Investar holding corp (ISTR)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
Net income
Net Income (Loss) Attributable to Parent

13,530

16,839

16,845

16,235

15,121

13,606

12,553

10,637

8,740

8,202

7,766

7,672

7,754

7,880

7,486

7,305

7,113

7,073

7,628

7,214

6,468

5,397

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization

3,731

3,462

3,201

2,963

2,719

2,553

2,427

2,325

2,087

1,865

1,692

1,521

1,499

1,493

1,475

1,466

1,459

1,446

1,434

1,414

1,380

1,326

0

0

0

Amortization of purchase accounting adjustments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Provision for loan losses

5,403

1,908

1,765

2,012

2,210

2,570

2,372

2,007

1,815

1,540

1,520

1,550

1,975

2,079

2,069

2,019

1,619

1,865

1,930

2,035

2,083

1,628

0

0

0

Amortization of purchase accounting adjustments

1,331

1,425

1,526

1,690

1,859

2,180

2,109

1,771

1,203

489

309

65

56

39

310

280

239

186

0

0

0

-

-

-

-

Provision for other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

54

56

208

212

210

0

0

0

Net amortization of securities

-1,278

-712

-323

-123

-254

-478

-729

-889

-979

-1,114

-1,245

-1,329

-1,405

-1,304

-1,147

-1,057

-1,030

-1,051

-1,081

-1,106

-1,103

-1,087

0

0

0

Gain on sale of investment securities, net

432

262

206

221

16

14

87

99

186

292

257

434

469

443

0

0

0

-

-

-

-

-

-

-

-

Loss (gain) on sale of fixed assets, net

-

-

-

-

-

98

41

192

194

127

198

38

1,289

1,266

0

0

0

-

-

-

-

-

-

-

-

Gain on sale of securities, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Gain on sale of other real estate owned, net

23

2

-1

-2

-19

-24

-9

28

22

27

34

-3

17

13

47

-100

-103

-105

-149

243

232

230

0

0

0

FHLB stock dividend

966

336

336

314

279

239

196

157

126

99

83

74

73

66

52

38

22

14

12

12

9

8

0

0

0

Stock-based compensation

1,524

1,430

1,328

1,229

1,120

1,071

998

924

847

786

739

689

647

609

561

515

449

385

354

320

264

228

0

0

0

Deferred taxes

-483

153

163

-114

208

841

1,275

1,582

1,308

245

-509

-306

-120

-207

139

-39

-1,260

-386

0

0

0

-

-

-

-

Net change in value of bank owned life insurance

741

703

665

638

629

628

562

461

349

245

206

196

194

189

0

0

0

-

-

-

-

-

-

-

-

Amortization of subordinated debt issuance costs

46

53

46

46

46

46

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in the fair value of equity securities

-657

341

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in the fair value of equity securities

-657

341

-69

-24

-78

-267

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of subordinated debt issuance costs

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-23

0

0

0

-

-

-

-

Unrealized loss on equity securities

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Originations

-

-

-

-

-

-

-

-

-

-

-

-

-

494

62,667

139,829

247,293

349,684

378,579

367,373

304,956

238,471

0

0

0

Proceeds from sales

-

-

-

-

-

-

-

-

-

-

-

-

-

29,013

61,690

162,435

257,077

376,939

380,485

324,953

268,870

141,893

0

0

0

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

405

850

1,873

2,950

4,368

4,479

4,602

4,556

3,449

0

0

0

Net change in:
Accrued interest receivable

2,198

1,925

1,811

1,792

1,423

865

430

497

316

321

413

356

264

387

521

408

663

396

583

511

548

600

0

0

0

Deferred tax asset

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Other assets

3,566

2,015

356

-99

-835

-995

154

-177

323

639

-725

-6

221

-581

4,334

4,382

3,240

4,015

4

-504

340

71

0

0

0

Accrued taxes and other liabilities

-2,974

990

-1,438

1,493

-704

-2,582

-2,564

-3,279

-8,960

-2,274

-5,441

-7,442

3,301

-2,164

4,170

8,599

4,811

8,086

5,280

6,454

7,261

3,615

0

0

0

Net cash provided by operating activities

13,484

18,567

17,999

20,026

18,259

16,412

14,245

12,117

4,344

9,457

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,412

34,991

17,570

37,516

14,174

-29,020

-22,327

-87,598

0

0

0

Cash flows from investing activities:
Proceeds from sales of investment securities available for sale

82,013

65,834

62,564

69,585

7,414

7,021

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of securities available for sale

135,982

110,431

119,840

110,705

71,850

72,258

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

83,636

26,146

22,400

15,515

0

0

0

-

-

-

-

-

-

-

-

Purchases of securities available for sale

-

-

-

-

-

-

-

-

-

-

122,290

84,638

94,323

87,340

93,354

111,113

93,923

82,945

54,703

50,437

45,080

55,901

0

0

0

Proceeds from maturities, prepayments and calls of investment securities available for sale

45,093

39,578

36,849

36,043

34,484

30,545

31,847

31,284

28,911

29,295

26,271

22,540

22,460

18,627

14,803

13,401

10,873

11,224

12,177

11,541

428

10,465

0

0

0

Proceeds from maturities, prepayments and calls of investment securities held to maturity

