County bancorp, inc. (ICBK)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
INTEREST AND DIVIDEND INCOME
Loans, including fees

56,787

59,706

61,551

61,634

60,516

58,706

56,613

54,570

52,532

50,395

49,324

48,499

46,376

43,552

39,794

35,942

33,403

32,301

31,399

30,231

29,962

29,416

0

0

0

Taxable securities

4,682

4,586

4,648

4,476

4,281

3,727

3,021

2,537

2,015

1,808

1,758

1,723

1,618

1,433

1,270

1,095

975

964

950

916

898

897

0

0

0

Tax-exempt securities

88

257

440

784

716

698

603

341

410

350

347

349

356

368

398

423

440

437

432

440

454

474

0

0

0

Federal funds sold and other

1,744

1,783

1,564

1,201

1,137

1,086

1,119

972

652

499

334

280

249

228

161

124

86

65

61

73

102

110

0

0

0

Total interest and dividend income

63,301

66,332

68,203

68,095

66,650

64,217

61,356

58,420

55,609

53,052

51,763

50,851

48,599

45,581

41,623

37,584

34,904

33,767

32,842

31,660

31,416

30,897

0

0

0

INTEREST EXPENSE
Deposits

20,380

21,457

21,949

21,355

20,277

18,649

16,840

14,968

13,174

11,815

10,639

9,631

8,820

8,195

7,604

7,079

6,572

6,238

6,029

6,003

6,074

6,154

0

0

0

FHLB advances and other borrowed funds

1,130

1,350

1,552

1,717

1,789

1,809

1,863

1,963

1,940

1,837

0

0

0

-

0

0

0

-

732

0

0

-

0

-

-

Federal funds purchased, FHLB advances, and other borrowed funds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Subordinated debentures

2,771

2,743

2,715

2,684

2,339

1,804

1,272

751

538

515

500

484

428

374

315

295

346

400

459

480

480

480

0

0

0

Total interest expense

24,281

25,550

26,216

25,756

24,405

22,262

19,975

17,682

15,652

14,167

12,897

11,770

10,771

10,014

9,220

8,486

7,885

7,520

7,320

7,204

7,355

7,537

0

0

0

Net interest income

39,020

40,782

41,987

42,339

42,245

41,955

41,381

40,738

39,957

38,885

38,866

39,081

37,828

35,567

32,403

29,098

27,019

26,247

25,522

24,456

24,061

23,360

0

0

0

Provision for loan losses

1,889

423

2,046

4,193

3,850

3,195

1,635

675

1,666

2,330

2,861

3,962

2,908

2,959

2,722

721

395

-1,019

0

0

0

-

-

-

-

Net interest income after provision for loan losses

37,131

40,359

39,941

38,146

38,395

38,760

39,746

40,063

38,291

36,555

36,005

35,119

34,920

32,608

29,681

28,377

26,624

27,266

26,258

24,325

24,074

22,771

0

0

0

NON-INTEREST INCOME
Services charges

-

-

-

-

-

-

-

-

-

-

-

-

1,389

1,341

1,271

1,221

1,096

1,039

973

1,123

913

788

0

0

0

Gain (loss) on sale of loans, net

185

146

166

120

139

172

140

146

125

118

98

130

167

242

503

468

436

429

236

261

326

321

0

0

0

Loan servicing fees

-

-

-

-

-

-

-

-

-

-

-

-

6,329

6,571

6,736

6,463

5,517

5,323

4,928

5,010

4,892

4,938

0

0

0

Other

1,144

1,592

1,613

1,679

1,347

877

835

715

665

645

556

618

609

561

573

640

698

894

1,155

973

1,082

1,101

0

0

0

Total non-interest income

13,346

13,393

11,991

10,114

9,543

8,833

8,507

8,437

7,977

7,653

7,665

7,592

8,494

8,715

9,083

8,792

7,747

7,685

7,292

7,367

7,213

7,148

0

0

0

NON-INTEREST EXPENSE
Employee compensation and benefits

19,890

19,112

17,475

17,134

17,049

16,785

16,428

15,879

15,598

15,437

15,282

14,898

14,157

13,101

12,091

11,273

11,050

10,769

10,813

10,740

10,348

10,209

0

0

0

Occupancy

1,367

1,402

1,230

1,249

1,244

1,059

949

779

681

654

667

662

596

512

442

385

350

338

330

305

300

299

0

0

0

Information processing

2,589

2,482

2,478

2,324

2,262

2,164

0

0

0

-

0

0

0

-

0

0

0

-

0

0

-

-

-

-

-

Professional fees

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Writedown of other real estate owned

0

-

-

0

-

-

0

0

-

-

0

0

-

480

408

158

158

256

643

687

687

1,190

0

0

0

Goodwill impairment

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

6,459

5,996

5,569

5,451

5,240

5,666

8,863

9,354

9,595

8,996

9,480

9,602

10,219

10,053

7,999

7,259

5,593

6,095

5,126

5,492

5,727

5,327

0

0

0

Total non-interest expense

40,397

32,684

29,957

29,312

28,803

28,283

27,910

27,178

26,882

25,992

24,824

24,638

25,450

24,146

22,624

20,654

17,431

17,458

17,273

17,402

17,062

17,025

0

0

0

Income (loss) before income taxes

10,080

21,068

21,975

18,948

19,135

19,310

20,343

21,322

19,386

18,216

18,846

18,073

17,964

17,177

16,140

16,515

16,940

17,493

16,277

14,290

14,225

12,894

0

0

0

Income tax expense (benefit)

2,578

4,616

5,997

5,135

5,176

5,059

6,791

7,683

7,539

7,791

7,081

6,810

6,814

6,483

6,018

6,165

6,316

6,519

6,120

5,192

5,179

4,684

0

0

0

NET INCOME (LOSS)

7,502

16,452

15,978

13,813

13,959

14,251

13,552

13,639

11,847

10,425

11,765

11,263

11,150

10,694

10,122

10,350

10,624

10,974

10,157

9,098

9,046

8,210

0

0

0

NET INCOME (LOSS) PER SHARE:
Basic

-0.79

0.48

0.82

0.53

0.54

0.40

0.51

0.56

0.59

0.30

0.53

0.30

0.39

0.52

0.46

0.31

0.36

0.49

0.56

0.36

0.44

0.44

0.48

0.46

0.35

Diluted

-0.78

0.47

0.82

0.53

0.54

0.41

0.50

0.55

0.58

0.30

0.52

0.29

0.38

0.50

0.46

0.30

0.35

0.48

0.55

0.36

0.43

0.43

0.47

0.45

0.34

Dividends paid per share

0.07

0.05

0.05

0.05

0.05

0.07

0.07

0.07

0.07

0.06

0.06

0.06

0.06

0.05

0.05

0.05

0.05

0.04

0.04

0.04

0.04

-

-

-

-

Services Charges
Non-interest income

1,646

1,657

1,578

1,624

1,662

1,674

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan Servicing Fees
Non-interest income

10,371

9,998

8,634

6,691

6,395

6,110

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-