| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 |
|---|---|---|---|---|---|---|---|---|---|
ASSETS | |||||||||
Cash and due from banks | |||||||||
2,117 | 1,577 | 1,258 | 909 | 938 | 884 | 849 | 817 | 741 | 1,151 |
Interest-bearing deposits with banks | |||||||||
19,625 | 17,240 | 18,620 | 21,239 | 9,117 | 11,816 | 18,295 | 42,280 | 15,596 | 6,313 |
Cash and cash equivalents | |||||||||
21,742 | 18,817 | 19,878 | 22,148 | 10,055 | 12,700 | 19,144 | 43,097 | 16,337 | 7,464 |
Securities available for sale, at fair value | |||||||||
56,047 | 58,417 | 57,431 | 51,071 | 50,971 | 53,140 | 45,210 | 42,154 | 42,802 | 45,716 |
Securities held to maturity | |||||||||
38 | 42 | 44 | 67 | 71 | 100 | 105 | 131 | 138 | 163 |
Loans, net | |||||||||
122,238 | 123,272 | 124,205 | 126,606 | 129,458 | 126,293 | 126,488 | 121,079 | 116,302 | 114,896 |
Federal Home Loan Bank stock, at cost | |||||||||
778 | 778 | 778 | 778 | 778 | 778 | 778 | 778 | 778 | 778 |
Foreclosed real estate | |||||||||
- | - | - | - | - | - | 102 | - | 38 | 176 |
Real estate held for sale | |||||||||
135 | 135 | 135 | 239 | 239 | 239 | 239 | 270 | 270 | 270 |
Premises and equipment | |||||||||
1,871 | 1,874 | 1,878 | 1,881 | 1,904 | 1,928 | 1,949 | 1,979 | 2,005 | 2,032 |
Accrued interest receivable: | |||||||||
Loans | |||||||||
384 | 410 | 424 | 423 | 454 | 435 | 442 | 402 | 408 | 421 |
Securities | |||||||||
375 | 455 | 315 | 390 | 317 | 396 | 257 | 314 | 250 | 241 |
Cash value of life insurance | |||||||||
3,812 | 3,794 | 3,775 | 3,756 | 3,737 | 3,718 | 3,699 | 3,680 | 3,661 | 3,642 |
Other assets | |||||||||
882 | 442 | 261 | 320 | 683 | 935 | 1,022 | 883 | 1,019 | 878 |
Total Assets | |||||||||
208,302 | 208,436 | 209,124 | 207,679 | 198,667 | 200,662 | 199,435 | 214,767 | 184,008 | 176,677 |
LIABILITIES | |||||||||
Deposits: | |||||||||
Noninterest-bearing | |||||||||
18,992 | 17,796 | 17,161 | 16,441 | 17,339 | 18,334 | 17,551 | 52,687 | 17,761 | 18,008 |
Interest-bearing | |||||||||
129,142 | 129,173 | 130,495 | 129,839 | 131,148 | 132,774 | 133,629 | 137,415 | 138,876 | 133,885 |
Total deposits | |||||||||
148,134 | 146,969 | 147,656 | 146,280 | 148,487 | 151,108 | 151,180 | 190,102 | 156,637 | 151,893 |
Advance from Federal Home Loan Bank | |||||||||
10,000 | 10,000 | 10,000 | 10,000 | - | - | - | - | - | - |
Accrued interest payable | |||||||||
15 | 7 | - | - | - | - | - | - | - | - |
Advances from Federal Home Loan Bank | |||||||||
- | - | - | - | - | - | - | - | 3,000 | - |
Accrued expenses and other liabilities | |||||||||
642 | 647 | 579 | 593 | 568 | 711 | 583 | 518 | 510 | 630 |
Total Liabilities | |||||||||
158,791 | 157,623 | 158,235 | 156,873 | 149,055 | 151,819 | 151,763 | 190,620 | 160,147 | 152,523 |
STOCKHOLDERS' EQUITY | |||||||||
Preferred stock, 1,000,000 shares authorized, $0.01 par value, no shares issued and outstanding | |||||||||
- | - | - | - | - | - | 0 | 0 | 0 | - |
Common stock, 30,000,000 shares authorized, $0.01 par value,3,565,430 shares issued and 3,539,828 shares outstanding (3,557,728 in 2019) | |||||||||
36 | 36 | 36 | 36 | 36 | 36 | 36 | 1,472 | 1,472 | 1,472 |
Additional paid-in capital | |||||||||
30,440 | 30,415 | 30,322 | 30,315 | 30,309 | 30,302 | 30,295 | 3,503 | 3,503 | 3,501 |
Retained earnings, substantially restricted | |||||||||
21,681 | 21,363 | 21,234 | 21,197 | 20,967 | 20,672 | 20,219 | 19,943 | 19,647 | 19,326 |
Accumulated other comprehensive (loss) income | |||||||||
-206 | 1,281 | 1,527 | 1,207 | 275 | -166 | -847 | -671 | -661 | -47 |
Unearned ESOP shares | |||||||||
1,857 | 1,883 | 1,919 | 1,945 | 1,971 | 1,997 | 2,026 | - | - | - |
Unearned stock compensation plan | |||||||||
278 | 300 | 1 | 1 | 1 | 1 | 2 | 5 | 5 | 3 |
Treasury stock, at cost - 25,602 shares (7,702 in 2019) | |||||||||
305 | 99 | 310 | 3 | 3 | 3 | 3 | 95 | 95 | 95 |
Total Stockholders' Equity | |||||||||
49,511 | 50,813 | 50,889 | 50,806 | 49,612 | 48,843 | 47,672 | 24,147 | 23,861 | 24,154 |
Total Liabilities and Stockholders' Equity | |||||||||
208,302 | 208,436 | 209,124 | 207,679 | 198,667 | 200,662 | 199,435 | 214,767 | 184,008 | 176,677 |