IBERIABANK Corp IBKCP Income Statement

Iberiabank corp (IBKCP)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
Interest and dividend income
Loans and leases, including fees
271,746	282,564	296,790	296,686	284,879	294,992	283,125	270,476	238,069	237,817	216,888	179,266	168,976	165,692	167,784	165,569	163,991	163,525	159,915	153,335	130,191	136,661	145,472	123,419	121,154	130,592	120,035	115,242	123,067	131,731	133,397	124,874	123,934	127,602	99,790	101,069	107,711	92,763	89,632	88,354	82,479
Mortgage loans held for sale, including fees
1,678	2,132	1,936	1,588	1,054	721	1,037	836	1,154	1,251	1,209	1,248	971	1,539	1,774	1,850	1,401	1,422	1,847	1,380	1,515	1,200	1,594	1,474	885	1,143	1,289	1,351	1,325	1,571	1,466	1,232	1,049	1,058	920	643	858	802	1,499	1,048	596
Taxable securities
23,481	23,967	27,883	31,662	33,916	28,079	27,113	26,617	25,328	25,182	24,067	20,246	17,864	13,566	12,042	12,994	13,548	13,474	12,184	10,930	10,792	10,404	9,552	9,492	9,367	9,319	7,837	7,301	7,105	7,146	8,133	9,073	9,538	9,821	11,399	12,109	11,431	10,909	11,683	11,022	11,322
Tax-exempt securities
1,921	1,959	2,049	2,141	2,209	2,480	2,680	2,708	2,766	2,533	2,179	2,060	2,063	1,897	1,773	1,670	1,664	1,674	1,546	1,260	1,305	1,362	1,442	1,508	1,550	1,586	1,649	1,677	1,756	1,786	1,809	1,863	1,917	1,907	1,912	1,210	927	1,148	1,100	1,094	1,129
Other
4,103	4,157	4,520	3,890	4,026	3,924	3,112	3,186	3,226	2,920	2,629	1,755	2,659	1,650	1,066	774	718	1,045	1,185	1,038	795	873	853	630	540	594	577	736	865	746	634	725	676	667	547	412	420	714	929	840	332
Amortization of FDIC loss share receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	3,539	3,935	4,163	4,386	4,489	5,600	7,398	6,013	13,224	25,120	17,009	19,264	29,142	22,875	18,130	27,702	28,201	33,488	28,484	27,927	109,712	2,602	-18,315	-21,913	17,428	-5,025	-1,141	1,762
Total interest and dividend income
302,929	314,779	333,178	335,967	326,084	330,196	317,067	303,823	270,543	269,703	246,972	204,575	192,533	180,805	180,504	178,694	176,936	176,651	171,077	160,545	138,585	137,276	133,793	119,514	114,232	114,092	108,512	108,177	106,416	114,779	111,951	109,283	109,187	111,800	111,966	97,127	99,434	97,716	99,818	101,217	97,620
Interest expense
NOW and MMDA
-	-	-	-	-	-	-	-	-	-	15,633	12,207	11,100	9,888	7,840	7,310	7,358	7,816	7,968	6,600	4,842	5,130	5,046	4,123	4,184	4,472	4,441	4,614	5,406	5,994	5,863	5,933	6,146	6,390	7,605	7,584	7,335	-	-	-	-
Savings
-	-	-	-	-	-	-	-	-	-	401	329	320	327	299	297	222	215	217	223	85	90	88	83	64	70	71	74	94	115	154	155	149	138	168	173	177	-	-	-	-
Time deposits
-	-	-	-	-	-	-	-	-	-	5,766	4,576	4,638	4,785	4,592	4,309	4,354	4,728	5,039	4,959	4,411	4,273	3,983	3,089	2,937	3,566	4,012	4,372	4,654	5,100	5,530	6,559	7,666	9,241	9,950	10,369	11,424	-	-	-	-
Deposits
63,676	70,373	70,753	65,866	60,235	52,148	44,401	36,159	28,244	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	24,798	26,010	23,055
Short-term borrowings
266	946	3,880	5,197	5,716	4,104	4,727	3,327	2,524	2,901	4,152	227	277	552	753	662	485	98	116	220	363	343	406	373	242	124	104	121	141	144	197	167	142	154	154	141	128	191	233	196	194
