Hv bancorp, inc. (HVBC)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15
Interest Income
Interest and fees on loans

2,776

2,859

2,789

2,520

2,330

2,356

2,299

1,975

1,667

1,517

1,350

1,071

1,114

1,132

1,206

1,185

1,081

1,094

1,086

Interest and dividends on investments:
Taxable

96

99

104

112

109

97

101

117

96

91

118

143

101

72

60

64

44

47

50

Nontaxable

11

15

70

72

72

73

75

75

75

65

65

65

50

41

42

42

43

38

40

Interest on mortgage-backed securities and collateralized mortgage obligations

53

50

53

86

102

103

103

107

104

94

85

92

71

48

63

81

94

102

98

Interest on interest-earning deposits and federal funds sold

90

128

95

69

115

115

73

76

84

97

126

125

155

53

30

29

38

22

24

Total Interest Income

3,026

3,151

3,111

2,859

2,728

2,744

2,651

2,350

2,026

1,864

1,744

1,496

1,491

1,346

1,401

1,401

1,300

1,303

1,298

Interest Expense
Interest on deposits

777

904

877

721

689

686

514

340

243

231

216

206

206

163

166

156

158

164

171

Interest on advances from the Federal Home Loan Bank

156

157

158

116

45

53

99

182

60

45

30

29

32

40

46

29

27

21

17

Interest on securities sold under agreements to repurchase

-

1

1

1

1

1

1

1

1

1

1

0

1

1

1

0

1

1

1

Total Interest Expense

933

1,062

1,036

838

735

740

614

523

304

277

247

235

239

204

213

185

186

186

189

Net interest income

2,093

2,089

2,075

2,021

1,993

2,004

2,037

1,827

1,722

1,587

1,497

1,261

1,252

1,142

1,188

1,216

1,114

1,117

1,109

Provision for Loan Losses

111

38

244

287

241

24

59

111

76

80

-1

78

-12

12

123

26

26

3

-46

Net interest income after provision for loan losses

1,982

2,051

1,831

1,734

1,752

1,980

1,978

1,716

1,646

1,507

1,498

1,183

1,264

1,130

1,065

1,190

1,088

1,114

1,155

Non-Interest Income
Fees for customer services

39

40

51

38

30

35

72

177

227

185

45

-

-

-

-

-

-

-

-

Fees for customer services

-

-

-

-

-

-

-

-

-

-

-

-

51

51

54

44

51

54

61

Increase in cash surrender value of bank-owned life insurance

38

39

41

40

39

40

40

40

39

41

34

28

26

28

28

28

28

28

28

Gain on sale of loans, net

1,629

1,936

1,680

407

890

591

901

702

620

909

1,236

1,066

744

2,136

1,569

998

989

974

1,155

Gain on sale of available-for-sale securities, net

-

0

211

-

4

-

-

0

1

0

34

-

-

-

-

-

-

-

-

Gain on sale of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

0

0

11

5

7

2

7

Gain from derivative instruments, net

384

-576

177

769

395

-49

-317

21

185

-74

-390

133

469

-560

-379

437

174

2

-109

Change in fair value of loans held-for-sale

6

120

40

682

-376

57

61

147

-22

-140

45

119

-2

-778

83

417

16

102

-151

Other

48

9

5

4

4

2

1

6

5

2

1

2

5

1

2

5

1

2

3

Total Non-Interest Income

2,144

1,568

2,205

1,944

986

676

758

1,093

1,055

923

1,005

1,403

1,293

878

1,368

1,934

1,266

1,164

994

Non-Interest Expense
Salaries and employee benefits

2,413

1,883

2,192

1,913

1,591

1,381

1,260

1,379

1,452

1,267

1,155

1,281

1,443

1,146

1,151

1,415

1,067

1,166

1,021

Occupancy

433

405

465

384

322

281

254

282

282

260

265

259

255

254

246

255

263

234

225

Federal deposit insurance premiums

57

33

4

53

62

72

70

37

28

26

30

13

42

32

38

41

39

38

42

Data processing related operations

229

202

214

187

189

172

171

169

157

125

152

152

145

138

147

130

135

132

111

Loss on sale of other real estate owned

-

-

-

-

-

-

-

-

-

-3

-

-

-

-12

-

-1

-23

0

4

Real estate owned expense

-

-

-

-

-

-

-

-

2

6

21

0

3

5

11

20

175

69

10

Professional fees

191

170

169

149

132

197

201

200

147

113

172

250

178

135

135

208

122

111

120

Other expenses

606

637

558

458

404

410

422

503

487

357

384

378

352

285

334

253

321

358

253

Total Non-Interest Expense

3,929

3,330

3,602

3,144

2,700

2,513

2,378

2,538

2,555

2,157

2,179

2,333

2,418

2,007

2,062

2,323

2,145

2,108

1,778

Income before income taxes

197

289

434

534

38

143

358

271

146

273

324

253

139

1

371

801

209

170

371

Income Tax Expense (Benefit)

48

82

101

126

-24

4

88

48

14

94

88

74

41

-38

118

304

40

52

129

Net Income

149

207

333

408

62

139

270

223

132

179

236

179

98

39

253

497

169

118

242

Net Income per share:
Basic

0.07

0.10

0.16

0.20

0.03

0.07

0.13

0.12

0.07

0.08

0.11

-

0.05

-

-

-

-

-

-

Diluted

0.07

0.10

0.16

0.20

0.03

0.07

0.13

0.12

0.07

0.08

0.11

-

0.05

-

-

-

-

-

-