Hometrust bancshares, inc. (HTBI)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Mar'11
Interest and Dividend Income
Loans

126,027

127,016

125,441

121,903

117,379

112,964

108,560

105,082

102,716

101,108

94,839

90,069

85,127

79,820

79,282

78,437

78,328

78,463

78,953

77,875

72,780

66,762

61,310

56,835

56,010

56,661

57,270

58,404

60,344

62,300

63,969

65,656

66,823

0

0

0

Securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

3,923

3,666

3,842

-

4,274

4,207

4,053

3,659

3,089

2,546

2,086

1,578

1,164

869

525

324

351

393

386

413

545

0

0

0

Commercial paper and interest-bearing deposits in other banks

8,131

8,620

8,674

8,278

8,075

7,290

6,627

5,939

4,844

4,214

3,850

3,725

3,846

3,988

3,900

3,686

3,592

3,363

3,138

2,747

2,289

1,947

1,776

1,789

1,764

1,702

1,639

1,578

1,485

1,444

1,559

1,331

1,207

0

0

0

Securities available for sale

3,762

3,700

3,483

3,443

3,459

3,525

3,553

3,668

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other investments

3,125

3,386

3,628

3,635

3,494

3,309

2,926

2,713

2,331

2,138

1,898

1,659

1,624

1,552

1,505

1,463

1,374

1,274

1,156

875

583

342

131

79

0

0

0

-

-

-

-

-

-

-

-

-

FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

82

0

0

0

Total interest and dividend income

141,045

142,722

141,226

137,259

132,407

127,088

121,666

117,402

113,680

111,576

104,661

99,436

94,520

89,026

88,529

87,747

87,568

87,307

87,300

85,156

78,741

71,597

65,303

60,281

58,997

59,288

59,504

60,389

62,280

64,245

66,012

67,491

68,657

0

0

0

Interest Expense
Deposits

23,141

21,574

18,860

15,757

13,010

10,228

8,162

6,758

5,742

5,335

4,835

4,588

4,464

4,339

4,439

4,531

4,603

4,733

4,856

4,892

4,956

4,983

5,101

5,417

5,667

6,063

6,498

6,975

7,631

8,341

9,275

10,244

11,345

0

0

0

Borrowings

11,554

13,538

14,689

14,626

13,545

12,218

10,603

9,314

7,951

6,541

5,071

3,657

2,666

2,149

1,817

1,509

1,236

877

707

498

281

154

50

15

5

8

94

280

658

1,042

1,333

1,534

2,591

0

0

0

Total interest expense

34,695

35,112

33,549

30,383

26,555

22,446

18,765

16,072

13,693

11,876

9,906

8,245

7,130

6,488

6,256

6,040

5,839

5,610

5,563

5,390

5,237

5,137

5,151

5,432

5,672

6,071

6,592

7,255

8,289

9,383

10,608

11,778

13,936

0

0

0

Net Interest Income

106,350

107,610

107,677

106,876

105,852

104,642

102,901

101,330

99,987

99,700

94,755

91,191

87,390

82,538

82,273

81,707

81,729

81,697

81,737

79,766

73,504

66,460

60,152

54,849

53,325

53,217

52,912

53,134

53,991

54,862

55,404

55,713

54,721

0

0

0

Provision for loan losses

6,000

6,100

5,700

5,700

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,100

4,300

8,300

11,800

15,600

16,100

0

0

0

Provision for Loan Losses

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

Net Interest Income after Provision for Loan Losses

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

Net Interest Income after Provision for Loan Losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

52,034

49,691

46,562

43,604

40,113

38,621

0

0

0

Noninterest Income
Service charges and fees on deposit accounts

9,720

9,681

9,653

9,611

10,279

9,949

9,359

8,802

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan income and fees

2,712

2,552

1,976

1,422

1,008

1,204

1,106

1,176

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans held for sale

9,709

9,678

6,847

6,218

5,414

5,022

5,242

4,276

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges and fees on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