Long-term debt
8,645	8,970	9,212	9,565	9,649	8,923	8,714	8,224	6,886	6,437	4,137	3,593	3,380	3,588	3,603	3,363	3,114	2,634	2,620	2,866	3,080	2,761	2,519	2,573	2,397	2,421	2,432	2,514	3,250	3,435	3,481	3,297	3,223	3,303	3,118	2,895	1,622	3,282	4,854	4,872	5,165
Total interest expense
72,587	80,289	83,845	80,628	75,600	65,175	57,842	47,710	37,654	34,201	30,089	20,932	19,715	19,140	17,087	15,941	15,533	15,491	15,960	14,868	12,781	12,597	12,042	10,241	9,824	10,653	11,060	11,695	13,545	14,788	15,225	16,111	17,326	19,226	20,995	21,162	20,686	25,367	29,885	31,078	28,414
Net interest income
230,342	234,490	249,333	255,339	250,484	265,021	259,225	256,113	232,889	235,502	216,883	183,643	172,818	161,665	163,417	162,753	161,403	161,160	155,117	145,677	125,804	124,679	121,751	109,273	104,408	103,439	97,452	96,482	92,871	99,991	96,726	93,172	91,861	92,574	90,971	75,965	78,748	72,349	69,933	70,139	69,206
Provision for expected credit losses
68,971	8,153	8,986	10,755	13,763	13,094	11,384	7,696	8,211	14,990	18,514	12,050	6,154	2,266	12,484	11,866	14,905	11,711	5,062	8,790	5,345	6,495	5,714	4,748	2,103	4,701	2,014	1,807	-3,377	4,866	4,053	8,895	2,857	4,279	6,127	9,990	5,471	11,223	5,128	12,899	13,201
Net interest income after provision for expected credit losses
161,371	226,337	240,347	244,584	236,721	251,927	247,841	248,417	224,678	220,512	198,369	171,593	166,664	159,399	150,933	150,887	146,498	149,449	150,055	136,887	120,459	118,184	116,037	104,525	102,305	98,738	95,438	94,675	96,248	95,125	92,673	84,277	89,004	88,295	84,844	65,975	73,277	61,126	64,805	57,240	56,005
Non-interest income
Gain on sale of assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	47	-	-	-	-25	-	-	-	-111	-	-	-	-
Gain on acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	3,781
Gain on sale of loans, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13,438	9,389	8,892	-	13,518	10,625	7,373
Derivative losses reclassified from other comprehensive income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	33	-425	-1,195	-409	-400	386	-2,163	444	-431	427	-	-	-	-
Gain (Loss) on Sale of Investments
-	-	27	-1,014	-	-49,844	0	3	-59	35	-242	59	0	4	12	1,789	196	6	280	903	386	162	582	8	19	18	-3	-66	2,328	-3	41	901	2,800	789	1,206	1,426	1	-	-	-	-
Other non-interest income
4,451	4,530	7,114	4,250	4,051	4,925	3,583	4,299	3,089	2,712	5,481	5,247	4,564	6,461	8,849	8,557	8,830	3,752	10,107	8,937	8,070	-432	6,854	7,182	5,394	5,834	7,736	4,891	5,136	7,522	4,746	4,871	4,741	3,765	4,015	3,431	4,338	1,432	6,718	3,945	3,349
Total non-interest income
64,656	59,352	63,674	58,825	52,509	969	53,087	53,940	44,566	52,342	50,843	53,838	45,124	47,134	59,821	64,917	55,845	52,503	57,478	61,513	48,899	47,074	47,112	43,761	35,681	38,715	43,263	42,489	44,491	50,354	46,553	41,694	37,396	35,456	37,120	30,988	28,295	38,052	36,781	30,704	28,353
Non-interest expense
Salaries and employee benefits
102,545	106,941	103,257	103,375	98,296	101,551	101,159	107,445	104,586	104,387	106,970	86,317	81,853	80,811	85,028	85,105	80,742	83,455	82,416	84,019	72,696	65,445	64,934	68,846	59,861	59,406	59,234	63,815	62,529	60,899	59,938	58,121	54,819	51,417	52,679	46,048	43,629	45,159	40,932	39,578	35,813
