NORTHEAST BANCORP /ME/ NBN Cash Flow

Northeast bancorp /me/ (NBN)

CashFlow / TTM

Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Other noninterest expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total noninterest expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income before income tax expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income tax expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating activities:
Net income
18,831	17,935	16,114	16,166	15,849	15,378	15,174	12,339	10,510	8,859	7,503	7,619	7,586	7,528	7,361	7,141	5,518	4,203	4,019	2,692	2,355	3,583	3,706	4,420	0	0	0	-	-	-	-	-	-
Adjustments to reconcile net income to net cash provided by operating activities:
Interest and fees on loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other interest and dividend income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest and dividend income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Wholesale repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Junior subordinated debentures issued to affiliated trusts
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Obligation under capital lease agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net interest and dividend income before provision for loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Provision for loan losses
1,301	1,251	1,588	1,410	1,545	1,566	1,755	1,594	1,522	1,373	1,642	1,618	1,541	1,349	566	717	601	737	774	531	708	874	971	1,122	1,133	887	774	946	1,292	1,241	0	0	0
Gain on sales of loans held for sale, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,650	1,859	2,219	2,792	3,009	0	0	0	-	-	-	-	-	-
Gain on sales of portfolio loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,353	1,301	870	1,006	0	0	0	-	-	-	-	-	-	-	-	-	-
Loss (gain) on sale and impairment of real estate owned and other repossessed collateral, net
-202	-198	-163	-123	-98	-1	-9	-23	-44	-198	-216	-255	4	386	398	428	316	152	142	63	0	0	0	-	-	-	-	-	-	-	-	-	-
Net unrealized gain on equity securities
0	0	0	-	-	-	0	-	-	-	-	-	0	0	0	-	-	-	-	-16	0	0	0	-	-	-	-	-4	2	2	0	0	0
Amortization of subordinated debt issuance costs
110	110	110	110	110	27	76	110	83	138	62	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss (gain) on sale and impairment of real estate owned and other repossessed collateral, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-
Originations of loans held for sale
81,389	86,869	86,701	91,975	84,050	105,455	120,010	122,924	170,577	147,148	136,592	130,010	0	0	0	-	-	-	-	91,366	98,011	112,539	131,099	141,870	0	0	0	-	-	-	-	-	-
(Gain) loss on sale or impairment of repossessed collateral, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Originations of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	121,170	0	0	0
Net proceeds from sales of loans held for sale
91,362	96,367	96,185	99,112	112,434	133,785	149,631	153,939	153,415	141,097	132,962	134,522	0	0	0	-	-	-	-	89,665	97,811	116,194	141,459	146,167	140,603	130,590	132,043	124,185	117,273	123,205	0	0	0
Net interest and dividend income after provision for loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fees for other services to customers
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sales of residential loans held for sale
546	665	814	931	1,064	1,119	1,201	1,452	1,552	1,605	1,666	1,684	1,785	1,805	1,853	1,877	0	0	0	-	-	-	-	-	-	-	-	-	-	-	0	-	-
Gain on sales of SBA and other loans held for sale
4,358	4,284	3,705	3,873	4,324	4,548	5,918	5,642	5,396	5,300	4,246	4,178	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease (increase) in servicing rights
55	71	-55	-124	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sales of portfolio loans, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,353	1,301	870	1,006	0	0	0	-	-	-	-	-	-	-	-	-	-
Other noninterest income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total noninterest income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Salaries and employee benefits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Occupancy and equipment expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Professional fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Data processing fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Marketing expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan acquisition and collection expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FDIC insurance premiums
