Msb financial corp. (MSBF)
CashFlow / TTM
Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10
Cash Flows from Operating Activities:
Net Income

680

707

967

988

935

781

-1,045

-1,385

-1,610

-1,505

294

497

693

706

602

706

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Net (accretion) of securities discounts and deferred loan fees and costs

-26

-32

-19

-13

-23

-74

-240

-263

-274

-257

-98

-136

-130

-98

-108

-71

0

0

0

Depreciation and amortization of premises and equipment

462

481

487

496

515

531

548

567

578

590

599

602

616

629

643

654

0

0

0

Stock based compensation and allocation of ESOP stock

280

316

315

311

322

358

393

428

451

446

443

443

443

445

450

457

0

0

0

Provision for loan losses

198

400

550

600

600

625

3,448

4,044

4,652

4,948

2,350

2,217

1,920

1,849

1,824

1,686

0

0

0

Loss on sale of other real estate owned

0

-

-

142

0

0

0

-

-

-

-

-

-

-

-

-61

0

0

0

Income from bank owned life insurance

0

-

-

-

0

-

-

217

212

208

203

201

201

199

197

196

0

0

0

Unrealized gain on trading securities

-

-

-

-

-

-

-

1

-5

5

8

-8

-6

-17

-7

13

0

0

0

(Increase) decrease in accrued interest receivable

244

-49

3

89

43

77

-72

-112

-265

-264

-182

7

-68

125

47

-12

0

0

0

(Increase) decrease in other assets

-661

-765

-1,044

-644

-914

-978

218

-257

1,331

638

82

-64

-1,084

466

-268

-199

0

0

0

Increase in other liabilities

19

-31

28

69

188

179

331

77

68

-71

-67

39

-88

135

10

168

0

0

0

Net Cash Provided by Operating Activities

2,495

3,043

3,582

3,095

2,565

2,454

2,453

3,127

2,581

3,556

3,379

3,495

4,392

2,874

3,508

3,663

0

0

0

Cash Flows from Investing Activities:
Activity in held to maturity securities:
Purchases

0

-

-

-

0

-

-

-

-

-

-

61,618

66,970

52,970

46,970

34,247

0

0

0

Purchases

-

-

-

8,380

15,355

37,324

50,014

71,755

0

0

0

-

-

-

-

-

-

-

-

Maturities, calls and principal repayments

7,421

7,382

7,653

4,262

9,962

21,217

26,781

41,622

53,747

58,867

58,799

52,632

52,590

37,587

31,350

40,030

0

0

0

Net increase in loans receivable

2,169

1,875

9,079

9,203

3,344

607

-6,972

-10,674

-5,966

-3,824

-4,053

-9,594

-10,432

-15,686

-13,963

-9,395

0

0

0

Purchased loan participations

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises and equipment

105

91

114

100

101

79

61

49

53

134

179

164

143

59

44

57

0

0

0

Cash dividends paid to minority shareholders

-

-

-

-

-

-

-

-

-

-

-

218

220

205

213

221

0

0

0

(Purchase) redemption of Federal Home Loan Bank of NY stock

0

-

-

-

0

-

-

476

481

457

630

423

451

420

90

104

0

0

0

Purchase of bank owned life insurance

-

-

0

-

-

-

56

588

0

0

0

-

-

-

-

-

-

-

-

Redemption of Federal Home Loan Bank of New York stock

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Capitalized improvements of other real estate owned

153

77

94

87

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from the sale of other real estate owned

-

-

-

2,045

0

0

0

-

-

-

-

-

-

-

-

1,699

0

0

0

Proceeds from sale of other real estate owned

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash (Used in) Provided by Investing Activities

-1,587

6,568

-741

-11,826

-6,434

-14,621

-13,354

-18,301

-11,804

-849

1,257

2,384

-3,059

2,214

-381

16,840

0

0

0

Cash Flows from Financing Activities:
Net (decrease) increase in deposits

-6,069

-4,365

-4,727

-17,078

-10,047

-11,576

-9,042

-3,331

-2,593

-5,081

-4,698

-2,377

-2,007

-839

-5,583

-10,226

0

0

0

Increase (repayment) of advance from FHLB of NY

4,400

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in advance payments by borrowers for taxes and insurance

-208

0

0

-

0

-

-269

-35

0

0

0

-

87

113

79

120

0

0

0

Net Cash Provided by (Used in) Financing Activities

1,210

-7,737

-2,590

-8,716

-9,747

2,175

912

6,172

6,967

-5,588

-5,524

-3,098

-2,765

-1,577

-5,965

-10,671

0

0

0

Net Decrease in Cash and Cash Equivalents

2,118

1,874

251

-17,447

-13,616

-9,992

-9,989

-9,002

-2,256

-2,881

-888

2,781

-1,432

3,511

-2,838

9,832

0

0

0

Supplementary Cash Flows Information
Interest paid

-

2,338

2,373

2,425

2,497

2,557

2,626

2,723

2,825

2,966

3,160

3,338

3,545

3,764

3,963

4,239

0

0

0

Interest paid

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan receivable transferred to other real estate

-

975

1,535

1,695

1,843

3,037

2,977

2,736

0

0

0

-

-

-

-

1,554

0

0

0

Securities held to maturity settled subsequent to period end

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-