If bancorp, inc. (IROQ)
Income statement / Yearly
Jun'19Jun'18Jun'17Jun'16Jun'15Jun'14Jun'13Jun'12Jun'11
Interest and Dividend Income
Interest and fees on loans

22,833

19,616

18,443

17,055

14,321

13,761

12,445

12,177

12,645

Securities:
Taxable

3,341

2,818

2,604

3,088

4,380

5,064

5,023

5,680

4,164

Tax-exempt

122

135

143

148

150

99

116

120

123

Federal Home Loan Bank dividends

150

96

104

67

30

29

15

4

2

Deposits with other financial institutions

279

129

44

15

14

8

11

20

7

Total interest and dividend income

26,725

22,794

21,338

20,373

18,895

18,961

17,610

18,001

16,941

Interest Expense
Deposits

7,317

4,450

2,891

2,375

2,433

2,322

2,234

2,876

4,093

Borrowings and repurchase agreements

1,537

839

726

938

793

826

865

908

895

Total interest expense

8,854

5,289

3,617

3,313

3,226

3,148

3,099

3,784

4,988

Net Interest Income

17,871

17,505

17,721

17,060

15,669

15,813

14,511

14,217

11,953

Provision for Loan Losses

407

777

1,721

1,366

460

502

595

1,125

1,351

Net Interest Income After Provision for Loan Losses

17,464

16,728

16,000

15,694

15,209

15,311

13,916

13,092

10,602

Noninterest Income
Customer service fees

-

-

511

532

506

532

547

600

601

Other service charges and fees

-

-

256

212

122

109

271

223

241

Insurance commissions

660

599

672

666

720

684

704

690

558

Brokerage commissions

981

875

583

672

732

704

616

521

612

Net realized gains on sales of available-for-sale securities

11

13

904

620

-24

-123

724

523

259

Mortgage banking income, net

236

388

487

126

185

197

354

317

693

Gain on sale of loans

343

232

295

216

123

90

319

-

-

Gain (Loss) on foreclosed assets, net

3

-24

14

-

-106

-202

-55

36

107

Bank-owned life insurance income, net

269

377

268

266

264

268

262

259

257

Other

1,013

896

752

785

692

607

692

572

590

Total noninterest income

4,162

4,091

4,728

4,095

3,320

3,068

4,489

3,705

3,811

Noninterest Expense
Compensation and benefits

10,644

9,732

9,470

8,971

8,474

8,350

7,892

7,189

6,550

Office occupancy

887

761

583

584

565

528

513

449

454

Equipment

1,377

1,283

1,170

983

995

869

943

720

636

Federal deposit insurance

169

171

174

313

301

279

291

287

415

Stationary, printing and office

107

156

182

188

184

171

165

161

140

Advertising

503

474

342

352

386

426

343

317

299

Professional services

355

352

529

485

515

348

381

325

193

Supervisory examinations

165

165

161

-154

149

152

141

162

-

Audit and accounting services

138

141

230

-138

101

144

160

204

-

Organizational dues and subscriptions

44

55

56

49

50

50

48

48

-

Insurance bond premiums

150

148

144

-130

119

121

115

105

-

Audit and examinations

-

-

-

-

-

-

-

-

183

Telephone and postage

223

265

233

-310

256

262

282

227

207

Charitable contributions

-

-

-

-

-

-

-

3,611

30

Other

2,013

2,653

1,275

1,552

1,219

1,138

1,309

1,069

1,185

Total noninterest expense

16,775

16,356

14,535

14,209

13,420

13,040

12,638

14,838

10,185

Income Before Income Tax

4,851

4,463

6,193

5,580

5,109

-

-

-

-

Income Before Income Tax

-

-

-

-

-

5,339

5,767

1,959

4,228

Provision for Income Tax

1,293

2,725

2,274

2,014

1,835

1,862

2,057

559

1,398

Net Income

3,558

1,738

3,919

3,566

3,274

3,477

3,710

1,400

2,830

Earnings Per Share:
Basic

1.02

0.47

1.06

0.96

0.83

-

-

-

-

Diluted

1.01

0.47

1.06

0.95

0.83

-

-

-

-

Basic and diluted

-

-

-

-

-

0.84

0.86

0.32

-

Dividends declared per common share

0.25

0.20

0.16

0.13

-

-

-

-

-

Dividends Paid Per Share

-

-

-

-

0.10

0.10

-

-

-

Customer Service Fees [Member]
Noninterest income

367

377

-

-

-

-

-

-

-

Other Service Charges and Fees [Member]
Noninterest income

279

358

-

-

-

-

-

-

-