Legacytexas financial group, inc. (LTXB)
Income statement / TTM
Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest and dividend income
Loans, including fees

411,753

402,169

392,499

382,802

369,619

354,966

347,438

336,498

326,380

315,839

301,542

287,202

271,261

259,436

248,665

219,718

192,565

164,902

137,255

131,336

126,269

124,532

124,522

126,581

128,515

126,654

120,596

112,455

101,554

92,097

88,238

86,085

85,890

0

0

0

Taxable securities

13,779

13,451

12,760

12,116

11,556

11,149

10,800

10,250

9,870

9,504

9,254

9,249

9,227

9,120

9,307

9,152

9,085

9,286

9,352

9,826

9,938

9,942

9,780

9,788

11,067

12,795

14,850

17,949

20,966

23,420

25,830

26,796

25,727

0

0

0

Nontaxable securities

1,962

2,193

2,525

2,630

2,729

2,827

2,907

2,963

3,013

3,033

3,052

3,076

3,086

3,051

2,995

2,776

2,565

2,402

2,248

2,249

2,255

2,223

2,133

2,043

1,948

1,892

1,891

1,892

1,892

1,892

1,892

1,829

1,723

0

0

0

Interest-bearing deposits in other financial institutions

5,522

5,249

4,941

4,232

4,388

4,246

4,009

3,904

2,843

2,280

1,878

1,382

1,056

803

631

498

418

350

249

223

198

152

126

119

116

129

117

112

127

117

170

211

296

0

0

0

FHLB and FRB stock and other

2,490

2,358

2,257

2,135

1,939

1,799

1,703

1,628

1,585

1,624

1,626

1,528

1,421

1,272

1,094

945

786

621

543

533

527

525

528

540

558

565

538

416

0

0

-

0

-

-

-

-

FHLB and Federal Reserve Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Total interest and dividend income

435,506

425,420

414,982

403,915

390,231

374,987

366,857

355,243

343,691

332,280

317,352

302,437

286,051

273,682

262,692

233,089

205,419

177,561

149,647

144,167

139,187

137,374

137,089

139,071

142,204

142,035

137,992

132,848

124,846

117,705

116,224

114,988

113,700

0

0

0

Interest expense
Deposits

70,370

63,658

57,475

51,795

46,989

41,616

36,694

32,474

27,959

24,022

21,034

17,869

15,495

14,122

13,127

11,723

10,362

9,348

8,212

8,299

8,689

9,104

9,545

9,614

9,859

10,656

11,453

13,561

16,607

19,620

22,474

26,361

28,548

0

0

0

FHLB advances

19,448

17,785

16,009

14,656

12,402

10,698

9,650

8,529

7,450

7,126

7,167

7,107

6,848

6,519

6,552

6,864

7,215

7,389

7,610

7,803

7,912

8,169

8,503

9,047

0

0

-

0

-

-

-

-

-

-

-

-

Repurchase agreements and other borrowings

9,004

8,918

8,990

9,056

9,135

9,177

9,082

8,924

8,450

7,666

6,882

5,534

4,073

2,939

1,936

0

0

0

-

-

-

-

-

0

-

-

-

0

0

-

474

601

599

0

0

0

FHLB advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

-

-

-

-

FHLB advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

Repurchase agreement and other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

