| Mar'15 | Dec'14 | Sep'14 | Jun'14 | Mar'14 | Dec'13 | Sep'13 | Jun'13 | Mar'13 | Dec'12 | Sep'12 | Jun'12 | Mar'12 | Dec'11 | Sep'11 | Jun'11 | Mar'11 | Dec'10 | Sep'10 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Flows from Operating Activities: | ||||||||||||||||||
Net Income | ||||||||||||||||||
216 | -9 | 227 | 246 | 243 | 251 | 248 | 193 | 89 | -1,575 | -92 | -32 | 194 | 224 | 111 | 164 | 207 | 120 | 215 |
Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||||||||
Adjustments to reconcile net income (loss) to net cash provided by operating activities: | ||||||||||||||||||
Net (accretion) of securities discounts and deferred loan fees and costs | ||||||||||||||||||
-4 | -14 | -2 | -6 | -10 | -1 | 4 | -16 | -61 | -167 | -19 | -27 | -44 | -8 | -57 | -21 | -12 | -18 | -20 |
Depreciation and amortization of premises and equipment | ||||||||||||||||||
104 | 118 | 120 | 120 | 123 | 124 | 129 | 139 | 139 | 141 | 148 | 150 | 151 | 150 | 151 | 164 | 164 | 164 | 162 |
Stock based compensation and allocation of ESOP stock | ||||||||||||||||||
44 | 78 | 80 | 78 | 80 | 77 | 76 | 89 | 116 | 112 | 111 | 112 | 111 | 109 | 111 | 112 | 113 | 114 | 118 |
Provision for loan losses | ||||||||||||||||||
-52 | 0 | 100 | 150 | 150 | 150 | 150 | 150 | 175 | 2,973 | 746 | 758 | 471 | 375 | 613 | 461 | 400 | 350 | 475 |
Loss on sale of other real estate owned | ||||||||||||||||||
-77 | - | - | 19 | 0 | 0 | 123 | - | - | - | - | - | - | - | - | 10 | 0 | -66 | -5 |
Income from bank owned life insurance | ||||||||||||||||||
53 | - | - | - | 53 | - | - | 55 | 54 | 56 | 52 | 50 | 50 | 51 | 50 | 50 | 48 | 49 | 49 |
Unrealized gain on trading securities | ||||||||||||||||||
- | - | - | - | - | - | - | 0 | 0 | 0 | 1 | -6 | 10 | 3 | -15 | -4 | -1 | 13 | 5 |
(Increase) decrease in accrued interest receivable | ||||||||||||||||||
180 | 57 | -124 | 131 | -113 | 109 | -38 | 85 | -79 | -40 | -78 | -68 | -78 | 42 | 111 | -143 | 115 | -36 | 52 |
(Increase) decrease in other assets | ||||||||||||||||||
85 | 141 | -81 | -806 | -19 | -138 | 319 | -1,076 | -83 | 1,058 | -156 | 512 | -776 | 502 | -302 | -508 | 774 | -232 | -233 |
Increase in other liabilities | ||||||||||||||||||
66 | -138 | 104 | -13 | 16 | -79 | 145 | 106 | 7 | 73 | -109 | 97 | -132 | 77 | -3 | -30 | 91 | -48 | 155 |
Net Cash Provided by Operating Activities | ||||||||||||||||||
133 | -41 | 779 | 1,624 | 681 | 498 | 292 | 1,094 | 570 | 497 | 966 | 548 | 1,545 | 320 | 1,082 | 1,445 | 27 | 954 | 1,237 |
Cash Flows from Investing Activities: | ||||||||||||||||||
Activity in held to maturity securities: | ||||||||||||||||||
Purchases | ||||||||||||||||||
490 | - | - | - | 1 | - | - | - | - | - | - | 7,648 | 14,000 | 11,000 | 28,970 | 13,000 | 0 | 5,000 | 16,247 |
Purchases | ||||||||||||||||||
- | - | - | 0 | 1 | 0 | 8,379 | 6,975 | 21,970 | 12,690 | 30,120 | - | - | - | - | - | - | - | - |
Maturities, calls and principal repayments | ||||||||||||||||||
757 | 2,562 | 3,809 | 293 | 718 | 2,833 | 418 | 5,993 | 11,973 | 8,397 | 15,259 | 18,118 | 17,093 | 8,329 | 9,092 | 18,076 | 2,090 | 2,092 | 17,772 |
Net increase in loans receivable | ||||||||||||||||||
646 | -987 | 3,100 | -590 | 352 | 6,217 | 3,224 | -6,449 | -2,385 | -1,362 | -478 | -1,741 | -243 | -1,591 | -6,019 | -2,579 | -5,497 | 132 | -1,451 |