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of intangible assets
433	433	433	433	433	432	432	432	432	433	455	477	498	520	554	589	624	657	702	746	790	833	888	943	0	0	0	-	-	-	-	-	-
Amortization of intangible assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,640	1,822	0	0	0
Bank-owned life insurance income, net
438	437	439	441	444	449	452	454	454	453	451	449	447	445	443	440	438	436	442	451	461	471	713	718	723	729	497	501	509	511	0	0	0
Depreciation of premises and equipment
1,323	1,326	1,341	1,300	1,280	1,316	1,346	1,449	1,539	1,576	1,621	1,631	0	0	0	-	-	-	-	1,999	2,002	1,938	1,843	1,745	1,675	1,537	1,419	1,299	1,197	1,175	0	0	0
Net (gain) loss on sale of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Stock-based compensation
1,232	1,072	949	870	891	947	963	945	857	816	831	613	0	0	0	-	-	-	-	686	801	822	787	563	498	447	439	445	426	420	0	0	0
Net gain on sale of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	792	0	0	0	-	-	-	-	-	-
Deferred income tax expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Gain on sale of assets of insurance division
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,566	1,580	1,529	0	0	0
Amortization of available-for-sale debt securities, net
-439	-549	-671	-802	-882	-950	-1,009	-1,055	-1,081	-1,090	-1,089	-1,025	0	0	0	-	-	-	-	-1,237	-1,429	-1,584	-1,625	-1,710	-1,685	-1,622	-1,718	-1,671	-1,818	-1,723	0	0	0
Changes in other assets and liabilities:
Bargain purchase gain
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-199	0	0	0
Other assets
-324	-436	-155	1,331	2,885	4,177	3,181	2,206	2,526	1,229	2,195	1,659	0	0	0	-	-	-	-	-576	176	3,870	-2,784	-3,630	-1,088	644	788	1,253	369	-626	0	0	0
Other liabilities
4,314	4,065	689	5,782	2,441	2,782	3,068	6,715	3,200	3,611	4,596	1,882	0	0	0	-	-	-	-	1,443	1,637	4,965	3,398	2,834	0	0	0	-	-	-	-	-	-
Net cash provided by operating activities
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-5,539	-3,414	-2,296	8,594	1,323	0	0	0	-	-	-	-	-	-
Other assets and liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,002	0	0	0
Net cash provided by operating activities
25,394	24,212	20,098	19,454	33,562	31,386	29,934	33,990	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-6,974	-1,772	-5,675	0	0	0
Investing activities:
Proceeds from sales of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	159,579	159,579	289,571	338,018	179,045	310,123	244,719	0	0	0
Purchases of available-for-sale debt securities
38,940	38,938	42,166	26,174	15,203	19,692	10,470	19,526	44,120	36,668	49,216	45,160	0	0	0	-	-	-	-	48,481	42,340	12,083	3,004	167,294	167,294	302,011	353,285	185,991	341,734	258,046	0	0	0
Proceeds from maturities and principal payments on investment securities, net
45,455	45,994	49,355	33,742	22,903	17,029	8,590	21,204	33,848	49,230	55,377	46,504	0	0	0	-	-	-	-	56,318	55,027	26,700	18,132	15,203	15,112	17,314	20,126	22,869	23,520	27,834	0	0	0
Loan purchases
141,378	169,795	155,263	124,111	116,534	91,374	102,605	112,807	86,501	100,574	90,394	99,999	0	0	0	-	-	-	-	79,823	92,376	87,416	106,661	121,336	117,157	114,004	121,374	101,779	60,486	52,299	0	0	0
Loan originations and principal collections, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Proceeds from sales of portfolio loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9,305	0	0	0	-	-	-	-	-	-	-	-	0	0
Loan originations, principal collections, and purchased loan paydowns, net
58	-11,433	-34,311	-32,372	-29,395	-75,868	-53,483	-16,915	-76,987	-30,986	-9,294	-28,975	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan originations, principal collections, and purchased loan paydowns, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-41,299	-15,976	-1,181	42,217	77,729	60,385	56,764	50,333	0	0	0	-	-
Purchases and disposals of premises and equipment, net
344	369	408	981	1,098	1,261	1,277	695	527	381	619	1,190	0	0	0	-	-	-	-	1,086	1,239	1,420	2,667	2,897	3,085	2,882	2,468	2,565	2,323	2,699	0	0	0
Proceeds from sales of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11	0	0	0	-	-	-	-	-	-	-	-	0	0
Proceeds from sales of real estate owned and other repossessed collateral
760	758	1,960	1,266	1,341	1,500	692	759	714	1,101	962	1,537	0	0	0	-	-	-	-	1,674	2,327	3,546	3,480	3,925	2,923	1,073	1,092	826	717	900	0	0	0
Proceeds from sale of assets of insurance division
