Melrose bancorp, inc. (MELR)
Balance Sheet / Yearly
Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Dec'13
ASSETS
Cash and due from banks

12,203

8,734

12,742

10,536

11,512

8,903

15,678

13,502

9,354

11,715

14,385

17,682

14,147

11,934

12,261

16,227

20,156

20,760

24,506

10,810

11,957

Money market funds

1,883

3,387

2,570

3,072

3,184

3,963

3,201

1,903

2,464

2,077

2,939

4,882

3,576

1,605

3,592

2,930

2,396

4,342

1,178

582

876

Federal funds sold

4,072

3,074

3,667

3,865

4,459

4,737

4,212

3,896

3,867

-

2,881

3,040

3,044

3,315

3,432

4,061

3,041

4,389

6,309

4,090

4,162

Cash and cash equivalents

-

-

-

-

19,155

-

23,091

19,301

15,685

13,792

20,205

25,604

20,767

16,854

19,285

23,218

25,593

29,491

-

-

-

Cash and cash equivalents

18,158

15,195

18,979

17,473

-

17,603

-

-

-

-

-

-

-

-

-

-

-

-

31,993

15,482

16,995

Interest-bearing time deposits with other banks

675

675

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investments:
Available-for-sale securities, at fair value

23,751

25,834

27,342

26,953

26,945

26,496

29,392

31,226

30,950

31,831

32,099

35,028

43,785

45,143

45,137

45,593

44,756

41,775

39,283

39,779

39,694

Equity securities, at fair value

2,731

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total Investments

26,482

25,834

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank stock, at cost

1,776

2,285

2,285

2,285

2,200

1,800

1,680

1,680

1,099

964

739

514

437

437

437

437

437

437

437

437

409

Loans, net of allowance for loan losses of $1,354 at March 31, 2019 and $1,323 at December 31, 2018

267,270

268,211

262,265

262,115

251,690

251,317

234,757

232,429

219,330

213,165

205,522

187,671

168,219

160,303

150,795

140,853

134,825

133,910

132,284

130,694

131,995

Premises and equipment, net

2,614

2,645

2,675

2,664

2,645

1,993

1,484

1,490

1,230

1,248

1,206

1,225

1,214

1,226

1,250

1,217

1,240

1,254

1,276

1,228

1,247

Co-operative Central Bank deposit

881

881

891

891

891

886

886

886

886

881

881

881

881

881

881

881

881

881

881

881

881

Bank-owned life insurance

6,343

6,303

6,207

6,169

6,132

6,090

6,048

5,951

5,910

5,874

5,337

5,302

5,264

5,230

5,142

5,106

5,071

5,037

4,952

4,917

4,847

Accrued interest receivable

888

778

834

803

743

702

668

637

614

572

542

524

486

440

450

414

403

382

380

392

408

Deferred tax asset, net

158

266

539

496

438

364

404

272

197

120

-

-

-

-

-

-

-

-

-

-

-

Other assets

743

881

310

265

266

275

292

260

199

199

179

257

258

195

206

189

108

175

1,212

865

199

Total assets

325,988

323,954

322,327

320,114

311,105

307,526

298,702

294,132

276,100

268,646

266,710

257,006

241,311

230,709

223,583

217,908

213,314

213,342

212,698

194,675

196,675

LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits:
Noninterest-bearing

17,428

17,475

18,138

20,782

15,646

16,180

16,219

19,553

18,023

17,586

19,294

16,139

15,622

13,400

14,199

13,496

14,377

13,286

11,225

11,584

9,574

Interest-bearing

237,383

226,581

222,513

215,190

211,423

216,741

210,925

203,719

200,531

197,180

198,583

196,998

180,411

171,127

162,854

158,003

152,329

153,785

178,740

160,516

165,936

Total deposits

254,811

244,056

240,651

235,972

227,069

232,921

227,144

223,272

218,554

214,766

217,877

213,137

196,033

184,527

177,053

171,499

166,706

167,071

189,965

172,100

175,510

Deferred tax liability, net

-

-

-

-

-

-

-

-

-

-

91

178

198

78

92

174

298

215

634

660

332

Federal Home Loan Bank advances

28,000

34,000

36,000

39,000

39,000

-

26,000

26,000

13,000

10,000

5,000

-

-

-

-

-

-

-

-

-

-

Other liabilities

669

683

668

419

600

612

737

574

697

576

468

472

354

559

528

475

529

593

471

397

256

Total liabilities

283,480

278,739

277,319

275,391

266,669

262,533

253,881

249,846

232,251

225,342

223,436

213,787

196,585

185,164

177,673

172,148

167,533

167,879

191,070

173,157

176,098

Stockholders' equity:
Common stock, par value $0.01 per share, authorized 15,000,000 shares; issued and outstanding 2,440,133 shares at March 31, 2019 and 2,573,024 shares at December 31, 2018

24

26

26

26

26

26

26

26

26

26

26

26

27

28

28

28

28

28

-

-

-

Additional paid-in capital

20,701

23,153

23,454

23,535

23,555

23,496

23,437

23,380

23,348

23,292

23,293

23,512

24,716

25,994

26,599

26,590

26,581

26,575

-

-

-

Retained earnings

23,980

24,627

24,091

23,649

23,273

23,674

23,491

22,860

22,438

21,912

21,343

20,958

20,683

20,490

20,335

20,130

19,981

19,832

20,525

20,365

20,004

Unearned compensation - ESOP (186,752 shares unallocated at March 31, 2019 and 188,638 shares unallocated at December 31, 2018)

1,867

1,886

1,905

1,924

1,943

1,961

1,980

2,000

2,018

2,037

2,056

2,075

2,094

2,113

2,132

2,150

2,169

2,188

-

-

-

Unearned compensation - restricted stock

283

317

350

384

417

451

484

518

551

585

614

645

-

-

-

-

-

-

-

-

-

Accumulated other comprehensive loss

-47

-388

-308

-179

-58

209

331

538

606

696

1,282

1,443

1,394

1,146

1,080

1,162

1,360

1,216

1,103

1,153

573

Total stockholders' equity

42,508

45,215

45,008

44,723

44,436

44,993

44,821

44,286

43,849

43,304

43,274

43,219

44,726

45,545

45,910

45,760

45,781

45,463

21,628

21,518

20,577

Total liabilities and stockholders' equity

325,988

323,954

322,327

320,114

311,105

307,526

298,702

294,132

276,100

268,646

266,710

257,006

241,311

230,709

223,583

217,908

213,314

213,342

212,698

194,675

196,675