Net occupancy and equipment
19,984	20,894	21,316	18,999	18,564	18,379	18,889	19,931	20,047	19,211	19,139	16,292	16,021	15,551	16,526	16,813	16,907	16,928	17,987	17,366	16,260	14,593	14,883	16,104	13,991	13,987	14,572	14,283	15,195	15,176	13,869	12,908	12,719	14,403	14,017	12,067	9,113	9,344	8,779	8,121	7,593
Impairment of FDIC loss share receivables and other long-lived assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,741	-	-	143	1,319	4,618	31,813	-	-	2,743	-	-	-	-	-	-	-	-	-
Franchise and shares tax
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,220	-	1,023	-	1,020	1,088	1,156	1,018	981	552	669	916	581
Communication and delivery
3,677	3,647	3,634	3,597	3,700	4,063	3,773	4,213	3,902	4,719	3,533	2,956	3,044	3,002	3,041	3,281	3,059	3,342	3,420	3,578	3,166	3,273	2,525	3,464	2,767	2,738	2,899	3,116	3,271	3,248	3,152	3,138	3,133	3,160	3,327	2,495	2,528	2,548	2,331	2,377	2,387
Marketing and business development
3,710	3,510	3,163	3,370	4,118	4,656	4,068	4,895	4,752	3,631	3,706	3,238	3,424	2,488	3,200	3,142	3,502	2,173	3,260	4,187	3,556	2,821	2,624	3,412	2,850	1,657	2,350	3,049	3,087	4,582	2,189	2,753	3,022	2,780	2,170	2,718	2,086	1,806	1,545	1,482	1,455
Computer services expense
10,167	9,930	9,638	9,383	9,157	8,942	9,036	9,309	12,393	11,415	12,300	6,713	6,362	6,996	6,076	6,101	5,918	6,496	6,727	11,440	9,761	6,053	5,693	10,121	5,382	4,760	4,837	4,264	3,992	4,053	4,931	3,430	3,176	3,769	2,988	4,755	3,019	3,003	2,969	3,333	2,828
Professional services
5,322	16,267	6,323	6,244	4,450	8,628	5,519	7,160	7,391	9,441	22,550	11,219	5,335	4,881	5,553	4,939	3,780	3,711	5,825	5,966	6,866	5,400	4,267	5,560	3,748	4,542	4,156	5,101	4,418	5,431	5,947	5,617	4,100	4,303	3,427	4,228	3,127	3,406	2,321	4,209	3,537
Costs of OREO property, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	963	-359	367	972	-	270	-	2,684	2,852	3,284	2,189	1,704	-	-	-	-
Credit and other loan-related expense
3,643	2,916	4,532	4,141	2,859	4,776	4,830	5,089	4,393	2,573	7,532	3,780	4,526	6,310	1,928	2,931	2,671	2,499	5,241	4,730	4,183	2,470	4,569	3,093	3,560	2,731	5,248	4,135	3,739	4,386	4,846	4,836	4,027	4,094	4,379	2,668	4,207	-	-	-	-
Insurance
4,559	4,089	4,825	4,265	4,186	4,687	6,536	6,946	7,105	6,536	6,264	4,486	4,529	3,784	4,853	4,449	4,184	4,268	4,614	4,238	3,550	3,841	3,846	3,255	3,417	2,864	3,125	2,782	2,501	-	2,615	-	2,609	2,234	2,624	2,393	2,771	-	-	-	-
Travel and entertainment
2,740	3,079	2,185	2,738	2,430	2,155	1,846	2,797	3,237	3,449	2,601	2,753	2,484	2,245	1,915	1,938	2,383	2,036	2,248	2,726	2,515	2,288	2,289	2,126	2,330	1,927	1,912	2,019	2,268	-	2,398	-	2,124	-	-	-	-	-	-	-	-
Office supplies and printing
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	757	-	848	-	790	841	820	807	830	748	728	794	717
Amortization of acquisition intangibles
4,187	4,259	4,410	4,786	5,009	5,083	5,382	6,111	5,102	4,642	4,527	1,651	1,770	-	-	-	-	-	-	-	-	-	-	-	-	1,177	1,179	1,181	1,183	-	1,287	-	1,290	1,384	1,385	1,183	1,169	1,340	1,316	1,269	1,010
Impairment of long-lived assets and other losses
