| Dec'19 | Dec'18 | Dec'17 | ||||
|---|---|---|---|---|---|---|
Interest and fee income: | ||||||
Loans | ||||||
249,530 | 211,835 | 166,573 | ||||
Investment securities | ||||||
15,461 | 12,430 | 6,739 | ||||
Cash, cash equivalents and restricted cash | ||||||
2,151 | 1,792 | 925 | ||||
Total interest and fee income | ||||||
267,142 | 226,057 | 174,237 | ||||
Interest expense: | ||||||
Deposits | ||||||
105,092 | 69,112 | 38,813 | ||||
FHLB advances | ||||||
24,896 | 23,285 | 16,555 | ||||
Junior subordinated deferrable interest debentures | ||||||
2,447 | 2,266 | 1,665 | ||||
Senior debt | ||||||
6,300 | 6,307 | 6,309 | ||||
Total interest expense | ||||||
138,735 | 100,970 | 63,342 | ||||
Net interest income before provision for loan losses | ||||||
128,407 | 125,087 | 110,895 | ||||
Provision for Loan, Lease, and Other Losses | ||||||
1,250 | 3,600 | -3,372 | ||||
Net interest income after provision for loan losses | ||||||
127,157 | 121,487 | 114,267 | ||||
Noninterest income: | ||||||
Gain on sale of loans | ||||||
607 | 140 | 3,277 | ||||
FHLB dividends | ||||||
2,163 | 2,735 | 2,473 | ||||
Other income | ||||||
1,905 | 1,256 | 1,758 | ||||
Total noninterest income | ||||||
4,675 | 4,131 | 7,508 | ||||
Noninterest expense: | ||||||
Compensation and related benefits | ||||||
37,228 | 38,860 | 36,524 | ||||
Deposit insurance premium | ||||||
545 | 1,892 | 1,812 | ||||
Professional and regulatory fees | ||||||
1,984 | 2,037 | 2,034 | ||||
Occupancy | ||||||
5,688 | 5,349 | 5,155 | ||||
Depreciation and amortization | ||||||
2,618 | 2,813 | 2,903 | ||||
Data processing | ||||||
3,738 | 3,315 | 3,167 | ||||
Marketing | ||||||
5,053 | 3,497 | 935 | ||||
Other expenses | ||||||
5,514 | 4,924 | 4,014 | ||||
Total noninterest expense | ||||||
62,368 | 62,687 | 56,544 | ||||
Income before provision for income taxes | ||||||
69,464 | 62,931 | 65,231 | ||||
Provision for income taxes | ||||||
20,603 | 17,871 | -4,153 | ||||
Net Income (Loss) Attributable to Parent | ||||||
48,861 | 45,060 | 69,384 | ||||
Basic earnings per common share (in usd per share) | ||||||
0.87 | 0.80 | 1.62 | ||||
Diluted earnings per common share (in usd per share) | ||||||
0.87 | 0.79 | 1.62 | ||||
Dividends per common share (in usd per share) | ||||||
0.23 | 0.28 | 1.58 | ||||