823

822

821

821

815

826

874

876

876

865

818

816

816

814

0

0

0

Total interest expense

98,822

90,361

82,474

75,507

68,526

61,491

55,426

49,927

43,859

38,814

35,083

30,510

26,416

23,580

21,615

19,924

18,772

17,813

16,640

16,921

17,423

18,094

18,869

19,392

20,094

21,177

22,169

24,396

27,534

30,614

33,646

38,048

40,786

0

0

0

Net interest income

336,684

335,059

332,508

328,408

321,705

313,496

311,431

305,316

299,832

293,466

282,269

271,927

259,635

250,102

241,077

213,165

186,647

159,748

133,007

127,246

121,764

119,280

118,220

119,679

122,110

120,858

115,823

108,452

97,312

87,091

82,578

76,940

72,914

0

0

0

Provision for credit losses

28,556

29,934

35,797

39,540

44,041

32,818

39,456

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for credit losses

-

-

-

-

-

-

-

-

-

-

-

30,267

34,315

31,265

-

16,902

11,898

9,345

6,721

4,700

2,031

2,692

3,199

3,397

5,002

0

-

0

0

-

-

-

-

-

-

-

Provision for loan losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

3,497

4,804

0

0

0

Net interest income after provision for credit losses

308,128

305,125

296,711

288,868

277,664

280,678

271,975

261,770

259,976

253,065

255,369

241,660

225,320

218,837

215,612

196,263

174,749

150,403

126,286

122,546

119,733

116,588

115,021

117,113

118,572

117,731

112,684

104,067

93,160

83,321

78,608

73,443

68,110

0

0

0

Non-interest income
Service charges and other fees

35,686

34,648

35,320

34,688

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges and other fees

-

-

-

-

-

-

-

-

-

36,940

-

34,819

33,344

32,358

30,936

27,858

24,461

21,633

19,382

19,615

19,277

18,932

18,715

19,081

19,506

19,565

19,512

18,479

18,253

18,147

18,556

18,721

18,786

0

0

0

Other charges and fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

833

677

663

579

616

616

676

723

715

741

0

0

0

Net gain on sale of mortgage loans held for sale

7,500

6,289

6,573

6,630

7,015

7,503

7,322

7,778

8,179

8,273

8,225

8,112

7,673

7,544

8,036

6,137

4,193

2,072

0

0

0

0

-

-

-

-

5,436

7,537

8,217

7,922

7,639

9,235

10,690

0

0

0

Bank-owned life insurance income

1,935

1,925

1,890

1,838

1,791

1,752

1,727

1,733

1,739

1,740

1,744

1,740

1,723

1,706

1,699

1,450

1,173

894

628

631

632

640

649

678

740

752

699

587

495

497

506

538

532

0

0

0

Net gain (loss) on securities transactions

-4

-4

-138

-158

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain (loss) on securities transactions

-

-

-

-

-

-

-

-

-

37

-

79

57

-8

203

186

211

211

0

0

0

0

-177

-177

721

837

1,014

3,867

2,969

2,853

6,268

0

0

0

-

-

Gain (loss) on sale and disposition of assets

925

754

2,981

-443

-1,068

-758

-1,572

1,496

-346

683

3,356

3,956

5,674

4,917

873

700

387

685

658

763

889

606

835

474

620

120

-191

-483

-676

0

-

0

0

-

-

-

Impairment of goodwill

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

0

-

-

-

Loss on sale and disposition of assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Other

1,575

2,625

2,615

2,470

1,101

763

402

466

556

1,733

1,860

2,541

3,350

3,546

3,068

2,185

1,298

-307

75

136

215

970

1,811

2,433

2,621

4,362

3,325

3,031

2,675

1,656

1,925

1,784

1,901

0

0

0

Total non-interest income

47,617

46,237

49,241

43,878

42,877

44,350

43,582

48,958

48,009

49,406

51,931

51,247

51,821

50,063

44,815

38,516

31,723

25,188

20,743

20,454

20,622

20,936

21,833

23,322

25,915

28,685

29,556

33,300

31,688

30,811

34,548

33,364

35,326

0

0

0

Non-interest expense
Salaries and employee benefits

102,238

99,965

100,170

99,568

98,690

97,768

95,136

95,456

95,199

94,675

92,568

92,496

92,211

91,893

92,527

82,290

72,318

63,896

55,057

56,259

56,144

54,545

53,328

52,189

51,328

52,910

51,719

50,732

49,798

47,230

47,360

46,990

46,689

0

0

0

Merger costs

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Merger and acquisition costs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,553