1,534

1,623

1,674

1,785

1,865

1,884

2,210

2,096

1,859

2,021

2,065

6,112

6,495

6,217

5,974

1,915

1,663

1,663

825

807

514

385

0

0

0

Proceeds from redemption or sale of equity securities

5,357

2,986

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

6,813

5,952

6,979

6,980

1,972

0

0

0

Purchase of equity securities

7,860

7,040

8,435

1,395

3,360

4,265

4,090

4,090

4,809

4,844

4,380

4,380

1,863

2,261

3,893

4,606

6,780

7,067

7,654

7,741

6,704

5,509

0

0

0

Net decrease (increase) in loans

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease (increase) in loans

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

105,241

0

0

0

Net increase in loans

-

-

-

-

-

-

-

0

139,240

-

103,996

79,027

63,736

100,634

120,720

134,546

146,001

124,041

129,467

152,754

199,267

223,132

0

0

0

Proceeds from sales of other real estate owned

2,006

5,150

5,136

3,602

3,407

132

115

581

566

591

574

108

504

541

1,611

2,776

2,502

2,857

0

0

0

-

-

-

-

Purchases of other real estate owned

-

-

-

-

-

257

227

225

225

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of fixed assets

-

-

-

-

-

-

-

-

-

625

638

364

2,977

2,686

0

0

0

-

-

-

-

-

-

-

-

Purchases of fixed assets

0

-

0

0

0

-

0

0

2,824

-

1,496

3,169

3,821

3,964

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sales of real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Purchases of bank premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Acquisition of trademark intangible

-

-

-

-

-

-

-

-

-

-

-

-

-

100

0

0

0

-

-

-

-

-

-

-

-

Purchase of bank owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

3,500

0

0

0

-

-

-

-

-

-

-

-

Distributions from investments

161

162

68

77

41

39

43

25

30

24

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Cash acquired from acquisition of Mainland Bank

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid for acquisition PlainsCapital branches, net of cash acquired

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by investing activities

-139,396

-103,063

-137,400

-132,252

-133,176

-182,401

-137,003

-111,563

-112,156

-98,348

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-185,711

-209,682

-211,731

-173,314

-153,003

-140,218

-149,241

-155,623

0

0

0

Cash flows from financing activities:
Net (decrease) increase in customer deposits

74,168

153,403

182,155

213,720

198,581

136,644

68,651

-1,709

20,261

-20,467

-17,860

27,637

59,886

170,436

176,689

161,286

109,908

109,391

108,928

127,449

134,813

95,648

0

0

0

Net increase (decrease) in repurchase agreements

-4,127

-9,329

-20,473

-19,561

-23,519

-19,936

-6,961

-19,993

-15,308

-17,152

1,338

7,891

6,684

-12

-11,094

13,725

16,800

26,807

22,597

3,704

97

2,089

0

0

0

Net increase (decrease) in short-term FHLB advances

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in short-term FHLB advances

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in short-term FHLB advances

-

-

-

-

-

-

0

0

40,000

-

38,500

10,000

-16,877

-33,780

0

0

0

-

-

-

-

-

-

-

-

Net decrease in short-term FHLB advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Proceeds from long-term FHLB advances

-

-

-

-

-

75,000

85,000

85,000

95,000

55,000

45,000

20,000

10,000

5,000

5,000

0

2,500

3,000

0

0

0

-

-

-

-

Repayment of long-term FHLB advances

12,600

12,000

14,000

54,000

42,000

58,100

73,100

33,185

36,313

20,603

9,743

14,314

14,671

15,914

13,957

18,083

15,281

14,429

10,921

4,025

3,522

3,171

0

0

0

Cash dividends paid on common stock

2,365

2,167

2,002

1,839

1,646

1,468

1,297

1,101

938

722

536

413

302

278

258

245

233

221

211

201

197

194

0

0

0

Proceeds from common stock offering, net of issuance costs

-

-

-

-

-

-

-

-

-

32,509

32,509

32,509

32,553

0

0

0

0

-

-

-

-

-

-

-

-

Proceeds from stock options and warrants exercised

333

287

169

85

864

1,036

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from stock options and warrants exercised

-

-

-

-

-

-

-

-

-

-

0

0

638

-

0

0

0

-

-

-

-

-

-

-

-

Payments to repurchase common stock

11,617

8,326

9,860

10,591

6,062

3,368

2,075

1,180

1,180

506

905

1,881

3,158

3,473

0

0

0

-

-

-

-

-

-

-

-

Payment of stock issuance costs

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from other borrowings

-

-

-

-

-

-

-

-

-

78

1,078

1,078

1,078

1,000

0

0

0

-

-

-

-

-

-

-

-

Repayments of other borrowings

-

-

-

-

-

-

-

-

-

1,078

1,078

1,078

1,000

0

0

0

0

-

-

-

-

-

-

-

-

Proceeds from subordinated debt, net of issuance costs

-

-

-

-

-

-

-

-

-

18,133

18,133

18,133

18,133

0

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by financing activities

92,051

112,051

123,614

141,314

166,218

152,708

99,038

99,316

102,271

89,864

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in cash and cash equivalents

-33,861

27,555

4,213

29,088

51,301

-13,281

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

203,578

187,286

194,819

137,252

139,478

178,628

177,380

234,530

0

0

0

Net (decrease) increase in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

2,353

-2,173

5,319

8,482

26,279

12,595

658

1,454

649

9,390

5,812

-8,691

0

0

0

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION