Hv bancorp, inc. (HVBC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15
Cash Flows from Operating Activities
Net income

1,097

1,010

942

879

694

764

804

770

0

0

0

-

-

-

-

-

-

-

-

Net Income

-

-

-

-

-

-

-

-

-

-

-

-

886

957

1,037

1,026

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation

528

487

450

378

331

294

260

238

216

208

201

198

200

195

195

190

0

0

0

Impairment of real estate owned, net

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

Amortization of net deferred loan costs

-441

-377

-301

-241

-235

-222

-216

-195

-121

-81

-46

-17

7

5

18

9

0

0

0

Amortization of net securities premiums

-75

-85

-95

-105

-169

-173

-175

-190

-148

-54

-159

-191

-477

-552

-493

-496

0

0

0

Amortization of operating lease right-of-use Assets

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of available-for-sale securities, net

-

0

0

-

0

-

-

35

0

0

0

-

-

-

-

-

-

-

-

Loss (gain) on sale of real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Gain on sale of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

17

23

25

21

0

0

0

Gain from derivative instruments, net

754

765

1,292

798

50

-160

-185

-258

-141

350

-201

-309

0

0

0

-

-

-

-

Provision for Loan Losses

680

810

796

611

435

270

326

266

233

145

77

201

150

188

178

9

0

0

0

Deferred income taxes

419

330

361

337

143

46

1

-75

-74

78

-194

-158

50

4

313

413

0

0

0

Accretion of deferred gain on sale-leaseback transaction

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of deferred gain on sale-leaseback transaction

-

-

-

-

-

-

-

-

-

-

16

16

16

16

16

16

0

0

0

Earnings on bank owned life insurance

158

159

160

159

159

159

160

154

141

128

116

110

111

112

112

112

0

0

0

Stock based compensation expense

245

242

230

233

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation expense

136

132

132

132

118

107

97

87

0

0

0

-

-

-

-

-

-

-

-

Loans held for sale:
Originations, net of prepayments

311,249

251,129

198,761

159,843

132,541

137,669

143,633

141,954

152,993

157,189

162,190

167,954

207,519

179,498

171,593

161,693

0

0

0

Proceeds from sales

284,866

233,971

179,572

142,866

139,254

137,653

141,493

144,677

154,651

155,081

180,454

184,783

219,209

191,906

162,042

157,778

0

0

0

Gain on sales

5,652

4,913

3,568

2,789

3,084

2,814

3,132

3,467

3,831

3,955

5,182

5,515

5,446

5,692

4,530

4,116

0

0

0

Change in fair value of loans held for sale

848

466

403

424

-111

243

46

30

2

22

-616

-578

-280

-262

618

384

0

0

0

Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable

25

-67

6

171

233

261

314

320

300

248

123

93

56

8

4

2

0

0

0

Other assets

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Prepaid income taxes

-

-

-

-

-

-

-

83

12

-31

12

24

70

-15

-109

-4

0

0

0

Mortgage banking derivatives

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

530

0

0

0

Prepaid and Other assets

-

-

-

-

-

-

-

-88

-219

-1,097

-431

30

193

745

534

-76

0

0

0

Other liabilities

1,015

458

738

213

-285

130

193

7

108

182

-15

-240

236

-97

106

428

0

0

0

Net cash provided by operating activities

-29,422

-19,833

-20,945

-18,374

5,209

-1,396

-3,676

659

0

0

0

-

-

-

-

-

-

-

-

Cash Flows from Investing Activities
Net (increase) decrease in loans receivable

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

8,262

8,595

-12,843

-6,187

0

0

0

Net Increase in loans receivable

-

-

8,510

-

0

0

-761

-

84,546

64,357

44,273

18,644

8,369

5,059

5,980

10,444

0

0

0

Activity in available-for-sale securities:
Proceeds from sales

13,963

0

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales

-

-

-

-

-

-

-

-

-

13,540

14,443

4,436

8,316

7,816

10,043

11,653

0

0

0

Maturities and repayments

9,403

8,982

5,439

5,350

5,565

4,642

4,838

3,801

5,065

3,077

3,350

3,992

3,666

4,163

4,963

5,415

0

0

0

Purchases

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases

-

-

-

-

-

-

-

-

-

-

-

18,316

25,179

12,807

9,127

11,905

0

0

0

Activity in held-to-maturity securities:
Maturities and repayments

-

-

-

-

0

-

-

27

0

0

0

-

-

-

-

-

-

-

-

Purchase of equity securities

-

-

-

500

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of restricted investment in bank stock

1,664

1,427

1,427

2,389

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of restricted investment in bank stock

560

0

0

-

0

-

0

-

-

-

0

-

-

-

-

-

-

-

-

Redemption of restricted investment in bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-59

503

481

0

0

0

Proceeds from sale of real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

496

0

0

0

Purchases of premises and equipment

885

959

812

759

657

487

428

276

260

310

361

381

382

301

181

203

0

0

0

Purchase of bank owned life insurance

-

-

-

-

-

-

-

1,857

0

0

0

-

-

-

-

-

-

-

-

Net cash used in investing activities

-1,416

-1,551

-3,292

-20,235

-49,062

-73,705

-89,632

-95,052

0

0

0

-

-

-

-

-

-

-

-

Cash Flows from Financing Activities
Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-24,440

-6,367

-1,431

-6,550

0

0

0

Net decrease in deposits

19,056

10,306

33,517

39,727

44,335

80,353

79,800

64,922

42,992

-19,980

31,785

28,710

25,066

71,502

-1,466

-1,106

0

0

0

Net decrease in advances from borrowers for taxes and insurance

317

177

69

324

-24

533

510

874

573

551

209

45

15

-61

33

247

0

0

0

Net increase in securities sold under agreements to repurchase

-

-2,463

-1,111

-1,950

-518

-504

-498

2,856

888

1,214

1,613

-1,046

227

122

-800

427

0

0

0

Net increase in short-term borrowing from Federal Home Loan Bank

0

-

-

-10,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from stock option exercise

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from long-term borrowings from Federal Home Loan Bank

-

-

-

-

-

-

-

12,000

0

0

0

-

-

31,000

45,000

16,000

0

0

0

Repayment of long-term borrowings from Federal Home Loan Bank

-

3,000

4,000

4,000

4,000

2,000

3,000

5,000

4,000

-13,000

-15,000

12,000

13,000

32,000

32,000

3,000

0

0

0

Purchase of treasury stock

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in financing activities

38,471

25,017

45,472

44,098

41,793

77,291

83,721

80,561

0

0

0

-

-

-

-

-

-

-

-

Decrease in Cash and Cash Equivalents

-3,829

0

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

42,274

70,563

10,767

12,568

0

0

0

Increase (decrease) in Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-32,610

-73,643

3,642

13,150

26,096

72,791

-3,507

-169

0

0

0

Supplementary Disclosure of Cash Flow Information
Cash paid during the year of interest

3,726

3,514

3,416

2,782

2,587

1,978

1,544

1,296

0

0

0

-

-

-

-

-

-

-

-

Cash paid during the year of interest

-

-

-

-

-

-

-

-

-

-

-

-

846

785

776

753

0

0

0

Cash paid during the year for income taxes

0

-

-

-

-

-

0

-

-

-

-

-

-

-

-

80

0

0

0

Supplementary Schedule of Noncash Investing Activities
Transfer of loans to real estate owned

-

-

-

-

-

-

141

141

127

127

127

65

0

0

0

-

-

-

-

Recognition of operating lease right-of-use assets

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Recognition of operating lease obligations

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-