MSB FINANCIAL CORP. MSBF Income Statement

Msb financial corp. (MSBF)

Income statement / TTM

Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10
Interest Income:
Loans receivable, including fees
10,054	10,095	10,057	10,033	10,009	10,054	10,173	10,435	10,756	11,038	11,430	11,783	12,163	12,601	12,965	13,306	0	0	0
Securities held to maturity
1,745	1,807	1,870	1,870	1,812	1,717	1,591	1,504	1,551	1,651	1,809	1,929	1,898	1,864	1,767	1,714	0	0	0
Other
87	88	87	89	92	89	91	93	91	94	93	89	91	93	103	107	0	0	0
Total Interest Income
11,886	11,990	12,014	11,992	11,913	11,860	11,855	12,032	12,398	12,783	13,332	13,801	14,152	14,558	14,835	15,127	0	0	0
Interest Expense
Deposits
1,542	1,571	1,605	1,655	1,724	1,803	1,897	2,007	2,130	2,274	2,467	2,652	2,851	3,072	3,269	3,542	0	0	0
Borrowings
773	775	776	767	767	751	729	714	688	683	683	684	685	684	684	684	0	0	0
Total Interest Expense
2,315	2,346	2,381	2,422	2,491	2,554	2,626	2,721	2,818	2,957	3,150	3,336	3,536	3,756	3,953	4,226	0	0	0
Net Interest Income
9,571	9,644	9,633	9,570	9,422	9,306	9,229	9,311	9,580	9,826	10,182	10,465	10,616	10,802	10,882	10,901	0	0	0
(Credit) provision for Loan Losses
198	400	550	600	600	625	3,448	4,044	4,652	4,948	2,350	2,217	1,920	1,849	1,824	1,686	0	0	0
Net Interest Income after Provision for Loan Losses
9,373	9,244	9,083	8,970	8,822	8,681	5,781	5,267	4,928	4,878	7,832	8,248	8,696	8,953	9,058	9,215	0	0	0
Non-Interest Income
Fees and service charges
351	377	395	407	402	368	344	329	333	337	341	341	336	356	375	469	0	0	0
Income from bank owned life insurance
218	218	216	217	217	218	221	217	212	208	203	201	201	199	197	196	0	0	0
Gain on trading securities
-	-	-	-	-	-	-	-	-4	5	8	-8	-7	-17	-7	13	0	0	0
Other
95	90	94	100	98	106	107	103	93	85	94	97	106	106	95	95	0	0	0
Total Non-Interest Income
664	685	705	724	717	692	672	650	634	635	646	631	636	644	660	773	0	0	0
Non-Interest Expenses
Salaries and employee benefits
4,071	3,938	3,833	3,784	3,790	3,823	3,886	3,859	3,837	3,789	3,760	3,810	3,826	3,865	3,892	3,876	0	0	0
Directors compensation
460	456	459	444	454	466	480	495	530	539	526	514	487	469	464	458	0	0	0
Occupancy and equipment
1,330	1,359	1,351	1,343	1,352	1,360	1,378	1,403	1,364	1,351	1,379	1,433	1,544	1,640	1,683	1,658	0	0	0
Service bureau fees
565	582	581	626	617	595	574	553	542	520	501	470	446	423	422	413	0	0	0
Advertising
136	145	138	144	153	161	159	162	154	150	166	174	200	202	206	224	0	0	0
FDIC assessment
286	306	363	410	411	393	336	291	292	293	296	295	274	333	385	438	0	0	0
Professional services
727	686	594	547	524	531	577	543	569	537	491	514	503	517	0	-	0	0	-
Other
1,005	967	968	860	815	858	882	983	1,044	927	924	889	803	860	1,053	1,268	0	0	0
Total Non-Interest Expenses
9,019	8,878	8,287	8,158	8,116	8,187	8,272	8,289	8,332	8,106	8,043	8,099	8,125	8,366	8,674	8,767	0	0	0
Income before Income Taxes
1,018	1,051	1,501	1,536	1,423	1,186	-1,819	-2,372	-2,770	-2,593	435	780	1,207	1,231	1,044	1,221	0	0	0
Income Tax Expense
338	344	534	548	488	405	-774	-987	-1,160	-1,088	141	283	514	525	442	515	0	0	0
Net Income
680	707	967	988	935	781	-1,045	-1,385	-1,610	-1,505	294	497	693	706	602	706	0	0	0
Weighted average number of shares of common stock Outstanding basic and diluted (in Shares)
4,946	4,941	4,937	9,851	4,928	4	4,920	19,717	4	4	4	4,915	4,973	5,015	5,041	-	5,041	-	-
Weighted average number of common shares outstanding, basic and diluted
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,042	5,040
Earnings per share - basic and diluted (in Dollars per share)
0.04	-0.01	0.05	0.05	0.05	0.05	0.05	0.04	0.02	-0.32	-0.02	0.00	0.04	0.04	0.02	0.04	0.04	0.02	0.04
Other comprehensive loss, net of tax
Other comprehensive (loss) income, net of tax
Defined benefit pension plans:
Reclassification adjustment for prior service cost included in net income, net of tax of $3 and $-, respectively
0	-	-	2	4	5	6	7	0	0	0	-	-	-	-	-	-	-	-
Actuarial loss arising during the period, net of tax of ($3) and $-, respectively
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reclassification adjustment for net actuarial loss (gain) included in net income, net of tax of ($4) and $1, respectively
2	-5	-5	-6	-1	3	7	11	0	0	0	-	-	-	-	-	-	-	-
Dividends declared per common share
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.03	0.03	-
Amortization of prior service cost included in net periodic pension cost, net of tax of $2 and $-; and $3 and $3 for the three and nine months, respectively
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Less: amortization of unrecognized gain, net of tax of $3 and $2; and $7 and $4 for the three and nine months, respectively.
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Total Other comprehensive income (loss)
-33	-39	-2	-2	53	58	63	68	-8	-8	-8	-9	0	0	0	-	-	-	-
Amortization component of net periodic pension cost, net of tax
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Comprehensive income
647	668	965	986	988	839	-982	-1,317	-1,618	-1,513	286	488	622	631	523	625	0	0	0