7,418

7,163

6,895

-

6,749

6,867

6,567

5,930

4,942

3,830

3,166

2,783

2,618

2,619

2,615

2,589

2,590

2,615

2,623

2,679

2,719

0

0

0

Loan income and fees

-

-

-

-

-

-

-

-

-

-

-

-

3,755

3,664

3,317

-

2,766

2,748

2,871

2,989

3,031

2,991

3,066

3,218

3,601

4,208

4,929

5,107

5,000

4,851

4,350

3,846

3,314

0

0

0

BOLI income

2,253

2,253

2,264

2,103

2,075

2,093

2,091

2,117

2,128

2,103

2,088

2,088

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain from sale of premises and equipment

-

-

-

-

-

-

-

164

164

164

164

385

385

395

395

10

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

1,503

0

0

0

-

Gain from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Other, net

5,516

4,767

4,202

3,541

3,040

2,681

2,525

2,437

2,542

2,422

2,444

2,258

839

1,381

1,563

2,101

2,200

2,039

1,969

1,888

3,063

2,917

2,994

2,727

2,877

2,881

2,771

2,691

2,753

2,927

2,618

2,400

1,984

0

0

0

Total noninterest income

29,910

28,931

24,942

22,895

21,816

20,949

20,323

18,972

17,486

16,646

16,128

16,107

16,404

16,099

15,163

14,291

13,376

13,305

13,119

12,519

11,097

9,809

9,236

8,738

9,106

9,708

10,315

10,387

10,618

11,899

11,097

10,428

7,667

0

0

0

Noninterest Expense
Salaries and employee benefits

55,823

54,831

53,518

52,291

50,923

49,387

48,503

48,170

47,977

48,241

48,107

46,446

45,225

43,289

42,325

42,491

42,747

43,121

42,314

41,265

38,680

35,547

32,997

30,366

29,242

28,475

27,286

26,438

24,974

23,938

22,829

21,679

21,536

0

0

0

Net occupancy expense

9,381

9,429

9,470

9,454

9,523

9,618

9,666

9,689

9,793

9,867

9,409

9,121

8,846

8,617

8,908

9,106

9,168

9,315

9,041

8,635

7,841

6,744

6,025

5,322

5,498

5,478

5,388

5,497

5,127

5,083

5,078

4,975

4,885

0

0

0

Computer services

7,972

7,929

7,839

7,664

7,424

7,044

6,744

6,440

6,594

6,715

6,768

6,650

6,201

5,898

5,656

5,813

6,014

6,359

6,203

5,972

5,404

4,469

4,154

3,690

3,003

2,929

2,756

2,386

2,433

2,176

1,990

1,853

1,971

0

0

0

Telephone, postage, and supplies

3,292

3,128

3,073

3,040

2,987

3,037

3,042

2,958

2,999

2,979

2,805

2,732

2,536

2,667

2,935

3,153

3,323

3,376

3,293

3,141

2,880

2,371

2,095

1,799

1,636

1,726

1,722

1,737

1,779

1,643

1,525

1,459

1,446

0

0

0

Marketing and advertising

2,350

2,354

2,115

1,853

1,591

1,525

1,442

1,478

1,513

1,553

1,693

1,670

1,788

1,942

1,982

2,037

2,087

2,020

2,145

2,048

1,804

1,679

1,393

1,360

1,507

1,659

1,746

1,705

1,566

1,527

1,493

1,546

1,841

0

0

0

Deposit insurance premiums

941

799

1,122

1,426

1,332

1,425

1,509

1,619

1,738

1,729

1,513

1,378

1,364

1,419

1,739

1,985

1,976

2,125

2,017

1,922

1,777

1,490

1,407

1,312

1,326

1,221

1,220

1,407

1,751

2,045

2,154

2,097

2,020

0

0

0

Loss (gain) on sale and impairment of REO

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank advance prepayment penalty

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,069

0

0

0

-

-

-

-

-

Rental income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Gain on sale and impairment of REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

