| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 |
|---|---|---|---|---|---|---|---|---|---|
ASSETS | |||||||||
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | |||||||||
123 | 91 | - | - | - | - | - | - | - | - |
Cash and cash equivalents | |||||||||
- | - | 168 | 93 | 104 | 91 | 60 | 76 | 74 | 75 |
Available for sale debt securities, at fair value | |||||||||
641 | 625 | 631 | 638 | 638 | 608 | 614 | 583 | 538 | 503 |
Held to maturity debt securities, at amortized cost (fair value of $10,132 and $10,349 at March 31, 2020 and December 31, 2019, respectively) | |||||||||
9 | 10 | 10 | 11 | 11 | 11 | 11 | 12 | 12 | 6 |
Equity Securities, FV-NI | |||||||||
11 | 11 | 11 | 11 | 11 | 11 | - | - | - | - |
Loans held for sale | |||||||||
- | - | - | 10 | - | - | - | 21 | - | - |
Loans receivable, net of allowance for loan losses of $40,657 and $36,001 at March 31, 2020 and December 31, 2019, respectively | |||||||||
6,177 | 6,194 | 6,224 | 6,231 | 6,109 | 6,096 | 5,891 | 5,701 | 5,294 | 5,011 |
Accrued interest receivable | |||||||||
20 | 20 | 21 | 21 | 21 | 20 | 20 | 18 | 16 | 14 |
Federal Home Loan Bank (FHLB) stock, at cost | |||||||||
29 | 30 | 30 | 32 | 32 | 31 | 27 | 32 | 33 | 27 |
Premises and equipment, net | |||||||||
19 | 19 | 18 | 20 | 20 | 20 | 21 | 21 | 21 | 22 |
Goodwill | |||||||||
3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
Prepaid expenses and other assets | |||||||||
36 | 38 | 40 | 39 | 38 | 41 | 41 | 39 | 40 | 38 |
Total assets | |||||||||
7,074 | 7,045 | 7,161 | 7,114 | 6,992 | 6,937 | 6,692 | 6,510 | 6,033 | 5,704 |
LIABILITIES AND STOCKHOLDERS' EQUITY | |||||||||
Liabilities: | |||||||||
Deposits | |||||||||
5,285 | 5,234 | 5,362 | 5,234 | 5,081 | 5,001 | 4,943 | 4,592 | 4,114 | 3,951 |
FHLB advances | |||||||||
953 | 978 | 977 | 1,068 | 1,109 | 1,143 | 962 | 1,150 | 1,158 | 989 |
Junior subordinated deferrable interest debentures | |||||||||
61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 |
Senior debt $95,000 face amount, 6.5% interest rate, due September 30, 2024 (less debt issuance costs of $553 and $584 at March 31, 2020 and December 31, 2019, respectively) | |||||||||
94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 |
Accrued interest payable | |||||||||
2 | 2 | 3 | 5 | 5 | 4 | 4 | 3 | 2 | 1 |
Other liabilities and accrued expenses | |||||||||
72 | 58 | 57 | 52 | 50 | 51 | 53 | 45 | 49 | 56 |
Liabilities | |||||||||
6,470 | 6,431 | 6,556 | 6,516 | 6,403 | 6,356 | 6,121 | 5,948 | 5,480 | 5,154 |
Commitments and contingencies (Note 16) | |||||||||
- | - | - | - | - | - | 0 | 0 | 0 | - |
Stockholders' equity: | |||||||||
Preferred stock, no par value; 5,000,000 shares authorized; none issued and outstanding at March 31, 2020 and December 31, 2019 | |||||||||
0 | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 |
Common stock, no par value; 100,000,000 shares authorized; 54,286,465 and 55,999,754 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively | |||||||||
431 | 447 | 447 | 449 | 452 | 456 | 457 | 456 | 455 | 454 |
Retained earnings | |||||||||
169 | 165 | 156 | 146 | 138 | 129 | 122 | 113 | 105 | 102 |
Accumulated other comprehensive income, net of taxes | |||||||||
2 | 1 | 1 | 1 | -2 | -5 | -8 | -7 | -7 | -7 |
Stockholders' Equity Attributable to Parent | |||||||||
603 | 614 | 605 | 597 | 588 | 581 | 571 | 562 | 553 | 549 |
Total liabilities and stockholders' equity | |||||||||
7,074 | 7,045 | 7,161 | 7,114 | 6,992 | 6,937 | 6,692 | 6,510 | 6,033 | 5,704 |