

1,264

1,227

1,245

1,247

1,382

1,543

1,495

1,643

1,817

2,020

2,151

2,353

2,751

2,989

3,252

Borrowings

1,757

2,541

3,321

3,935

3,741

3,692

3,258

2,854

2,414

2,077

1,969

1,491

1,004

607

555

500

487

275

247

227

128

105

38

10

1

1

3

0

4

87

189

378

388

378

390

1,435

Total interest expense

7,728

8,862

9,174

8,931

8,145

7,299

6,008

5,103

4,036

3,618

3,315

2,724

2,219

1,648

1,654

1,609

1,577

1,416

1,438

1,408

1,348

1,369

1,265

1,255

1,248

1,383

1,546

1,495

1,647

1,904

2,209

2,529

2,741

3,129

3,379

4,687

Net Interest Income

25,309

27,034

27,073

26,934

26,569

27,101

26,272

25,910

25,359

25,360

24,701

24,567

25,072

20,415

21,137

20,766

20,220

20,150

20,571

20,788

20,188

20,190

18,600

14,526

13,144

13,882

13,297

13,002

13,036

13,577

13,519

13,859

13,907

14,119

13,828

12,867

Provision for loan losses

5,400

400

0

200

5,500

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,200

500

300

1,500

2,000

4,500

3,800

5,300

2,500

Provision for Loan Losses

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

0

0

0

-

0

0

250

-

1,800

-700

-2,300

-

-

-

-

-

-

-

-

-

Net Interest Income after Provision for Loan Losses

19,909

26,634

27,073

-

21,069

27,101

26,272

-

25,359

25,360

24,701

-

25,072

20,415

21,137

-

20,220

20,150

20,571

-

20,188

20,190

18,850

-

14,944

14,582

15,597

-

-

-

-

-

-

-

-

-

Net Interest Income after Provision for Loan Losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14,202

12,536

13,277

12,019

11,859

9,407

10,319

8,528

10,367

Noninterest Income
Service charges and fees on deposit accounts

2,304

2,605

2,443

2,368

2,265

2,577

2,401

3,036

1,935

1,987

1,844

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan income and fees

294

871

882

665

134

295

328

251

330

197

398

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans held for sale

1,503

3,775

2,299

2,132

1,472

944

1,670

1,328

1,080

1,164

704

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges and fees on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

1,869

1,886

1,914

-

1,614

1,618

1,699

1,818

1,732

1,318

1,062

830

620

654

679

665

621

650

653

666

646

658

709

706

Loan income and fees

-

-

-

-

-

-

-

-

-

-

-

-

781

937

976

-

690

590

728

758

672

713

846

800

632

788

998

1,183

1,239

1,509

1,176

1,076

1,090

1,008

672

544

BOLI income

518

509

697

529

518

520

536

501

536

518

562

512

511

503

562

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain from sale of premises and equipment

-

-

-

-

-

-

-

0

0

0

164

0

0

0

385

0

10

0

0

-

-

-

-

-

-

-

-

-

-

-

-

269

1,231

0

3

-

Gain from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

61

-

-

10

-

-

-

-

-

-

-

-

-

-

-

Other, net

1,756

1,314

1,339

1,107

1,007

749

678

606

648

593

590

711

528

615

404

-708

1,070

797

942

-609

909

727

861

566

763

804

594

716

767

694

514

778

941

385

296

362

Total noninterest income

6,375

9,074

7,660

6,801

5,396

5,085

5,613

5,722

4,529

4,459

4,262

4,236

3,689

3,941

4,241

4,533

3,384

3,005

3,369

3,618

3,313

2,819

2,769

2,196

2,025

2,246

2,271

2,564

2,627

2,853

2,343

2,795

3,908

2,051

1,674

34

Noninterest Expense
Salaries and employee benefits

14,455

14,170

13,912

13,286

13,463

12,857

12,685

11,918

11,927

11,973

12,352

11,725

12,191

11,839

10,691

10,504

10,255

10,875

10,857

10,760

10,629

10,068

9,808

8,175

7,496

7,518

7,177

7,051

6,729

6,329

6,329

5,587

5,693

5,220

5,179

5,444

Net occupancy expense

2,246

2,384

2,342

2,409

2,294

2,425

2,326

2,478

2,389

2,473

2,349

2,582

2,463

2,015

2,061

2,307

2,234

2,306

2,259

2,369

2,381

2,032

1,853

1,575

1,284

1,313

1,150

1,751

1,264

1,223

1,259

1,381

1,220

1,218

1,156

1,291

Computer services

2,023

1,985

2,024

1,940

1,980

1,895

1,849

1,700

1,600

1,595

1,545

1,854

1,721

1,648

1,427

1,405

1,418

1,406

1,584

1,606

1,763

1,250

1,353

1,038

828

935

889

351

754

762

519

398

497

576

382

516

Telephone, postage, and supplies

862

798

802

830

698

743

769

777

748

748

685

818

728

574

612

622

859

842

830

792

912

759

678

531

403

483

382

368

493

479

397

410

357

361

331

397

Marketing and advertising

396

641

679

634

400

402

417

372

334

319

453

407

374

459

430

525

528

499

485

575

461

624

388

331

336

338

355

478

488

425

314

339

449

391

367

634

Deposit insurance premiums

462

12

0

467

320

335

304

373

413

419

414

492

404

203

279

478

459

523

525

469

608

415

430

324

321

332

335

338

216

331

522

682

510

440

465

605

Loss (gain) on sale and impairment of REO

15

-122

19

-

-246

-75

-179

-

-194

-104

146

-

181

-339

-129

-

-172

-159

21

-

32

200

36

-

-468

476

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank advance prepayment penalty