-

4,307

0

0

0

REO expense

1,072

1,022

957

874

856

967

999

1,065

902

1,038

1,211

1,114

1,247

1,105

1,054

1,265

1,453

1,538

1,644

1,645

1,468

1,411

1,345

1,443

0

0

0

-

0

0

0

-

-

-

-

-

Core deposit intangible amortization

1,568

1,722

1,875

2,029

2,182

2,336

2,491

2,645

2,800

2,955

2,892

2,823

2,745

2,658

2,783

2,907

3,035

3,167

2,908

2,547

1,810

999

550

166

0

0

0

-

-

-

-

-

-

-

-

-

Merger-related expenses

-

-

-

-

-

-

-

-

-

-

-

7,805

7,735

334

307

0

0

1,686

3,996

5,417

7,414

6,177

3,910

2,708

0

0

0

-

-

-

-

-

-

-

-

-

Other

13,466

12,465

11,574

11,064

11,840

11,447

11,480

11,140

10,203

10,174

10,094

10,220

10,415

10,381

10,163

9,950

9,161

9,113

8,911

8,557

8,289

7,351

6,897

6,220

5,791

5,698

5,735

5,982

4,517

5,325

5,587

5,950

7,335

0

0

0

Total noninterest expense

95,892

93,967

91,784

90,134

89,133

87,209

86,328

85,331

84,754

92,512

92,015

90,259

89,013

79,574

78,936

79,641

79,945

82,597

82,890

81,552

77,072

68,443

61,654

55,032

51,178

49,840

49,875

51,393

52,253

51,793

50,022

46,661

43,729

0

0

0

Income Before Income Taxes

34,368

36,474

35,135

33,937

33,035

38,382

36,896

34,971

32,719

23,834

18,868

17,039

14,781

19,063

18,500

16,357

14,760

12,005

11,566

10,583

9,279

11,376

11,984

14,855

17,253

16,785

16,052

11,028

8,056

6,668

4,679

3,880

2,559

0

0

0

Income Tax Expense

7,167

7,164

6,975

6,791

6,695

9,217

26,438

26,736

26,925

23,893

5,278

5,192

4,398

5,813

5,784

4,901

4,048

3,272

3,233

2,558

2,279

2,932

2,713

4,513

5,426

4,949

4,824

1,975

637

-152

-716

-647

-1,226

0

0

0

Net Income

27,201

29,310

28,160

27,146

26,340

29,165

10,458

8,235

5,794

-59

13,590

11,847

10,383

13,250

12,716

11,456

10,712

8,733

8,333

8,025

7,000

8,444

9,271

10,342

11,827

11,836

11,228

9,053

7,419

6,820

5,395

4,527

3,785

0

0

0

Per Share Data:
Earnings Per Share [Abstract]
Basic (in dollars per share)

0.07

0.54

0.51

0.45

0.19

0.45

0.43

0.39

0.34

-0.59

0.31

0.26

0.01

0.17

0.22

0.19

0.18

0.14

0.14

0.14

0.06

0.10

0.12

0.08

0.14

0.15

0.17

0.15

0.13

0.11

0.06

-

-

-

-

-

Diluted (in dollars per share)

0.07

0.52

0.49

0.44

0.18

0.43

0.41

0.41

0.32

-0.59

0.30

0.25

0.01

0.17

0.22

0.19

0.18

0.14

0.14

0.14

0.06

0.10

0.12

0.08

0.14

0.15

0.17

0.15

0.13

0.11

0.06

-

-

-

-

-

Cash dividends declared per common share (in dollars per share)

-

-

-

-

-

-

-

-

0.00

0.00

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Average shares outstanding:
Basic (in shares)

16,688

16,906

17,097

17,340

17,506

17,797

18,125

18,120

18,052

17,975

17,966

17,599

17,808

16,900

17,208

16,927

17,183

17,479

18,077

18,715

19,113

19,145

19,178

18,359

18,302

18,572

19,288

19,439

20,019

20,121

20,108

-

-

-

-

-

Diluted (in shares)

17,258

17,567

17,753

17,997

18,197

18,497

18,880

19,551

18,761

17,975

18,616

18,534

18,396

17,444

17,451

16,954

17,369

17,810

18,291

18,800

19,192

19,235

19,242

18,426

18,378

18,680

19,377

19,499

20,036

20,121

20,108

-

-

-

-

-

Basic

16,688

16,906

17,097

17,340

17,506

17,797

18,125

18,120

18,052

17,975

17,966

17,599

17,808

16,900

17,208

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Diluted

17,258

17,567

17,753

17,997

18,197

18,497

18,880

19,551

18,761

17,975

18,616

18,534

18,396

17,444

17,451

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-