International bancshares corporation (IBOC)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Dec'09
Assets
Cash and cash equivalents

354

256

286

321

349

316

285

265

254

265

290

316

297

269

248

245

258

273

241

260

278

-

303

451

351

-

-

-

234

-

-

-

-

261

229

221

302

197

213

244

224

Cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

255

-

-

-

274

302

238

-

283

260

219

551

-

229

221

302

197

213

244

224

Investment securities:
Held to maturity debt securities (Market value of $2,400 on March 31, 2020 and 2,400 on December 31, 2019)

2

2

2

2

2

1

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

3

2

2

2

2

2

2

2

2

Available for sale debt securities (Amortized cost of $3,512,611 on March 31, 2020 and $3,376,070 on December 31, 2019)

3,594

3,378

3,192

3,467

3,410

3,411

3,509

3,720

3,868

4,124

4,280

4,121

4,267

4,177

4,427

4,233

4,337

4,199

4,532

4,673

4,988

4,911

4,803

5,225

5,222

5,304

5,448

5,189

5,180

5,525

5,725

5,208

5,097

5,213

4,988

5,067

5,258

5,086

5,164

4,308

4,644

Equity securities with readily determinable fair values

6

6

6

6

6

5

6

27

27

27

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total investment securities

3,603

3,387

3,201

3,476

3,418

3,418

3,518

3,750

3,897

4,154

4,282

4,124

4,270

4,179

4,429

4,235

4,340

4,201

4,535

4,675

4,990

4,914

4,805

5,227

5,224

5,306

5,451

5,192

5,182

5,527

5,727

5,211

5,100

5,216

4,991

5,070

5,261

5,088

5,166

4,311

4,646

Loans

7,024

6,894

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Less allowance for credit losses

85

60

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loans

6,939

6,834

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans

-

-

6,895

6,842

6,707

6,561

6,475

6,439

6,453

6,348

6,202

6,205

6,009

5,964

5,886

5,951

5,935

5,950

5,922

5,774

5,778

5,679

5,660

5,437

5,286

5,199

5,052

4,911

4,826

4,775

4,883

4,878

4,935

5,053

5,122

5,256

5,407

5,410

5,497

5,538

5,667

Less allowance for probable loan losses

-

-

59

58

67

61

60

62

67

67

67

64

64

64

63

62

61

66

65

60

66

64

71

71

70

70

67

65

62

58

72

70

78

84

78

78

85

84

82

90

95

Net loans

-

-

6,835

6,784

6,640

6,499

6,414

6,376

6,385

6,280

6,134

6,140

5,945

5,900

5,822

5,889

5,873

5,883

5,857

5,713

5,712

5,614

5,588

5,365

5,216

5,129

4,984

4,846

4,763

4,716

4,810

4,807

4,856

4,969

5,043

5,177

5,321

5,325

5,414

5,448

5,571

Bank premises and equipment, net

494

506

507

505

504

506

510

511

511

514

516

522

524

527

510

511

515

516

521

525

527

526

524

518

510

504

492

484

480

481

453

454

455

453

456

460

464

468

473

479

490

Accrued interest receivable

37

36

35

37

37

36

34

35

32

34

32

31

30

32

28

31

29

31

29

31

30

31

28

31

28

30

28

30

28

31

30

31

29

32

30

33

33

35

35

39

41

Other investments

298

318

307

299

303

337

609

586

558

293

555

529

523

517

506

470

466

468

468

457

424

440

402

409

382

388

386

366

368

372

354

337

346

351

350

358

351

360

342

322

359

Cash surrender value of life insurance policies

291

289

287

286

284

282

-

-

-

277

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Identified intangible assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