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-1

1,509

1,561

-

-

-

-

-

Rental income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34

Gain on sale and impairment of REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-271

-

315

288

327

-

710

1,599

386

1,612

REO expense

250

238

258

326

200

173

175

308

311

205

241

145

447

378

144

278

305

327

355

466

390

433

356

289

333

367

454

-

445

492

762

-

-

-

-

-

Core deposit intangible amortization

334

373

411

450

488

526

565

603

642

681

719

758

797

618

650

680

710

743

774

808

842

484

413

71

31

35

29

-

-

-

-

-

-

-

-

-

Merger-related expenses

-

-

-

-

-

-

-

-

-

-

-

70

7,401

27

307

0

0

0

0

0

1,686

2,310

1,421

1,997

449

43

219

-

-

-

-

-

-

-

-

-

Other

3,890

3,318

3,124

3,134

2,889

2,427

2,614

3,910

2,496

2,460

2,274

2,973

2,467

2,380

2,400

3,168

2,433

2,162

2,187

2,379

2,385

1,960

1,833

2,111

1,447

1,506

1,156

1,682

1,354

1,543

1,403

217

2,162

1,805

1,766

1,602

Total noninterest expense

24,903

24,041

23,533

23,415

22,978

21,858

21,883

22,414

21,054

20,977

20,886

21,837

28,812

20,480

19,130

20,591

19,373

19,842

19,835

20,895

22,025

20,135

18,497

16,415

13,396

13,346

11,875

12,561

12,058

13,381

13,393

13,421

11,598

11,610

10,032

10,489

Income Before Income Taxes

1,381

11,667

11,200

10,120

3,487

10,328

10,002

9,218

8,834

8,842

8,077

6,966

-51

3,876

6,248

4,708

4,231

3,313

4,105

3,111

1,476

2,874

3,122

1,807

3,573

3,482

5,993

4,205

3,105

2,749

969

1,233

1,717

760

170

-88

Income Tax Expense

188

2,476

2,396

2,107

185

2,287

2,212

2,011

2,707

19,508

2,510

2,200

-325

893

2,424

1,406

1,090

864

1,541

553

314

825

866

274

967

606

2,666

1,187

490

481

-183

-151

-299

-83

-114

-730

Net Income

1,193

9,191

8,804

8,013

3,302

8,041

7,790

7,207

6,127

-10,666

5,567

4,766

274

2,983

3,824

3,302

3,141

2,449

2,564

2,558

1,162

2,049

2,256

1,533

2,606

2,876

3,327

3,018

2,615

2,268

1,152

1,384

2,016

843

284

642

Per Share Data:
Earnings Per Share [Abstract]
Basic (in dollars per share)

0.07

0.54

0.51

0.45

0.19

0.45

0.43

0.39

0.34

-0.59

0.31

0.26

0.01

0.17

0.22

0.19

0.18

0.14

0.14

0.14

0.06

0.10

0.12

0.08

0.14

0.15

0.17

0.15

0.13

0.11

0.06

-

-

-

-

-

Diluted (in dollars per share)

0.07

0.52

0.49

0.44

0.18

0.43

0.41

0.41

0.32

-0.59

0.30

0.25

0.01

0.17

0.22

0.19

0.18

0.14

0.14

0.14

0.06

0.10

0.12

0.08

0.14

0.15

0.17

0.15

0.13

0.11

0.06

-

-

-

-

-

Cash dividends declared per common share (in dollars per share)

-

-

-

-

-

-

-

-

0.00

0.00

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Average shares outstanding:
Basic (in shares)

16,688

16,906

17,097

17,340

17,506

17,797

18,125

18,120

18,052

17,975

17,966

17,599

17,808

16,900

17,208

16,927

17,183

17,479

18,077

18,715

19,113

19,145

19,178

18,359

18,302

18,572

19,288

19,439

20,019

20,121

20,108

-

-

-

-

-

Diluted (in shares)

17,258

17,567

17,753

17,997

18,197

18,497

18,880

19,551

18,761

17,975

18,616

18,534

18,396

17,444

17,451

16,954

17,369

17,810

18,291

18,800

19,192

19,235

19,242

18,426

18,378

18,680

19,377

19,499

20,036

20,121

20,108

-

-

-

-

-

Basic

16,688

16,906

17,097

17,340

17,506

17,797

18,125

18,120

18,052

17,975

17,966

17,599

17,808

16,900

17,208

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Diluted

17,258

17,567

17,753

17,997

18,197

18,497

18,880

19,551

18,761

17,975

18,616

18,534

18,396

17,444

17,451

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-