Melrose Bancorp, Inc. MELR Cash Flow

Melrose bancorp, inc. (MELR)

CashFlow / TTM

Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14
Cash flows from operating activities:
Net income
1,610	1,770	1,526	1,715	1,761	1,804	2,148	1,902	1,755	1,422	1,008	828	702	658	-190	-235	-182	-172	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities, net of accretion
-127	-177	-204	-197	-170	-144	-99	-86	-73	-37	-52	-53	-45	-42	-28	-15	-7	-3	0	0	0
Gain on equity securities
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sales and calls of available-for-sale securities, net
-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sales of available-for-sale securities, net
-	-	-	-	-	-	-	-	0	-	-	-	-	409	0	0	0	-	-	-	-
Provision/(Benefit) for loan losses
-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-
Provision for loan losses
179	189	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Change in net deferred loan costs
-6	-32	-37	-17	-7	3	-362	-71	-63	-77	311	7	13	29	2	-9	-13	-16	0	0	0
Change in unamortized premiums
90	65	9	-25	-85	-113	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation
162	149	136	205	193	187	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loans originated for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,750	0	0	0
Proceeds from sales of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,775	0	0	0
Gain on sales of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25	0	0	0
Depreciation and amortization
-	-	-	-	-	-	-	-	-	-	-	92	94	97	96	100	99	97	0	0	0
Increase in accrued interest receivable
144	76	166	166	130	130	126	113	128	132	92	110	83	58	70	22	29	-26	0	0	0
Decrease in other assets
501	606	0	0	0	-	-	-	-	4	-30	68	163	20	-919	-711	-485	-4	0	0	0
Decrease in other liabilities
119	71	-69	-155	31	36	269	102	165	17	0	0	0	-	-	-	-	-	-	-	-
Decrease in accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	57	78	133	337	0	0	0
Decrease in income taxes receivable
-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	26	-20	0	0	0
Decrease in income taxes receivable
0	-	-	-	0	-	-	-	-	-	-	-	-	-68	-489	-490	-497	-502	0	0	0
Income on bank-owned life insurance
157	160	106	165	170	162	206	146	142	141	143	143	141	140	137	136	134	137	0	0	0
ESOP expense
147	147	148	145	138	136	131	123	124	116	112	111	107	107	0	0	0	-	-	-	0
Stock-based compensation expense
300	300	300	300	300	300	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by operating activities
1,703	1,871	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash flows from investing activities:
Net cash provided by operating activities
-	-	-	-	-	-	-	-	939	673	535	733	491	667	1,553	1,186	1,244	863	0	0	0
Purchases of available-for-sale securities
5,302	7,504	9,190	8,244	6,197	4,214	4,514	5,305	5,431	4,991	5,903	8,998	12,546	15,451	18,078	14,032	9,014	6,110	0	0	0
Proceeds from sales of available for sale securities
-	860	2,836	3,382	3,796	4,498	0	0	0	-	-	-	-	2,911	1,898	1,898	1,034	0	0	0	0
Proceeds from maturities and calls of available-for-sale securities
5,377	6,817	7,782	8,638	6,182	5,385	4,086	6,112	8,190	9,230	10,197	11,197	11,543	8,939	10,254	6,350	4,256	5,054	0	0	0
Purchases of Federal Home Loan Bank stock
-	485	605	605	1,101	836	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from redemption of Federal Home Loan Bank stock
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in Cooperative Central Bank deposit
-	5	-5	-5	-5	-5	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loan originations and principal collections, net
15,562	16,886	21,038	20,403	18,910	18,785	11,328	13,083	12,582	18,286	22,627	31,257	28,681	23,589	18,554	10,177	3,495	1,941	0	0	0
Recoveries on loans previously charged off
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Loans purchased
-	-	-	-	-	19,496	17,948	31,553	38,427	34,591	0	0	0	-	-	-	-	-	-	-	-
Capital expenditures
131	801	1,327	1,379	1,608	932	460	356	103	107	43	100	68	69	0	0	0	-	-	-	-
Premiums paid on bank-owned life insurance
54	53	53	53	52	54	505	503	504	503	52	53	52	53	53	53	53	53	0	0	0
Net cash provided by (used in) investing activities
-15,541	-19,016	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash flows from financing activities:
Net cash used in investing activities
-	-	-	-	-	-	-	-	-39,307	-40,454	-41,361	-36,178	-32,746	-30,147	-24,603	-16,103	-7,413	-3,182	0	0	0
Net increase (decrease) in demand deposits, NOW and savings accounts
10,592	5,636	5,987	2,629	3,009	5,640	2,392	4,880	2,310	3,969	4,613	7,437	3,063	1,366	-20,892	-4,869	-992	950	0	0	0
Net increase (decrease) in time deposits
17,150	5,499	7,520	10,071	5,506	12,515	6,875	5,255	20,211	26,270	36,211	34,201	26,264	16,090	7,980	4,268	-3,149	-9,389	0	0	0
Proceeds from Federal Home Loan Bank advances
-	10,000	13,000	13,000	26,000	19,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Repayment of advances from Federal Home Loan Bank
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividend paid
808	817	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repurchase of Melrose Bancorp, Inc. common stock
0	-	-	-	-	-	-	-	-	3,520	0	0	0	-	-	-	-	-	-	-	-
Net cash provided by financing activities
12,841	14,737	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by financing activities
-	-	-	-	-	-	-	-	33,286	36,719	41,746	37,831	27,429	16,843	10,342	22,653	19,113	14,815	0	0	0
Net increase in cash and cash equivalents
-	-	-	-	-	-	-	-	-5,082	-3,062	920	2,386	-4,826	-12,637	0	0	0	-	-	-	-
Net increase in cash and cash equivalents
-997	-2,408	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Supplemental disclosures:
Interest paid
3,931	3,459	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest paid
-	-	-	-	-	-	-	-	1,740	1,634	1,519	1,416	1,338	1,276	1,249	1,240	1,236	1,266	0	0	0
Income taxes paid
-	-	-	-	-	-	-	-	753	644	625	456	394	379	222	355	332	301	0	0	0