Magyar bancorp, inc. (MGYR)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Jun'10
Interest and dividend income
Loans, including fees

25,422

25,424

25,154

24,820

24,114

23,296

22,604

21,826

21,132

20,734

20,297

19,945

19,670

19,177

18,765

18,490

18,199

18,114

17,987

17,899

17,920

17,926

18,006

17,902

17,945

17,981

17,988

18,222

18,352

18,570

18,730

18,872

19,278

19,591

20,033

20,772

0

0

0

Investment securities
Taxable

1,445

1,650

1,800

1,841

1,808

1,678

1,612

1,650

1,629

1,605

1,562

1,523

1,542

1,576

1,589

1,574

1,524

1,429

1,367

1,342

1,336

1,348

1,431

1,524

1,576

1,614

1,580

1,576

1,666

1,806

1,968

2,047

2,073

2,085

2,046

2,128

0

0

0

Tax-exempt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

1

1

2

3

3

5

5

5

5

4

0

0

0

Federal Home Loan Bank of New York stock

137

140

149

152

153

149

134

127

121

120

119

116

111

103

97

91

88

84

83

85

87

95

93

93

97

98

105

107

108

108

104

110

115

126

149

151

0

0

0

Total interest and dividend income

27,004

27,214

27,103

26,813

26,075

25,123

24,350

23,603

22,882

22,459

21,978

21,584

21,323

20,856

20,451

20,155

19,811

19,627

19,437

19,326

19,343

19,369

19,530

19,519

19,618

19,693

19,674

19,906

20,128

20,487

20,805

21,034

21,471

21,807

22,233

23,055

0

0

0

Interest expense
Deposits

5,819

5,929

5,921

5,578

5,077

4,440

3,896

3,604

3,371

3,218

3,053

2,905

2,839

2,816

2,788

2,721

2,644

2,545

2,446

2,367

2,360

2,379

2,421

2,563

2,719

2,879

3,051

3,198

3,413

3,654

3,940

4,263

4,527

4,789

5,103

5,523

0

0

0

Borrowings

784

795

789

811

796

781

753

674

669

690

720

755

760

745

744

734

723

722

750

818

899

977

1,039

1,055

1,123

1,224

1,301

1,423

1,575

1,723

1,869

1,993

2,097

2,197

2,303

2,461

0

0

0

Total interest expense

6,603

6,724

6,710

6,389

5,873

5,221

4,649

4,278

4,040

3,908

3,773

3,660

3,599

3,561

3,532

3,455

3,367

3,267

3,196

3,185

3,259

3,356

3,460

3,618

3,842

4,103

4,352

4,621

4,988

5,377

5,809

6,256

6,624

6,986

7,406

7,984

0

0

0

Net interest and dividend income

20,401

20,490

20,393

20,424

20,202

19,902

19,701

19,325

18,842

18,551

18,205

17,924

17,724

17,295

16,919

16,700

16,444

16,360

16,241

16,141

16,084

16,013

16,070

15,901

15,776

15,590

15,322

15,285

15,140

15,110

14,996

14,778

14,847

14,821

14,827

15,071

0

0

0

Provision for loan losses

991

677

668

715

797

948

997

1,078

1,117

1,263

1,343

1,525

1,630

1,518

1,366

1,217

1,143

1,022

1,264

1,241

1,237

1,448

1,387

1,498

1,410

2,029

2,111

2,123

2,209

1,532

1,461

1,543

1,605

1,760

1,748

1,732

0

0

0

Net interest and dividend income after provision for loan losses

19,410

19,813

19,725

19,709

19,405

18,954

18,704

18,247

17,725

17,288

16,862

16,399

16,094

15,777

15,553

15,483

15,301

15,338

14,977

14,900

14,847

14,565

14,683

14,403

14,366

13,561

13,211

13,162

12,931

13,578

13,535

13,235

13,242

13,061

13,079

13,339

0

0

0

Other income
Service charges

1,235

1,318

1,374

1,234

1,217

1,160

1,097

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges

-

-

-

-

-

-

-

-

-

-

-

-

-

987

1,023

1,019

1,083

1,090

981

931

823

765

773

787

824

857

881

908

941

961

997

1,111

1,113

1,113

1,187

1,077

0

0

0

Income on bank owned life insurance

318

312

304

297

295

296

293

297

295

292

293

287

289

294

295

296

300

300

304

307

303

310

316

321

331

331

332

338

342

350

350

0

0

0

-

-

-

-

-

Other operating income

149

148

148

125

124

137

131

141

132

117

126

116

125

134

130

132

133

128

121

145

158

158

149

140

110

107

110

77

71

56

67

-195

-94

-4

80

455

0

0

0

Gains on sales of loans

0

0

-

-

0

-

493

503

429

424

324

343

494

541

625

592

459

480

542

451

386

366

163

178

162

171

406

563

554

615

466

510

545

412

745

534

0

0

0

Gains on sales of investment securities

0

-

-

0

0

-

107

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gains on sales of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

