| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | |
|---|---|---|---|---|---|---|
CASH FLOWS FROM OPERATING ACTIVITIES: | ||||||
Net loss | ||||||
-3,004 | -472 | -8,627 | - | - | - | |
Adjustments to reconcile net loss to cash used in operating activities | ||||||
Depreciation and amortization | ||||||
63 | 68 | 95 | - | - | - | |
Warrants issued with debt amortization | ||||||
- | 154 | - | - | - | - | |
Right to use asset expense | ||||||
51 | - | - | - | - | - | |
Stock compensation | ||||||
8 | 24 | 29 | - | - | - | |
Goodwill impairment | ||||||
1,650 | - | - | - | - | - | |
Recovery of cost from related party receivable | ||||||
190 | - | - | - | - | - | |
Amortization of debt issuance costs | ||||||
- | 291 | 99 | - | - | - | |
Interest settled with common shares | ||||||
- | - | 180 | - | - | - | |
Reserve for uncollectible related party receivables | ||||||
- | - | 1,408 | - | - | - | |
Credit loss reserves, net | ||||||
- | - | 88 | - | - | - | |
Loss settlement of debt | ||||||
- | - | -604 | - | - | - | |
Gain on litigation | ||||||
- | 405 | -505 | - | - | - | |
Gain on termination of operating lease | ||||||
1 | - | - | - | - | - | |
Gain on sale of fixed assets | ||||||
5 | - | - | - | - | - | |
Write-off of deferred tax asset, net | ||||||
- | - | 3,431 | - | - | - | |
Interest income | ||||||
- | 7 | - | - | - | - | |
Change in assets and liabilities | ||||||
Prepaid expenses and other assets | ||||||
-176 | -31 | -147 | - | - | - | |
Accounts payable and accrued expenses | ||||||
85 | -389 | -15 | - | - | - | |
Repayments from related party | ||||||
62 | -25 | 252 | - | - | - | |
Decrease in other liabilities and obligations | ||||||
- | - | -10 | - | - | - | |
Other liabilities | ||||||
1 | -29 | - | - | - | - | |
Lease liability payments | ||||||
44 | - | - | - | - | - | |
Deferred taxes | ||||||
-14 | - | - | - | - | - | |
Net cash used in operating activities | ||||||
-1,160 | -758 | -1,810 | - | - | - | |
CASH FLOWS FROM INVESTING ACTIVITIES: | ||||||
Net cash used in operating activities | ||||||
- | - | - | -3,352 | 2,250 | 2,422 | |
Net cash received from business acquisition | ||||||
51 | - | - | - | - | - | |
Cash paid to purchase fixed assets | ||||||
14 | - | 8 | 267 | 43 | 146 | |
Investment in note receivable - related party | ||||||
1,500 | 1,500 | - | - | - | - | |
Cash received from sales of fixed assets | ||||||
5 | - | - | - | - | - | |
(Payments)/proceeds for real estate assets owned | ||||||
80 | 41 | 491 | -98 | - | - | |
Net cash (used in) provided by investing activities | ||||||
-1,118 | -1,143 | 891 | - | - | - | |
CASH FLOWS FROM FINANCING ACTIVITIES: | ||||||
Payments for real estate assets owned | ||||||
- | - | - | - | 242 | 22 | |
Net cash provided by investing activities | ||||||
- | - | - | 347 | 934 | 1,085 | |
Proceeds from borrowings | ||||||
- | 500 | - | - | 2,172 | 7,431 | |
Principal repayments | ||||||
194 | 580 | 759 | 2,469 | 1,874 | 8,252 | |
Exercise of warrants | ||||||
22 | - | - | - | - | - | |
Proceeds from stock subscription | ||||||
- | 5,206 | - | - | - | - | |
Purchase of fractional common shares | ||||||
- | 1 | - | - | - | - | |
Redemption of membership interest | ||||||
- | - | - | - | 1,960 | - | |
Distributions | ||||||
- | - | - | - | 3,904 | 979 | |
Return of capital to non-controlling interest | ||||||
- | - | - | - | 36 | 154 | |
(Advances) repayments to related party | ||||||
- | - | - | -1,255 | 57 | 21 | |
Proceeds from initial public stock offering, net (See Note 9) | ||||||
- | - | - | - | 9,688 | - | |
Purchase of non-controlling interest | ||||||
- | - | - | - | 250 | - | |
Debt issue costs | ||||||
- | 291 | - | - | 107 | 311 | |
Net cash provided by (used in) financing activities | ||||||
-171 | 4,831 | -759 | - | - | - | |
NET DECREASE IN CASH | ||||||
-2,450 | 2,930 | - | - | - | - | |
Net cash used in financing activities | ||||||
- | - | - | -3,724 | 3,785 | -2,244 | |
NET INCREASE (DECREASE) IN CASH | ||||||
- | - | -1,677 | -6,729 | 6,970 | 1,262 | |
SUPPLEMENTAL DISCLOSURES OF CASHFLOW INFORMATION | ||||||
Cash paid for interest | ||||||
41 | 29 | 334 | - | - | - | |
SUPPLEMENTAL DISCLOSURES OF NON-CASHFLOW INFORMATION | ||||||
Debt discount on issuance of warrants | ||||||
- | 154 | - | - | - | - | |
Insurance financing | ||||||
127 | 84 | 78 | - | - | - | |
Financing loan for purchase of fixed asset | ||||||
12 | - | - | - | - | - | |
ROU asset obligation recognized | ||||||
331 | - | - | - | - | - | |
Interest on delinquent association fees | ||||||
- | - | - | 3,577 | 5,588 | 6,432 | |
Administrative and late fees | ||||||
- | - | - | 375 | 544 | 709 | |
Recoveries in excess of cost - special product | ||||||
- | - | - | 126 | 345 | 136 | |
Underwriting and origination fees | ||||||
- | - | - | 386 | 291 | 183 | |
Rental revenue | ||||||
- | - | - | 347 | 180 | 126 | |
Staff costs and payroll | ||||||
- | - | - | 2,944 | 1,288 | 1,301 | |
Other operating expenses | ||||||
- | - | - | 4,725 | 2,694 | 2,785 | |
Cash paid for interest | ||||||
- | - | - | 496 | 717 | 1,080 | |
Original Product [Member] | ||||||
Net collections of finance receivables | ||||||
151 | 212 | 256 | - | - | - | |
Special Product [Member] | ||||||
Net collections of finance receivables | ||||||
107 | 102 | 152 | - | - | - | |