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9,889	9,863	9,726	0	0	0
Net cash used in investing activities
-134,005	-150,811	-111,925	-83,600	-79,016	-17,750	-51,117	-93,680	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-18,639	-29,928	38,201	0	0	0
Financing activities:
Redemption of regulatory stock, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Net cash used in investing activities
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-64,835	-114,523	-84,719	-84,165	-63,083	0	0	0	-	-	-	-	-	-
Net increase in deposits
40,344	136,937	152,784	65,090	126,801	9,086	57,318	89,423	96,536	112,809	111,935	125,679	0	0	0	-	-	-	-	90,266	58,444	35,871	77,238	63,424	102,900	101,607	63,236	22,362	2,507	24,099	0	0	0
Net decrease in short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-2,349	0	0	0	-	-	-	-	2,359	225	898	1,486	-584	524	-174	-525	-1,306	-11,943	-61,299	0	0	0
Dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	113	166	219	212	212	211	211	0	0	0
Dividends paid on common stock
358	358	357	355	355	353	351	357	361	369	378	380	0	0	0	-	-	-	-	2,922	3,759	3,759	3,755	3,750	3,125	2,501	1,881	1,262	1,263	1,262	0	0	0
Repurchase of common stock
-	-	-	-	-	-	-	6,943	7,087	8,973	9,754	3,359	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayment of FHLBB borrowings and wholesale repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-10,000	0	0	0	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-
Repayment of Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Net proceeds from issuance of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Repayment of FHLB borrowings and wholesale repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Proceeds from FHLB borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	15,000	0	0	0	-	-	-	-	-	-	-	-	-	-
Repayment of structured repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-
Repayment of other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,129	2,129	2,129	0	0	0
Repayment of capital lease obligation
280	275	272	268	263	262	258	255	252	249	246	240	0	0	0	-	-	-	-	181	179	177	174	172	170	167	166	164	162	160	0	0	0
Repurchases for tax withholdings on restricted common stock
149	188	187	109	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock options exercised, net
-160	-124	-239	-1,093	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repurchases for tax withholdings on stock options and restricted common stock
-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	16,325	-68,206	-64,185	-25,221	-62,340	0	0	0	-	-	-	-	-	-
Net cash provided by financing activities
39,397	135,992	146,729	58,265	120,079	2,391	45,749	71,816	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	69,956	-13,175	-32,761	0	0	0
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	86,699	49,731	22,830	50,350	-580	0	0	0	-	-	-	-	-	-
Net decrease in cash and cash equivalents
-69,214	9,393	54,902	-5,881	74,625	16,027	24,566	12,126	55,990	45,833	40,036	61,307	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (decrease) increase in cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	44,343	-44,875	-235	0	0	0
Income taxes paid, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Interest paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Transfers from loans to real estate owned and other repossessed collateral, net
2,032	1,517	1,605	2,769	1,598	2,315	1,985	2,959	3,817	3,113	3,646	1,781	0	0	0	-	-	-	-	1,531	2,317	2,626	2,730	4,209	4,166	3,572	3,849	1,019	0	0	0	-	-
Basic (in Shares)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,180	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Diluted (in Shares)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,180	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Basic (in Dollars per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.16	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Diluted (in Dollars per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.16	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends declared per common share (in Dollars per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.01	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfers from loans to acquired assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Transfers from real estate owned and other repossessed collateral to loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,055	1,099	1,099	44	140	96	0	0	0