| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 | Sep'17 | Jun'17 | Mar'17 | Sep'16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenues: | |||||||||||||
Revenus | |||||||||||||
77,251 | - | 85,334 | - | 68,349 | - | 72,508 | - | - | - | - | - | - | - |
Wire transfer and money order fees | |||||||||||||
- | - | - | 70,490 | - | - | - | 59,368 | 47,854 | - | 47,642 | - | - | - |
Foreign exchange | |||||||||||||
- | - | - | 11,623 | - | - | - | 10,585 | 7,731 | - | 8,413 | - | - | - |
Other income | |||||||||||||
- | - | - | 562 | - | - | - | 426 | 371 | - | 338 | - | - | - |
Total revenues | |||||||||||||
- | 83,243 | - | 82,675 | - | - | - | 70,379 | 55,956 | 59,268 | 56,393 | 53,777 | 31,601 | - |
Operating costs | |||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 0 |
Operating expenses: | |||||||||||||
Service charges from agents and banks | |||||||||||||
52,227 | 56,160 | 56,319 | 54,622 | 45,569 | 49,906 | 48,305 | 46,323 | 37,937 | - | 37,846 | - | - | - |
Salaries and benefits | |||||||||||||
7,359 | 7,899 | 7,612 | 7,597 | 7,597 | 8,303 | 10,959 | 7,441 | 6,223 | - | 5,983 | - | - | - |
Other selling, general and administrative expenses | |||||||||||||
5,337 | 6,247 | 9,788 | 5,337 | 5,723 | 6,042 | 5,207 | 4,184 | 4,009 | - | 4,163 | - | - | - |
Transaction costs | |||||||||||||
- | - | 0 | 0 | - | 0 | 6,305 | 2,553 | 1,461 | - | 0 | - | - | - |
Depreciation and amortization | |||||||||||||
2,690 | 3,203 | 3,179 | 3,155 | 3,152 | 3,922 | 4,142 | 3,818 | 3,789 | - | 4,553 | - | - | - |
Total operating expenses | |||||||||||||
67,613 | 73,509 | 76,898 | 70,711 | 62,041 | 68,173 | 74,918 | 64,319 | 53,419 | 59,558 | 52,546 | 50,140 | 36,987 | - |
Operating income | |||||||||||||
9,638 | 9,734 | 8,436 | 11,964 | 6,308 | 6,885 | -2,410 | 6,060 | 2,537 | -290 | 3,847 | 3,637 | -5,386 | -0 |
Interest expense | |||||||||||||
1,870 | 2,006 | 2,145 | 2,288 | 2,071 | 8,338 | 3,434 | 3,392 | 3,284 | 3,341 | 4,612 | 2,120 | 1,375 | - |
Interest income | |||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 0 |
Income before income taxes | |||||||||||||
7,768 | 7,728 | 6,291 | 9,676 | 4,237 | -1,453 | -5,844 | 2,668 | -747 | -3,631 | -765 | 1,517 | -6,761 | -0 |
Income tax provision | |||||||||||||
2,080 | 2,387 | 2,253 | 2,602 | 1,081 | -6,318 | 7,569 | 824 | -207 | -519 | -191 | 244 | 1,000 | 0 |
Net income | |||||||||||||
5,688 | 5,341 | 4,038 | 7,074 | 3,156 | 4,865 | -13,413 | 1,844 | -540 | -3,112 | -573 | 1,273 | -7,761 | -0 |
Other comprehensive (loss) income | |||||||||||||
-144 | 61 | -9 | 35 | 8 | -7 | 22 | -36 | 21 | - | 3 | - | - | - |
Comprehensive income | |||||||||||||
5,544 | 5,402 | 4,029 | 7,109 | 3,164 | 4,858 | -13,391 | 1,808 | -519 | - | -569 | - | - | - |
Earnings per common share: | |||||||||||||
Basic and diluted (in dollars per share) | |||||||||||||
0.15 | 0.14 | 0.11 | 0.19 | 0.09 | 0.07 | -0.43 | 0.11 | -0.03 | -0.18 | -0.03 | 0.07 | -0.45 | - |
Weighted-average common shares outstanding: | |||||||||||||
Basic (in shares) | |||||||||||||
38,035 | 38,014 | 37,984 | 37,505 | 36,182 | 36,506 | 30,975 | 17,227 | 17,227 | - | - | - | - | 4,640 |
Diluted (in shares) | |||||||||||||
38,038 | 38,274 | 38,286 | 37,594 | 36,195 | 36,506 | 30,975 | 17,227 | 17,227 | - | - | - | - | 4,640 |
Basic | |||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 0.00 |
Diluted | |||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 0.00 |
Basic and diluted (in shares) | |||||||||||||
- | - | - | - | - | - | - | - | - | 17,227 | 17,227 | 17,227 | 17,227 | - |
Wire transfer and money order fees, net | |||||||||||||
Revenus | |||||||||||||
67,095 | - | 72,468 | - | 58,451 | - | 61,332 | - | - | - | - | - | - | - |
Foreign exchange gain, net | |||||||||||||
Revenus | |||||||||||||
9,554 | - | 12,272 | - | 9,402 | - | 10,697 | - | - | - | - | - | - | - |
Other income | |||||||||||||
Revenus | |||||||||||||
602 | - | 594 | - | 496 | - | 479 | - | - | - | - | - | - | - |