3,317	-326	-309	496	1,064	2,856	467	15,700	8,757	4,330	4,714	544	2,658	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other non-interest expense
13,576	6,517	9,688	8,224	4,920	3,213	7,557	7,180	6,406	7,134	6,926	5,431	6,790	-10,023	10,019	10,805	14,306	-5,860	13,230	14,959	10,600	17,693	9,741	11,151	9,328	7,467	7,680	8,631	7,953	2,629	6,535	15,476	4,361	-213	7,310	10,137	6,568	-22,176	18,781	13,696	11,079
Total non-interest expense
177,427	181,723	172,662	169,618	158,753	168,989	169,062	196,776	188,071	181,468	200,762	145,380	138,796	148,369	138,139	139,504	137,452	138,975	144,968	153,209	133,153	119,136	120,112	127,132	107,234	102,385	108,152	117,361	144,898	113,442	109,848	109,022	99,873	99,727	99,566	92,706	81,732	81,103	80,371	75,775	67,000
Income before income tax expense
48,600	103,966	131,359	133,791	130,477	83,907	131,866	105,581	81,173	91,386	48,450	80,051	72,992	58,164	72,615	76,300	64,891	62,977	62,565	45,191	36,205	46,122	43,037	21,154	30,752	35,068	30,549	19,803	-4,159	32,037	29,378	16,949	26,527	24,024	22,398	4,257	19,840	18,075	21,215	12,169	17,358
Income tax expense
12,175	21,390	31,509	32,193	30,346	-46,132	30,401	30,457	17,552	81,108	18,806	28,033	22,519	13,034	24,547	25,490	22,122	18,570	20,090	14,355	11,079	10,186	12,144	4,937	8,416	9,439	7,357	4,213	-4,876	8,829	8,144	4,389	7,134	6,666	6,051	-929	5,193	11,691	7,275	-3,329	4,354
Net income
36,425	82,576	99,850	101,598	100,131	130,039	101,465	75,124	63,621	10,278	29,644	52,018	50,473	45,130	48,068	50,810	42,769	44,407	42,475	30,836	25,126	35,936	30,893	16,217	22,336	25,629	23,192	15,590	717	23,208	21,234	12,560	19,393	17,358	16,347	5,186	14,647	13,042	13,940	8,840	13,004
Less: Preferred stock dividends
3,598	4,456	3,599	949	3,598	949	3,599	949	3,598	949	3,598	949	3,599	957	3,590	854	2,576	0	0	0	0	-	-	-	-	-	-	-	-	-	-	0	-	-	0	0	0	-	-	0	-
Net income available to common shareholders
32,827	78,120	96,251	100,649	96,533	129,090	97,866	74,175	60,023	9,329	26,046	51,069	46,874	44,173	44,478	49,956	40,193	44,407	42,475	30,836	25,126	35,936	30,893	16,217	22,336	25,629	23,192	15,590	717	23,208	21,234	12,560	19,393	17,358	16,347	5,186	14,647	13,042	13,940	8,840	13,004
Less: Earnings allocated to unvested restricted stock
367	753	874	999	933	1,269	908	767	639	220	283	361	346	410	462	540	460	509	492	355	324	534	462	250	405	-	425	293	-	1,719	-406	-240	364	881	290	87	-291	818	-288	189	252
Earnings allocated to common shareholders
32,460	77,367	95,377	99,650	95,600	127,821	96,958	73,408	59,384	9,109	25,763	50,708	46,528	43,763	44,016	49,416	39,733	43,898	41,983	30,481	24,802	35,402	30,431	15,967	21,931	25,142	22,767	15,297	717	22,781	20,828	12,320	19,029	17,059	16,057	5,099	14,356	12,800	13,652	8,651	12,752
Earnings per common share - Basic (in usd per share)
0.62	1.51	1.83	1.87	1.76	2.34	1.74	1.31	1.11	0.11	0.49	1.00	1.01	1.05	1.08	1.21	0.98	1.11	1.04	0.79	0.75	1.10	0.93	0.53	0.75	0.87	0.78	0.53	0.02	0.77	0.73	0.43	0.66	0.60	0.55	0.19	0.54	0.45	0.52	0.33	0.60
Earnings per common share - Diluted (in usd per share)