33

72

73

63

51

42

42

42

30

36

37

94

93

121

120

201

266

286

345

246

217

133

179

0

0

0

Total other income

1,923

2,114

2,136

1,996

2,095

1,899

2,121

2,185

2,111

2,182

1,999

1,861

1,987

1,989

2,145

2,112

2,038

2,049

1,990

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Losses on OREO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-363

0

0

0

Total other income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,437

1,462

1,520

1,559

1,850

2,007

2,110

2,248

2,166

2,810

2,631

2,311

2,499

1,882

0

0

0

Other expenses
Compensation and employee benefits

10,345

10,278

10,133

9,932

9,847

9,773

9,687

9,617

9,393

9,220

9,084

8,911

8,779

8,641

8,482

8,386

8,276

8,201

8,140

8,009

7,890

7,773

7,704

7,667

7,656

7,558

7,423

7,349

7,233

7,262

7,319

7,360

7,439

7,555

7,570

7,566

0

0

0

Occupancy expenses

2,986

2,987

2,983

2,983

2,952

2,963

2,941

2,902

2,881

2,834

2,803

2,805

2,787

2,776

2,727

2,711

2,733

2,769

2,834

2,854

2,865

2,864

2,879

2,838

2,834

2,825

2,805

2,857

2,840

2,843

2,874

2,865

2,845

2,828

2,765

2,745

0

0

0

Advertising

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

181

0

0

0

Professional fees

1,311

1,159

1,101

1,084

1,110

1,087

1,026

1,016

983

1,007

1,018

1,008

1,004

989

984

994

1,017

1,013

1,069

1,132

1,083

1,056

1,031

885

882

923

881

926

912

970

978

1,023

1,020

991

1,005

1,036

0

0

0

Data processing expenses

642

649

648

630

608

597

581

551

537

518

513

509

498

497

486

479

470

495

520

551

583

579

576

566

569

579

576

584

590

571

553

0

0

0

-

-

-

-

-

OREO expenses

207

391

334

349

400

354

540

631

737

645

592

451

521

566

770

842

710

719

447

474

444

488

563

591

669

674

629

586

612

693

810

1,264

1,170

1,023

888

398

0

0

0

FDIC deposit insurance premiums

325

326

326

439

439

425

426

433

444

477

498

534

602

662

720

754

739

729

721

709

712

715

716

724

716

709

702

692

697

704

706

716

786

962

1,135

1,320

0

0

0

Loan servicing expenses

316

277

286

262

270

301

322

322

311

301

269

238

222

209

220

214

233

257

276

319

394

433

490

491

447

392

309

285

274

298

342

232

285

343

392

572

0

0

0

Insurance expense

202

204

205

207

206

200

206

211

219

226

233

239

247

261

253

249

244

236

235

228

225

225

225

225

226

229

228

229

229

232

238

0

0

0

-

-

-

-

-

Other expenses

1,576

1,568

1,584

1,595

1,583

1,581

1,595

1,577

1,549

1,519

1,434

1,390

1,343

1,325

1,301

1,291

1,279

1,412

1,415

1,414

1,376

1,220

1,177

1,170

1,173

1,188

1,225

1,211

1,233

1,246

1,250

908

984

1,043

1,202

1,677

0

0

0

Total other expenses

17,910

17,839

17,600

17,481

17,415

17,281

17,324

17,260

17,054

16,747

16,444

16,085

16,003

15,926

15,943

15,920

15,701

15,831

15,657

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total other expenses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,361

15,157

15,172

15,077

14,778

14,719

14,620

14,819

15,070

15,640

15,635

15,703

15,784

15,495

0

0

0

Income before income tax expense

3,423

4,088

4,261

4,224

4,085

3,572

3,501

3,172

2,782

2,723

2,417

2,175

2,078

1,840

1,755

1,675

1,638

1,556

1,310

1,086

987

841

759

708

714

43

283

449

420

1,006

630

405

238

-331

-206

-274

0

0

0

Income tax expense

1,021

1,224

1,265

1,340

1,328

1,186

1,471

1,360

1,281

1,318

994

888

827

711

664

613

583

532

413

322

280

218

185

194

195

-70

21

22

13

246

121

229

216

14

43

-3,598

0

0

0

Net income

2,402

2,864

2,996

2,884

2,757

2,386

2,030

1,812

1,501

1,405

1,423

1,287

1,251

1,129

1,091

1,062

1,055

1,024

897

764

707

623

574

514

519

113

262

0

0

0

-

-

-

-345

-249

3,324

0

0

0

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

Net income per share-basic and diluted

0.05

0.10

0.14

0.12

0.13

0.12

0.12

0.10

0.07

0.06

0.08

0.05

0.05

0.06

0.07

0.04

0.03

0.05

0.05

0.04

0.03

0.03

0.04

0.03

0.01

0.02

0.03

0.03

-0.06

0.05

-

0.03

-

0.01

-0.00

0.00

-0.06

0.02

0.61

Weighted average basic and diluted shares outstanding

5,819

5,820

5,820

5,820

5,820

5,820

5,820

5,820

5,820

5,820

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net income (loss) per share-basic

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.00

-

-

-

-

-

-