Purchased loan participations | ||||||||||||||||||
7,100 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Purchase of premises and equipment | ||||||||||||||||||
52 | 7 | 43 | 3 | 38 | 30 | 29 | 4 | 16 | 12 | 17 | 8 | 97 | 57 | 2 | -13 | 13 | 42 | 15 |
Cash dividends paid to minority shareholders | ||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | 55 | 54 | 54 | 55 | 57 | 39 | 62 | 63 |
(Purchase) redemption of Federal Home Loan Bank of NY stock | ||||||||||||||||||
320 | - | - | - | -157 | - | - | 4 | 64 | 191 | 217 | 9 | 40 | 364 | 10 | 37 | 9 | 34 | 24 |
Purchase of bank owned life insurance | ||||||||||||||||||
- | - | 55 | - | - | - | 56 | 0 | 0 | 0 | 588 | - | - | - | - | - | - | - | - |
Redemption of Federal Home Loan Bank of New York stock | ||||||||||||||||||
- | 90 | 390 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Capitalized improvements of other real estate owned | ||||||||||||||||||
89 | 52 | 12 | 0 | 13 | 69 | 5 | - | - | - | - | - | - | - | - | - | - | - | - |
Proceeds from the sale of other real estate owned | ||||||||||||||||||
- | - | - | 867 | 0 | 0 | 1,178 | - | - | - | - | - | - | - | - | 142 | 938 | 220 | 399 |
Proceeds from sale of other real estate owned | ||||||||||||||||||
256 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash (Used in) Provided by Investing Activities | ||||||||||||||||||
-7,684 | 3,669 | 1,044 | 1,384 | 471 | -3,640 | -10,041 | 6,776 | -7,716 | -2,373 | -14,988 | 13,273 | 3,239 | -267 | -13,861 | 7,830 | 8,512 | -2,862 | 3,360 |
Cash Flows from Financing Activities: | ||||||||||||||||||
Net (decrease) increase in deposits | ||||||||||||||||||
-308 | -3,195 | 5,874 | -8,440 | 1,396 | -3,557 | -6,477 | -1,409 | -133 | -1,023 | -766 | -671 | -2,621 | -640 | 1,555 | -301 | -1,453 | -5,384 | -3,088 |
Increase (repayment) of advance from FHLB of NY | ||||||||||||||||||
-7,100 | 2,000 | 6,000 | - | 3,500 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Increase in advance payments by borrowers for taxes and insurance | ||||||||||||||||||
-89 | -122 | 41 | - | -38 | - | -184 | -7 | -53 | -25 | 50 | - | -16 | 67 | 97 | -61 | 10 | 33 | 138 |
Net Cash Provided by (Used in) Financing Activities | ||||||||||||||||||
6,881 | -5,073 | -167 | -431 | -2,066 | 74 | -6,293 | -1,462 | 9,856 | -1,189 | -1,033 | -667 | -2,699 | -1,125 | 1,393 | -334 | -1,511 | -5,513 | -3,313 |
Net Decrease in Cash and Cash Equivalents | ||||||||||||||||||
-670 | -1,445 | 1,656 | 2,577 | -914 | -3,068 | -16,042 | 6,408 | 2,710 | -3,065 | -15,055 | 13,154 | 2,085 | -1,072 | -11,386 | 8,941 | 7,028 | -7,421 | 1,284 |
Supplementary Cash Flows Information | ||||||||||||||||||
Interest paid | ||||||||||||||||||
- | 581 | 583 | 587 | 587 | 616 | 635 | 659 | 647 | 685 | 732 | 761 | 788 | 879 | 910 | 968 | 1,007 | 1,078 | 1,186 |
Interest paid | ||||||||||||||||||
555 | - | - | - | 587 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Loan receivable transferred to other real estate | ||||||||||||||||||
- | 285 | 613 | 77 | 0 | 845 | 773 | 225 | 1,194 | 785 | 532 | - | - | - | - | 624 | 0 | 130 | 800 |
Securities held to maturity settled subsequent to period end | ||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,000 | - | - | - | - |