0.62	1.49	1.82	1.86	1.75	2.33	1.73	1.30	1.10	0.11	0.49	0.99	1.00	1.04	1.08	1.21	0.97	1.11	1.03	0.79	0.75	1.10	0.92	0.53	0.75	0.87	0.78	0.53	0.02	0.77	0.73	0.43	0.66	0.61	0.54	0.18	0.54	0.44	0.52	0.33	0.59
Cash dividends declared per common share (in usd per share)
0.47	0.45	0.45	0.43	0.43	0.41	0.39	0.38	0.38	0.37	0.37	0.36	0.36	0.36	0.36	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34	0.34
Comprehensive income
Net Income (Loss) Attributable to Parent
36,425	82,576	99,850	101,598	100,131	130,039	101,465	75,124	63,621	10,278	29,644	52,018	50,473	45,130	48,068	50,810	42,769	44,407	42,475	30,836	25,126	35,936	30,893	16,217	22,336	25,629	23,192	15,590	717	23,208	21,234	12,560	19,393	17,358	16,347	5,186	14,647	13,042	13,940	8,840	13,004
Other comprehensive income (loss), net of tax:
Unrealized holding gains arising during the period (net of tax effects of $17,342 and $10,675, respectively)
56,424	-8,183	6,975	45,108	41,408	51,565	-22,220	-16,734	-53,506	-25,395	877	8,426	4,496	-51,751	-6,334	9,867	25,447	-18,976	12,408	-11,599	10,043	7,886	-4,571	10,875	10,327	-1,593	5,528	-42,303	-1,994	-6,064	6,099	3,195	-1,056	4,101	12,329	17,016	2,882	-	-	-	-
Less: Reclassification adjustment for gains (losses) included in net income (net of tax effects of $242, $10,479, and $52, respectively)
-	-	20	-763	-	-39,377	0	2	-46	23	-157	38	0	3	8	1,163	127	4	182	587	251	-	378	6	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unrealized gains on securities, net of tax
56,424	-8,189	6,955	45,871	41,408	90,942	-22,220	-16,736	-53,460	-25,418	1,034	8,388	4,496	-51,754	-6,342	8,704	25,320	-18,980	12,226	-12,186	9,792	7,781	-4,949	10,869	10,315	-814	5,531	-42,237	-4,322	-6,061	6,058	2,294	-3,856	2,803	11,123	15,590	2,881	-	-	-	-
Fair value of derivative instruments designated as cash flow hedges:
Change in fair value of derivative instruments designated as cash flow hedges during the period (net of tax effects of $3,209 and $471, respectively)
10,441	-914	-264	4,441	-2,185	-346	818	1,395	2,549	470	-158	-996	73	5,981	146	-2,328	-4,127	412	-3,412	3,038	0	-	0	0	-	-333	0	-1,121	2,073	1,861	800	-7,634	4,951	-1,315	-16,264	-2,594	1,095	-	-	-	-
Less: Reclassification adjustment for gains (losses) included in net income (net of tax effects of $136 and $75, respectively)
442	79	-162	-78	-227	-18	-22	-40	-116	-141	-101	-103	-45	50	0	0	0	0	0	0	0	-12	0	0	12	-2,514	-3	-66	2,328	5,597	41	901	-2,800	6,055	-1,206	-1,426	-1	-	-	-	-
Fair value of derivative instruments designated as cash flow hedges, net of tax
9,999	-993	-102	4,519	-1,958	-328	840	1,435	2,665	611	-57	-893	118	5,931	146	-2,328	-4,127	412	-3,412	3,038	0	-	0	0	-	-470	0	-1,154	2,498	2,284	1,209	-7,234	5,337	-894	-15,820	-2,163	1,522	-	-	-	-
Other than temporary impairment realized in net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	0	-	0	-	-	-	-
Reclassification adjustment for losses included in net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	33	-425	-1,195	-409	-400	386	-2,163	444	-431	427	-	-	-	-
Other comprehensive income (loss), before tax
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,531	-43,391	-1,824	-3,777	7,267	-4,940	1,481	1,909	-4,697	13,427	4,403	-	-	-	-