0

1

2

3

4

5

6

7

8

10

11

12

13

14

16

17

18

19

22

Goodwill

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

282

Other assets

204

200

222

232

206

190

189

181

146

81

79

87

91

95

107

110

111

114

114

126

127

130

141

148

146

158

144

149

172

179

189

201

178

161

195

199

162

165

166

158

123

Total assets

12,506

12,112

11,966

12,227

12,027

11,871

11,845

11,988

12,070

12,184

12,173

12,035

11,965

11,804

11,937

11,776

11,878

11,772

12,052

12,074

12,374

12,196

12,079

12,436

12,144

12,079

12,076

11,596

11,520

11,882

12,116

11,555

11,811

11,739

11,593

11,820

12,195

11,943

12,114

11,305

11,762

Liabilities and Shareholders' Equity
Liabilities:
Demand-non-interest bearing

3,664

3,545

3,575

3,554

3,558

3,454

3,431

3,437

3,439

3,243

3,244

3,282

3,355

3,158

3,209

3,099

3,176

3,149

3,089

3,005

3,038

2,930

2,894

2,881

2,829

2,666

2,651

2,613

2,612

2,465

2,109

2,035

2,063

1,927

1,802

1,746

1,800

1,639

1,572

1,561

1,516

Savings and interest bearing demand

3,289

3,267

3,254

3,304

3,346

3,268

3,231

3,230

3,393

3,245

3,253

3,234

3,286

3,203

3,082

3,049

3,117

3,020

2,981

3,015

3,139

3,025

2,997

2,958

2,966

2,925

2,759

2,833

2,868

2,867

2,684

2,704

2,923

2,707

2,625

2,672

2,615

2,522

2,466

2,384

2,262

Time

2,055

2,012

1,981

1,969

1,990

1,973

1,982

2,002

2,021

2,056

2,115

2,188

2,222

2,248

2,254

2,275

2,319

2,366

2,396

2,443

2,470

2,482

2,522

2,582

2,640

2,651

2,702

2,746

2,835

2,954

3,196

3,419

3,331

3,311

3,325

3,368

3,438

3,437

3,423

3,534

3,398

Total deposits

9,009

8,826

8,812

8,828

8,895

8,696

8,645

8,669

8,854

8,544

8,613

8,705

8,864

8,610

8,546

8,424

8,613

8,536

8,466

8,463

8,648

8,438

8,414

8,422

8,436

8,243

8,112

8,193

8,316

8,287

7,991

8,159

8,317

7,946

7,753

7,786

7,855

7,599

7,462

7,479

7,178

Securities sold under repurchase agreements

266

236

289

241

278

229

333

306

258

353

378

360

309

504

732

794

784

827

831

907

873

858

869

870

837

957

1,001

1,025

1,055

1,129

1,173

1,329

1,362

1,348

1,386

1,423

1,419

1,433

1,478

1,490

1,441

Other borrowed funds

728

626

456

808

510

705

674

852

831

1,195

1,067

886

763

733

627

552

499

505

803

820

941

1,073

987

1,358

1,148

1,223

1,289

752

387

749

615

142

198

494

557

755

771

1,026

922

543

1,347

Junior subordinated deferrable interest debentures

134

134

134

134

160

160

160

160

160

160

160

160

160

160

161

161

161

161

161

175

175

175

180

180

180

190

190

190

190

190

190

190

190

190

190

190

201

201

201

201

201

Other liabilities

224

171

205

153

197

139

171

119

133

91

138

125

119

70

122

102

119

76

131

79

116

69

90

68

76

39

67

37

134

90

540

97

135

159

121

101

467

223

578

133

186

Total liabilities

10,363

9,994

9,898

10,166

10,042

9,932

9,986

10,109

10,239

10,345

10,358

10,238

10,217

10,079

10,190

10,036

10,178

10,107

10,394

10,445

10,756

10,615

10,541

10,900

10,678

10,655

10,661

10,199

10,085

10,446

10,511

9,919

10,204

10,139

10,010

10,258

10,715

10,484

10,642

9,848

10,355

Shareholders' equity:
Commitments and Contingent Liabilities (Note 10)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

0

0

0

-

0

-

-

-

Series A cumulative perpetual preferred shares, $.01 par value, $1,000 per share liquidation value. Authorized 25,000,000 shares; issued 0 shares on December 31, 2012, net of discount of $0 and 216,000 shares on December 31, 2011, net of discount of $5,452

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

173

211

211

210

209

209

208

208

207

206

205

Common shares of $1.00 par value. Authorized 275,000,000 shares; issued 96,225,516 shares on March 31, 2020 and 96,214,9679 shares on December 31, 2019

96

96

96

96

96

96

96

96

96

96

96

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

95

Surplus

148

148

147

146

146

145

144

173

172

171

171

171

170

169

169

168

168

167

167

166

165

165

165

164

164

163

163

163

163

163

163

163

162

162

162

162

162

162

162

161

161

Retained earnings

2,191

2,200

2,148

2,133

2,083

2,064

2,005

1,982

1,923

1,891

1,846

1,828

1,788

1,777

1,742

1,727

1,697

1,683

1,648

1,635

1,601

1,585

1,546

1,531

1,493

1,467

1,428

1,411

1,384

1,369

1,347

1,339

1,317

1,302

1,275

1,261

1,232

1,214

1,187

1,170

1,122

Accumulated other comprehensive income

64

2

4

-4

-29

-54

-95

-79

-68

-28

-6

-6

-13

-26

31

40

30

2

26

8

33

11

0

10

-23

-43

-13

-15

50

65

83

84

76

84

95

86

31

28

69

68

65

Total shareholders' equity before treasury stock

2,501

2,447

2,397

2,371

2,296

2,250

2,151

2,172

2,123

2,131

2,107

2,088

2,040

2,016

2,039

2,032

1,992

1,949

1,938

1,906

1,897

1,858

1,807

1,802

1,730

1,682

1,673

1,655

1,693

1,694

1,863

1,893

1,864

1,856

1,839

1,815

1,730

1,709

1,722

1,703

1,650

Less cost of shares in treasury, 32,215,675 shares on March 31, 2020 and 31,015,061 on December 31, 2019

358

329

329

311

311

311

292

292

292

292

292

292

292

292

292

292

292

284

280

278

278

277

270

266

264

258

258

258

258

258

257

257

257

256

256

253

250

250

249

246

243

Total shareholders' equity

2,142

2,118

2,067

2,060

1,984

1,939

1,858

1,879

1,831

1,838

1,815

1,796

1,748

1,724

1,747

1,740

1,700

1,665

1,657

1,628

1,618

1,580

1,537

1,536

1,465

1,424

1,415

1,397

1,434

1,435

1,605

1,636

1,607

1,600

1,583

1,562

1,480

1,459

1,472

1,457

1,407

Total liabilities and shareholders' equity

12,506

12,112

11,966

12,227

12,027

11,871

11,845

11,988

12,070

12,184

12,173

12,035

11,965

11,804

11,937

11,776

11,878

11,772

12,052

12,074

12,374

12,196

12,079

12,436

12,144

12,079

12,076

11,596

11,520

11,882

12,116

11,555

11,811

11,739

11,593

11,820

12,195

11,943

12,114

11,305

11,762