Kearny financial corp. (KRNY)
Balance Sheet / Yearly
Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11
Assets
Cash and amounts due from depository institutions

13

14

14

14

12

12

12

13

12

28

62

38

40

51

58

47

Interest-bearing deposits in other banks

107

82

111

120

122

140

106

113

197

158

125

117

71

95

231

175

Cash and Cash Equivalents

120

96

126

135

135

153

118

127

209

186

188

155

112

146

290

222

Debt securities available for sale (amortized cost $423,249 and $411,228)

421

420

412

407

353

298

300

300

137

12

12

12

12

13

17

44

Debt securities held to maturity (fair value $218,678 and $213,472)

218

219

215

216

212

211

210

210

146

147

4

34

34

45

76

106

Loans receivable, including unamortized yield adjustments of $(65) and $(1,397)

1,992

1,814

1,770

1,741

1,651

1,554

1,485

1,360

1,340

1,302

1,287

1,284

1,260

1,228

1,243

1,268

Less allowance for loan losses

14

12

12

12

12

11

11

10

10

10

9

10

9

8

12

11

Net Loans Receivable

1,978

1,801

1,758

1,729

1,639

1,543

1,474

1,349

1,330

1,291

1,277

1,274

1,251

1,219

1,231

1,256

Mortgage-backed securities available for sale (amortized cost $366,201 and $432,802)

372

391

413

437

642

664

752

780

782

1,030

1,207

1,230

1,288

1,225

1,084

1,060

Mortgage-backed securities held to maturity (fair value $306,868 and $293,781)

299

322

309

295

99

100

100

101

0

0

1

1

1

1

1

1

Premises and equipment

39

39

39

40

38

37

36

36

37

37

38

38

39

39

39

39

Federal Home Loan Bank of New York ("FHLB") stock

31

27

27

25

24

21

21

15

11

14

14

14

13

13

13

13

Accrued interest receivable

9

9

9

9

8

7

8

8

7

7

8

8

8

8

8

9

Goodwill

108

108

108

108

108

108

108

108

108

108

108

108

108

108

108

108

Bank owned life insurance

89

90

89

88

88

87

86

86

85

49

49

48

25

24

24

24

Deferred income tax assets, net

12

9

7

10

11

13

10

9

-0

-6

-9

-7

-4

-4

-4

-1

Other assets

9

10

12

5

7

12

8

11

8

9

10

10

13

16

13

16

Total Assets

3,713

3,547

3,531

3,510

3,370

3,259

3,237

3,145

2,866

2,897

2,920

2,937

2,910

2,862

2,910

2,904

Liabilities and Stockholders' Equity
Liabilities
Deposits: Non-interest-bearing

217

208

215

224

202

193

193

190

179

167

166

165

152

138

141

143

Deposits: Interest-bearing

2,287

2,256

2,233

2,255

2,194

2,184

2,137

2,179

1,973

1,973

1,979

2,006

2,001

1,978

2,007

2,006

Total Deposits

2,505

2,464

2,449

2,479

2,396

2,377

2,331

2,370

2,153

2,140

2,145

2,171

2,154

2,117

2,148

2,149

Borrowings

669

563

564

512

481

396

417

287

183

242

250

249

247

238

247

247

Advance payments by borrowers for taxes

8

8

8

9

8

8

8

7

7

6

6

5

5

5

5

5

Other liabilities

34

18

16

14

12

11

11

11

38

10

11

10

11

10

11

11

Total Liabilities

3,217

3,054

3,039

3,015

2,899

2,794

2,768

2,677

2,382

2,405

2,423

2,445

2,423

2,376

2,418

2,416

Stockholders' Equity
Preferred stock, $0.10 par value, 25,000,000 shares authorized; none issued and outstanding

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock, $0.10 par value, 75,000,000 shares authorized; 73,781,587 issued; 67,375,247 and 67,267,865 outstanding, respectively

7

7

7

7

7

7

7

7

7

7

7

7

7

7

7

7

Paid-in capital

225

225

225

231

216

215

215

215

215

215

215

215

215

215

215

215

Retained earnings

345

341

339

336

333

331

328

326

324

322

321

319

318

318

318

317

Unearned Employee Stock Ownership Plan shares; 278,827 shares and 387,924 shares, respectively

2

3

3

3

4

4

4

5

5

6

6

6

7

7

7

8

Treasury stock, at cost; 6,406,340 shares and 6,513,722 shares, respectively

73

73

73

74

75

75

73

71

70

69

68

67

67

66

61

59

Accumulated other comprehensive loss

-6

-4

-2

-2

-5

-9

-4

-4

12

21

27

23

19

19

19

15

Total Stockholders' Equity

495

493

491

494

471

464

469

467

483

491

496

491

486

486

491

487

Total Liabilities and Stockholders' Equity

3,713

3,547

3,531

3,510

3,370

3,259

3,237

3,145

2,866

2,897

2,920

2,937

2,910

2,862

2,910

2,904