Income tax expense (benefit) related to items of other comprehensive (loss) income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,936	-15,187	-639	1,343	-2,543	1,729	-518	3,752	-1,644	4,699	-1,542	-	-	-	-
Other comprehensive income (loss), net of tax
66,423	-9,182	6,853	50,390	39,450	90,614	-21,380	-15,301	-50,795	-24,807	977	7,495	4,614	-45,823	-6,196	6,376	21,193	-18,568	8,814	-9,148	9,792	7,781	-4,949	10,869	10,315	-15,174	3,595	-28,204	-1,185	-2,456	4,724	-3,211	963	1,241	-3,053	8,728	2,861	-	-	-	-
Comprehensive income
102,848	73,394	106,703	151,988	139,581	220,653	80,085	59,823	12,826	-14,529	30,621	59,513	55,087	-693	41,872	57,186	63,962	25,839	51,289	21,688	34,918	43,717	25,944	27,086	32,651	10,455	26,787	-12,614	-468	20,752	25,958	9,349	20,356	18,600	13,294	13,913	17,508	-	-	-	-
Mortgage income
Non-interest income
23,245	15,305	17,432	18,444	11,849	10,379	12,729	13,721	9,595	13,675	16,050	19,730	14,115	16,115	21,807	25,991	19,940	16,765	20,628	25,246	18,023	13,646	14,263	13,755	10,133	12,356	15,202	17,708	18,931	22,935	23,215	18,185	13,718	-	-	-	-	-	-	-	-
Service charges on deposit accounts
Non-interest income
12,525	12,970	13,209	12,847	12,810	13,425	13,520	12,950	12,908	12,581	12,534	11,410	11,153	11,178	11,066	10,940	10,951	11,431	11,342	10,162	9,262	10,153	10,205	8,203	7,012	7,456	7,512	7,106	6,797	7,295	6,952	6,625	5,980	6,612	7,448	6,343	5,512	6,013	6,085	6,376	5,901
Title revenue
Non-interest income
5,936	6,638	7,170	6,895	5,225	5,996	6,280	6,846	5,027	5,398	5,643	6,190	4,741	5,332	6,001	6,135	4,745	5,435	6,627	6,146	4,629	5,486	5,577	5,262	4,167	4,327	5,482	5,696	5,021	5,492	5,623	5,339	4,533	4,846	4,900	4,492	3,810	4,715	4,852	4,813	3,703
Commission income
Non-interest income
4,191	4,777	4,533	2,963	4,664	2,335	3,027	1,970	1,537	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Broker commissions
Non-interest income
2,127	2,483	1,800	2,044	1,953	1,951	2,627	2,396	2,221	1,958	2,094	2,562	2,547	3,059	3,797	3,712	3,823	4,130	3,839	5,461	4,162	3,959	5,297	5,479	4,048	4,986	3,950	3,863	3,534	4,192	3,092	3,102	3,060	2,457	2,501	2,624	2,642	2,327	2,320	1,671	1,212
ATM and debit card fee income
Non-interest income
2,838	3,309	2,948	3,032	2,582	2,267	2,470	2,925	2,633	2,584	2,486	2,646	2,483	-628	3,483	3,650	3,503	3,569	3,562	3,583	3,275	3,332	3,287	2,937	2,467	2,494	2,476	2,357	2,183	2,411	2,377	2,166	2,024	1,997	3,132	2,966	2,913	2,673	2,562	2,557	2,325
Credit card and merchant-related income
Non-interest income
3,295	3,223	3,400	3,226	3,411	3,193	3,114	3,326	2,907	3,031	2,848	2,727	2,298	2,357	3,501	2,732	2,655	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Trust department income
Non-interest income
4,226	4,222	4,281	4,388	4,167	4,319	3,993	4,243	3,426	3,081	2,686	2,026	1,912	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from bank owned life insurance
Revenue from Contract with Customer, Excluding Assessed Tax
1,822	1,887	1,760	1,750	1,797	2,023	1,744	1,261	1,282	1,267	1,263	1,241	1,311	-	1,305	1,411	1,202	-	1,093	1,075	1,092	1,050	1,047	935	2,441	899	908	901	939	908	916	905	951	899	924	748	725	948	726	717	709