Live oak bancshares, inc. (LOB)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Dec'14
Assets
Cash and due from banks

256

126

159

115

221

316

368

392

527

295

260

207

158

238

355

175

226

102

129

131

29

Federal funds sold

158

96

88

68

64

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Certificates of deposit with other banks

7

7

7

7

7

7

0

2

2

3

3

5

6

7

7

8

9

10

10

10

10

Investment securities available-for-sale

574

540

570

576

569

380

374

384

378

93

76

72

68

71

70

66

55

53

51

50

49

Loans held for sale (includes $19,151 and $16,198 measured at fair value, respectively)

996

966

903

857

772

687

646

757

720

680

692

609

512

394

345

329

537

480

443

356

295

Loans and leases held for investment (includes $831,426 and $824,520 measured at fair value, respectively)

2,817

2,627

2,441

2,225

2,002

1,843

1,631

1,534

1,442

1,343

1,169

1,084

999

907

766

690

313

279

259

237

203

Allowance for credit losses on loans and leases

35

28

42

38

35

32

26

29

28

24

21

19

18

18

15

12

8

7

6

5

4

Net loans and leases

2,781

2,599

2,399

2,187

1,967

1,810

1,604

1,505

1,414

1,319

1,148

1,064

981

889

751

678

305

272

253

232

199

Premises and equipment, net

274

279

280

281

271

262

263

234

216

178

129

125

101

64

60

61

61

62

62

57

35

Foreclosed assets

6

5

5

6

1

1

1

1

1

1

2

2

1

1

2

2

3

2

0

0

1

Servicing assets

33

35

37

41

44

47

49

52

53

52

53

53

53

51

49

48

47

44

40

39

34

Operating lease right-of-use assets

2

2

1

1

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investments in non-consolidated affiliates

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6

Other assets

185

156

148

131

136

156

135

141

146

134

65

57

48

37

26

24

22

23

20

20

11

Total assets

5,276

4,814

4,603

4,274

4,058

3,670

3,444

3,472

3,460

2,758

2,432

2,198

1,932

1,755

1,669

1,395

1,268

1,052

1,012

899

673

Liabilities and Shareholders’ Equity
Liabilities
Deposits:
Noninterest-bearing

54

54

56

55

53

53

48

46

48

57

55

40

38

27

28

22

21

21

20

15

14

Interest-bearing

4,588

4,175

3,962

3,666

3,474

3,095

2,875

2,923

2,924

2,202

1,957

1,830

1,601

1,457

1,374

1,117

994

783

742

711

507

Total deposits

4,642

4,229

4,019

3,721

3,528

3,149

2,924

2,969

2,973

2,260

2,012

1,871

1,639

1,485

1,403

1,140

1,015

804

762

727

522

Borrowings

50

0

1

1

1

1

-

-

-

0

-

10

13

-

-

-

-

-

-

-

6

Long term borrowings

-

-

0

0

0

-

1

3

3

26

26

52

27

27

28

28

28

28

42

54

41

Operating lease liabilities

2

2

2

2

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

47

50

52

30

25

25

41

37

35

34

27

26

26

19

24

18

20

19

13

14

11

Total liabilities

4,742

4,282

4,075

3,755

3,557

3,176

2,967

3,009

3,012

2,321

2,067

1,960

1,705

1,532

1,455

1,187

1,064

853

818

796

581

Shareholders’ equity
Retained earnings

172

180

174

171

168

167

157

144

131

120

49

38

28

23

18

15

16

12

7

4

-6

Accumulated other comprehensive income

17

11

16

12

0

-1

-6

-5

-3

-1

-0

-0

-0

-0

0

0

0

-0

0

0

0

Total shareholders’ equity

533

532

-

-

-

493

-

-

-

-

-

-

-

-

214

207

204

199

194

103

91

Noncontrolling interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

Total shareholders’ equity

-

-

528

518

500

-

477

462

448

436

364

237

226

222

214

207

204

199

194

103

91

Total liabilities and shareholders’ equity

5,276

4,814

4,603

4,274

4,058

3,670

3,444

3,472

3,460

2,758

2,432

2,198

1,932

1,755

1,669

1,395

1,268

1,052

1,012

899

673

Preferred Stock Undefined
Preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at March 31, 2020 and December 31, 2019

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

Class A Common Stock
Common stock

314

309

296

284

281

278

-

-

-

268

-

-

-

-

-

-

-

-

-

-

-

Class B Common Stock
Common stock

28

30

40

49

49

49

-

-

-

49

-

-

-

-

-

-

-

-

-

-

-