9,835

11,023

11,667

10,291

2,672

1,484

832

663

0

242

3,983

4,127

0

0

0

-

-

-

-

-

-

Advertising

4,010

4,386

4,371

4,472

4,628

4,449

4,378

4,015

3,786

3,642

3,861

3,962

3,856

3,869

3,773

3,058

2,675

2,120

1,535

1,870

2,274

2,532

2,690

2,529

2,242

1,981

1,753

1,456

1,428

1,448

1,519

1,497

1,467

0

0

0

Occupancy and equipment

15,652

15,682

15,643

15,576

14,915

14,591

14,385

14,324

14,847

14,970

15,007

14,884

14,684

14,743

14,860

13,124

11,309

9,290

7,374

7,635

7,658

7,777

7,675

7,492

7,671

7,685

7,365

7,064

6,566

6,013

5,966

5,853

5,800

0

0

0

Outside professional services

6,131

5,839

5,804

5,083

5,162

4,983

4,889

4,478

4,188

4,212

3,872

4,006

4,000

3,398

3,332

3,020

2,655

2,516

2,291

2,404

2,517

2,601

2,760

2,504

2,400

2,521

2,320

2,270

2,461

2,474

2,644

2,774

2,459

0

0

0

Regulatory assessments

3,085

2,985

3,521

3,847

4,108

4,648

4,479

4,583

4,741

4,800

4,948

4,898

4,755

4,571

4,260

3,694

3,366

2,907

2,713

2,632

2,563

2,526

2,477

2,526

0

0

-

0

-

-

-

-

-

-

-

-

Regulatory assessments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

2,685

3,071

0

0

0

Data processing

23,202

22,608

21,378

19,947

18,872

17,604

16,796

16,090

15,792

15,579

14,974

14,059

12,900

11,773

11,278

9,915

8,824

7,995

6,862

6,856

6,850

6,871

6,727

6,697

6,494

6,382

6,109

5,674

5,312

4,824

4,648

4,402

4,277

0

0

0

Office operations

9,384

9,040

9,005

8,936

9,082

9,262

9,238

9,582

9,572

9,709

9,901

10,150

10,661

10,772

10,697

9,545

8,232

7,297

6,584

6,744

6,781

6,815

6,783

6,836

0

0

-

0

-

-

-

-

-

-

-

-

Office operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

5,910

5,822

0

0

0

Other

10,829

11,053

11,238

11,541

11,616

11,166

11,043

10,656

10,438

11,000

11,246

11,417

10,958

10,293

9,275

7,827

6,870

6,026

5,385

5,352

5,535

5,660

5,774

5,691

5,492

4,870

4,619

4,965

4,767

4,612

4,730

4,285

4,252

0

0

0

Total non-interest expense

176,893

171,558

171,130

168,970

167,073

164,471

160,344

159,184

158,563

158,587

156,377

155,872

154,025

151,320

151,555

142,308

127,272

113,714

98,092

92,424

91,806

90,159

88,877

86,454

85,491

90,111

87,690

85,529

82,886

74,831

75,240

74,396

73,837

0

0

0

Income before income tax expense

178,852

179,804

174,822

163,776

153,468

160,557

155,213

151,544

149,422

143,884

150,923

137,035

123,116

117,580

108,872

92,471

79,200

61,877

48,937

50,576

48,549

47,365

47,977

53,981

58,996

56,305

54,550

51,838

41,962

39,301

37,916

32,411

29,599

0

0

0

Income tax expense

22,199

22,297

20,633

52,696

56,500

63,491

65,719

51,405

50,775

49,955

53,102

48,073

43,476

40,906

37,956

32,535

27,847

21,957

17,659

17,520

16,593

16,053

16,289

19,176

21,087

20,078

19,309

17,184

13,481

12,455

11,588

10,449

9,584

0

0

0

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

31,278

33,056

31,956

31,312

31,688

34,805

37,909

36,227

35,241

0

0

0

-

-

-

-

-

-

Net Income (Loss) Attributable to Parent

156,653

157,507

154,189

111,080

96,968

97,066

89,494

100,139

98,647

93,929

97,821

88,962

79,640

76,674

70,916

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Earnings per share:
Basic (in dollars per share)

0.57

0.61

1.22

0.91

0.59

0.55

0.31

0.61

0.60

0.39

0.54

0.59

0.50

0.48

0.36

0.39

0.44

0.35

0.15

0.24

0.23

0.20

0.19

0.22

0.21

0.21

0.29

0.30

0.17

0.22

0.30

0.16

0.15

0.20

0.17

0.11

Diluted (in dollars per share)

0.56

0.61

1.22

0.89

0.58

0.54

0.31

0.61

0.59

0.38

0.53

0.58

0.50

0.48

0.36

0.38

0.44

0.35

0.14

0.24

0.23

0.20

0.20

0.21

0.21

0.21

0.29

0.30

0.17

0.22

0.30

0.16

0.15

0.20

0.17

0.11

Dividends declared (in dollars per share)

0.25

0.25

0.22

0.16

0.16

0.16

0.16

0.15

0.15

0.15

0.15

0.15

0.14

0.14

0.14

0.14

0.13

0.13

0.12

0.12

0.12

0.12

0.12

0.10

0.10

0.00

-

0.08

-

-

-

-

-

-

-

-